Cost of Living Comparison Between Funchal and Gdynia Cost of Living Comparison Between Funchal and Gdynia

Monthly Cost of Living

Monthly costs for one person with rent: $2,195 in Funchal versus $1,796 in Gdynia.

Estimated couple costs with rent: $3,193 in Funchal versus $2,521 in Gdynia.

Monthly costs for a family of three with rent: $4,190 in Funchal versus $3,246 in Gdynia.

Living in Funchal is roughly 22% more expensive than in Gdynia, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Funchal 60% above, Gdynia 31% above.

Meal at Budget Restaurant

$15.73 €13.52

$10.87 zł 40.40

44.71%

Three-Course Dinner for Two, Mid-Range

$67.1 €57.7

$52.9 zł 197

26.74%

Fast Food Meal (McDonalds, etc)

$13.76 €11.83

$10.17 zł 37.80

35.30%

Cappuccino

$2.03 €1.74

$4.44 zł 16.50

-54.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 €1.52

$2.96 zł 10.99

-40.20%

Water (0.33 liter bottle)

$1.45 €1.25

$2.23 zł 8.30

-34.98%

Local Beer (0.5 liter draught)

$2.96 €2.55

$4.01 zł 14.90

-26.18%

Imported Beer (0.33 liter bottle)

$4.00 €3.44

$4.10 zł 15.23

-2.44%

Milk (1 liter)

$1.09 €0.94

$1.07 zł 3.98

1.87%

White Bread (500g)

$1.82 €1.56

$1.39 zł 5.17

30.94%

Rice (white) (1kg)

$1.74 €1.50

$1.91 zł 7.10

-8.90%

Eggs

$4.06 €3.49

$3.86 zł 14.34

5.18%

Local Cheese (1kg)

$10.50 €9.02

$13.12 zł 48.73

-19.97%

Chicken Fillets (1kg)

$7.84 €6.74

$8.18 zł 30.40

-4.16%

Beef Round Steak (1kg)

$12.39 €10.66

$14.27 zł 53.0

-13.17%

Apples (1kg)

$1.81 €1.56

$1.36 zł 5.07

33.09%

Banana (1kg)

$1.79 €1.54

$1.94 zł 7.22

-7.73%

Oranges (1kg)

$1.85 €1.59

$1.92 zł 7.13

-3.65%

Tomato (1kg)

$2.61 €2.25

$3.24 zł 12.03

-19.44%

Potato (1kg)

$1.99 €1.71

$1.27 zł 4.71

56.69%

Onion (1kg)

$2.08 €1.78

$1.18 zł 4.38

76.27%

Lettuce (1 head)

$1.69 €1.45

$1.80 zł 6.70

-6.11%

Water (1.5 liter bottle)

$0.83 €0.71

$0.71 zł 2.62

16.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.67 €4.87

$6.23 zł 23.13

-8.99%

Wine (Bottle)

$7.09 €6.10

$8.93 zł 33.16

-20.60%

Local Beer (0.5 liter bottle)

$1.32 €1.13

$1.20 zł 4.46

10.00%

Imported Beer (0.33 liter bottle)

$2.60 €2.23

$1.67 zł 6.21

55.69%

One-way Ticket (Public Transport)

$2.29 €1.97

$1.26 zł 4.66

81.75%

Public Transport Monthly Pass (Regular Price)

$35.46 €30.48

$37.28 zł 139

-4.88%

Taxi Start (Normal Tariff)

$4.05 €3.48

$2.37 zł 8.82

70.89%

Taxi (Normal Tariff) (1km)

$1.46 €1.26

$1.05 zł 3.89

39.05%

Taxi 1hour Waiting (Normal Tariff)

$19.43 €16.70

$13.66 zł 50.7

42.24%

Gasoline (1 liter)

$2.07 €1.78

$1.63 zł 6.06

26.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K €29.7K

$32.1K zł 119.4K

7.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.9K €33.4K

$28.7K zł 106.7K

35.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$128 €110

$310 zł 1,153

-58.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.67 €15.19

$10.80 zł 40.12

63.61%

Internet (50+ Mbps, Unlimited Data)

$49.91 €42.91

$19.95 zł 74.1

150.18%

Gym Membership (Monthly)

$42.24 €36.31

$47.67 zł 177

-11.39%

Tennis Court (1 Hour on Weekend)

$8.55 €7.35

$32.83 zł 122

-73.96%

Cinema Ticket

$9.20 €7.91

$9.22 zł 34.27

-0.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$431 €371

$426 zł 1,581

1.27%

International Primary School, 1 Child (Yearly)

$8,907 €7,657

$5,988 zł 22.2K

48.76%

Jeans (Levis 501 Or Similar)

$63.8 €54.9

$98.4 zł 365

-35.13%

Summer Dress (H&M, Zara, etc)

$35.11 €30.19

$42.54 zł 158

-17.47%

Sport Shoes (Adidas, Nike)

$91.3 €78.5

$111 zł 414

-18.09%

Men's Leather Business Shoes

$78.8 €67.7

$111 zł 412

-28.95%

1-bedroom Apartment, City Center (Monthly)

$1,536 €1,321

$831 zł 3,087

84.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,269 €1,091

$685 zł 2,545

85.19%

3-bedroom Apartment, City Center (Monthly)

$2,562 €2,203

$1,197 zł 4,447

114.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,071 €1,780

$991 zł 3,683

108.91%

Buy Apartment in City Center (m2)

$4,884 €4,199

$4,376 zł 16.3K

11.62%

Buy Apartment Outside City Center (m2)

$3,454 €2,970

$2,616 zł 9,717

32.06%

Average Monthly Net Salary (After Tax)

$1,461 €1,256

$2,043 zł 7,588

-28.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

6.6

-45.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Funchal: August 30, 2026

Last update for Gdynia: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,536 in Funchal and $831 in Gdynia. Housing cost is often the main lever when comparing two cities.

Gdynia pays 40% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $67.0 in Funchal vs $53.0 in Gdynia. Groceries flip the comparison at $253 vs $262, with Funchal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Funchal vs Gdynia: Cost of Living - Frequently Asked Questions

Funchal and Gdynia differ by about 22% in total monthly costs ($2,195 vs $1,796 including rent). Gdynia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 40% lower in Gdynia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,536 in Funchal versus $831 in Gdynia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,195 per month in Funchal versus $1,796 in Gdynia – a 22% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gdynia runs roughly 5% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,796 in Gdynia versus $2,195 in Funchal, a $2,500 budget is realistic in Gdynia but tight or insufficient in Funchal. The gap between the two cities makes Gdynia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Funchal and Gdynia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gdynia gentler on the wallet – expenses run 22% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.