Cost of Living Comparison Between Ubud, Bali and Gdynia Cost of Living Comparison Between Ubud, Bali and Gdynia

Monthly Cost of Living

A single person spends $1,408 per month in Ubud, Bali vs $1,826 in Gdynia, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $2,490 in Gdynia, rent included.

A family of three spends $3,763 per month in Ubud, Bali vs $3,155 in Gdynia, rent included.

Ubud, Bali is about 23% cheaper than Gdynia, driven mainly by Eating Out.

Both Ubud, Bali and Gdynia sit above the global median – Ubud, Bali by 5%, Gdynia by 37%.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$10.72 zł 40.67

-67.82%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$46.76 zł 177

-30.84%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$9.53 zł 36.15

-49.21%

Cappuccino

$2.75 Rp 49.4K

$3.60 zł 13.67

-23.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.15 zł 8.16

-35.81%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.60 zł 6.08

-53.13%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$4.14 zł 15.70

-27.78%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$4.04 zł 15.31

-4.70%

Milk (1 liter)

$1.74 Rp 31.2K

$1.11 zł 4.19

56.76%

White Bread (500g)

$2.46 Rp 44.2K

$1.20 zł 4.54

105.00%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.58 zł 6.00

-25.95%

Eggs

$2.43 Rp 43.7K

$3.46 zł 13.11

-29.77%

Local Cheese (1kg)

$14.50 Rp 260.6K

$9.84 zł 37.35

47.36%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.58 zł 28.76

-42.61%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$13.24 zł 50.2

-9.52%

Apples (1kg)

$3.72 Rp 66.8K

$1.05 zł 3.99

254.29%

Banana (1kg)

$1.63 Rp 29.2K

$1.95 zł 7.42

-16.41%

Oranges (1kg)

$2.74 Rp 49.3K

$1.92 zł 7.29

42.71%

Tomato (1kg)

$2.24 Rp 40.3K

$3.00 zł 11.37

-25.33%

Potato (1kg)

$1.92 Rp 34.5K

$0.91 zł 3.45

110.99%

Onion (1kg)

$2.28 Rp 40.9K

$1.42 zł 5.38

60.56%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.56 zł 5.92

-32.05%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.73 zł 2.76

-1.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$5.45 zł 20.66

-39.63%

Wine (Bottle)

$23.19 Rp 416.8K

$9.31 zł 35.31

149.09%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.12 zł 4.24

148.21%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.65 zł 6.27

65.45%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.26 zł 4.80

-78.57%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$35.09 zł 133

-76.89%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.33 zł 8.84

-79.40%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.77 zł 2.94

-45.45%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$13.47 zł 51.1

-53.82%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.69 zł 6.43

-52.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.8K zł 128.1K

-21.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$29.7K zł 112.5K

8.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$362 zł 1,372

-78.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$11.67 zł 44.26

-65.12%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$15.56 zł 59.0

56.36%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$39.09 zł 148

152.26%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$26.94 zł 102

-76.47%

Cinema Ticket

$3.99 Rp 71.6K

$7.56 zł 28.70

-47.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$380 zł 1,442

-19.76%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$6,730 zł 25.5K

-1.31%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$124 zł 471

-56.43%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$45.62 zł 173

-17.12%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$107 zł 407

-18.97%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$90.1 zł 342

-15.26%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$892 zł 3,383

11.25%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$714 zł 2,709

-5.78%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,462 zł 5,546

130.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$892 zł 3,386

129.76%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,081 zł 15.5K

-31.28%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$2,402 zł 9,112

-7.27%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$2,006 zł 7,612

-91.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.08

118.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Gdynia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $992 in Ubud, Bali versus $892 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1102% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $47.00 in Gdynia. Groceries tell a different story – $297 in Ubud, Bali vs $238 in Gdynia – so Gdynia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Gdynia is pricier by about 30%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,739 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,408 in Ubud, Bali and $1,826 in Gdynia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 333% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Gdynia at $1,826. In Ubud, Bali it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.