Last update: Oct 2026

Cost of Living Comparison Between Chiang Mai and Gdynia

For one person, living is cheaper in Chiang Mai: $936 a month against $1,734 in Gdynia, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index
83

Cost of Living Index in Gdynia
Learn more

Gdynia Living Index

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Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Gdynia

🇵🇱 Poland

$1,734

/mo nomad

Monthly Cost of Living

How much you'll spend in Chiang Mai and in Gdynia

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chiang Mai and in Gdynia actually costs, broken down by who's living it.

A single person spends $936 per month in Chiang Mai vs $1,734 in Gdynia, rent included.

Chiang Mai $936
Gdynia $1,734

A couple spends around $1,457 per month in Chiang Mai vs $2,779 in Gdynia, rent included.

Chiang Mai $1,457
Gdynia $2,779

A family of three spends $1,979 per month in Chiang Mai vs $3,825 in Gdynia, rent included.

Chiang Mai $1,979
Gdynia $3,825

Chiang Mai is about 46% cheaper than Gdynia, and outside of rent the biggest gap is in eating out.

Chiang Mai sits 31% below the global median, while Gdynia is 27% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.24 ฿75.6

$10.07 zł 39.70

-77.76%

Three-Course Dinner for Two, Mid-Range

$19.00 ฿641

$50.4 zł 199

-62.30%

Fast Food Meal (McDonalds, etc)

$5.55 ฿187

$9.85 zł 38.84

-43.65%

Cappuccino

$1.67 ฿56.5

$4.19 zł 16.51

-60.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ฿21.54

$2.73 zł 10.78

-76.56%

Water (0.33 liter bottle)

$0.31 ฿10.31

$2.12 zł 8.37

-85.38%

Local Beer (0.5 liter draught)

$2.36 ฿79.5

$3.92 zł 15.44

-39.80%

Imported Beer (0.33 liter bottle)

$3.66 ฿124

$3.90 zł 15.40

-6.15%

Milk (1 liter)

$1.95 ฿65.7

$1.03 zł 4.06

89.32%

White Bread (500g)

$1.44 ฿48.46

$1.36 zł 5.35

5.88%

Rice (white) (1kg)

$1.33 ฿45.03

$1.87 zł 7.37

-28.88%

Eggs

$2.28 ฿77.1

$3.85 zł 15.17

-40.78%

Local Cheese (1kg)

$16.45 ฿555

$12.62 zł 49.75

30.35%

Chicken Fillets (1kg)

$2.78 ฿93.9

$7.89 zł 31.12

-64.77%

Beef Round Steak (1kg)

$9.31 ฿314

$14.02 zł 55.3

-33.59%

Apples (1kg)

$2.35 ฿79.4

$1.28 zł 5.07

83.59%

Banana (1kg)

$0.97 ฿32.79

$1.80 zł 7.10

-46.11%

Oranges (1kg)

$1.60 ฿53.9

$1.79 zł 7.06

-10.61%

Tomato (1kg)

$1.50 ฿50.6

$3.12 zł 12.30

-51.92%

Potato (1kg)

$1.28 ฿43.11

$1.20 zł 4.74

6.67%

Onion (1kg)

$1.10 ฿37.18

$1.11 zł 4.38

-0.90%

Lettuce (1 head)

$0.71 ฿23.82

$1.67 zł 6.60

-57.49%

Water (1.5 liter bottle)

$0.49 ฿16.36

$0.63 zł 2.48

-22.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.14 ฿140

$6.08 zł 23.99

-31.91%

Wine (Bottle)

$17.52 ฿591

$8.11 zł 31.98

116.03%

Local Beer (0.5 liter bottle)

$1.61 ฿54.5

$1.11 zł 4.38

45.05%

Imported Beer (0.33 liter bottle)

$2.78 ฿93.9

$1.59 zł 6.28

74.84%

One-way Ticket (Public Transport)

$0.87 ฿29.30

$1.21 zł 4.77

-28.10%

Public Transport Monthly Pass (Regular Price)

$54.1 ฿1,825

$33.12 zł 131

63.32%

Taxi Start (Normal Tariff)

$1.16 ฿39.04

$2.32 zł 9.13

-50.00%

Taxi (Normal Tariff) (1km)

$0.53 ฿17.80

$1.05 zł 4.13

-49.52%

Taxi 1hour Waiting (Normal Tariff)

$2.42 ฿81.7

$12.87 zł 50.8

-81.20%

Gasoline (1 liter)

