Cost of Living Comparison Between Canada and Ghana Cost of Living Comparison Between Canada and Ghana

Monthly Cost of Living

A single person spends $2,217 per month in Canada vs $525 in Ghana, rent included.

A couple spends around $3,254 per month in Canada vs $860 in Ghana, rent included.

A family of three spends $4,291 per month in Canada vs $1,195 in Ghana, rent included.

The cost of living in Canada is about 322% higher than in Ghana on average – the gap runs across housing, groceries, transport, and services.

Canada sits 61% above the global median, while Ghana is 62% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Canada
Ghana
Difference
Meal at Budget Restaurant
$18.28 CA$25.35
$7.12 GHS 81.4
156.74%
Three-Course Dinner for Two, Mid-Range
$71.2 CA$98.8
$49.49 GHS 565
43.91%
Fast Food Meal (McDonalds, etc)
$10.96 CA$15.20
$10.41 GHS 119
5.28%
Cappuccino
$3.95 CA$5.47
$4.05 GHS 46.27
-2.47%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.07 CA$2.88
$1.15 GHS 13.12
80.00%
Water (0.33 liter bottle)
$1.74 CA$2.42
$0.45 GHS 5.11
286.67%
Local Beer (0.5 liter draught)
$5.93 CA$8.22
$1.78 GHS 20.35
233.15%
Imported Beer (0.33 liter bottle)
$5.69 CA$7.89
$2.60 GHS 29.66
118.85%
🛒 Groceries & Markets
Canada
Ghana
Difference
Milk (1 liter)
$2.23 CA$3.09
$3.32 GHS 37.95
-32.83%
White Bread (500g)
$2.71 CA$3.76
$1.68 GHS 19.14
61.31%
Rice (white) (1kg)
$3.72 CA$5.16
$3.06 GHS 34.91
21.57%
Eggs
$3.61 CA$5.01
$2.72 GHS 31.02
32.72%
Local Cheese (1kg)
$10.81 CA$14.99
$11.60 GHS 132
-6.81%
Chicken Fillets (1kg)
$12.22 CA$16.94
$5.96 GHS 68.1
105.03%
Beef Round Steak (1kg)
$15.68 CA$21.75
$7.34 GHS 83.9
113.62%
Apples (1kg)
$4.25 CA$5.89
$2.96 GHS 33.80
43.58%
Banana (1kg)
$1.43 CA$1.98
$1.40 GHS 15.95
2.14%
Oranges (1kg)
$4.02 CA$5.57
$1.69 GHS 19.25
137.87%
Tomato (1kg)
$4.09 CA$5.67
$3.25 GHS 37.15
25.85%
Potato (1kg)
$2.68 CA$3.72
$2.95 GHS 33.72
-9.15%
Onion (1kg)
$2.45 CA$3.40
$2.34 GHS 26.70
4.70%
Lettuce (1 head)
$2.67 CA$3.70
$0.92 GHS 10.51
190.22%
Water (1.5 liter bottle)
$1.80 CA$2.50
$0.64 GHS 7.31
181.25%
Cigarettes 20 Pack (Marlboro, Camel)
$14.46 CA$20.05
$2.24 GHS 25.54
545.54%
Wine (Bottle)
$13.58 CA$18.84
$7.10 GHS 81.1
91.27%
Local Beer (0.5 liter bottle)
$2.84 CA$3.94
$1.42 GHS 16.19
100.00%
Imported Beer (0.33 liter bottle)
$3.26 CA$4.52
$2.54 GHS 28.99
28.35%
🚌 Getting Around
Canada
Ghana
Difference
One-way Ticket (Public Transport)
$2.46 CA$3.41
$1.56 GHS 17.77
57.69%
Public Transport Monthly Pass (Regular Price)
$75.2 CA$104
$40.58 GHS 463
85.19%
Taxi Start (Normal Tariff)
$3.15 CA$4.37
$1.70 GHS 19.44
85.29%
Taxi (Normal Tariff) (1km)
$1.54 CA$2.14
$1.35 GHS 15.39
14.07%
Taxi 1hour Waiting (Normal Tariff)
$27.55 CA$38.21
$3.64 GHS 41.59
656.87%
Gasoline (1 liter)
$1.16 CA$1.61
$1.30 GHS 14.82
-10.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.4K CA$39.3K
$8,158 GHS 93.2K
247.73%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K CA$27.0K
$10.2K GHS 116.9K
90.22%
🧾 Monthly Utilities & Internet
Canada
Ghana
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$155 CA$215
$78.8 GHS 900
96.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$43.47 CA$60.3
$19.52 GHS 223
122.69%
Internet (50+ Mbps, Unlimited Data)
$60.4 CA$83.8
$47.51 GHS 543
27.17%
🎉 Sport & Entertainment
Canada
Ghana
Difference
Gym Membership (Monthly)
$41.15 CA$57.1
$62.9 GHS 718
-34.58%
Tennis Court (1 Hour on Weekend)
$19.79 CA$27.44
$18.89 GHS 216
4.76%
Cinema Ticket
$11.53 CA$15.98
$12.37 GHS 141
-6.79%
🧸 Childcare & Education
Canada
Ghana
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$786 CA$1,089
$409 GHS 4,672
92.00%
International Primary School, 1 Child (Yearly)
$14.8K CA$20.6K
$15.2K GHS 174.1K
-2.81%
👕👟 Clothing & Footwear
Canada
Ghana
Difference
Jeans (Levis 501 Or Similar)
$55.0 CA$76.3
$13.97 GHS 160
293.63%
Summer Dress (H&M, Zara, etc)
$41.25 CA$57.2
$18.85 GHS 215
118.83%
Sport Shoes (Adidas, Nike)
$88.1 CA$122
$39.73 GHS 454
121.67%
Men's Leather Business Shoes
$106 CA$147
$51.3 GHS 586
106.55%
🏠 Accommodation & Living
Canada
Ghana
Difference
1-bedroom Apartment, City Center (Monthly)
$1,295 CA$1,796
$577 GHS 6,592
124.43%
1-bedroom Apartment, Outside City Center (Monthly)
$1,168 CA$1,619
$244 GHS 2,781
379.45%
3-bedroom Apartment, City Center (Monthly)
$2,044 CA$2,835
$1,144 GHS 13.1K
78.69%
3-bedroom Apartment, Outside City Center (Monthly)
$1,779 CA$2,467
$498 GHS 5,691
257.01%
Buy Apartment in City Center (m2)
$4,786 CA$6,638
$3,171 GHS 36.2K
50.95%
Buy Apartment Outside City Center (m2)
$3,973 CA$5,510
$1,728 GHS 19.7K
129.99%
💵 Salaries & Financials
Canada
Ghana
Difference
Average Monthly Net Salary (After Tax)
$3,078 CA$4,269
$224 GHS 2,554
1276.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.86
28.8
-83.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Canada: September 8, 2026

