Last update: Oct 2026

Cost of Living Comparison Between Gdynia and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,687 in Gdynia, rent and utilities included – about $3,800 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Gdynia
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Gdynia Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Gdynia

🇵🇱 Poland

$1,687

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Gdynia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gdynia and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,687 per month in Gdynia vs $1,368 in Ubud, Bali, rent included.

Gdynia $1,687
Ubud, Bali $1,368

A couple spends around $2,403 per month in Gdynia vs $2,314 in Ubud, Bali, rent included.

Gdynia $2,403
Ubud, Bali $2,314

A family of three spends $3,118 per month in Gdynia vs $3,260 in Ubud, Bali, rent included.

Gdynia $3,118
Ubud, Bali $3,260

Gdynia costs about 23% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Gdynia and Ubud, Bali sit above the global median – Gdynia by 25%, Ubud, Bali by 1%.

Meal at Budget Restaurant

$10.04 zł 39.00

$3.33 Rp 59.9K

201.50%

Three-Course Dinner for Two, Mid-Range

$51.8 zł 201

$35.18 Rp 633.2K

47.16%

Fast Food Meal (McDonalds, etc)

$9.64 zł 37.44

$5.80 Rp 104.5K

66.21%

Cappuccino

$4.05 zł 15.74

$2.73 Rp 49.1K

48.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 zł 10.79

$1.64 Rp 29.5K

69.51%

Water (0.33 liter bottle)

$2.04 zł 7.93

$0.83 Rp 15.0K

145.78%

Local Beer (0.5 liter draught)

$3.78 zł 14.68

$2.70 Rp 48.6K

40.00%

Imported Beer (0.33 liter bottle)

$3.86 zł 15.00

$4.30 Rp 77.4K

-10.23%

Milk (1 liter)

$0.99 zł 3.83

$1.50 Rp 27.1K

-34.00%

White Bread (500g)

$1.38 zł 5.35

$2.30 Rp 41.4K

-40.00%

Rice (white) (1kg)

$1.82 zł 7.06

$1.18 Rp 21.2K

54.24%

Eggs

$3.82 zł 14.84

$2.14 Rp 38.6K

78.50%

Local Cheese (1kg)

$12.85 zł 49.93

$17.48 Rp 314.6K

-26.49%

Chicken Fillets (1kg)

$7.96 zł 30.91

$4.03 Rp 72.5K

97.52%

Beef Round Steak (1kg)

$13.99 zł 54.4

$12.23 Rp 220.1K

14.39%

Apples (1kg)

$1.33 zł 5.16

$3.55 Rp 63.9K

-62.54%

Banana (1kg)

$1.81 zł 7.02

$1.57 Rp 28.3K

15.29%

Oranges (1kg)

$1.80 zł 7.01

$2.24 Rp 40.2K

-19.64%

Tomato (1kg)

$3.00 zł 11.65

$1.93 Rp 34.7K

55.44%

Potato (1kg)

$1.18 zł 4.58

$1.88 Rp 33.9K

-37.23%

Onion (1kg)

$1.11 zł 4.31

$2.29 Rp 41.3K

-51.53%

Lettuce (1 head)

$1.68 zł 6.53

$0.99 Rp 17.9K

69.70%

Water (1.5 liter bottle)

$0.65 zł 2.53

$0.53 Rp 9,475

22.64%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 zł 22.89

$2.28 Rp 41.1K

158.33%

Wine (Bottle)

$8.05 zł 31.27

$23.01 Rp 414.2K

-65.02%

Local Beer (0.5 liter bottle)

$1.10 zł 4.27

$2.34 Rp 42.2K

-52.99%

Imported Beer (0.33 liter bottle)

$1.54 zł 5.96

$2.91 Rp 52.4K

-47.08%

One-way Ticket (Public Transport)

$1.20 zł 4.67

$0.24 Rp 4,315

400.00%

Public Transport Monthly Pass (Regular Price)

$35.93 zł 140

$8.82 Rp 158.7K

307.37%

Taxi Start (Normal Tariff)

$2.32 zł 9.02

$0.48 Rp 8,684

383.33%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.91

$0.46 Rp 8,233

119.57%

Taxi 1hour Waiting (Normal Tariff)