$1.45 ฿48.88

$1.64 zł 6.45

-11.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ฿710.5K

$30.1K zł 118.5K

-29.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K ฿909.0K

$28.7K zł 113.1K

-6.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ฿2,098

$295 zł 1,162

-78.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.17 ฿411

$10.34 zł 40.77

17.70%

Internet (50+ Mbps, Unlimited Data)

$20.12 ฿679

$18.23 zł 71.9

10.37%

Gym Membership (Monthly)

$37.31 ฿1,259

$39.96 zł 158

-6.63%

Tennis Court (1 Hour on Weekend)

$3.77 ฿127

$31.82 zł 125

-88.15%

Cinema Ticket

$6.49 ฿219

$8.77 zł 34.58

-26.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$736 ฿24.8K

$372 zł 1,467

97.88%

International Primary School, 1 Child (Yearly)

$14.8K ฿498.2K

$5,515 zł 21.7K

167.70%

Jeans (Levis 501 Or Similar)

$53.4 ฿1,801

$93.4 zł 368

-42.87%

Summer Dress (H&M, Zara, etc)

$24.64 ฿831

$39.96 zł 158

-38.34%

Sport Shoes (Adidas, Nike)

$91.5 ฿3,087

$104 zł 411

-12.28%

Men's Leather Business Shoes

$71.9 ฿2,427

$106 zł 417

-31.97%

1-bedroom Apartment, City Center (Monthly)

$482 ฿16.3K

$935 zł 3,687

-48.42%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ฿10.4K

$694 zł 2,738

-55.52%

3-bedroom Apartment, City Center (Monthly)

$1,006 ฿33.9K

$1,681 zł 6,629

-40.16%

3-bedroom Apartment, Outside City Center (Monthly)

$633 ฿21.4K

$1,658 zł 6,539

-61.80%

Buy Apartment in City Center (m2)

$2,363 ฿79.7K

$4,039 zł 15.9K

-41.49%

Buy Apartment Outside City Center (m2)

$1,589 ฿53.6K

$2,605 zł 10.3K

-39.00%

Average Monthly Net Salary (After Tax)

$590 ฿19.9K

$1,934 zł 7,628

-69.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.57

6.6

-15.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: October 26, 2026

Last update for Gdynia: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chiang Mai

$309 33%

Gdynia

$694 40.1% 125% $386

Groceries & Markets

Chiang Mai

$234 25.1%

Gdynia

$251 14.5% 7.1% $17

Clothing & Footwear

Chiang Mai

$109 11.6%

Gdynia

$155 8.9% 42.2% $46

Monthly Utilities & Internet

Chiang Mai

$94 10.1%

Gdynia

$323 18.7% 242% $229

Eating Out

Chiang Mai

$78 8.3%

Gdynia

$207 12% 167% $130

Getting Around

Chiang Mai

$61 6.6%

Gdynia

$46 2.6% 25.8% $16

Sport & Entertainment

Chiang Mai

$50 5.4%

Gdynia

$58 3.3% 14.4% $7.2

Cost Breakdown

A central one-bedroom costs $482 in Chiang Mai versus $935 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Gdynia are about 3.3 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $19 in Chiang Mai versus $50 in Gdynia. Monthly groceries follow the same trend: $234 vs $251 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇭 Chiang Mai

🇵🇱 Gdynia

🕒 Local time

02:14 2:14 AM

20:14 8:14 PM

6 h behind Chiang Mai

🌤 Weather

👥 Population

127,240

257,000

💱 Currency

Thai Baht THB ฿

Polish Złoty PLN zł

📈 Exchange rate

100 THB = 2.96 USD

100 THB = 2.65 EUR

1 PLN = 0.254 USD

1 PLN = 0.227 EUR

Exchange rates and currency converter

PLN, USD, EUR to THB – Thai Baht Converter

🇺🇸 United States Dollar ($)

🇹🇭 Thai Baht (฿)

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

Polish Złoty exchange rates as of November 1, 2026: 1 USD = 3.94 PLN (1 PLN = 0.254 USD). 1 EUR = 4.4 PLN (1 PLN = 0.227 EUR).

USD to THB in detail →

On the map

Lowest

Highest

Between locations

Chiang Mai Gdynia 7,700 km ≈ 10 h nonstop flight

From you

Chiang Mai
Gdynia

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Gdynia: Cost of Living - Frequently Asked Questions

Gdynia costs about 85% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,403 per month in Chiang Mai and $2,600 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $935 in Gdynia.

Kindergarten costs $736 per month in Chiang Mai and $372 in Gdynia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 7% more in Gdynia, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $936 in Chiang Mai and $1,734 in Gdynia. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Chiang Mai costs $936 versus $1,734 in Gdynia. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.