Last update: Oct 2026

Cost of Living Comparison Between Gdynia and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,687 in Gdynia, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

82

Cost of Living Index in Gdynia
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Gdynia Living Index
45

Cost of Living Index in Chiang Mai
Learn more

Chiang Mai Living Index

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Gdynia

🇵🇱 Poland

$1,687

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Gdynia and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Gdynia and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,687 per month in Gdynia vs $938 in Chiang Mai, rent included.

Gdynia $1,687
Chiang Mai $938

A couple spends around $2,403 per month in Gdynia vs $1,426 in Chiang Mai, rent included.

Gdynia $2,403
Chiang Mai $1,426

A family of three spends $3,118 per month in Gdynia vs $1,914 in Chiang Mai, rent included.

Gdynia $3,118
Chiang Mai $1,914

Gdynia costs about 80% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Gdynia sits 25% above the global median, while Chiang Mai is 30% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$10.04 zł 39.00

$2.26 ฿75.4

344.25%

Three-Course Dinner for Two, Mid-Range

$51.8 zł 201

$19.18 ฿641

169.92%

Fast Food Meal (McDonalds, etc)

$9.64 zł 37.44

$5.59 ฿187

72.45%

Cappuccino

$4.05 zł 15.74

$1.72 ฿57.6

135.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.78 zł 10.79

$0.64 ฿21.54

334.37%

Water (0.33 liter bottle)

$2.04 zł 7.93

$0.33 ฿11.18

518.18%

Local Beer (0.5 liter draught)

$3.78 zł 14.68

$2.36 ฿78.7

60.17%

Imported Beer (0.33 liter bottle)

$3.86 zł 15.00

$3.90 ฿130

-1.03%

Milk (1 liter)

$0.99 zł 3.83

$2.05 ฿68.6

-51.71%

White Bread (500g)

$1.38 zł 5.35

$1.40 ฿46.70

-1.43%

Rice (white) (1kg)

$1.82 zł 7.06

$1.28 ฿42.89

42.19%

Eggs

$3.82 zł 14.84

$2.25 ฿75.3

69.78%

Local Cheese (1kg)

$12.85 zł 49.93

$16.94 ฿566

-24.14%

Chicken Fillets (1kg)

$7.96 zł 30.91

$2.74 ฿91.6

190.51%

Beef Round Steak (1kg)

$13.99 zł 54.4

$9.36 ฿313

49.47%

Apples (1kg)

$1.33 zł 5.16

$2.40 ฿80.3

-44.58%

Banana (1kg)

$1.81 zł 7.02

$1.01 ฿33.92

79.21%

Oranges (1kg)

$1.80 zł 7.01

$1.61 ฿53.9

11.80%

Tomato (1kg)

$3.00 zł 11.65

$1.52 ฿50.7

97.37%

Potato (1kg)

$1.18 zł 4.58

$1.28 ฿42.90

-7.81%

Onion (1kg)

$1.11 zł 4.31

$1.11 ฿37.22

Lettuce (1 head)

$1.68 zł 6.53

$0.72 ฿24.09

133.33%

Water (1.5 liter bottle)

$0.65 zł 2.53

$0.52 ฿17.54

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.89 zł 22.89

$4.33 ฿145

36.03%

Wine (Bottle)

$8.05 zł 31.27

$17.73 ฿593

-54.60%

Local Beer (0.5 liter bottle)

$1.10 zł 4.27

$1.63 ฿54.4

-32.52%

Imported Beer (0.33 liter bottle)

$1.54 zł 5.96

$2.85 ฿95.3

-45.96%

One-way Ticket (Public Transport)

$1.20 zł 4.67

$0.85 ฿28.31

41.18%

Public Transport Monthly Pass (Regular Price)

$35.93 zł 140

$53.9 ฿1,801

-33.34%

Taxi Start (Normal Tariff)

$2.32 zł 9.02

$1.17 ฿39.18

98.29%

Taxi (Normal Tariff) (1km)

$1.01 zł 3.91

$0.57 ฿19.00

77.19%

Taxi 1hour Waiting (Normal Tariff)

