Cost of Living Comparison Between Ubud, Bali and Gdynia Cost of Living Comparison Between Ubud, Bali and Gdynia

Monthly Cost of Living

A single person spends $1,368 per month in Ubud, Bali vs $1,794 in Gdynia, rent included.

A couple spends around $2,348 per month in Ubud, Bali vs $2,521 in Gdynia, rent included.

A family of three spends $3,327 per month in Ubud, Bali vs $3,249 in Gdynia, rent included.

Ubud, Bali is about 24% cheaper than Gdynia, driven mainly by Eating Out.

Both Ubud, Bali and Gdynia sit above the global median – Ubud, Bali by 0%, Gdynia by 31%.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$10.46 zł 39.78

-67.11%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$52.2 zł 198

-30.43%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$10.03 zł 38.14

-43.07%

Cappuccino

$2.67 Rp 47.3K

$4.31 zł 16.39

-38.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$2.81 zł 10.69

-37.72%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$2.13 zł 8.09

-59.15%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$3.95 zł 15.01

-25.32%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$4.01 zł 15.26

12.72%

Milk (1 liter)

$1.62 Rp 28.7K

$1.04 zł 3.94

55.77%

White Bread (500g)

$2.33 Rp 41.3K

$1.44 zł 5.46

61.81%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.95 zł 7.40

-43.08%

Eggs

$2.20 Rp 39.0K

$3.82 zł 14.52

-42.41%

Local Cheese (1kg)

$17.69 Rp 313.3K

$12.98 zł 49.37

36.29%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$8.30 zł 31.56

-50.60%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$14.62 zł 55.6

-16.69%

Apples (1kg)

$3.71 Rp 65.6K

$1.39 zł 5.29

166.91%

Banana (1kg)

$1.59 Rp 28.1K

$1.95 zł 7.40

-18.46%

Oranges (1kg)

$2.28 Rp 40.4K

$1.96 zł 7.45

16.33%

Tomato (1kg)

$1.95 Rp 34.6K

$3.13 zł 11.92

-37.70%

Potato (1kg)

$1.91 Rp 33.7K

$1.22 zł 4.65

56.56%

Onion (1kg)

$2.33 Rp 41.3K

$1.21 zł 4.62

92.56%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.82 zł 6.93

-44.51%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.64 zł 2.42

-14.06%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$6.08 zł 23.13

-63.32%

Wine (Bottle)

$23.07 Rp 408.6K

$8.71 zł 33.12

164.87%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.14 zł 4.32

112.28%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$1.68 zł 6.38

78.57%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$1.30 zł 4.94

-79.23%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

$37.66 zł 143

-76.16%

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$2.44 zł 9.28

-80.33%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.09 zł 4.15

-60.55%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$13.07 zł 49.70

-56.85%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.61 zł 6.12

-50.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$31.7K zł 120.7K

-21.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$29.4K zł 111.8K

7.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$311 zł 1,182

-73.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$10.66 zł 40.54

-39.12%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$19.12 zł 72.7

-1.83%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$46.29 zł 176

22.86%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$32.78 zł 125

-42.86%

Cinema Ticket

$4.54 Rp 80.4K

$9.27 zł 35.26

-51.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$422 zł 1,604

13.93%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$5,978 zł 22.7K

-4.47%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$98.2 zł 373

-53.65%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$41.76 zł 159

-14.08%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$111 zł 421

-27.33%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$111 zł 422

-29.08%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$829 zł 3,154

34.39%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$663 zł 2,519

5.30%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,201 zł 4,566

202.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$958 zł 3,645

81.27%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$4,216 zł 16.0K

-33.96%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$2,528 zł 9,615

-9.44%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

$1,990 zł 7,568

-91.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.6

108.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Gdynia: September 12, 2026

Cost Breakdown

A central one-bedroom costs $1,115 in Ubud, Bali versus $829 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1084% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $52.0 in Gdynia. Groceries tell a different story – $295 in Ubud, Bali vs $262 in Gdynia – so Gdynia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Gdynia: Cost of Living - Frequently Asked Questions

Yes – Gdynia is pricier by about 31%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,052 per month in Ubud, Bali and $2,691 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,368 in Ubud, Bali and $1,794 in Gdynia. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 319% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,368, than in Gdynia at $1,794. In Ubud, Bali it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.