Cost of Living Comparison Between Germany and Ghana Cost of Living Comparison Between Germany and Ghana

Name: Ghana
Address: GH

Monthly Cost of Living

Monthly costs for one person with rent: $2,017 in Germany versus $376 in Ghana.

Estimated couple costs with rent: $3,049 in Germany versus $633 in Ghana.

Monthly costs for a family of three with rent: $4,081 in Germany versus $889 in Ghana.

Living in Germany is roughly 436% more expensive than Ghana on average.

Germany (51% above) and Ghana (72% below) straddle the global median.

Meal at Budget Restaurant

$17.12 €14.73

$3.78 GHS 44.39

352.91%

Three-Course Dinner for Two, Mid-Range

$75.6 €65.0

$43.89 GHS 515

72.25%

Fast Food Meal (McDonalds, etc)

$11.77 €10.12

$7.80 GHS 91.5

50.90%

Cappuccino

$4.15 €3.57

$3.15 GHS 36.93

31.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 €2.91

$0.90 GHS 10.55

275.56%

Water (0.33 liter bottle)

$2.96 €2.55

$0.36 GHS 4.25

722.22%

Local Beer (0.5 liter draught)

$5.33 €4.59

$1.27 GHS 14.90

319.69%

Imported Beer (0.33 liter bottle)

$4.59 €3.95

$2.30 GHS 27.01

99.57%

Milk (1 liter)

$1.32 €1.13

$2.92 GHS 34.26

-54.79%

White Bread (500g)

$2.19 €1.89

$1.43 GHS 16.78

53.15%

Rice (white) (1kg)

$3.30 €2.84

$2.20 GHS 25.77

50.00%

Eggs

$3.88 €3.34

$2.37 GHS 27.83

63.71%

Local Cheese (1kg)

$14.64 €12.59

$8.45 GHS 99.2

73.25%

Chicken Fillets (1kg)

$13.85 €11.92

$4.54 GHS 53.3

205.07%

Beef Round Steak (1kg)

$20.07 €17.26

$5.45 GHS 64.0

268.26%

Apples (1kg)

$3.20 €2.75

$2.77 GHS 32.50

15.52%

Banana (1kg)

$1.89 €1.63

$1.40 GHS 16.38

35.00%

Oranges (1kg)

$2.29 €1.97

$1.55 GHS 18.18

47.74%

Tomato (1kg)

$4.78 €4.11

$2.79 GHS 32.78

71.33%

Potato (1kg)

$1.60 €1.38

$2.75 GHS 32.27

-41.82%

Onion (1kg)

$1.64 €1.41

$2.06 GHS 24.15

-20.39%

Lettuce (1 head)

$1.92 €1.65

$0.87 GHS 10.22

120.69%

Water (1.5 liter bottle)

$1.10 €0.95

$0.54 GHS 6.32

103.70%

Cigarettes 20 Pack (Marlboro, Camel)

$9.68 €8.33

$1.57 GHS 18.48

516.56%

Wine (Bottle)

$5.75 €4.94

$7.12 GHS 83.6

-19.24%

Local Beer (0.5 liter bottle)

$1.10 €0.95

$1.12 GHS 13.18

-1.79%

Imported Beer (0.33 liter bottle)

$1.63 €1.40

$1.86 GHS 21.79

-12.37%

One-way Ticket (Public Transport)

$3.74 €3.22

$1.04 GHS 12.21

259.62%

Public Transport Monthly Pass (Regular Price)

$67.0 €57.6

$35.61 GHS 418

88.12%

Taxi Start (Normal Tariff)

$5.93 €5.10

$1.53 GHS 17.93

287.58%

Taxi (Normal Tariff) (1km)

$2.34 €2.02

$1.28 GHS 14.98

82.81%

Taxi 1hour Waiting (Normal Tariff)

$37.50 €32.26

$4.44 GHS 52.2

744.59%

Gasoline (1 liter)

$2.02 €1.74

$1.12 GHS 13.13

80.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.2K €26.8K

$7,860 GHS 92.3K

296.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.8K €32.5K

$10.3K GHS 120.5K

268.09%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$356 €306

$48.69 GHS 572

630.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.58 €23.73

$13.26 GHS 156

107.99%

Internet (50+ Mbps, Unlimited Data)

$51.7 €44.49

$42.41 GHS 498

21.95%

Gym Membership (Monthly)

$40.39 €34.75

$32.26 GHS 379

25.20%

Tennis Court (1 Hour on Weekend)

$25.17 €21.65

$15.62 GHS 183

61.14%

Cinema Ticket

$13.75 €11.83

$9.85 GHS 116

39.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$477 €410

$77.1 GHS 905

518.52%

International Primary School, 1 Child (Yearly)

$15.1K €13.0K

$7,341 GHS 86.2K

105.96%

Jeans (Levis 501 Or Similar)

$95.0 €81.7

$16.18 GHS 190

487.27%

Summer Dress (H&M, Zara, etc)

$44.64 €38.40

$20.55 GHS 241

117.23%

Sport Shoes (Adidas, Nike)

$103 €89.0

$31.48 GHS 370

228.62%

Men's Leather Business Shoes

$136 €117

$44.93 GHS 527

201.69%

1-bedroom Apartment, City Center (Monthly)

$1,007 €867

$509 GHS 5,980

97.80%

1-bedroom Apartment, Outside City Center (Monthly)

$779 €670

$159 GHS 1,863

391.10%

3-bedroom Apartment, City Center (Monthly)

$1,927 €1,657

$1,044 GHS 12.3K

84.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,467 €1,262

$406 GHS 4,764

261.47%

Buy Apartment in City Center (m2)

$6,266 €5,390

$3,146 GHS 36.9K

99.17%

Buy Apartment Outside City Center (m2)

$4,093 €3,521

$1,719 GHS 20.2K

138.12%

Average Monthly Net Salary (After Tax)

$3,405 €2,929

$238 GHS 2,798

1328.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.98

26.83

-85.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Germany: June 1, 2026

Last update for Ghana: June 2, 2026

Cost Breakdown

National rent averages: $846 in Germany, $89.0 in Ghana. Capital cities: $1,410 in Berlin vs $529 in Accra.

National salary averages: $3,209 in Germany, $292 in Ghana. Higher pay doesn't always mean more spending money – weigh income against local costs.

Cost Highlights

Rent is 851% higher in Germany.

Dining out costs 167% more in Germany.

Public transport is 933% more expensive in Germany.

Salaries are 999% higher in Germany, giving Germany stronger purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Germany vs Ghana: Cost of Living - Frequently Asked Questions

At $2,099 per month in Germany and $401 in Ghana, there's a 424% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.

Ghana is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.

Rent in Germany beats Ghana across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.

In Ghana, $1,000 covers most cities easily. In Germany, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.

It depends on what you're after. Ghana wins on affordability; Germany may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.