Last update for Ghana: September 7, 2026

Cost Breakdown

Average rent: $1,228 in Canada vs $97.0 in Ghana. For reference, capital cities sit at $1,496 in Ottawa and $693 in Accra.

Average salary: $2,981 in Canada vs $348 in Ghana. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 1166% higher in Canada.

Dining out costs 100% more in Canada.

Public transport is 757% more expensive in Canada.

Salaries are 757% higher in Canada, and purchasing power comes out stronger in Canada.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Canada vs Ghana: Cost of Living - Frequently Asked Questions
Is Canada more expensive than Ghana?
Ghana is the cheaper option – living costs run roughly 269% lower on average. The gap is consistent across housing, groceries, transport, and entertainment.
Which country has higher housing costs?
Housing costs more in Canada, and the gap is biggest in capital cities. Regional towns show less difference, but Canada consistently has higher rents.
Which country is cheaper for everyday spending?
Groceries, transport, and utilities all cost less in Ghana, contributing to the overall 269% price gap. The savings show up everywhere – from supermarket receipts to monthly bills.
Is $1,500 a realistic budget in Canada or in Ghana?
$1,500 buys a comfortable lifestyle in Ghana, but in Canada it only works with careful planning outside the capital. Same money, very different lives.
Should I move to Canada or to Ghana?
Ghana is the budget-friendly choice for expats – lower housing and daily costs. But cost isn't everything: visa policies, language, healthcare quality, and job markets all weigh in too.

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