Last update: Oct 2026

Cost of Living Comparison Between Funchal and Gdynia

For one person, living is cheaper in Gdynia: $1,687 a month against $2,099 in Funchal, rent and utilities included – about $4,900 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Funchal
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Funchal Living Index
82

Cost of Living Index in Gdynia
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Gdynia Living Index

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Funchal

🇵🇹 Portugal

$2,099

/mo nomad

Gdynia

🇵🇱 Poland

$1,687

/mo nomad

Monthly Cost of Living

How much you'll spend in Funchal and in Gdynia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Funchal and in Gdynia actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,099 in Funchal versus $1,687 in Gdynia.

Funchal $2,099
Gdynia $1,687

Estimated couple costs with rent: $3,058 in Funchal versus $2,403 in Gdynia.

Funchal $3,058
Gdynia $2,403

Monthly costs for a family of three with rent: $4,017 in Funchal versus $3,118 in Gdynia.

Funchal $4,017
Gdynia $3,118

Living in Funchal is roughly 24% more expensive than in Gdynia, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Funchal 56% above, Gdynia 25% above.

Meal at Budget Restaurant

$14.90 €13.25

$10.04 zł 39.00

48.41%

Three-Course Dinner for Two, Mid-Range

$64.8 €57.6

$51.8 zł 201

25.15%

Fast Food Meal (McDonalds, etc)

$13.51 €12.02

$9.64 zł 37.44

40.15%

Cappuccino

$2.00 €1.78

$4.05 zł 15.74

-50.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 €1.46

$2.78 zł 10.79

-41.01%

Water (0.33 liter bottle)

$1.39 €1.24

$2.04 zł 7.93

-31.86%

Local Beer (0.5 liter draught)

$2.87 €2.55

$3.78 zł 14.68

-24.07%

Imported Beer (0.33 liter bottle)

$3.87 €3.44

$3.86 zł 15.00

0.26%

Milk (1 liter)

$1.05 €0.93

$0.99 zł 3.83

6.06%

White Bread (500g)

$1.72 €1.53

$1.38 zł 5.35

24.64%

Rice (white) (1kg)

$1.69 €1.50

$1.82 zł 7.06

-7.14%

Eggs

$3.96 €3.52

$3.82 zł 14.84

3.66%

Local Cheese (1kg)

$10.34 €9.20

$12.85 zł 49.93

-19.53%

Chicken Fillets (1kg)

$7.36 €6.55

$7.96 zł 30.91

-7.54%

Beef Round Steak (1kg)

$11.82 €10.52

$13.99 zł 54.4

-15.51%

Apples (1kg)

$1.73 €1.54

$1.33 zł 5.16

30.08%

Banana (1kg)

$1.82 €1.62

$1.81 zł 7.02

0.55%

Oranges (1kg)

$1.73 €1.54

$1.80 zł 7.01

-3.89%

Tomato (1kg)

$2.51 €2.24

$3.00 zł 11.65

-16.33%

Potato (1kg)

$1.86 €1.65

$1.18 zł 4.58

57.63%

Onion (1kg)

$1.96 €1.75

$1.11 zł 4.31

76.58%

Lettuce (1 head)

$1.69 €1.50

$1.68 zł 6.53

0.60%

Water (1.5 liter bottle)

$0.80 €0.71

$0.65 zł 2.53

23.08%

Cigarettes 20 Pack (Marlboro, Camel)

$5.60 €4.98

$5.89 zł 22.89

-4.92%

Wine (Bottle)

$6.58 €5.85

$8.05 zł 31.27

-18.26%

Local Beer (0.5 liter bottle)

$1.26 €1.12

$1.10 zł 4.27

14.55%

Imported Beer (0.33 liter bottle)

$2.46 €2.19

$1.54 zł 5.96

59.74%

One-way Ticket (Public Transport)

$2.17 €1.93

$1.20 zł 4.67

80.83%

Public Transport Monthly Pass (Regular Price)

$34.10 €30.33

$35.93 zł 140

-5.09%

Taxi Start (Normal Tariff)

$3.82 €3.40

$2.32 zł 9.02

64.66%

Taxi (Normal Tariff) (1km)

$1.38 €1.22

$1.01 zł 3.91

36.63%

Taxi 1hour Waiting (Normal Tariff)

$18.88 €16.79

$12.78 zł 49.66

47.73%

Gasoline (1 liter)