$12.78 zł 49.66

$2.37 ฿79.2

439.24%

Gasoline (1 liter)

$1.65 zł 6.40

$1.45 ฿48.32

13.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.4K zł 118.0K

$20.5K ฿684.3K

48.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K zł 105.4K

$26.5K ฿886.1K

2.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$298 zł 1,157

$62.3 ฿2,083

377.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.16 zł 39.48

$12.27 ฿410

-17.20%

Internet (50+ Mbps, Unlimited Data)

$18.46 zł 71.7

$19.97 ฿668

-7.56%

Gym Membership (Monthly)

$45.03 zł 175

$37.91 ฿1,267

18.78%

Tennis Court (1 Hour on Weekend)

$31.15 zł 121

$3.76 ฿126

728.46%

Cinema Ticket

$9.63 zł 37.40

$6.71 ฿224

43.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$409 zł 1,590

$797 ฿26.6K

-48.64%

International Primary School, 1 Child (Yearly)

$5,614 zł 21.8K

$14.8K ฿495.7K

-62.15%

Jeans (Levis 501 Or Similar)

$93.9 zł 365

$53.3 ฿1,780

76.26%

Summer Dress (H&M, Zara, etc)

$39.68 zł 154

$25.05 ฿837

58.40%

Sport Shoes (Adidas, Nike)

$105 zł 408

$91.6 ฿3,062

14.76%

Men's Leather Business Shoes

$105 zł 409

$73.5 ฿2,455

43.26%

1-bedroom Apartment, City Center (Monthly)

$816 zł 3,168

$464 ฿15.5K

75.74%

1-bedroom Apartment, Outside City Center (Monthly)

$639 zł 2,483

$305 ฿10.2K

109.77%

3-bedroom Apartment, City Center (Monthly)

$1,140 zł 4,429

$915 ฿30.6K

24.54%

3-bedroom Apartment, Outside City Center (Monthly)

$930 zł 3,613

$552 ฿18.5K

68.34%

Buy Apartment in City Center (m2)

$4,139 zł 16.1K

$1,912 ฿63.9K

116.47%

Buy Apartment Outside City Center (m2)

$2,414 zł 9,380

$1,438 ฿48.1K

67.86%

Average Monthly Net Salary (After Tax)

$1,962 zł 7,625

$595 ฿19.9K

229.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.6

5.57

18.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Gdynia: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Gdynia

$639 37.9%

Chiang Mai

$305 32.5% 52.3% $334

Monthly Utilities & Internet

Gdynia

$326 19.3%

Chiang Mai

$95 10.1% 71% $232

Groceries & Markets

Gdynia

$251 14.9%

Chiang Mai

$238 25.4% 5.2% $13

Eating Out

Gdynia

$204 12.1%

Chiang Mai

$79 8.4% 61.2% $125

Clothing & Footwear

Gdynia

$155 9.2%

Chiang Mai

$110 11.7% 29.2% $45

Sport & Entertainment

Gdynia

$64 3.8%

Chiang Mai

$51 5.5% 20.1% $13

Getting Around

Gdynia

$48 2.9%

Chiang Mai

$61 6.5% 27.5% $13

Cost Breakdown

A central one-bedroom costs $816 in Gdynia versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 230% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $52.0 in Gdynia versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $251 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇵🇱 Gdynia

🇹🇭 Chiang Mai

🕒 Local time

01:46 1:46 AM

06:46 6:46 AM

5 h ahead of Gdynia

🌤 Weather

👥 Population

257,000

127,240

💱 Currency

Polish Złoty PLN zł

Thai Baht THB ฿

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 19, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to PLN in detail →

On the map

Lowest

Highest

Between locations

Gdynia Chiang Mai 7,700 km ≈ 10 h nonstop flight

From you

Gdynia
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Gdynia vs Chiang Mai: Cost of Living - Frequently Asked Questions

Gdynia costs about 80% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,531 per month in Gdynia and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $409 per month in Gdynia and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 6% more in Gdynia, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Gdynia at $1,687. In Chiang Mai it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,687 in Gdynia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.