Last update: Oct 2026

Cost of Living Comparison Between Morocco and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in Morocco: $778 a month against $991 in Ghana, rent and utilities included – about $2,600 less a year. Other living expenses account for most of the difference.

37

Cost of Living Index in Morocco
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Morocco Living Index
48

Cost of Living Index in Ghana
Learn more

Ghana Living Index

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🇲🇦 Morocco

$778

/mo nomad

🇬🇭 Ghana

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in Morocco and in Ghana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Morocco and in Ghana actually costs, broken down by who's living it.

Monthly costs for one person with rent: $778 in Morocco versus $991 in Ghana.

Morocco $778
Ghana $991

Estimated couple costs with rent: $1,186 in Morocco versus $1,570 in Ghana.

Morocco $1,186
Ghana $1,570

Monthly costs for a family of three with rent: $1,593 in Morocco versus $2,148 in Ghana.

Morocco $1,593
Ghana $2,148

Internal cost variation is higher in Ghana: monthly costs span $3 to $1,260, compared to $557–$1,040 in Morocco. City choice carries more weight in Ghana.

Living in Morocco costs about 22% less than in Ghana on average.

Both countries sit below the global median: Morocco 43% lower, Ghana 27% lower.

Meal at Budget Restaurant

$4.00 MAD 39.41

$6.87 GHS 79.9

-41.78%

Three-Course Dinner for Two, Mid-Range

$25.71 MAD 253

$49.92 GHS 581

-48.50%

Fast Food Meal (McDonalds, etc)

$6.80 MAD 66.9

$10.34 GHS 120

-34.24%

Cappuccino

$1.63 MAD 16.07

$3.97 GHS 46.22

-58.94%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.63 MAD 6.19

$1.09 GHS 12.67

-42.20%

Water (0.33 liter bottle)

$0.35 MAD 3.47

$0.48 GHS 5.61

-27.08%

Local Beer (0.5 liter draught)

$4.14 MAD 40.75

$1.67 GHS 19.50

147.90%

Imported Beer (0.33 liter bottle)

$4.08 MAD 40.16

$2.60 GHS 30.30

56.92%

Milk (1 liter)

$0.90 MAD 8.87

$3.37 GHS 39.25

-73.29%

White Bread (500g)

$0.61 MAD 6.00

$1.55 GHS 18.08

-60.65%

Rice (white) (1kg)

$1.66 MAD 16.31

$2.96 GHS 34.50

-43.92%

Eggs

$1.80 MAD 17.74

$2.65 GHS 30.90

-32.08%

Local Cheese (1kg)

$9.91 MAD 97.5

$10.98 GHS 128

-9.74%

Chicken Fillets (1kg)

$5.92 MAD 58.3

$5.86 GHS 68.2

1.02%

Beef Round Steak (1kg)

$10.61 MAD 104

$7.50 GHS 87.3

41.47%

Apples (1kg)

$1.42 MAD 13.96

$3.09 GHS 35.97

-54.05%

Banana (1kg)

$1.35 MAD 13.32

$1.38 GHS 16.05

-2.17%

Oranges (1kg)

$0.78 MAD 7.70

$1.66 GHS 19.36

-53.01%

Tomato (1kg)

$0.79 MAD 7.73

$3.18 GHS 36.98

-75.16%

Potato (1kg)

$0.70 MAD 6.92

$2.82 GHS 32.82

-75.18%

Onion (1kg)

$0.75 MAD 7.38

$2.22 GHS 25.82

-66.22%

Lettuce (1 head)

$0.38 MAD 3.77

$0.91 GHS 10.58

-58.24%

Water (1.5 liter bottle)

$0.56 MAD 5.48

$0.63 GHS 7.34

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 MAD 40.77

$2.18 GHS 25.34

89.91%

Wine (Bottle)

$7.31 MAD 71.9

$7.25 GHS 84.4

0.83%

Local Beer (0.5 liter bottle)

$2.47 MAD 24.28

$1.40 GHS 16.26

76.43%

Imported Beer (0.33 liter bottle)

$2.68 MAD 26.36

$2.56 GHS 29.76

4.69%

One-way Ticket (Public Transport)

$0.52 MAD 5.12

$1.26 GHS 14.69

-58.73%

Public Transport Monthly Pass (Regular Price)

$23.68 MAD 233

$39.42 GHS 459

-39.93%

Taxi Start (Normal Tariff)

$0.70 MAD 6.84

$1.65 GHS 19.19

-57.58%

Taxi (Normal Tariff) (1km)

$0.68 MAD 6.74

$1.26 GHS 14.63

-46.03%

Taxi 1hour Waiting (Normal Tariff)

$5.18 MAD 51.0

$3.62 GHS 42.18

43.09%

Gasoline (1 liter)

$1.46 MAD 14.40

$1.27 GHS 14.79

14.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K MAD 305.6K

$7,959 GHS 92.6K

290.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.9K MAD 304.0K

$20.4K GHS 238.0K

51.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$39.24 MAD 386

$77.7 GHS 904

-49.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.86 MAD 107

$18.87 GHS 220

-42.45%

Internet (50+ Mbps, Unlimited Data)