$2.03 €1.80

$1.65 zł 6.40

23.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K €30.2K

$30.4K zł 118.0K

11.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.0K €33.8K

$27.1K zł 105.4K

40.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €109

$298 zł 1,157

-58.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.20 €15.30

$10.16 zł 39.48

69.29%

Internet (50+ Mbps, Unlimited Data)

$49.15 €43.72

$18.46 zł 71.7

166.25%

Gym Membership (Monthly)

$41.59 €36.99

$45.03 zł 175

-7.64%

Tennis Court (1 Hour on Weekend)

$8.56 €7.61

$31.15 zł 121

-72.52%

Cinema Ticket

$8.48 €7.54

$9.63 zł 37.40

-11.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$419 €372

$409 zł 1,590

2.26%

International Primary School, 1 Child (Yearly)

$8,353 €7,430

$5,614 zł 21.8K

48.78%

Jeans (Levis 501 Or Similar)

$61.7 €54.9

$93.9 zł 365

-34.22%

Summer Dress (H&M, Zara, etc)

$32.72 €29.10

$39.68 zł 154

-17.54%

Sport Shoes (Adidas, Nike)

$88.8 €79.0

$105 zł 408

-15.54%

Men's Leather Business Shoes

$74.3 €66.1

$105 zł 409

-29.41%

1-bedroom Apartment, City Center (Monthly)

$1,471 €1,309

$816 zł 3,168

80.42%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 €1,087

$639 zł 2,483

91.13%

3-bedroom Apartment, City Center (Monthly)

$2,490 €2,215

$1,140 zł 4,429

118.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,981 €1,762

$930 zł 3,613

113.06%

Buy Apartment in City Center (m2)

$4,739 €4,215

$4,139 zł 16.1K

14.50%

Buy Apartment Outside City Center (m2)

$3,237 €2,880

$2,414 zł 9,380

34.09%

Average Monthly Net Salary (After Tax)

$1,457 €1,296

$1,962 zł 7,625

-25.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

6.6

-45.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Funchal: October 13, 2026

Last update for Gdynia: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Funchal

$1.2K 58.2%

Gdynia

$639 37.9% 47.7% $582

Groceries & Markets

Funchal

$243 11.6%

Gdynia

$251 14.9% 3.4% $8.3

Eating Out

Funchal

$218 10.4%

Gdynia

$204 12.1% 6.5% $14

Monthly Utilities & Internet

Funchal

$189 9%

Gdynia

$326 19.3% 72.5% $137

Clothing & Footwear

Funchal

$116 5.5%

Gdynia

$155 9.2% 33.5% $39

Sport & Entertainment

Funchal

$59 2.8%

Gdynia

$64 3.8% 9.8% $5.7

Getting Around

Funchal

$53 2.6%

Gdynia

$48 2.9% 10.1% $5.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,471 in Funchal and $816 in Gdynia. Housing cost is often the main lever when comparing two cities.

Gdynia pays 35% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $65.0 in Funchal vs $52.0 in Gdynia. Groceries flip the comparison at $243 vs $251, with Funchal cheaper for home cooking.

Good to know

🇵🇹 Funchal

🇵🇱 Gdynia

🕒 Local time

00:47 12:47 AM

01:47 1:47 AM

1 h ahead of Funchal

🌤 Weather

👥 Population

105,795

257,000

💱 Currency

Euro EUR €

Polish Złoty PLN zł

📈 Exchange rate

1 EUR = 1.12 USD

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Funchal Gdynia 3,690 km ≈ 5 h nonstop flight

From you

Funchal
Gdynia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Funchal vs Gdynia: Cost of Living - Frequently Asked Questions

Funchal and Gdynia differ by about 24% in total monthly costs ($2,099 vs $1,687 including rent). Gdynia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 35% lower in Gdynia. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,471 in Funchal versus $816 in Gdynia. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,099 per month in Funchal versus $1,687 in Gdynia – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Gdynia runs roughly 5% less than in Funchal. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,687 in Gdynia versus $2,099 in Funchal, a $2,500 budget is realistic in Gdynia but tight or insufficient in Funchal. The gap between the two cities makes Gdynia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Funchal and Gdynia are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Gdynia gentler on the wallet – expenses run 24% less than in Funchal. Beyond cost, consider language, visa policies, and how big the international community is in each city.