Cost of Living Comparison Between Funchal and Gdynia Cost of Living Comparison Between Funchal and Gdynia

Monthly Cost of Living

Monthly costs for one person with rent: $1,900 in Funchal versus $1,787 in Gdynia.

Estimated couple costs with rent: $2,767 in Funchal versus $2,427 in Gdynia.

Monthly costs for a family of three with rent: $3,634 in Funchal versus $3,068 in Gdynia.

Living in Funchal is roughly 6% more expensive than Gdynia, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Funchal 42% above, Gdynia 33% above.

Meal at Budget Restaurant

$11.80 €10.16

$11.01 zł 40.23

7.18%

Three-Course Dinner for Two, Mid-Range

$56.9 €49.00

$47.24 zł 173

20.45%

Fast Food Meal (McDonalds, etc)

$8.99 €7.74

$9.17 zł 33.50

-1.96%

Cappuccino

$1.75 €1.51

$3.52 zł 12.85

-50.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.76 €1.52

$2.12 zł 7.76

-16.98%

Water (0.33 liter bottle)

$1.53 €1.32

$1.54 zł 5.64

-0.65%

Local Beer (0.5 liter draught)

$3.54 €3.05

$4.02 zł 14.70

-11.94%

Imported Beer (0.33 liter bottle)

$4.08 €3.52

$4.09 zł 14.95

-0.24%

Milk (1 liter)

$1.11 €0.96

$1.09 zł 3.99

1.83%

White Bread (500g)

$1.89 €1.63

$1.21 zł 4.42

56.20%

Rice (white) (1kg)

$1.69 €1.46

$1.58 zł 5.76

6.96%

Eggs

$3.99 €3.44

$3.65 zł 13.35

9.32%

Local Cheese (1kg)

$10.61 €9.14

$9.80 zł 35.79

8.27%

Chicken Fillets (1kg)

$7.26 €6.25

$7.68 zł 28.04

-5.47%

Beef Round Steak (1kg)

$11.50 €9.90

$13.51 zł 49.33

-14.88%

Apples (1kg)

$1.87 €1.61

$1.02 zł 3.72

83.33%

Banana (1kg)

$1.81 €1.56

$1.96 zł 7.16

-7.65%

Oranges (1kg)

$1.71 €1.47

$1.88 zł 6.86

-9.04%

Tomato (1kg)

$2.48 €2.14

$3.04 zł 11.10

-18.42%

Potato (1kg)

$2.05 €1.76

$0.85 zł 3.11

141.18%

Onion (1kg)

$1.90 €1.63

$1.41 zł 5.17

34.75%

Lettuce (1 head)

$1.76 €1.51

$1.55 zł 5.66

13.55%

Water (1.5 liter bottle)

$0.78 €0.67

$0.69 zł 2.52

13.04%

Cigarettes 20 Pack (Marlboro, Camel)

$5.77 €4.97

$5.48 zł 20.01

5.29%

Wine (Bottle)

$7.05 €6.07

$9.84 zł 35.94

-28.35%

Local Beer (0.5 liter bottle)

$1.50 €1.29

$1.06 zł 3.88

41.51%

Imported Beer (0.33 liter bottle)

$3.12 €2.69

$1.59 zł 5.80

96.23%

One-way Ticket (Public Transport)

$2.29 €1.97

$1.27 zł 4.63

80.31%

Public Transport Monthly Pass (Regular Price)

$35.15 €30.27

$35.67 zł 130

-1.46%

Taxi Start (Normal Tariff)

$4.04 €3.48

$2.33 zł 8.50

73.39%

Taxi (Normal Tariff) (1km)

$1.31 €1.13

$0.79 zł 2.90

65.82%

Taxi 1hour Waiting (Normal Tariff)

$19.42 €16.72

$13.45 zł 49.12

44.39%

Gasoline (1 liter)

$1.92 €1.65

$1.70 zł 6.23

12.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €29.9K

$33.2K zł 121.1K

4.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €34.1K

$30.5K zł 111.3K

30.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €104

$362 zł 1,324

-66.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.87 €17.11

$11.74 zł 42.89

69.25%

Internet (50+ Mbps, Unlimited Data)

$47.02 €40.49

$16.17 zł 59.1

190.79%

Gym Membership (Monthly)

$44.85 €38.62

$38.74 zł 142

15.77%

Tennis Court (1 Hour on Weekend)

$8.58 €7.38

$26.32 zł 96.2

-67.40%

Cinema Ticket

$8.95 €7.71

$7.84 zł 28.65

14.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$442 €381

$380 zł 1,388

16.31%

International Primary School, 1 Child (Yearly)

$6,396 €5,508

$6,672 zł 24.4K

-4.13%

Jeans (Levis 501 Or Similar)

$65.2 €56.1

$125 zł 457

-47.85%

Summer Dress (H&M, Zara, etc)

$34.34 €29.57

$46.75 zł 171

-26.55%

Sport Shoes (Adidas, Nike)

$82.2 €70.8

$107 zł 391

-23.08%

Men's Leather Business Shoes

$75.8 €65.3

$92.1 zł 336

-17.70%

1-bedroom Apartment, City Center (Monthly)

$1,393 €1,199

$915 zł 3,343

52.21%

1-bedroom Apartment, Outside City Center (Monthly)

$1,056 €909

$705 zł 2,575

49.74%

3-bedroom Apartment, City Center (Monthly)

$2,471 €2,128

$1,432 zł 5,230

72.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,750 €1,507

$919 zł 3,357

90.43%

Buy Apartment in City Center (m2)

$4,978 €4,287

$4,286 zł 15.7K

16.15%

Buy Apartment Outside City Center (m2)

$3,425 €2,949

$2,500 zł 9,134

36.99%

Average Monthly Net Salary (After Tax)

$1,358 €1,169

$2,349 zł 8,582

-42.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

6.08

-13.32%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Funchal: June 1, 2026

Last update for Gdynia: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,393 in Funchal and $915 in Gdynia. Housing cost is often the main lever when comparing two cities.

Gdynia pays 73% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $57.0 in Funchal vs $47.00 in Gdynia for a mid-range dinner for two. Groceries echo the gap at $249 vs $240 per month, with Gdynia cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Funchal vs Gdynia: Cost of Living - Frequently Asked Questions

Funchal and Gdynia differ by about 6% in total monthly costs ($1,900 vs $1,787 including rent). Gdynia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Gdynia earns 73% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,393 in Funchal versus $915 in Gdynia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,900 per month in Funchal versus $1,787 in Gdynia – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gdynia runs roughly 1% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,787 in Gdynia versus $1,900 in Funchal, a $2,500 budget is realistic in Gdynia but tight or insufficient in Funchal. The gap between the two cities makes Gdynia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Funchal and Gdynia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gdynia gentler on the wallet – expenses run 6% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.