Last update: Oct 2026

Cost of Living Comparison Between Canada and Ghana

Name: Ghana
Address: GH

For one person, living is cheaper in Ghana: $991 a month against $2,310 in Canada, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

111

Cost of Living Index in Canada
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Canada Living Index
48

Cost of Living Index in Ghana
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Ghana Living Index

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🇨🇦 Canada

$2,310

/mo nomad

🇬🇭 Ghana

$991

/mo nomad

Monthly Cost of Living

How much you'll spend in Canada and in Ghana

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Canada and in Ghana actually costs, broken down by who's living it.

A single person spends $2,310 per month in Canada vs $991 in Ghana, rent included.

Canada $2,310
Ghana $991

A couple spends around $3,356 per month in Canada vs $1,570 in Ghana, rent included.

Canada $3,356
Ghana $1,570

A family of three spends $4,403 per month in Canada vs $2,148 in Ghana, rent included.

Canada $4,403
Ghana $2,148

The regional cost range is wider in Canada ($889–$3,737) than in Ghana ($3–$1,260), so city choice matters more there.

The cost of living in Canada is about 133% higher than in Ghana on average.

Canada sits 70% above the global median, while Ghana is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.16 CA$25.49

$6.87 GHS 79.5

164.34%

Three-Course Dinner for Two, Mid-Range

$71.2 CA$99.9

$49.92 GHS 578

42.65%

Fast Food Meal (McDonalds, etc)

$10.81 CA$15.18

$10.34 GHS 120

4.55%

Cappuccino

$3.78 CA$5.30

$3.97 GHS 45.98

-4.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.11 CA$2.97

$1.09 GHS 12.61

93.58%

Water (0.33 liter bottle)

$1.66 CA$2.33

$0.48 GHS 5.59

245.83%

Local Beer (0.5 liter draught)

$5.62 CA$7.89

$1.67 GHS 19.40

236.53%

Imported Beer (0.33 liter bottle)

$5.72 CA$8.03

$2.60 GHS 30.15

120.00%

Milk (1 liter)

$2.17 CA$3.05

$3.37 GHS 39.05

-35.61%

White Bread (500g)

$2.60 CA$3.66

$1.55 GHS 17.98

67.74%

Rice (white) (1kg)

$3.65 CA$5.13

$2.96 GHS 34.33

23.31%

Eggs

$3.63 CA$5.09

$2.65 GHS 30.74

36.98%

Local Cheese (1kg)

$10.76 CA$15.11

$10.98 GHS 127

-2.00%

Chicken Fillets (1kg)

$11.90 CA$16.70

$5.86 GHS 67.9

103.07%

Beef Round Steak (1kg)

$15.42 CA$21.64

$7.50 GHS 86.8

105.60%

Apples (1kg)

$4.03 CA$5.65

$3.09 GHS 35.78

30.42%

Banana (1kg)

$1.38 CA$1.94

$1.38 GHS 15.96

Oranges (1kg)

$3.88 CA$5.44

$1.66 GHS 19.26

133.73%

Tomato (1kg)

$4.08 CA$5.73

$3.18 GHS 36.79

28.30%

Potato (1kg)

$2.57 CA$3.60

$2.82 GHS 32.65

-8.87%

Onion (1kg)

$2.48 CA$3.48

$2.22 GHS 25.69

11.71%

Lettuce (1 head)

$2.65 CA$3.71

$0.91 GHS 10.52

191.21%

Water (1.5 liter bottle)

$1.71 CA$2.41

$0.63 GHS 7.31

171.43%

Cigarettes 20 Pack (Marlboro, Camel)

$14.32 CA$20.10

$2.18 GHS 25.21

556.88%

Wine (Bottle)

$13.49 CA$18.93

$7.25 GHS 84.0

86.07%

Local Beer (0.5 liter bottle)

$2.84 CA$3.99

$1.40 GHS 16.17

102.86%

Imported Beer (0.33 liter bottle)

$3.30 CA$4.64

$2.56 GHS 29.61

28.91%

One-way Ticket (Public Transport)

$2.55 CA$3.58

$1.26 GHS 14.61

102.38%

Public Transport Monthly Pass (Regular Price)

$71.9 CA$101

$39.42 GHS 456

82.47%

Taxi Start (Normal Tariff)

$3.18 CA$4.46

$1.65 GHS 19.09

92.73%

Taxi (Normal Tariff) (1km)

$1.54 CA$2.16

$1.26 GHS 14.56

22.22%

Taxi 1hour Waiting (Normal Tariff)

$26.69 CA$37.46

$3.62 GHS 41.96

637.29%

Gasoline (1 liter)

