Cost of Living Comparison Between Chiang Mai and Gdynia Cost of Living Comparison Between Chiang Mai and Gdynia

Monthly Cost of Living

A single person spends $861 per month in Chiang Mai vs $1,826 in Gdynia, rent included.

A couple spends around $1,350 per month in Chiang Mai vs $2,490 in Gdynia, rent included.

A family of three spends $1,838 per month in Chiang Mai vs $3,155 in Gdynia, rent included.

Chiang Mai is about 53% cheaper than Gdynia, driven mainly by Eating Out.

Chiang Mai sits 36% below the global median, while Gdynia is 37% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.96 ฿65.8

$10.72 zł 40.67

-81.72%

Three-Course Dinner for Two, Mid-Range

$18.35 ฿617

$46.76 zł 177

-60.76%

Fast Food Meal (McDonalds, etc)

$7.48 ฿252

$9.53 zł 36.15

-21.51%

Cappuccino

$2.02 ฿67.8

$3.60 zł 13.67

-43.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿28.50

$2.15 zł 8.16

-60.47%

Water (0.33 liter bottle)

$0.36 ฿11.96

$1.60 zł 6.08

-77.50%

Local Beer (0.5 liter draught)

$2.14 ฿71.8

$4.14 zł 15.70

-48.31%

Imported Beer (0.33 liter bottle)

$3.59 ฿121

$4.04 zł 15.31

-11.14%

Milk (1 liter)

$1.65 ฿55.5

$1.11 zł 4.19

48.65%

White Bread (500g)

$1.57 ฿52.7

$1.20 zł 4.54

30.83%

Rice (white) (1kg)

$1.19 ฿40.02

$1.58 zł 6.00

-24.68%

Eggs

$1.94 ฿65.1

$3.46 zł 13.11

-43.93%

Local Cheese (1kg)

$16.19 ฿544

$9.84 zł 37.35

64.53%

Chicken Fillets (1kg)

$2.99 ฿101

$7.58 zł 28.76

-60.55%

Beef Round Steak (1kg)

$10.94 ฿368

$13.24 zł 50.2

-17.37%

Apples (1kg)

$2.71 ฿91.2

$1.05 zł 3.99

158.10%

Banana (1kg)

$1.17 ฿39.25

$1.95 zł 7.42

-40.00%

Oranges (1kg)

$1.69 ฿56.7

$1.92 zł 7.29

-11.98%

Tomato (1kg)

$1.60 ฿54.0

$3.00 zł 11.37

-46.67%

Potato (1kg)

$1.38 ฿46.54

$0.91 zł 3.45

51.65%

Onion (1kg)

$1.20 ฿40.45

$1.42 zł 5.38

-15.49%

Lettuce (1 head)

$0.67 ฿22.50

$1.56 zł 5.92

-57.05%

Water (1.5 liter bottle)

$0.56 ฿18.73

$0.73 zł 2.76

-23.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.64 ฿156

$5.45 zł 20.66

-14.86%

Wine (Bottle)

$17.62 ฿593

$9.31 zł 35.31

89.26%

Local Beer (0.5 liter bottle)

$1.86 ฿62.5

$1.12 zł 4.24

66.07%

Imported Beer (0.33 liter bottle)

$3.30 ฿111

$1.65 zł 6.27

100.00%

One-way Ticket (Public Transport)

$0.88 ฿29.68

$1.26 zł 4.80

-30.16%

Public Transport Monthly Pass (Regular Price)

$19.34 ฿650

$35.09 zł 133

-44.88%

Taxi Start (Normal Tariff)

$1.36 ฿45.90

$2.33 zł 8.84

-41.63%

Taxi (Normal Tariff) (1km)

$1.34 ฿44.98

$0.77 zł 2.94

74.03%

Taxi 1hour Waiting (Normal Tariff)

$8.21 ฿276

$13.47 zł 51.1

-39.05%

Gasoline (1 liter)

$1.22 ฿41.18

$1.69 zł 6.43

-27.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K ฿718.1K

$33.8K zł 128.1K

-36.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.5K ฿757.7K

$29.7K zł 112.5K

-24.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.7 ฿2,376

$362 zł 1,372

-80.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.04 ฿472

$11.67 zł 44.26

20.31%

Internet (50+ Mbps, Unlimited Data)

$17.49 ฿588

$15.56 zł 59.0

12.40%

Gym Membership (Monthly)

$42.15 ฿1,417

$39.09 zł 148

7.83%

Tennis Court (1 Hour on Weekend)

$6.88 ฿231

$26.94 zł 102

-74.46%

Cinema Ticket

$5.92 ฿199

$7.56 zł 28.70

-21.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$309 ฿10.4K

$380 zł 1,442

-18.84%

International Primary School, 1 Child (Yearly)

$14.9K ฿500.4K

$6,730 zł 25.5K

121.06%

Jeans (Levis 501 Or Similar)

$55.8 ฿1,875

$124 zł 471

-55.13%

Summer Dress (H&M, Zara, etc)

$26.11 ฿878

$45.62 zł 173

-42.77%

Sport Shoes (Adidas, Nike)

$83.0 ฿2,792

$107 zł 407

-22.53%

Men's Leather Business Shoes

$70.5 ฿2,369

$90.1 zł 342

-21.81%

1-bedroom Apartment, City Center (Monthly)

$432 ฿14.5K

$892 zł 3,383

-51.54%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿8,035

$714 zł 2,709

-66.54%

3-bedroom Apartment, City Center (Monthly)

$822 ฿27.7K

$1,462 zł 5,546

-43.75%

3-bedroom Apartment, Outside City Center (Monthly)

$512 ฿17.2K

$892 zł 3,386

-42.62%

Buy Apartment in City Center (m2)

$1,915 ฿64.4K

$4,081 zł 15.5K

-53.08%

Buy Apartment Outside City Center (m2)

$1,467 ฿49.3K

$2,402 zł 9,112

-38.91%

Average Monthly Net Salary (After Tax)

$579 ฿19.5K

$2,006 zł 7,612

-71.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.08

-17.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: July 12, 2026

Last update for Gdynia: July 12, 2026

Cost Breakdown

A central one-bedroom costs $432 in Chiang Mai versus $892 in Gdynia. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 246% higher in Gdynia, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $47.00 in Gdynia. Groceries tell a different story – $243 in Chiang Mai vs $238 in Gdynia – so Gdynia wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Gdynia: Cost of Living - Frequently Asked Questions

Gdynia costs about 112% more than Chiang Mai, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,292 per month in Chiang Mai and $2,739 in Gdynia. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $309 per month in Chiang Mai and $380 in Gdynia. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 2% cheaper in Gdynia – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $861, than in Gdynia at $1,826. In Chiang Mai it covers expenses comfortably, while in Gdynia it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $861 versus $1,826 in Gdynia. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Gdynia makes more sense. Both are solid long-term options with distinct trade-offs.