Cost of Living Comparison Between Gdynia and Ubud, Bali Cost of Living Comparison Between Gdynia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,826 per month in Gdynia vs $1,408 in Ubud, Bali, rent included.

A couple spends around $2,490 per month in Gdynia vs $2,585 in Ubud, Bali, rent included.

A family of three spends $3,155 per month in Gdynia vs $3,763 in Ubud, Bali, rent included.

Gdynia costs about 30% more than Ubud, Bali, driven mainly by Eating Out.

Both Gdynia and Ubud, Bali sit above the global median – Gdynia by 37%, Ubud, Bali by 5%.

Meal at Budget Restaurant

$10.72 zł 40.67

$3.45 Rp 62.1K

210.72%

Three-Course Dinner for Two, Mid-Range

$46.76 zł 177

$32.34 Rp 581.1K

44.59%

Fast Food Meal (McDonalds, etc)

$9.53 zł 36.15

$4.84 Rp 87.1K

96.90%

Cappuccino

$3.60 zł 13.67

$2.75 Rp 49.4K

30.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 zł 8.16

$1.38 Rp 24.9K

55.80%

Water (0.33 liter bottle)

$1.60 zł 6.08

$0.75 Rp 13.5K

113.33%

Local Beer (0.5 liter draught)

$4.14 zł 15.70

$2.99 Rp 53.8K

38.46%

Imported Beer (0.33 liter bottle)

$4.04 zł 15.31

$3.85 Rp 69.2K

4.94%

Milk (1 liter)

$1.11 zł 4.19

$1.74 Rp 31.2K

-36.21%

White Bread (500g)

$1.20 zł 4.54

$2.46 Rp 44.2K

-51.22%

Rice (white) (1kg)

$1.58 zł 6.00

$1.17 Rp 21.0K

35.04%

Eggs

$3.46 zł 13.11

$2.43 Rp 43.7K

42.39%

Local Cheese (1kg)

$9.84 zł 37.35

$14.50 Rp 260.6K

-32.14%

Chicken Fillets (1kg)

$7.58 zł 28.76

$4.35 Rp 78.2K

74.25%

Beef Round Steak (1kg)

$13.24 zł 50.2

$11.98 Rp 215.3K

10.52%

Apples (1kg)

$1.05 zł 3.99

$3.72 Rp 66.8K

-71.77%

Banana (1kg)

$1.95 zł 7.42

$1.63 Rp 29.2K

19.63%

Oranges (1kg)

$1.92 zł 7.29

$2.74 Rp 49.3K

-29.93%

Tomato (1kg)

$3.00 zł 11.37

$2.24 Rp 40.3K

33.93%

Potato (1kg)

$0.91 zł 3.45

$1.92 Rp 34.5K

-52.60%

Onion (1kg)

$1.42 zł 5.38

$2.28 Rp 40.9K

-37.72%

Lettuce (1 head)

$1.56 zł 5.92

$1.06 Rp 19.1K

47.17%

Water (1.5 liter bottle)

$0.73 zł 2.76

$0.72 Rp 12.9K

1.39%

Cigarettes 20 Pack (Marlboro, Camel)

$5.45 zł 20.66

$3.29 Rp 59.0K

65.65%

Wine (Bottle)

$9.31 zł 35.31

$23.19 Rp 416.8K

-59.85%

Local Beer (0.5 liter bottle)

$1.12 zł 4.24

$2.78 Rp 49.9K

-59.71%

Imported Beer (0.33 liter bottle)

$1.65 zł 6.27

$2.73 Rp 49.1K

-39.56%

One-way Ticket (Public Transport)

$1.26 zł 4.80

$0.27 Rp 4,786

366.67%

Public Transport Monthly Pass (Regular Price)

$35.09 zł 133

$8.11 Rp 145.7K

332.68%

Taxi Start (Normal Tariff)

$2.33 zł 8.84

$0.48 Rp 8,675

385.42%

Taxi (Normal Tariff) (1km)

$0.77 zł 2.94

$0.42 Rp 7,545

83.33%

Taxi 1hour Waiting (Normal Tariff)

$13.47 zł 51.1

$6.22 Rp 111.8K

116.56%

Gasoline (1 liter)

$1.69 zł 6.43

$0.81 Rp 14.6K

108.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K zł 128.1K

$26.6K Rp 478.2M

26.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K zł 112.5K

$32.2K Rp 578.5M

-7.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$362 zł 1,372

$78.4 Rp 1.4M

361.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.67 zł 44.26

$4.07 Rp 73.1K

186.73%

Internet (50+ Mbps, Unlimited Data)

$15.56 zł 59.0

$24.33 Rp 437.1K

-36.05%

Gym Membership (Monthly)

$39.09 zł 148

$98.6 Rp 1.8M

-60.36%

Tennis Court (1 Hour on Weekend)

$26.94 zł 102

$6.34 Rp 113.9K

324.92%

Cinema Ticket

$7.56 zł 28.70

$3.99 Rp 71.6K

89.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$380 zł 1,442

$305 Rp 5.5M

24.63%

International Primary School, 1 Child (Yearly)

$6,730 zł 25.5K

$6,642 Rp 119.4M

1.33%

Jeans (Levis 501 Or Similar)

$124 zł 471

$54.1 Rp 972.9K

129.52%

Summer Dress (H&M, Zara, etc)

$45.62 zł 173

$37.81 Rp 679.4K

20.66%

Sport Shoes (Adidas, Nike)

$107 zł 407

$86.8 Rp 1.6M

23.41%

Men's Leather Business Shoes

$90.1 zł 342

$76.4 Rp 1.4M

18.01%

1-bedroom Apartment, City Center (Monthly)

$892 zł 3,383

$992 Rp 17.8M

-10.11%

1-bedroom Apartment, Outside City Center (Monthly)

$714 zł 2,709

$673 Rp 12.1M

6.14%

3-bedroom Apartment, City Center (Monthly)

$1,462 zł 5,546

$3,375 Rp 60.7M

-56.69%

3-bedroom Apartment, Outside City Center (Monthly)

$892 zł 3,386

$2,050 Rp 36.8M

-56.48%

Buy Apartment in City Center (m2)

$4,081 zł 15.5K

$2,805 Rp 50.4M

45.51%

Buy Apartment Outside City Center (m2)

$2,402 zł 9,112

$2,227 Rp 40.0M

7.84%

Average Monthly Net Salary (After Tax)

$2,006 zł 7,612

$167 Rp 3.0M

1101.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

13.28

-54.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: July 12, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $892 in Gdynia versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1102% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $47.00 in Gdynia versus $32.00 in Ubud, Bali. Groceries tell a different story – $238 in Gdynia vs $297 in Ubud, Bali – so Gdynia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Gdynia is pricier by about 30%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,739 per month in Gdynia and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,826 in Gdynia and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 333% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Gdynia at $1,826. In Ubud, Bali it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.