Last update: Oct 2026

Cost of Living Comparison Between Ghana and Morocco

For one person, living is cheaper in Morocco: $778 a month against $991 in Ghana, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

Ghana
Morocco
🇬🇭 Ghana
$991
/mo nomad
🇲🇦 Morocco
$778
/mo nomad
Monthly Cost of Living

How much you'll spend in Ghana and in Morocco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghana and in Morocco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $991 in Ghana versus $778 in Morocco.

  • Ghana $991
  • Morocco $778

Estimated couple costs with rent: $1,570 in Ghana versus $1,186 in Morocco.

  • Ghana $1,570
  • Morocco $1,186

Monthly costs for a family of three with rent: $2,148 in Ghana versus $1,593 in Morocco.

  • Ghana $2,148
  • Morocco $1,593

Internal cost variation is higher in Ghana: monthly costs span $3 to $1,260, compared to $557–$1,040 in Morocco. City choice carries more weight in Ghana.

Living in Ghana is roughly 27% more expensive than in Morocco on average.

Both countries sit below the global median: Ghana 27% lower, Morocco 43% lower.

Currency
🍽 Eating Out
Ghana
Morocco
Difference
Meal at Budget Restaurant
$6.87 GHS 79.5
$4.00 MAD 39.44
71.75%
Three-Course Dinner for Two, Mid-Range
$49.92 GHS 578
$25.71 MAD 253
94.17%
Fast Food Meal (McDonalds, etc)
$10.34 GHS 120
$6.80 MAD 67.0
52.06%
Cappuccino
$3.97 GHS 45.98
$1.63 MAD 16.08
143.56%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.09 GHS 12.61
$0.63 MAD 6.20
73.02%
Water (0.33 liter bottle)
$0.48 GHS 5.59
$0.35 MAD 3.47
37.14%
Local Beer (0.5 liter draught)
$1.67 GHS 19.40
$4.14 MAD 40.78
-59.66%
Imported Beer (0.33 liter bottle)
$2.60 GHS 30.15
$4.08 MAD 40.19
-36.27%
🛒 Groceries & Markets
Ghana
Morocco
Difference
Milk (1 liter)
$3.37 GHS 39.05
$0.90 MAD 8.88
274.44%
White Bread (500g)
$1.55 GHS 17.98
$0.61 MAD 6.00
154.10%
Rice (white) (1kg)
$2.96 GHS 34.33
$1.66 MAD 16.32
78.31%
Eggs
$2.65 GHS 30.74
$1.80 MAD 17.75
47.22%
Local Cheese (1kg)
$10.98 GHS 127
$9.91 MAD 97.6
10.80%
Chicken Fillets (1kg)
$5.86 GHS 67.9
$5.92 MAD 58.3
-1.01%
Beef Round Steak (1kg)
$7.50 GHS 86.8
$10.61 MAD 105
-29.31%
Apples (1kg)
$3.09 GHS 35.78
$1.42 MAD 13.97
117.61%
Banana (1kg)
$1.38 GHS 15.96
$1.35 MAD 13.33
2.22%
Oranges (1kg)
$1.66 GHS 19.26
$0.78 MAD 7.71
112.82%
Tomato (1kg)
$3.18 GHS 36.79
$0.79 MAD 7.73
302.53%
Potato (1kg)
$2.82 GHS 32.65
$0.70 MAD 6.93
302.86%
Onion (1kg)
$2.22 GHS 25.69
$0.75 MAD 7.39
196.00%
Lettuce (1 head)
$0.91 GHS 10.52
$0.38 MAD 3.77
139.47%
Water (1.5 liter bottle)
$0.63 GHS 7.31
$0.56 MAD 5.49
12.50%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 GHS 25.21
$4.14 MAD 40.80
-47.34%
Wine (Bottle)
$7.25 GHS 84.0
$7.31 MAD 72.0
-0.82%
Local Beer (0.5 liter bottle)
$1.40 GHS 16.17
$2.47 MAD 24.30
-43.32%
Imported Beer (0.33 liter bottle)
$2.56 GHS 29.61
$2.68 MAD 26.38
-4.48%
🚌 Getting Around
Ghana
Morocco
Difference
One-way Ticket (Public Transport)
$1.26 GHS 14.61
$0.52 MAD 5.12
142.31%
Public Transport Monthly Pass (Regular Price)
$39.42 GHS 456
$23.68 MAD 233
66.47%
Taxi Start (Normal Tariff)
$1.65 GHS 19.09
$0.70 MAD 6.85
135.71%
Taxi (Normal Tariff) (1km)
$1.26 GHS 14.56
$0.68 MAD 6.74
85.29%
Taxi 1hour Waiting (Normal Tariff)
$3.62 GHS 41.96
$5.18 MAD 51.0
-30.12%
Gasoline (1 liter)
$1.27 GHS 14.71
$1.46 MAD 14.41
-13.01%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$7,959 GHS 92.2K
$31.1K MAD 305.8K
-74.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K GHS 236.7K
$30.9K MAD 304.2K
-33.80%
🧾 Monthly Utilities & Internet
Ghana
Morocco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.7 GHS 900
$39.24 MAD 386
98.01%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.87 GHS 218
$10.86 MAD 107
73.76%
Internet (50+ Mbps, Unlimited Data)
$46.54 GHS 539
$37.75 MAD 372
23.28%
🎉 Sport & Entertainment
Ghana
Morocco
Difference
Gym Membership (Monthly)
$60.1 GHS 696
$24.10 MAD 237
149.54%
Tennis Court (1 Hour on Weekend)
$17.97 GHS 208
$18.91 MAD 186
-4.97%
Cinema Ticket
$12.33 GHS 143
$6.23 MAD 61.4
97.91%
🧸 Childcare & Education
Ghana
Morocco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$409 GHS 4,731
$137 MAD 1,352
197.54%
International Primary School, 1 Child (Yearly)
$15.6K GHS 180.6K
$4,155 MAD 40.9K
275.46%
👕👟 Clothing & Footwear
Ghana
Morocco
Difference
Jeans (Levis 501 Or Similar)
$14.00 GHS 162
$35.33 MAD 348
-60.37%
Summer Dress (H&M, Zara, etc)
$18.28 GHS 212
$42.63 MAD 420
-57.12%
Sport Shoes (Adidas, Nike)
$38.76 GHS 449
$82.0 MAD 808
-52.75%
Men's Leather Business Shoes
$49.88 GHS 578
$61.2 MAD 603
-18.55%
🏠 Accommodation & Living
Ghana
Morocco
Difference
1-bedroom Apartment, City Center (Monthly)
$554 GHS 6,414
$394 MAD 3,878
40.69%
1-bedroom Apartment, Outside City Center (Monthly)
$250 GHS 2,889
$233 MAD 2,293
7.17%
3-bedroom Apartment, City Center (Monthly)
$1,055 GHS 12.2K
$587 MAD 5,777
79.81%
3-bedroom Apartment, Outside City Center (Monthly)
$426 GHS 4,935
$367 MAD 3,616
16.08%
Buy Apartment in City Center (m2)
$3,225 GHS 37.3K
$1,637 MAD 16.1K
96.94%
Buy Apartment Outside City Center (m2)
$1,719 GHS 19.9K
$1,029 MAD 10.1K
67.05%
💵 Salaries & Financials
Ghana
Morocco
Difference
Average Monthly Net Salary (After Tax)
$247 GHS 2,855
$453 MAD 4,465
-45.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
28.8
4.7
512.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: October 26, 2026

