Cost of Living Comparison Between Spain and Ghana Cost of Living Comparison Between Spain and Ghana

Monthly Cost of Living

Monthly costs for one person with rent: $1,642 in Spain versus $376 in Ghana.

Estimated couple costs with rent: $2,393 in Spain versus $632 in Ghana.

Monthly costs for a family of three with rent: $3,144 in Spain versus $888 in Ghana.

Living in Spain is roughly 337% more expensive than in Ghana on average.

Spain (23% above) and Ghana (72% below) straddle the global median.

Currency
🍽 Eating Out
Spain
Ghana
Difference
Meal at Budget Restaurant
$16.46 €14.40
$3.84 GHS 44.30
328.65%
Three-Course Dinner for Two, Mid-Range
$58.1 €50.8
$44.81 GHS 518
29.57%
Fast Food Meal (McDonalds, etc)
$10.59 €9.27
$7.83 GHS 90.5
35.25%
Cappuccino
$2.30 €2.01
$3.09 GHS 35.69
-25.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.59 €2.26
$0.94 GHS 10.85
175.53%
Water (0.33 liter bottle)
$1.88 €1.65
$0.36 GHS 4.20
422.22%
Local Beer (0.5 liter draught)
$3.41 €2.98
$1.33 GHS 15.35
156.39%
Imported Beer (0.33 liter bottle)
$3.97 €3.47
$2.28 GHS 26.38
74.12%
🛒 Groceries & Markets
Spain
Ghana
Difference
Milk (1 liter)
$1.18 €1.03
$3.02 GHS 34.90
-60.93%
White Bread (500g)
$1.54 €1.35
$1.39 GHS 16.01
10.79%
Rice (white) (1kg)
$1.59 €1.39
$2.14 GHS 24.74
-25.70%
Eggs
$3.05 €2.67
$2.31 GHS 26.74
32.03%
Local Cheese (1kg)
$14.38 €12.58
$8.11 GHS 93.7
77.31%
Chicken Fillets (1kg)
$8.46 €7.40
$4.44 GHS 51.3
90.54%
Beef Round Steak (1kg)
$15.94 €13.95
$5.27 GHS 60.9
202.47%
Apples (1kg)
$2.54 €2.22
$2.83 GHS 32.73
-10.25%
Banana (1kg)
$2.08 €1.82
$1.39 GHS 16.09
49.64%
Oranges (1kg)
$2.02 €1.77
$1.62 GHS 18.74
24.69%
Tomato (1kg)
$2.66 €2.32
$2.73 GHS 31.52
-2.56%
Potato (1kg)
$1.82 €1.59
$2.81 GHS 32.41
-35.23%
Onion (1kg)
$1.88 €1.65
$2.06 GHS 23.82
-8.74%
Lettuce (1 head)
$1.35 €1.18
$0.80 GHS 9.28
68.75%
Water (1.5 liter bottle)
$0.75 €0.66
$0.51 GHS 5.88
47.06%
Cigarettes 20 Pack (Marlboro, Camel)
$6.35 €5.56
$1.61 GHS 18.62
294.41%
Wine (Bottle)
$5.75 €5.03
$6.97 GHS 80.5
-17.50%
Local Beer (0.5 liter bottle)
$1.30 €1.14
$1.12 GHS 12.96
16.07%
Imported Beer (0.33 liter bottle)
$2.11 €1.85
$1.81 GHS 20.95
16.57%
🚌 Getting Around
Spain
Ghana
Difference
One-way Ticket (Public Transport)
$1.72 €1.50
$1.08 GHS 12.43
59.26%
Public Transport Monthly Pass (Regular Price)
$35.11 €30.71
$34.62 GHS 400
1.42%
Taxi Start (Normal Tariff)
$4.56 €3.99
$1.47 GHS 17.03
210.20%
Taxi (Normal Tariff) (1km)
$1.30 €1.14
$1.21 GHS 14.01
7.44%
Taxi 1hour Waiting (Normal Tariff)
$26.70 €23.36
$4.43 GHS 51.2
502.71%
Gasoline (1 liter)
$1.81 €1.58
$1.07 GHS 12.40
69.16%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$39.2K €34.3K
$8,033 GHS 92.8K
388.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$30.6K €26.8K
$10.1K GHS 116.9K
202.52%
🧾 Monthly Utilities & Internet
Spain
Ghana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$153 €133
$47.57 GHS 549
220.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$20.36 €17.82
$13.53 GHS 156
50.48%
Internet (50+ Mbps, Unlimited Data)
$34.00 €29.75
$42.42 GHS 490
-19.85%
🎉 Sport & Entertainment
Spain
Ghana
Difference
Gym Membership (Monthly)
$48.13 €42.11
$32.03 GHS 370
50.27%
Tennis Court (1 Hour on Weekend)
$16.14 €14.12
$15.84 GHS 183
1.89%
Cinema Ticket
$9.37 €8.20
$9.62 GHS 111
-2.60%
🧸 Childcare & Education
Spain
Ghana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$520 €455
$76.9 GHS 888
576.02%
International Primary School, 1 Child (Yearly)
$10.2K €8,900
$7,372 GHS 85.1K
37.99%
👕👟 Clothing & Footwear
Spain
Ghana
Difference
Jeans (Levis 501 Or Similar)
$85.9 €75.2
$16.71 GHS 193
414.30%
Summer Dress (H&M, Zara, etc)
$36.75 €32.15
$20.70 GHS 239
77.54%
Sport Shoes (Adidas, Nike)
$91.7 €80.2
$31.52 GHS 364
190.93%
Men's Leather Business Shoes
$108 €94.8
$45.13 GHS 521
140.13%
🏠 Accommodation & Living
Spain
Ghana
Difference
1-bedroom Apartment, City Center (Monthly)
$1,043 €912
$515 GHS 5,951
102.38%
1-bedroom Apartment, Outside City Center (Monthly)
$834 €730
$158 GHS 1,819
429.46%
3-bedroom Apartment, City Center (Monthly)
$1,674 €1,464
$1,056 GHS 12.2K
58.57%
3-bedroom Apartment, Outside City Center (Monthly)
$1,223 €1,070
$403 GHS 4,651
203.74%
Buy Apartment in City Center (m2)
$4,158 €3,638
$3,228 GHS 37.3K
28.83%
Buy Apartment Outside City Center (m2)
$2,629 €2,301
$1,697 GHS 19.6K
54.94%
💵 Salaries & Financials
Spain
Ghana
Difference
Average Monthly Net Salary (After Tax)
$1,965 €1,719
$252 GHS 2,914
678.70%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.51
26.83
-86.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: July 12, 2026

Last update for Ghana: July 12, 2026

Cost Breakdown

National rent averages: $897 in Spain, $90.0 in Ghana. Capital cities: $1,607 in Madrid vs $530 in Accra.

National salary averages: $1,989 in Spain, $305 in Ghana. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 897% higher in Spain.

Dining out costs 96% more in Spain.

Public transport is 450% more expensive in Spain.

Salaries are 552% higher in Spain, and purchasing power comes out stronger in Spain.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Spain vs Ghana: Cost of Living - Frequently Asked Questions
What is the cost difference between Ghana and Spain?
At $404 per month in Ghana and $2,154 in Spain, there's a 433% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is simply cheaper in Ghana: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent in Spain is consistently higher than in Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
Is $1,000 a realistic budget in Ghana or in Spain?
In Ghana, $1,000 covers most cities easily; in Spain it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
Should I move to Ghana or to Spain?
It depends on what you're after: Ghana wins on affordability; Spain may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.

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