Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Gdynia

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,734 in Gdynia, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
83

Cost of Living Index in Gdynia
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Gdynia Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Gdynia

🇵🇱 Poland

$1,734

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Gdynia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Gdynia actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,734 in Gdynia, rent included.

Ubud, Bali $1,349
Gdynia $1,734

A couple spends around $2,305 per month in Ubud, Bali vs $2,779 in Gdynia, rent included.

Ubud, Bali $2,305
Gdynia $2,779

A family of three spends $3,261 per month in Ubud, Bali vs $3,825 in Gdynia, rent included.

Ubud, Bali $3,261
Gdynia $3,825

Ubud, Bali is about 22% cheaper than Gdynia, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$10.07 zł 39.70

-67.03%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$50.4 zł 199

-29.29%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.85 zł 38.85

-43.86%

Cappuccino

$2.72 Rp 49.3K

$4.19 zł 16.51

-35.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.73 zł 10.78

-37.73%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.12 zł 8.37

-64.15%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.92 zł 15.44

-32.40%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.90 zł 15.40

12.31%

Milk (1 liter)

$1.49 Rp 27.1K

$1.03 zł 4.06

44.66%

White Bread (500g)

$2.28 Rp 41.3K

$1.36 zł 5.35

67.65%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.87 zł 7.37

-36.36%

Eggs

$2.04 Rp 36.9K

$3.85 zł 15.17

-47.01%

Local Cheese (1kg)

$17.70 Rp 321.2K

$12.62 zł 49.75

40.25%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$7.89 zł 31.12

-49.81%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$14.02 zł 55.3

-13.05%

Apples (1kg)

$3.66 Rp 66.3K

$1.28 zł 5.07

185.94%

Banana (1kg)

$1.52 Rp 27.5K

$1.80 zł 7.10

-15.56%

Oranges (1kg)

$2.23 Rp 40.4K

$1.79 zł 7.06

24.58%

Tomato (1kg)

$1.97 Rp 35.8K

$3.12 zł 12.30

-36.86%

Potato (1kg)

$1.85 Rp 33.5K

$1.20 zł 4.74

54.17%

Onion (1kg)

$2.42 Rp 44.0K

$1.11 zł 4.38

118.02%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.67 zł 6.60

-40.72%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$0.63 zł 2.48

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.08 zł 23.99

-63.49%

Wine (Bottle)

$22.24 Rp 403.6K

$8.11 zł 31.98

174.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.11 zł 4.38

103.60%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.59 zł 6.28

86.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.21 zł 4.77

-79.34%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$33.12 zł 131

-76.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$2.32 zł 9.13

-81.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.05 zł 4.13

-59.05%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$12.87 zł 50.8

-57.96%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.64 zł 6.45

-50.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$30.1K zł 118.5K

-20.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$28.7K zł 113.1K

10.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$295 zł 1,162

-73.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$10.34 zł 40.77

-37.62%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$18.23 zł 71.9

1.92%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$39.96 zł 158

23.82%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$31.82 zł 125

-44.53%

Cinema Ticket

$4.27 Rp 77.6K

$8.77 zł 34.58

-51.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$372 zł 1,467

31.86%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$5,515 zł 21.7K

2.88%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$93.4 zł 368

-52.22%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$39.96 zł 158

-12.54%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$104 zł 411

-23.39%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$106 zł 417

-24.89%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$935 zł 3,687

20.32%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$694 zł 2,738

-3.31%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,681 zł 6,629

112.05%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,658 zł 6,539

3.92%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$4,039 zł 15.9K

-32.36%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,605 zł 10.3K

-12.32%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,934 zł 7,628

-91.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Gdynia: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Gdynia

$694 40.1% 3.4% $23

Groceries & Markets

Ubud, Bali

$288 21.4%

Gdynia

$251 14.5% 13% $37

Eating Out

Ubud, Bali

$108 8%

Gdynia

$207 12% 92.4% $99

Clothing & Footwear

Ubud, Bali

$108 8%

Gdynia

$155 8.9% 43.7% $47

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Gdynia

$323 18.7% 211% $219

Sport & Entertainment

Ubud, Bali

$58 4.3%

Gdynia

$58 3.3% 0.9% $0.5

Getting Around

Ubud, Bali

$11 0.9%

Gdynia

$46 2.6% 299% $34

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $935 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gdynia are about 12 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $50 in Gdynia. Groceries tell a different story – $288 in Ubud, Bali vs $251 in Gdynia – so Gdynia wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Ubud, Bali

🇵🇱 Gdynia

🕒 Local time

02:22 2:22 AM

19:22 7:22 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

257,000

💱 Currency

Indonesian Rupiah IDR Rp

Polish Złoty PLN zł

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

Polish Złoty exchange rates as of November 2, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Gdynia 11,210 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Gdynia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Gdynia is pricier by about 29%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,600 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Gdynia, especially for central apartments: a one-bedroom in the center costs $935 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,734 in Gdynia. That makes Ubud, Bali about 22% cheaper.

Public transport costs about 76% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,734 in Gdynia. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,734 in Gdynia. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.