Last update: Oct 2026

Cost of Living Comparison Between Ghana and Spain

Name: Spain
Address: ES

For one person, living is cheaper in Ghana: $991 a month against $1,775 in Spain, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Ghana
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Ghana Living Index
86

Cost of Living Index in Spain
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Spain Living Index

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🇬🇭 Ghana

$991

/mo nomad

🇪🇸 Spain

$1,775

/mo nomad

Monthly Cost of Living

How much you'll spend in Ghana and in Spain

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghana and in Spain actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Ghana versus $1,775 in Spain.

Ghana $991
Spain $1,775

Estimated couple costs with rent: $1,570 in Ghana versus $2,606 in Spain.

Ghana $1,570
Spain $2,606

Monthly costs for a family of three with rent: $2,148 in Ghana versus $3,438 in Spain.

Ghana $2,148
Spain $3,438

Internal cost variation is higher in Spain: monthly costs span $931 to $2,610, compared to $3–$1,260 in Ghana. City choice carries more weight in Spain.

Living in Ghana costs about 44% less than in Spain on average.

Ghana (27% below) and Spain (30% above) straddle the global median.

Meal at Budget Restaurant

$6.87 GHS 79.9

$16.69 €14.96

-58.84%

Three-Course Dinner for Two, Mid-Range

$49.92 GHS 581

$55.7 €49.91

-10.38%

Fast Food Meal (McDonalds, etc)

$10.34 GHS 120

$11.37 €10.18

-9.06%

Cappuccino

$3.97 GHS 46.22

$2.42 €2.17

64.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 GHS 12.67

$2.68 €2.40

-59.33%

Water (0.33 liter bottle)

$0.48 GHS 5.61

$1.79 €1.60

-73.18%

Local Beer (0.5 liter draught)

$1.67 GHS 19.50

$3.42 €3.07

-51.17%

Imported Beer (0.33 liter bottle)

$2.60 GHS 30.30

$3.88 €3.47

-32.99%

Milk (1 liter)

$3.37 GHS 39.25

$1.20 €1.07

180.83%

White Bread (500g)

$1.55 GHS 18.08

$1.48 €1.33

4.73%

Rice (white) (1kg)

$2.96 GHS 34.50

$1.67 €1.50

77.25%

Eggs

$2.65 GHS 30.90

$3.42 €3.07

-22.51%

Local Cheese (1kg)

$10.98 GHS 128

$14.17 €12.70

-22.51%

Chicken Fillets (1kg)

$5.86 GHS 68.2

$8.33 €7.46

-29.65%

Beef Round Steak (1kg)

$7.50 GHS 87.3

$16.20 €14.52

-53.70%

Apples (1kg)

$3.09 GHS 35.97

$2.45 €2.20

26.12%

Banana (1kg)

$1.38 GHS 16.05

$2.03 €1.82

-32.02%

Oranges (1kg)

$1.66 GHS 19.36

$2.08 €1.86

-20.19%

Tomato (1kg)

$3.18 GHS 36.98

$2.58 €2.31

23.26%

Potato (1kg)

$2.82 GHS 32.82

$1.83 €1.64

54.10%

Onion (1kg)

$2.22 GHS 25.82

$2.00 €1.79

11.00%

Lettuce (1 head)

$0.91 GHS 10.58

$1.31 €1.17

-30.53%

Water (1.5 liter bottle)

$0.63 GHS 7.34

$0.77 €0.69

-18.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 GHS 25.34

$6.36 €5.70

-65.72%

Wine (Bottle)

$7.25 GHS 84.4

$5.64 €5.06

28.55%

Local Beer (0.5 liter bottle)

$1.40 GHS 16.26

$1.30 €1.17

7.69%

Imported Beer (0.33 liter bottle)

$2.56 GHS 29.76

$2.09 €1.87

22.49%

One-way Ticket (Public Transport)

$1.26 GHS 14.69

$1.64 €1.47

-23.17%

Public Transport Monthly Pass (Regular Price)

$39.42 GHS 459

$32.91 €29.49

19.78%

Taxi Start (Normal Tariff)

$1.65 GHS 19.19

$4.43 €3.97

-62.75%

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.63

$1.47 €1.31

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$3.62 GHS 42.18

$24.98 €22.39

-85.51%

Gasoline (1 liter)

