Last update: Oct 2026

Cost of Living Comparison Between Ghana and Canada

Name: Canada
Address: CA

For one person, living is cheaper in Ghana: $991 a month against $2,310 in Canada, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Ghana
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Ghana Living Index
111

Cost of Living Index in Canada
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Canada Living Index

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🇬🇭 Ghana

$991

/mo nomad

🇨🇦 Canada

$2,310

/mo nomad

Monthly Cost of Living

How much you'll spend in Ghana and in Canada

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ghana and in Canada actually costs, broken down by who's living it.

A single person spends $991 per month in Ghana vs $2,310 in Canada, rent included.

Ghana $991
Canada $2,310

A couple spends around $1,570 per month in Ghana vs $3,356 in Canada, rent included.

Ghana $1,570
Canada $3,356

A family of three spends $2,148 per month in Ghana vs $4,403 in Canada, rent included.

Ghana $2,148
Canada $4,403

The regional cost range is wider in Canada ($889–$3,737) than in Ghana ($3–$1,260), so city choice matters more there.

The cost of living in Ghana is roughly 57% lower than in Canada on average.

Ghana sits 27% below the global median, while Canada is 70% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$6.87 GHS 79.5

$18.16 CA$25.49

-62.17%

Three-Course Dinner for Two, Mid-Range

$49.92 GHS 578

$71.2 CA$99.9

-29.90%

Fast Food Meal (McDonalds, etc)

$10.34 GHS 120

$10.81 CA$15.18

-4.35%

Cappuccino

$3.97 GHS 45.98

$3.78 CA$5.30

5.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.09 GHS 12.61

$2.11 CA$2.97

-48.34%

Water (0.33 liter bottle)

$0.48 GHS 5.59

$1.66 CA$2.33

-71.08%

Local Beer (0.5 liter draught)

$1.67 GHS 19.40

$5.62 CA$7.89

-70.28%

Imported Beer (0.33 liter bottle)

$2.60 GHS 30.15

$5.72 CA$8.03

-54.55%

Milk (1 liter)

$3.37 GHS 39.05

$2.17 CA$3.05

55.30%

White Bread (500g)

$1.55 GHS 17.98

$2.60 CA$3.66

-40.38%

Rice (white) (1kg)

$2.96 GHS 34.33

$3.65 CA$5.13

-18.90%

Eggs

$2.65 GHS 30.74

$3.63 CA$5.09

-27.00%

Local Cheese (1kg)

$10.98 GHS 127

$10.76 CA$15.11

2.04%

Chicken Fillets (1kg)

$5.86 GHS 67.9

$11.90 CA$16.70

-50.76%

Beef Round Steak (1kg)

$7.50 GHS 86.8

$15.42 CA$21.64

-51.36%

Apples (1kg)

$3.09 GHS 35.78

$4.03 CA$5.65

-23.33%

Banana (1kg)

$1.38 GHS 15.96

$1.38 CA$1.94

Oranges (1kg)

$1.66 GHS 19.26

$3.88 CA$5.44

-57.22%

Tomato (1kg)

$3.18 GHS 36.79

$4.08 CA$5.73

-22.06%

Potato (1kg)

$2.82 GHS 32.65

$2.57 CA$3.60

9.73%

Onion (1kg)

$2.22 GHS 25.69

$2.48 CA$3.48

-10.48%

Lettuce (1 head)

$0.91 GHS 10.52

$2.65 CA$3.71

-65.66%

Water (1.5 liter bottle)

$0.63 GHS 7.31

$1.71 CA$2.41

-63.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 GHS 25.21

$14.32 CA$20.10

-84.78%

Wine (Bottle)

$7.25 GHS 84.0

$13.49 CA$18.93

-46.26%

Local Beer (0.5 liter bottle)

$1.40 GHS 16.17

$2.84 CA$3.99

-50.70%

Imported Beer (0.33 liter bottle)

$2.56 GHS 29.61

$3.30 CA$4.64

-22.42%

One-way Ticket (Public Transport)

$1.26 GHS 14.61

$2.55 CA$3.58

-50.59%

Public Transport Monthly Pass (Regular Price)

$39.42 GHS 456

$71.9 CA$101

-45.20%

Taxi Start (Normal Tariff)

$1.65 GHS 19.09

$3.18 CA$4.46

-48.11%

Taxi (Normal Tariff) (1km)

$1.26 GHS 14.56

$1.54 CA$2.16

-18.18%

Taxi 1hour Waiting (Normal Tariff)

$3.62 GHS 41.96

$26.69 CA$37.46

-86.44%

Gasoline (1 liter)