$37.75 MAD 372

$46.54 GHS 542

-18.89%

Gym Membership (Monthly)

$24.10 MAD 237

$60.1 GHS 700

-59.93%

Tennis Court (1 Hour on Weekend)

$18.91 MAD 186

$17.97 GHS 209

5.23%

Cinema Ticket

$6.23 MAD 61.3

$12.33 GHS 144

-49.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$137 MAD 1,351

$409 GHS 4,755

-66.39%

International Primary School, 1 Child (Yearly)

$4,155 MAD 40.9K

$15.6K GHS 181.6K

-73.37%

Jeans (Levis 501 Or Similar)

$35.33 MAD 348

$14.00 GHS 163

152.36%

Summer Dress (H&M, Zara, etc)

$42.63 MAD 420

$18.28 GHS 213

133.21%

Sport Shoes (Adidas, Nike)

$82.0 MAD 807

$38.76 GHS 451

111.66%

Men's Leather Business Shoes

$61.2 MAD 603

$49.88 GHS 581

22.77%

1-bedroom Apartment, City Center (Monthly)

$394 MAD 3,875

$554 GHS 6,447

-28.92%

1-bedroom Apartment, Outside City Center (Monthly)

$233 MAD 2,291

$250 GHS 2,904

-6.69%

3-bedroom Apartment, City Center (Monthly)

$587 MAD 5,773

$1,055 GHS 12.3K

-44.38%

3-bedroom Apartment, Outside City Center (Monthly)

$367 MAD 3,613

$426 GHS 4,961

-13.85%

Buy Apartment in City Center (m2)

$1,637 MAD 16.1K

$3,225 GHS 37.5K

-49.22%

Buy Apartment Outside City Center (m2)

$1,029 MAD 10.1K

$1,719 GHS 20.0K

-40.14%

Average Monthly Net Salary (After Tax)

$453 MAD 4,462

$247 GHS 2,870

83.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.7

28.8

-83.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Morocco: October 26, 2026

Last update for Ghana: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Morocco

$233 29.9%

Ghana

$250 25.2% 7.2% $17

Groceries & Markets

Morocco

$187 24%

Ghana

$253 25.6% 35.9% $67

Eating Out

Morocco

$105 13.5%

Ghana

$153 15.5% 46.4% $49

Clothing & Footwear

Morocco

$100 12.8%

Ghana

$54 5.5% 45.3% $45

Monthly Utilities & Internet

Morocco

$88 11.3%

Ghana

$143 14.4% 62.9% $55

Sport & Entertainment

Morocco

$37 4.7%

Ghana

$85 8.6% 132% $48

Getting Around

Morocco

$30 3.8%

Ghana

$52 5.3% 75.4% $23

Cost Breakdown

National rent averages: $292 in Morocco, $444 in Ghana. Capital cities: $572 in Rabat vs $686 in Accra.

National salary averages: $396 in Morocco, $340 in Ghana. Higher pay doesn’t always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 52% higher in Ghana.

Dining out costs 88% more in Ghana.

Public transport is 70% more expensive in Ghana.

Salaries are 16% higher in Morocco, and purchasing power comes out stronger in Morocco.

Good to know

🇲🇦 Morocco

🇬🇭 Ghana

🕒 Local time

06:27 6:27 AM

Same time as Morocco

🌤 Weather

👥 Population

37,076,584

32,833,031

💱 Currency

Moroccan Dirham MAD د.م.

Ghanaian Cedi GHS ₵

📈 Exchange rate

100 MAD = 10.16 USD

100 MAD = 9.13 EUR

100 GHS = 8.59 USD

100 GHS = 7.72 EUR

Exchange rates and currency converter

GHS, USD, EUR to MAD – Moroccan Dirham Converter

🇺🇸 United States Dollar ($)

🇲🇦 Moroccan Dirham (د.م.)

Moroccan Dirham exchange rates as of October 29, 2026: 1 USD = 9.84 MAD (1 MAD = 0.102 USD). 1 EUR = 10.96 MAD (100 MAD = 9.13 EUR).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.64 GHS (100 GHS = 8.59 USD). 1 EUR = 12.96 GHS (100 GHS = 7.72 EUR).

USD to MAD in detail →

On the map

Lowest

Highest

Between locations

Morocco Ghana 3,240 km ≈ 4 h 30 min nonstop flight

From you

Morocco
Ghana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Morocco vs Ghana: Cost of Living - Frequently Asked Questions

At $991 per month in Ghana and $778 in Morocco, Morocco comes out about 22% cheaper. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is cheaper in Morocco: lower grocery prices, cheaper commutes, and more affordable meals out. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent for a central one-bedroom averages $444 in Ghana and $292 in Morocco. Rents vary a lot between cities, so the gap depends on where you settle.

It depends on what you’re after: Morocco wins on affordability, while salaries, visas, language, and lifestyle can tip the balance either way.