$12.78 zł 49.66

$5.45 Rp 98.2K

134.50%

Gasoline (1 liter)

$1.65 zł 6.40

$0.88 Rp 15.9K

87.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 118.0K

$24.6K Rp 442.2M

23.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$31.2K Rp 561.4M

-13.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 zł 1,157

$83.0 Rp 1.5M

258.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.16 zł 39.48

$6.45 Rp 116.0K

57.52%

Internet (50+ Mbps, Unlimited Data)

$18.46 zł 71.7

$18.57 Rp 334.2K

-0.59%

Gym Membership (Monthly)

$45.03 zł 175

$55.8 Rp 1.0M

-19.33%

Tennis Court (1 Hour on Weekend)

$31.15 zł 121

$18.11 Rp 326.0K

72.00%

Cinema Ticket

$9.63 zł 37.40

$4.38 Rp 78.9K

119.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 zł 1,590

$493 Rp 8.9M

-16.96%

International Primary School, 1 Child (Yearly)

$5,614 zł 21.8K

$5,754 Rp 103.6M

-2.42%

Jeans (Levis 501 Or Similar)

$93.9 zł 365

$46.19 Rp 831.4K

103.20%

Summer Dress (H&M, Zara, etc)

$39.68 zł 154

$35.33 Rp 636.0K

12.31%

Sport Shoes (Adidas, Nike)

$105 zł 408

$79.1 Rp 1.4M

32.94%

Men's Leather Business Shoes

$105 zł 409

$78.4 Rp 1.4M

34.25%

1-bedroom Apartment, City Center (Monthly)

$816 zł 3,168

$1,142 Rp 20.6M

-28.61%

1-bedroom Apartment, Outside City Center (Monthly)

$639 zł 2,483

$676 Rp 12.2M

-5.41%

3-bedroom Apartment, City Center (Monthly)

$1,140 zł 4,429

$3,503 Rp 63.1M

-67.45%

3-bedroom Apartment, Outside City Center (Monthly)

$930 zł 3,613

$1,700 Rp 30.6M

-45.30%

Buy Apartment in City Center (m2)

$4,139 zł 16.1K

$2,784 Rp 50.1M

48.66%

Buy Apartment Outside City Center (m2)

$2,414 zł 9,380

$2,241 Rp 40.3M

7.76%

Average Monthly Net Salary (After Tax)

$1,962 zł 7,625

$165 Rp 3.0M

1092.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

13.78

-52.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gdynia

$639 37.9%

Ubud, Bali

$676 49.4% 5.7% $37

Monthly Utilities & Internet

Gdynia

$326 19.3%

Ubud, Bali

$108 7.9% 66.9% $218

Groceries & Markets

Gdynia

$251 14.9%

Ubud, Bali

$290 21.2% 15.6% $39

Eating Out

Gdynia

$204 12.1%

Ubud, Bali

$109 8% 46.6% $95

Clothing & Footwear

Gdynia

$155 9.2%

Ubud, Bali

$108 7.9% 30.5% $47

Sport & Entertainment

Gdynia

$64 3.8%

Ubud, Bali

$65 4.7% 0.5% $0.3

Getting Around

Gdynia

$48 2.9%

Ubud, Bali

$13 0.9% 73.9% $36

Cost Breakdown

A central one-bedroom costs $816 in Gdynia versus $1,142 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1093% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Gdynia versus $35.00 in Ubud, Bali. Groceries tell a different story – $251 in Gdynia vs $290 in Ubud, Bali – so Gdynia wins on supermarket bills even if dining out costs more.

Good to know

🇵🇱 Gdynia

🇮🇩 Ubud, Bali

🕒 Local time

01:46 1:46 AM

07:46 7:46 AM

6 h ahead of Gdynia

🌤 Weather

👥 Population

257,000

74,800

💱 Currency

Polish Złoty PLN zł

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Gdynia Ubud, Bali 11,210 km ≈ 15 h nonstop flight

From you

Gdynia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Gdynia is pricier by about 23%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,531 per month in Gdynia and $2,051 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,687 in Gdynia and $1,368 in Ubud, Bali. That's a gap of about 23%.

Public transport costs about 307% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Gdynia at $1,687. In Ubud, Bali it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.