Last update: Oct 2026

Cost of Living Comparison Between Spain and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in Ghana: $991 a month against $1,775 in Spain, rent and utilities included – about $9,400 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Spain
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Spain Living Index
48

Cost of Living Index in Ghana
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Ghana Living Index

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🇪🇸 Spain

$1,775

/mo nomad

🇬🇭 Ghana

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in Spain and in Ghana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Spain and in Ghana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,775 in Spain versus $991 in Ghana.

Spain $1,775
Ghana $991

Estimated couple costs with rent: $2,606 in Spain versus $1,570 in Ghana.

Spain $2,606
Ghana $1,570

Monthly costs for a family of three with rent: $3,438 in Spain versus $2,148 in Ghana.

Spain $3,438
Ghana $2,148

Internal cost variation is higher in Spain: monthly costs span $931 to $2,610, compared to $3–$1,260 in Ghana. City choice carries more weight in Spain.

Living in Spain is roughly 79% more expensive than in Ghana on average.

Spain (30% above) and Ghana (27% below) straddle the global median.

Meal at Budget Restaurant

$16.69 €14.96

$6.87 GHS 79.9

142.94%

Three-Course Dinner for Two, Mid-Range

$55.7 €49.91

$49.92 GHS 581

11.58%

Fast Food Meal (McDonalds, etc)

$11.37 €10.18

$10.34 GHS 120

9.96%

Cappuccino

$2.42 €2.17

$3.97 GHS 46.22

-39.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.68 €2.40

$1.09 GHS 12.67

145.87%

Water (0.33 liter bottle)

$1.79 €1.60

$0.48 GHS 5.61

272.92%

Local Beer (0.5 liter draught)

$3.42 €3.07

$1.67 GHS 19.50

104.79%

Imported Beer (0.33 liter bottle)

$3.88 €3.47

$2.60 GHS 30.30

49.23%

Milk (1 liter)

$1.20 €1.07

$3.37 GHS 39.25

-64.39%

White Bread (500g)

$1.48 €1.33

$1.55 GHS 18.08

-4.52%

Rice (white) (1kg)

$1.67 €1.50

$2.96 GHS 34.50

-43.58%

Eggs

$3.42 €3.07

$2.65 GHS 30.90

29.06%

Local Cheese (1kg)

$14.17 €12.70

$10.98 GHS 128

29.05%

Chicken Fillets (1kg)

$8.33 €7.46

$5.86 GHS 68.2

42.15%

Beef Round Steak (1kg)

$16.20 €14.52

$7.50 GHS 87.3

116.00%

Apples (1kg)

$2.45 €2.20

$3.09 GHS 35.97

-20.71%

Banana (1kg)

$2.03 €1.82

$1.38 GHS 16.05

47.10%

Oranges (1kg)

$2.08 €1.86

$1.66 GHS 19.36

25.30%

Tomato (1kg)

$2.58 €2.31

$3.18 GHS 36.98

-18.87%

Potato (1kg)

$1.83 €1.64

$2.82 GHS 32.82

-35.11%

Onion (1kg)

$2.00 €1.79

$2.22 GHS 25.82

-9.91%

Lettuce (1 head)

$1.31 €1.17

$0.91 GHS 10.58

43.96%

Water (1.5 liter bottle)

$0.77 €0.69

$0.63 GHS 7.34

22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$6.36 €5.70

$2.18 GHS 25.34

191.74%

Wine (Bottle)

$5.64 €5.06

$7.25 GHS 84.4

-22.21%

Local Beer (0.5 liter bottle)

$1.30 €1.17

$1.40 GHS 16.26

-7.14%

Imported Beer (0.33 liter bottle)

$2.09 €1.87

$2.56 GHS 29.76

-18.36%

One-way Ticket (Public Transport)

$1.64 €1.47

$1.26 GHS 14.69

30.16%

Public Transport Monthly Pass (Regular Price)

$32.91 €29.49

$39.42 GHS 459

-16.51%

Taxi Start (Normal Tariff)

$4.43 €3.97

$1.65 GHS 19.19

168.48%

Taxi (Normal Tariff) (1km)

$1.47 €1.31

$1.26 GHS 14.63

16.67%

Taxi 1hour Waiting (Normal Tariff)

$24.98 €22.39

$3.62 GHS 42.18

590.06%

Gasoline (1 liter)

