Cost of Living Comparison Between Germany and Ghana Cost of Living Comparison Between Germany and Ghana

Name: Ghana
Address: GH

Monthly Cost of Living

Monthly costs for one person with rent: $2,062 in Germany versus $525 in Ghana.

Estimated couple costs with rent: $3,093 in Germany versus $860 in Ghana.

Monthly costs for a family of three with rent: $4,124 in Germany versus $1,195 in Ghana.

Living in Germany is roughly 293% more expensive than in Ghana on average.

Germany (50% above) and Ghana (62% below) straddle the global median.

Meal at Budget Restaurant

$17.76 €15.32

$7.12 GHS 81.4

149.44%

Three-Course Dinner for Two, Mid-Range

$75.8 €65.3

$49.49 GHS 565

53.06%

Fast Food Meal (McDonalds, etc)

$12.99 €11.21

$10.41 GHS 119

24.78%

Cappuccino

$4.21 €3.63

$4.05 GHS 46.27

3.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.61 €3.12

$1.15 GHS 13.12

213.91%

Water (0.33 liter bottle)

$3.15 €2.72

$0.45 GHS 5.11

600.00%

Local Beer (0.5 liter draught)

$5.15 €4.44

$1.78 GHS 20.35

189.33%

Imported Beer (0.33 liter bottle)

$4.76 €4.10

$2.60 GHS 29.66

83.08%

Milk (1 liter)

$1.39 €1.20

$3.32 GHS 37.95

-58.13%

White Bread (500g)

$2.27 €1.95

$1.68 GHS 19.14

35.12%

Rice (white) (1kg)

$3.67 €3.16

$3.06 GHS 34.91

19.93%

Eggs

$4.04 €3.49

$2.72 GHS 31.02

48.53%

Local Cheese (1kg)

$15.25 €13.15

$11.60 GHS 132

31.47%

Chicken Fillets (1kg)

$12.19 €10.51

$5.96 GHS 68.1

104.53%

Beef Round Steak (1kg)

$22.15 €19.10

$7.34 GHS 83.9

201.77%

Apples (1kg)

$3.29 €2.84

$2.96 GHS 33.80

11.15%

Banana (1kg)

$2.06 €1.78

$1.40 GHS 15.95

47.14%

Oranges (1kg)

$2.36 €2.03

$1.69 GHS 19.25

39.64%

Tomato (1kg)

$4.45 €3.84

$3.25 GHS 37.15

36.92%

Potato (1kg)

$1.48 €1.28

$2.95 GHS 33.72

-49.83%

Onion (1kg)

$1.47 €1.27

$2.34 GHS 26.70

-37.18%

Lettuce (1 head)

$1.70 €1.47

$0.92 GHS 10.51

84.78%

Water (1.5 liter bottle)

$1.07 €0.93

$0.64 GHS 7.31

67.19%

Cigarettes 20 Pack (Marlboro, Camel)

$10.26 €8.85

$2.24 GHS 25.54

358.04%

Wine (Bottle)

$5.84 €5.04

$7.10 GHS 81.1

-17.75%

Local Beer (0.5 liter bottle)

$1.13 €0.97

$1.42 GHS 16.19

-20.42%

Imported Beer (0.33 liter bottle)

$1.67 €1.44

$2.54 GHS 28.99

-34.25%

One-way Ticket (Public Transport)

$3.91 €3.37

$1.56 GHS 17.77

150.64%

Public Transport Monthly Pass (Regular Price)

$74.4 €64.1

$40.58 GHS 463

83.22%

Taxi Start (Normal Tariff)

$5.49 €4.73

$1.70 GHS 19.44

222.94%

Taxi (Normal Tariff) (1km)

$2.93 €2.52

$1.35 GHS 15.39

117.04%

Taxi 1hour Waiting (Normal Tariff)

$41.10 €35.44

$3.64 GHS 41.59

1029.12%

Gasoline (1 liter)

$2.18 €1.88

$1.30 GHS 14.82

67.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.6K €29.0K

$8,158 GHS 93.2K

311.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.1K €34.5K

$10.2K GHS 116.9K

291.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$361 €311

$78.8 GHS 900

357.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.64 €22.11

$19.52 GHS 223

31.35%

Internet (50+ Mbps, Unlimited Data)

$50.2 €43.26

$47.51 GHS 543

5.60%

Gym Membership (Monthly)

$41.38 €35.69

$62.9 GHS 718

-34.21%

Tennis Court (1 Hour on Weekend)

$28.86 €24.88

$18.89 GHS 216

52.78%

Cinema Ticket

$15.35 €13.24

$12.37 GHS 141

24.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$595 €513

$409 GHS 4,672

45.40%

International Primary School, 1 Child (Yearly)

$18.1K €15.6K

$15.2K GHS 174.1K

19.02%

Jeans (Levis 501 Or Similar)

$92.3 €79.6

$13.97 GHS 160

560.92%

Summer Dress (H&M, Zara, etc)

$44.49 €38.36

$18.85 GHS 215

136.02%

Sport Shoes (Adidas, Nike)

$104 €89.7

$39.73 GHS 454

161.74%

Men's Leather Business Shoes

$136 €117

$51.3 GHS 586

164.87%

1-bedroom Apartment, City Center (Monthly)

$937 €808

$577 GHS 6,592

62.42%

1-bedroom Apartment, Outside City Center (Monthly)

$710 €612

$244 GHS 2,781

191.56%

3-bedroom Apartment, City Center (Monthly)

$1,718 €1,482

$1,144 GHS 13.1K

50.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,341 €1,156

$498 GHS 5,691

169.04%

Buy Apartment in City Center (m2)

$6,286 €5,421

$3,171 GHS 36.2K

98.25%

Buy Apartment Outside City Center (m2)

$4,188 €3,611

$1,728 GHS 19.7K

142.43%

Average Monthly Net Salary (After Tax)

$3,400 €2,932

$224 GHS 2,554

1420.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.96

28.8

-86.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: September 7, 2026

Last update for Ghana: September 7, 2026

Cost Breakdown

National rent averages: $838 in Germany, $97.0 in Ghana. Capital cities: $1,533 in Berlin vs $693 in Accra.

National salary averages: $3,229 in Germany, $348 in Ghana. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 764% higher in Germany.

Dining out costs 124% more in Germany.

Public transport is 871% more expensive in Germany.

Salaries are 828% higher in Germany, and purchasing power comes out stronger in Germany.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Ghana: Cost of Living - Frequently Asked Questions

At $2,096 per month in Germany and $635 in Ghana, there's a 230% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Day-to-day life is simply cheaper in Ghana: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany is consistently higher than in Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Ghana, $1,500 covers most cities easily; in Germany it stretches only to regional areas and falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after: Ghana wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.