$1.27 GHS 14.71

$1.24 CA$1.75

2.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$7,959 GHS 92.2K

$27.9K CA$39.1K

-71.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K GHS 236.7K

$21.1K CA$29.6K

-2.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.7 GHS 900

$147 CA$207

-47.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.87 GHS 218

$41.80 CA$58.7

-54.86%

Internet (50+ Mbps, Unlimited Data)

$46.54 GHS 539

$60.2 CA$84.5

-22.72%

Gym Membership (Monthly)

$60.1 GHS 696

$39.01 CA$54.8

54.17%

Tennis Court (1 Hour on Weekend)

$17.97 GHS 208

$19.06 CA$26.75

-5.72%

Cinema Ticket

$12.33 GHS 143

$11.21 CA$15.73

9.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 GHS 4,731

$721 CA$1,012

-43.34%

International Primary School, 1 Child (Yearly)

$15.6K GHS 180.6K

$14.8K CA$20.8K

5.07%

Jeans (Levis 501 Or Similar)

$14.00 GHS 162

$55.3 CA$77.6

-74.67%

Summer Dress (H&M, Zara, etc)

$18.28 GHS 212

$38.95 CA$54.7

-53.07%

Sport Shoes (Adidas, Nike)

$38.76 GHS 449

$87.4 CA$123

-55.66%

Men's Leather Business Shoes

$49.88 GHS 578

$101 CA$142

-50.75%

1-bedroom Apartment, City Center (Monthly)

$554 GHS 6,414

$1,290 CA$1,811

-57.08%

1-bedroom Apartment, Outside City Center (Monthly)

$250 GHS 2,889

$1,130 CA$1,586

-77.92%

3-bedroom Apartment, City Center (Monthly)

$1,055 GHS 12.2K

$2,036 CA$2,857

-48.20%

3-bedroom Apartment, Outside City Center (Monthly)

$426 GHS 4,935

$1,731 CA$2,429

-75.38%

Buy Apartment in City Center (m2)

$3,225 GHS 37.3K

$4,769 CA$6,693

-32.38%

Buy Apartment Outside City Center (m2)

$1,719 GHS 19.9K

$3,730 CA$5,234

-53.90%

Average Monthly Net Salary (After Tax)

$247 GHS 2,855

$3,070 CA$4,308

-91.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

28.8

4.87

491.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ghana: October 26, 2026

Last update for Canada: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Ghana

$253 25.6%

Canada

$371 16.1% 46.4% $118

Accommodation & Living

Ghana

$250 25.2%

Canada

$1.1K 48.9% 353% $881

Eating Out

Ghana

$153 15.5%

Canada

$278 12% 81% $124

Monthly Utilities & Internet

Ghana

$143 14.4%

Canada

$249 10.8% 74.3% $106

Sport & Entertainment

Ghana

$85 8.6%

Canada

$61 2.7% 27.6% $23

Clothing & Footwear

Ghana

$54 5.5%

Canada

$127 5.5% 134% $73

Getting Around

Ghana

$52 5.3%

Canada

$93 4% 77.5% $41

Cost Breakdown

Average rent: $444 in Ghana vs $1,250 in Canada. For reference, capital cities sit at $686 in Accra and $1,434 in Ottawa.

Average salary: $340 in Ghana vs $2,968 in Canada. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 182% higher in Canada.

Dining out costs 36% more in Canada.

Public transport is 94% more expensive in Canada.

Salaries are about 8.7 times higher in Canada, and purchasing power comes out stronger in Canada.

Good to know

🇬🇭 Ghana

🇨🇦 Canada

🕒 Local time

19:52 7:52 PM

15:52 3:52 PM

4 h behind Ghana

🌤 Weather

👥 Population

32,833,031

36,991,981

💱 Currency

Ghanaian Cedi GHS ₵

Canadian Dollar CAD $

📈 Exchange rate

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

CAD, USD, EUR to GHS – Ghanaian Cedi Converter

🇺🇸 United States Dollar ($)

🇬🇭 Ghanaian Cedi (₵)

Ghanaian Cedi exchange rates as of October 28, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

USD to GHS in detail →

On the map

Lowest

Highest

Between locations

Ghana Canada 8,440 km ≈ 11 h nonstop flight

From you

Ghana
Canada

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ghana vs Canada: Cost of Living - Frequently Asked Questions

Ghana is the cheaper option – living costs run roughly 57% lower on average.

Housing costs more in Canada: a central one-bedroom averages $1,250 versus $444 in Ghana.

Groceries, public transport, and eating out all cost less in Ghana – part of why living there is about 57% cheaper overall.

$1,500 buys a comfortable lifestyle in Ghana, but in Canada it only works with careful planning outside the capital. Same money, very different lives.

Ghana is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.