$1.24 CA$1.75

$1.27 GHS 14.71

-2.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.1K

$7,959 GHS 92.2K

250.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$20.4K GHS 236.7K

3.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 CA$207

$77.7 GHS 900

89.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.80 CA$58.7

$18.87 GHS 218

121.52%

Internet (50+ Mbps, Unlimited Data)

$60.2 CA$84.5

$46.54 GHS 539

29.39%

Gym Membership (Monthly)

$39.01 CA$54.8

$60.1 GHS 696

-35.13%

Tennis Court (1 Hour on Weekend)

$19.06 CA$26.75

$17.97 GHS 208

6.07%

Cinema Ticket

$11.21 CA$15.73

$12.33 GHS 143

-9.08%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$721 CA$1,012

$409 GHS 4,731

76.49%

International Primary School, 1 Child (Yearly)

$14.8K CA$20.8K

$15.6K GHS 180.6K

-4.83%

Jeans (Levis 501 Or Similar)

$55.3 CA$77.6

$14.00 GHS 162

294.79%

Summer Dress (H&M, Zara, etc)

$38.95 CA$54.7

$18.28 GHS 212

113.07%

Sport Shoes (Adidas, Nike)

$87.4 CA$123

$38.76 GHS 449

125.52%

Men's Leather Business Shoes

$101 CA$142

$49.88 GHS 578

103.05%

1-bedroom Apartment, City Center (Monthly)

$1,290 CA$1,811

$554 GHS 6,414

132.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,130 CA$1,586

$250 GHS 2,889

352.90%

3-bedroom Apartment, City Center (Monthly)

$2,036 CA$2,857

$1,055 GHS 12.2K

93.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,731 CA$2,429

$426 GHS 4,935

306.10%

Buy Apartment in City Center (m2)

$4,769 CA$6,693

$3,225 GHS 37.3K

47.89%

Buy Apartment Outside City Center (m2)

$3,730 CA$5,234

$1,719 GHS 19.9K

116.93%

Average Monthly Net Salary (After Tax)

$3,070 CA$4,308

$247 GHS 2,855

1144.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.87

28.8

-83.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Canada: October 26, 2026

Last update for Ghana: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Canada

$1.1K 48.9%

Ghana

$250 25.2% 77.9% $881

Groceries & Markets

Canada

$371 16.1%

Ghana

$253 25.6% 31.7% $118

Eating Out

Canada

$278 12%

Ghana

$153 15.5% 44.7% $124

Monthly Utilities & Internet

Canada

$249 10.8%

Ghana

$143 14.4% 42.6% $106

Clothing & Footwear

Canada

$127 5.5%

Ghana

$54 5.5% 57.3% $73

Getting Around

Canada

$93 4%

Ghana

$52 5.3% 43.7% $41

Sport & Entertainment

Canada

$61 2.7%

Ghana

$85 8.6% 38.1% $23

Cost Breakdown

Average rent: $1,250 in Canada vs $444 in Ghana. For reference, capital cities sit at $1,434 in Ottawa and $686 in Accra.

Average salary: $2,968 in Canada vs $340 in Ghana. The income gap affects purchasing power and how far your budget stretches in each country.

Cost Highlights

Rent is 182% higher in Canada.

Dining out costs 36% more in Canada.

Public transport is 94% more expensive in Canada.

Salaries are about 8.7 times higher in Canada, and purchasing power comes out stronger in Canada.

Good to know

🇨🇦 Canada

🇬🇭 Ghana

🕒 Local time

21:03 9:03 PM

01:03 1:03 AM

4 h ahead of Canada

🌤 Weather

👥 Population

36,991,981

32,833,031

💱 Currency

Canadian Dollar CAD $

Ghanaian Cedi GHS ₵

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

100 GHS = 8.64 USD

100 GHS = 7.76 EUR

Exchange rates and currency converter

GHS, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Ghanaian Cedi exchange rates as of October 29, 2026: 1 USD = 11.58 GHS (100 GHS = 8.64 USD). 1 EUR = 12.89 GHS (100 GHS = 7.76 EUR).

USD to CAD in detail →

On the map

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Between locations

Canada Ghana 8,440 km ≈ 11 h nonstop flight

From you

Canada
Ghana

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Canada vs Ghana: Cost of Living - Frequently Asked Questions

Ghana is the cheaper option – living costs run roughly 57% lower on average.

Housing costs more in Canada: a central one-bedroom averages $1,250 versus $444 in Ghana.

Groceries, public transport, and eating out all cost less in Ghana – part of why living there is about 57% cheaper overall.

$1,500 buys a comfortable lifestyle in Ghana, but in Canada it only works with careful planning outside the capital. Same money, very different lives.

Ghana is the budget-friendly choice for expats. But cost isn’t everything: visa policies, language, healthcare quality, and job markets all weigh in too.