Cost of Living Comparison Between Gdynia and Ubud, Bali Cost of Living Comparison Between Gdynia and Ubud, Bali

Monthly Cost of Living

A single person spends $1,796 per month in Gdynia vs $1,396 in Ubud, Bali, rent included.

A couple spends around $2,521 per month in Gdynia vs $2,334 in Ubud, Bali, rent included.

A family of three spends $3,246 per month in Gdynia vs $3,273 in Ubud, Bali, rent included.

Gdynia costs about 29% more than Ubud, Bali, driven mainly by Eating Out.

Both Gdynia and Ubud, Bali sit above the global median – Gdynia by 31%, Ubud, Bali by 2%.

Meal at Budget Restaurant

$10.87 zł 40.40

$3.37 Rp 59.7K

222.55%

Three-Course Dinner for Two, Mid-Range

$52.9 zł 197

$38.59 Rp 682.4K

37.13%

Fast Food Meal (McDonalds, etc)

$10.17 zł 37.80

$5.52 Rp 97.6K

84.24%

Cappuccino

$4.44 zł 16.50

$2.64 Rp 46.8K

68.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 zł 10.99

$1.67 Rp 29.6K

77.25%

Water (0.33 liter bottle)

$2.23 zł 8.30

$0.77 Rp 13.6K

189.61%

Local Beer (0.5 liter draught)

$4.01 zł 14.90

$2.63 Rp 46.6K

52.47%

Imported Beer (0.33 liter bottle)

$4.10 zł 15.23

$4.28 Rp 75.7K

-4.21%

Milk (1 liter)

$1.07 zł 3.98

$1.55 Rp 27.3K

-30.97%

White Bread (500g)

$1.39 zł 5.17

$2.22 Rp 39.3K

-37.39%

Rice (white) (1kg)

$1.91 zł 7.10

$1.13 Rp 19.9K

69.03%

Eggs

$3.86 zł 14.34

$2.09 Rp 36.9K

84.69%

Local Cheese (1kg)

$13.12 zł 48.73

$17.39 Rp 307.6K

-24.55%

Chicken Fillets (1kg)

$8.18 zł 30.40

$3.87 Rp 68.4K

111.37%

Beef Round Steak (1kg)

$14.27 zł 53.0

$12.55 Rp 221.9K

13.71%

Apples (1kg)

$1.36 zł 5.07

$3.62 Rp 63.9K

-62.43%

Banana (1kg)

$1.94 zł 7.22

$1.56 Rp 27.6K

24.36%

Oranges (1kg)

$1.92 zł 7.13

$2.35 Rp 41.6K

-18.30%

Tomato (1kg)

$3.24 zł 12.03

$2.06 Rp 36.4K

57.28%

Potato (1kg)

$1.27 zł 4.71

$1.90 Rp 33.6K

-33.16%

Onion (1kg)

$1.18 zł 4.38

$2.34 Rp 41.3K

-49.57%

Lettuce (1 head)

$1.80 zł 6.70

$1.03 Rp 18.2K

74.76%

Water (1.5 liter bottle)

$0.71 zł 2.62

$0.55 Rp 9,809

29.09%

Cigarettes 20 Pack (Marlboro, Camel)

$6.23 zł 23.13

$2.25 Rp 39.8K

176.89%

Wine (Bottle)

$8.93 zł 33.16

$23.81 Rp 421.0K

-62.49%

Local Beer (0.5 liter bottle)

$1.20 zł 4.46

$2.31 Rp 40.9K

-48.05%

Imported Beer (0.33 liter bottle)

$1.67 zł 6.21

$2.80 Rp 49.5K

-40.36%

One-way Ticket (Public Transport)

$1.26 zł 4.66

$0.27 Rp 4,816

366.67%

Public Transport Monthly Pass (Regular Price)

$37.28 zł 139

$8.66 Rp 153.2K

330.48%

Taxi Start (Normal Tariff)

$2.37 zł 8.82

$0.48 Rp 8,515

393.75%

Taxi (Normal Tariff) (1km)

$1.05 zł 3.89

$0.45 Rp 7,887

133.33%

Taxi 1hour Waiting (Normal Tariff)

$13.66 zł 50.7

$5.72 Rp 101.1K

138.81%

Gasoline (1 liter)

$1.63 zł 6.06

$0.76 Rp 13.4K

114.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.1K zł 119.4K

$24.5K Rp 433.0M

31.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K zł 106.7K

$32.1K Rp 568.0M

-10.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$310 zł 1,153

$83.6 Rp 1.5M

271.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.80 zł 40.12

$6.46 Rp 114.2K

67.18%

Internet (50+ Mbps, Unlimited Data)

$19.95 zł 74.1

$18.99 Rp 335.9K

5.06%

Gym Membership (Monthly)

$47.67 zł 177

$56.0 Rp 989.8K

-14.83%

Tennis Court (1 Hour on Weekend)

$32.83 zł 122

$18.62 Rp 329.2K

76.32%

Cinema Ticket

$9.22 zł 34.27

$4.28 Rp 75.7K

115.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$426 zł 1,581

$487 Rp 8.6M

-12.52%

International Primary School, 1 Child (Yearly)

$5,988 zł 22.2K

$5,856 Rp 103.6M

2.25%

Jeans (Levis 501 Or Similar)

$98.4 zł 365

$45.56 Rp 805.6K

115.91%

Summer Dress (H&M, Zara, etc)

$42.54 zł 158

$36.38 Rp 643.3K

16.93%

Sport Shoes (Adidas, Nike)

$111 zł 414

$82.0 Rp 1.4M

36.03%

Men's Leather Business Shoes

$111 zł 412

$80.4 Rp 1.4M

37.86%

1-bedroom Apartment, City Center (Monthly)

$831 zł 3,087

$1,117 Rp 19.7M

-25.58%

1-bedroom Apartment, Outside City Center (Monthly)

$685 zł 2,545

$701 Rp 12.4M

-2.27%

3-bedroom Apartment, City Center (Monthly)

$1,197 zł 4,447

$3,537 Rp 62.5M

-66.16%

3-bedroom Apartment, Outside City Center (Monthly)

$991 zł 3,683

$1,762 Rp 31.2M

-43.75%

Buy Apartment in City Center (m2)

$4,376 zł 16.3K

$2,826 Rp 50.0M

54.83%

Buy Apartment Outside City Center (m2)

$2,616 zł 9,717

$2,292 Rp 40.5M

14.14%

Average Monthly Net Salary (After Tax)

$2,043 zł 7,588

$170 Rp 3.0M

1103.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: August 29, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A central one-bedroom costs $831 in Gdynia versus $1,117 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1103% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $53.0 in Gdynia versus $39.00 in Ubud, Bali. Groceries tell a different story – $262 in Gdynia vs $293 in Ubud, Bali – so Gdynia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Gdynia is pricier by about 29%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,694 per month in Gdynia and $2,095 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,796 in Gdynia and $1,396 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 330% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,396, than in Gdynia at $1,796. In Ubud, Bali it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.