Last update for Morocco: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Ghana
$253
Morocco
$187 26.4% $67
Accommodation & Living
Ghana
$250
Morocco
$233 6.7% $17
Eating Out
Ghana
$153
Morocco
$105 31.7% $49
Monthly Utilities & Internet
Ghana
$143
Morocco
$88 38.6% $55
Sport & Entertainment
Ghana
$85
Morocco
$37 56.9% $48
Clothing & Footwear
Ghana
$54
Morocco
$100 83% $45
Getting Around
Ghana
$52
Morocco
$30 43% $23

Cost Breakdown

National rent averages: $444 in Ghana, $292 in Morocco. Capital cities: $686 in Accra vs $572 in Rabat.

National salary averages: $340 in Ghana, $396 in Morocco. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 52% higher in Ghana.

Dining out costs 88% more in Ghana.

Public transport is 70% more expensive in Ghana.

Salaries are 16% higher in Morocco, and purchasing power comes out stronger in Morocco.

Good to know
🇬🇭 Ghana
🇲🇦 Morocco
🕒 Local time
22:51 10:51 PM
22:51 10:51 PM
Same time as Ghana
🌤 Weather
👥 Population
32,833,031
37,076,584
💱 Currency
Exchange rates and currency converter

MAD, USD, EUR to GHS – Ghanaian Cedi Converter

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Moroccan Dirham exchange rates as of October 28, 2026: 1 USD = 9.85 MAD (1 MAD = 0.102 USD). 1 EUR = 10.96 MAD (100 MAD = 9.12 EUR).

On the map
Between locations
  • Ghana Morocco 3,240 km ≈ 4 h 30 min nonstop flight
From you
  • Ghana
  • Morocco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ghana vs Morocco: Cost of Living - Frequently Asked Questions
What is the cost difference between Ghana and Morocco?
At $991 per month in Ghana and $778 in Morocco, Morocco comes out about 22% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Which country is cheaper for everyday spending?
Day-to-day life is cheaper in Morocco: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
Which country has higher housing costs?
Rent for a central one-bedroom averages $444 in Ghana and $292 in Morocco. Rents vary a lot between cities, so the gap depends on where you settle.
Should I move to Ghana or to Morocco?
It depends on what you’re after: Morocco wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.

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