Cost of Living Comparison Between Ghana and Germany Cost of Living Comparison Between Ghana and Germany

Name: Germany
Address: DE

Monthly Cost of Living

Monthly costs for one person with rent: $525 in Ghana versus $2,062 in Germany.

Estimated couple costs with rent: $860 in Ghana versus $3,093 in Germany.

Monthly costs for a family of three with rent: $1,195 in Ghana versus $4,124 in Germany.

Living in Ghana costs about 75% less than in Germany on average.

Ghana (62% below) and Germany (50% above) straddle the global median.

Meal at Budget Restaurant

$7.12 GHS 81.4

$17.76 €15.31

-59.91%

Three-Course Dinner for Two, Mid-Range

$49.49 GHS 565

$75.8 €65.3

-34.67%

Fast Food Meal (McDonalds, etc)

$10.41 GHS 119

$12.99 €11.20

-19.86%

Cappuccino

$4.05 GHS 46.27

$4.21 €3.63

-3.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 GHS 13.12

$3.61 €3.11

-68.14%

Water (0.33 liter bottle)

$0.45 GHS 5.11

$3.15 €2.72

-85.71%

Local Beer (0.5 liter draught)

$1.78 GHS 20.35

$5.15 €4.44

-65.44%

Imported Beer (0.33 liter bottle)

$2.60 GHS 29.66

$4.76 €4.10

-45.38%

Milk (1 liter)

$3.32 GHS 37.95

$1.39 €1.19

138.85%

White Bread (500g)

$1.68 GHS 19.14

$2.27 €1.95

-25.99%

Rice (white) (1kg)

$3.06 GHS 34.91

$3.67 €3.16

-16.62%

Eggs

$2.72 GHS 31.02

$4.04 €3.49

-32.67%

Local Cheese (1kg)

$11.60 GHS 132

$15.25 €13.14

-23.93%

Chicken Fillets (1kg)

$5.96 GHS 68.1

$12.19 €10.51

-51.11%

Beef Round Steak (1kg)

$7.34 GHS 83.9

$22.15 €19.09

-66.86%

Apples (1kg)

$2.96 GHS 33.80

$3.29 €2.84

-10.03%

Banana (1kg)

$1.40 GHS 15.95

$2.06 €1.78

-32.04%

Oranges (1kg)

$1.69 GHS 19.25

$2.36 €2.03

-28.39%

Tomato (1kg)

$3.25 GHS 37.15

$4.45 €3.84

-26.97%

Potato (1kg)

$2.95 GHS 33.72

$1.48 €1.28

99.32%

Onion (1kg)

$2.34 GHS 26.70

$1.47 €1.27

59.18%

Lettuce (1 head)

$0.92 GHS 10.51

$1.70 €1.46

-45.88%

Water (1.5 liter bottle)

$0.64 GHS 7.31

$1.07 €0.93

-40.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 GHS 25.54

$10.26 €8.84

-78.17%

Wine (Bottle)

$7.10 GHS 81.1

$5.84 €5.04

21.58%

Local Beer (0.5 liter bottle)

$1.42 GHS 16.19

$1.13 €0.97

25.66%

Imported Beer (0.33 liter bottle)

$2.54 GHS 28.99

$1.67 €1.44

52.10%

One-way Ticket (Public Transport)

$1.56 GHS 17.77

$3.91 €3.37

-60.10%

Public Transport Monthly Pass (Regular Price)

$40.58 GHS 463

$74.4 €64.1

-45.42%

Taxi Start (Normal Tariff)

$1.70 GHS 19.44

$5.49 €4.73

-69.03%

Taxi (Normal Tariff) (1km)

$1.35 GHS 15.39

$2.93 €2.52

-53.92%

Taxi 1hour Waiting (Normal Tariff)

$3.64 GHS 41.59

$41.10 €35.42

-91.14%

Gasoline (1 liter)

$1.30 GHS 14.82

$2.18 €1.88

-40.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$8,158 GHS 93.2K

$33.6K €28.9K

-75.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.2K GHS 116.9K

$40.1K €34.5K

-74.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.8 GHS 900

$361 €311

-78.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.52 GHS 223

$25.64 €22.10

-23.87%

Internet (50+ Mbps, Unlimited Data)

$47.51 GHS 543

$50.2 €43.25

-5.30%

Gym Membership (Monthly)

$62.9 GHS 718

$41.38 €35.67

52.01%

Tennis Court (1 Hour on Weekend)

$18.89 GHS 216

$28.86 €24.88

-34.55%

Cinema Ticket

$12.37 GHS 141

$15.35 €13.24

-19.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 GHS 4,672

$595 €513

-31.22%

International Primary School, 1 Child (Yearly)

$15.2K GHS 174.1K

$18.1K €15.6K

-15.98%

Jeans (Levis 501 Or Similar)

$13.97 GHS 160

$92.3 €79.6

-84.87%

Summer Dress (H&M, Zara, etc)

$18.85 GHS 215

$44.49 €38.35

-57.63%

Sport Shoes (Adidas, Nike)

$39.73 GHS 454

$104 €89.6

-61.79%

Men's Leather Business Shoes

$51.3 GHS 586

$136 €117

-62.25%

1-bedroom Apartment, City Center (Monthly)

$577 GHS 6,592

$937 €808

-38.43%

1-bedroom Apartment, Outside City Center (Monthly)

$244 GHS 2,781

$710 €612

-65.70%

3-bedroom Apartment, City Center (Monthly)

$1,144 GHS 13.1K

$1,718 €1,481

-33.42%

3-bedroom Apartment, Outside City Center (Monthly)

$498 GHS 5,691

$1,341 €1,156

-62.83%

Buy Apartment in City Center (m2)

$3,171 GHS 36.2K

$6,286 €5,419

-49.56%

Buy Apartment Outside City Center (m2)

$1,728 GHS 19.7K

$4,188 €3,610

-58.75%

Average Monthly Net Salary (After Tax)

$224 GHS 2,554

$3,400 €2,931

-93.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

28.8

3.96

627.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: September 7, 2026

Last update for Germany: September 7, 2026

Cost Breakdown

National rent averages: $97.0 in Ghana, $838 in Germany. Capital cities: $693 in Accra vs $1,533 in Berlin.

National salary averages: $348 in Ghana, $3,229 in Germany. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 764% higher in Germany.

Dining out costs 124% more in Germany.

Public transport is 871% more expensive in Germany.

Salaries are 828% higher in Germany, and purchasing power comes out stronger in Germany.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs Germany: Cost of Living - Frequently Asked Questions

At $2,096 per month in Germany and $635 in Ghana, there's a 230% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in Ghana: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany is consistently higher than in Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Ghana, $1,500 covers most cities easily; in Germany it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: Ghana wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.