$1.77 €1.59

$1.27 GHS 14.79

39.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K €31.8K

$7,959 GHS 92.6K

346.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.6K €27.4K

$20.4K GHS 238.0K

49.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 €134

$77.7 GHS 904

92.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.67 €15.84

$18.87 GHS 220

-6.36%

Internet (50+ Mbps, Unlimited Data)

$31.88 €28.57

$46.54 GHS 542

-31.50%

Gym Membership (Monthly)

$44.24 €39.64

$60.1 GHS 700

-26.44%

Tennis Court (1 Hour on Weekend)

$15.29 €13.70

$17.97 GHS 209

-14.91%

Cinema Ticket

$9.66 €8.66

$12.33 GHS 144

-21.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$544 €488

$409 GHS 4,755

33.22%

International Primary School, 1 Child (Yearly)

$10.6K €9,504

$15.6K GHS 181.6K

-32.01%

Jeans (Levis 501 Or Similar)

$84.9 €76.1

$14.00 GHS 163

506.43%

Summer Dress (H&M, Zara, etc)

$37.11 €33.26

$18.28 GHS 213

103.01%

Sport Shoes (Adidas, Nike)

$89.2 €79.9

$38.76 GHS 451

130.11%

Men's Leather Business Shoes

$106 €94.8

$49.88 GHS 581

111.99%

1-bedroom Apartment, City Center (Monthly)

$1,056 €947

$554 GHS 6,447

90.72%

1-bedroom Apartment, Outside City Center (Monthly)

$808 €724

$250 GHS 2,904

223.75%

3-bedroom Apartment, City Center (Monthly)

$1,621 €1,453

$1,055 GHS 12.3K

53.68%

3-bedroom Apartment, Outside City Center (Monthly)

$1,246 €1,117

$426 GHS 4,961

192.40%

Buy Apartment in City Center (m2)

$4,135 €3,706

$3,225 GHS 37.5K

28.24%

Buy Apartment Outside City Center (m2)

$2,633 €2,359

$1,719 GHS 20.0K

53.12%

Average Monthly Net Salary (After Tax)

$1,999 €1,791

$247 GHS 2,870

710.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.3

28.8

-88.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Spain: October 24, 2026

Last update for Ghana: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Spain

$808 45.5%

Ghana

$250 25.2% 69.1% $558

Groceries & Markets

Spain

$272 15.3%

Ghana

$253 25.6% 6.7% $18

Eating Out

Spain

$239 13.5%

Ghana

$153 15.5% 35.9% $86

Monthly Utilities & Internet

Spain

$199 11.2%

Ghana

$143 14.4% 28% $56

Clothing & Footwear

Spain

$143 8%

Ghana

$54 5.5% 61.8% $88

Sport & Entertainment

Spain

$64 3.6%

Ghana

$85 8.6% 33.4% $21

Getting Around

Spain

$51 2.9%

Ghana

$52 5.3% 2.3% $1.2

Cost Breakdown

National rent averages: $920 in Spain, $444 in Ghana. Capital cities: $1,508 in Madrid vs $686 in Accra.

National salary averages: $1,972 in Spain, $340 in Ghana. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 107% higher in Spain.

Dining out costs 21% more in Spain.

Salaries are about 5.8 times higher in Spain, and purchasing power comes out stronger in Spain.

Good to know

🇪🇸 Spain

🇬🇭 Ghana

🕒 Local time

07:27 7:27 AM

06:27 6:27 AM

1 h behind Spain

🌤 Weather

👥 Population

47,415,750

32,833,031

💱 Currency

Euro EUR €

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 EUR = 1.12 USD

100 GHS = 8.59 USD

100 GHS = 7.72 EUR

Exchange rates and currency converter

GHS, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 29, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.64 GHS (100 GHS = 8.59 USD). 1 EUR = 12.96 GHS (100 GHS = 7.72 EUR).

USD to EUR in detail →

On the map

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Between locations

Spain Ghana 3,890 km ≈ 5 h nonstop flight

From you

Spain
Ghana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Spain vs Ghana: Cost of Living - Frequently Asked Questions

At $991 per month in Ghana and $1,775 in Spain, Ghana comes out about 44% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Rent for a central one-bedroom averages $920 in Spain and $444 in Ghana. Rents vary a lot between cities, so the gap depends on where you settle.

In Ghana, $1,500 covers most cities easily; in Spain it stretches only to regional areas and falls short in the capital – you’ll need to make trade-offs on housing or lifestyle.

It depends on what you’re after: Ghana wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.