$1.27 GHS 14.79

$1.77 €1.59

-28.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,959 GHS 92.6K

$35.5K €31.8K

-77.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K GHS 238.0K

$30.6K €27.4K

-33.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.7 GHS 904

$149 €134

-47.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 GHS 220

$17.67 €15.84

6.79%

Internet (50+ Mbps, Unlimited Data)

$46.54 GHS 542

$31.88 €28.57

45.98%

Gym Membership (Monthly)

$60.1 GHS 700

$44.24 €39.64

35.94%

Tennis Court (1 Hour on Weekend)

$17.97 GHS 209

$15.29 €13.70

17.53%

Cinema Ticket

$12.33 GHS 144

$9.66 €8.66

27.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 GHS 4,755

$544 €488

-24.93%

International Primary School, 1 Child (Yearly)

$15.6K GHS 181.6K

$10.6K €9,504

47.08%

Jeans (Levis 501 Or Similar)

$14.00 GHS 163

$84.9 €76.1

-83.51%

Summer Dress (H&M, Zara, etc)

$18.28 GHS 213

$37.11 €33.26

-50.74%

Sport Shoes (Adidas, Nike)

$38.76 GHS 451

$89.2 €79.9

-56.54%

Men's Leather Business Shoes

$49.88 GHS 581

$106 €94.8

-52.83%

1-bedroom Apartment, City Center (Monthly)

$554 GHS 6,447

$1,056 €947

-47.57%

1-bedroom Apartment, Outside City Center (Monthly)

$250 GHS 2,904

$808 €724

-69.11%

3-bedroom Apartment, City Center (Monthly)

$1,055 GHS 12.3K

$1,621 €1,453

-34.93%

3-bedroom Apartment, Outside City Center (Monthly)

$426 GHS 4,961

$1,246 €1,117

-65.80%

Buy Apartment in City Center (m2)

$3,225 GHS 37.5K

$4,135 €3,706

-22.02%

Buy Apartment Outside City Center (m2)

$1,719 GHS 20.0K

$2,633 €2,359

-34.69%

Average Monthly Net Salary (After Tax)

$247 GHS 2,870

$1,999 €1,791

-87.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

28.8

3.3

772.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: October 26, 2026

Last update for Spain: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ghana

$253 25.6%

Spain

$272 15.3% 7.2% $18

Accommodation & Living

Ghana

$250 25.2%

Spain

$808 45.5% 224% $558

Eating Out

Ghana

$153 15.5%

Spain

$239 13.5% 56% $86

Monthly Utilities & Internet

Ghana

$143 14.4%

Spain

$199 11.2% 38.9% $56

Sport & Entertainment

Ghana

$85 8.6%

Spain

$64 3.6% 25.1% $21

Clothing & Footwear

Ghana

$54 5.5%

Spain

$143 8% 162% $88

Getting Around

Ghana

$52 5.3%

Spain

$51 2.9% 2.2% $1.2

Cost Breakdown

National rent averages: $444 in Ghana, $920 in Spain. Capital cities: $686 in Accra vs $1,508 in Madrid.

National salary averages: $340 in Ghana, $1,972 in Spain. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 107% higher in Spain.

Dining out costs 21% more in Spain.

Salaries are about 5.8 times higher in Spain, and purchasing power comes out stronger in Spain.

Good to know

🇬🇭 Ghana

🇪🇸 Spain

🕒 Local time

05:25 5:25 AM

06:25 6:25 AM

1 h ahead of Ghana

🌤 Weather

👥 Population

32,833,031

47,415,750

💱 Currency

Ghanaian Cedi GHS ₵

Euro EUR €

📈 Exchange rate

100 GHS = 8.59 USD

100 GHS = 7.72 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.64 GHS (100 GHS = 8.59 USD). 1 EUR = 12.96 GHS (100 GHS = 7.72 EUR).

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Ghana Spain 3,890 km ≈ 5 h nonstop flight

From you

Ghana
Spain

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs Spain: Cost of Living - Frequently Asked Questions

At $991 per month in Ghana and $1,775 in Spain, Ghana comes out about 44% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Rent for a central one-bedroom averages $920 in Spain and $444 in Ghana. Rents vary a lot between cities, so the gap depends on where you settle.

In Ghana, $1,500 covers most cities easily; in Spain it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: Ghana wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.