Cost of Living Comparison Between Ghana and Germany Cost of Living Comparison Between Ghana and Germany

Name: Germany
Address: DE

Monthly Cost of Living

Monthly costs for one person with rent: $376 in Ghana versus $2,017 in Germany.

Estimated couple costs with rent: $633 in Ghana versus $3,049 in Germany.

Monthly costs for a family of three with rent: $889 in Ghana versus $4,081 in Germany.

Living in Ghana costs about 81% less than in Germany on average.

Ghana (72% below) and Germany (51% above) straddle the global median.

Meal at Budget Restaurant

$3.78 GHS 44.39

$17.12 €14.73

-77.92%

Three-Course Dinner for Two, Mid-Range

$43.89 GHS 515

$75.6 €65.0

-41.94%

Fast Food Meal (McDonalds, etc)

$7.80 GHS 91.5

$11.77 €10.12

-33.73%

Cappuccino

$3.15 GHS 36.93

$4.15 €3.57

-24.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.90 GHS 10.55

$3.38 €2.91

-73.37%

Water (0.33 liter bottle)

$0.36 GHS 4.25

$2.96 €2.55

-87.84%

Local Beer (0.5 liter draught)

$1.27 GHS 14.90

$5.33 €4.59

-76.17%

Imported Beer (0.33 liter bottle)

$2.30 GHS 27.01

$4.59 €3.95

-49.89%

Milk (1 liter)

$2.92 GHS 34.26

$1.32 €1.13

121.21%

White Bread (500g)

$1.43 GHS 16.78

$2.19 €1.89

-34.70%

Rice (white) (1kg)

$2.20 GHS 25.77

$3.30 €2.84

-33.33%

Eggs

$2.37 GHS 27.83

$3.88 €3.34

-38.92%

Local Cheese (1kg)

$8.45 GHS 99.2

$14.64 €12.59

-42.28%

Chicken Fillets (1kg)

$4.54 GHS 53.3

$13.85 €11.92

-67.22%

Beef Round Steak (1kg)

$5.45 GHS 64.0

$20.07 €17.26

-72.85%

Apples (1kg)

$2.77 GHS 32.50

$3.20 €2.75

-13.44%

Banana (1kg)

$1.40 GHS 16.38

$1.89 €1.63

-25.93%

Oranges (1kg)

$1.55 GHS 18.18

$2.29 €1.97

-32.31%

Tomato (1kg)

$2.79 GHS 32.78

$4.78 €4.11

-41.63%

Potato (1kg)

$2.75 GHS 32.27

$1.60 €1.38

71.87%

Onion (1kg)

$2.06 GHS 24.15

$1.64 €1.41

25.61%

Lettuce (1 head)

$0.87 GHS 10.22

$1.92 €1.65

-54.69%

Water (1.5 liter bottle)

$0.54 GHS 6.32

$1.10 €0.95

-50.91%

Cigarettes 20 Pack (Marlboro, Camel)

$1.57 GHS 18.48

$9.68 €8.33

-83.78%

Wine (Bottle)

$7.12 GHS 83.6

$5.75 €4.94

23.83%

Local Beer (0.5 liter bottle)

$1.12 GHS 13.18

$1.10 €0.95

1.82%

Imported Beer (0.33 liter bottle)

$1.86 GHS 21.79

$1.63 €1.40

14.11%

One-way Ticket (Public Transport)

$1.04 GHS 12.21

$3.74 €3.22

-72.19%

Public Transport Monthly Pass (Regular Price)

$35.61 GHS 418

$67.0 €57.6

-46.84%

Taxi Start (Normal Tariff)

$1.53 GHS 17.93

$5.93 €5.10

-74.20%

Taxi (Normal Tariff) (1km)

$1.28 GHS 14.98

$2.34 €2.02

-45.30%

Taxi 1hour Waiting (Normal Tariff)

$4.44 GHS 52.2

$37.50 €32.26

-88.16%

Gasoline (1 liter)

$1.12 GHS 13.13

$2.02 €1.74

-44.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,860 GHS 92.3K

$31.2K €26.8K

-74.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$10.3K GHS 120.5K

$37.8K €32.5K

-72.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$48.69 GHS 572

$356 €306

-86.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.26 GHS 156

$27.58 €23.73

-51.92%

Internet (50+ Mbps, Unlimited Data)

$42.41 GHS 498

$51.7 €44.49

-18.00%

Gym Membership (Monthly)

$32.26 GHS 379

$40.39 €34.75

-20.13%

Tennis Court (1 Hour on Weekend)

$15.62 GHS 183

$25.17 €21.65

-37.94%

Cinema Ticket

$9.85 GHS 116

$13.75 €11.83

-28.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$77.1 GHS 905

$477 €410

-83.83%

International Primary School, 1 Child (Yearly)

$7,341 GHS 86.2K

$15.1K €13.0K

-51.45%

Jeans (Levis 501 Or Similar)

$16.18 GHS 190

$95.0 €81.7

-82.97%

Summer Dress (H&M, Zara, etc)

$20.55 GHS 241

$44.64 €38.40

-53.97%

Sport Shoes (Adidas, Nike)

$31.48 GHS 370

$103 €89.0

-69.57%

Men's Leather Business Shoes

$44.93 GHS 527

$136 €117

-66.85%

1-bedroom Apartment, City Center (Monthly)

$509 GHS 5,980

$1,007 €867

-49.44%

1-bedroom Apartment, Outside City Center (Monthly)

$159 GHS 1,863

$779 €670

-79.64%

3-bedroom Apartment, City Center (Monthly)

$1,044 GHS 12.3K

$1,927 €1,657

-45.79%

3-bedroom Apartment, Outside City Center (Monthly)

$406 GHS 4,764

$1,467 €1,262

-72.34%

Buy Apartment in City Center (m2)

$3,146 GHS 36.9K

$6,266 €5,390

-49.79%

Buy Apartment Outside City Center (m2)

$1,719 GHS 20.2K

$4,093 €3,521

-58.01%

Average Monthly Net Salary (After Tax)

$238 GHS 2,798

$3,405 €2,929

-93.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

26.83

3.98

574.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: June 2, 2026

Last update for Germany: June 1, 2026

Cost Breakdown

National rent averages: $89.0 in Ghana, $846 in Germany. Capital cities: $529 in Accra vs $1,410 in Berlin.

National salary averages: $292 in Ghana, $3,209 in Germany. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 851% higher in Germany.

Dining out costs 167% more in Germany.

Public transport is 933% more expensive in Germany.

Salaries are 999% higher in Germany, giving Germany stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs Germany: Cost of Living - Frequently Asked Questions

At $2,099 per month in Germany and $401 in Ghana, there's a 424% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Ghana is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany beats Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Ghana, $1,000 covers most cities easily. In Germany, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. Ghana wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.