Last update: Oct 2026

Cost of Living Comparison Between the Cook Islands and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,533 in the Cook Islands, rent and utilities included – about $2,200 less a year. The total is higher in the Cook Islands despite lower rent and utilities.

65

Cost of Living Index in the Cook Islands
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Cook Islands Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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🇨🇰 Cook Islands

$1,533

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

😐 Solo nomad: The Cook Islands is 66.4% more expensive than Ubud, Bali without rent, and 13.7% more expensive with rent.

😐 Family of 3: The Cook Islands is 32.2% more expensive than Ubud, Bali without rent, and 24% cheaper with rent.

Meal at Budget Restaurant

$11.04 NZ$19.67

$3.33 Rp 59.6K

231.53%

Three-Course Dinner for Two, Mid-Range

$55.9 NZ$99.5

$35.42 Rp 633.1K

57.71%

Fast Food Meal (McDonalds, etc)

$6.96 NZ$12.41

$5.76 Rp 102.9K

20.83%

Cappuccino

$3.46 NZ$6.16

$2.63 Rp 47.0K

31.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 NZ$4.35

$1.74 Rp 31.0K

40.23%

Water (0.33 liter bottle)

$2.41 NZ$4.30

$0.77 Rp 13.8K

212.99%

Local Beer (0.5 liter draught)

$5.60 NZ$9.97

$2.71 Rp 48.4K

106.64%

Imported Beer (0.33 liter bottle)

$4.98 NZ$8.87

$4.52 Rp 80.8K

10.18%

Milk (1 liter)

$2.28 NZ$4.07

$1.53 Rp 27.4K

49.02%

White Bread (500g)

$3.11 NZ$5.55

$2.20 Rp 39.2K

41.36%

Rice (white) (1kg)

$1.73 NZ$3.08

$1.22 Rp 21.8K

41.80%

Eggs

$5.49 NZ$9.78

$2.14 Rp 38.2K

156.54%

Local Cheese (1kg)

$8.97 NZ$15.99

$17.73 Rp 316.9K

-49.41%

Chicken Fillets (1kg)

$7.93 NZ$14.13

$3.86 Rp 68.9K

105.44%

Beef Round Steak (1kg)

$9.93 NZ$17.70

$12.03 Rp 215.0K

-17.46%

Apples (1kg)

$2.85 NZ$5.08

$3.61 Rp 64.5K

-21.05%

Banana (1kg)

$1.66 NZ$2.95

$1.51 Rp 27.1K

9.93%

Oranges (1kg)

$3.37 NZ$6.01

$2.32 Rp 41.4K

45.26%

Tomato (1kg)

$8.86 NZ$15.80

$2.00 Rp 35.8K

343.00%

Potato (1kg)

$2.73 NZ$4.87

$1.81 Rp 32.4K

50.83%

Onion (1kg)

$2.28 NZ$4.06

$2.39 Rp 42.7K

-4.60%

Lettuce (1 head)

$2.26 NZ$4.02

$0.99 Rp 17.8K

128.28%

Water (1.5 liter bottle)

$2.86 NZ$5.09

$0.52 Rp 9,373

450.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.19 NZ$19.94

$2.18 Rp 39.0K

413.30%

Wine (Bottle)

$12.37 NZ$22.05

$22.98 Rp 410.7K

-46.17%

Local Beer (0.5 liter bottle)

$3.30 NZ$5.88

$2.40 Rp 42.8K

37.50%

Imported Beer (0.33 liter bottle)

$4.69 NZ$8.36

$3.00 Rp 53.6K

56.33%

One-way Ticket (Public Transport)

$2.81 NZ$5.01

$0.24 Rp 4,255

1070.83%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

Taxi Start (Normal Tariff)

$19.31 NZ$34.40

$0.44 Rp 7,876

4288.64%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

Taxi 1hour Waiting (Normal Tariff)

$33.83 NZ$60.3

$5.45 Rp 97.4K

520.73%

Gasoline (1 liter)

$1.94 NZ$3.46

$0.84 Rp 15.1K

130.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.2K NZ$19.9K

$24.3K Rp 434.8M

-54.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 NZ$186

$80.8 Rp 1.4M

28.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$46.77 NZ$83.3

$6.58 Rp 117.6K

610.79%

Internet (50+ Mbps, Unlimited Data)

$101 NZ$180

$18.24 Rp 326.1K

454.06%

Gym Membership (Monthly)

$55.1 Rp 985.4K

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

Cinema Ticket

$4.24 Rp 75.9K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

Men's Leather Business Shoes

$77.6 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$689 NZ$1,228

$1,127 Rp 20.1M

-38.84%

1-bedroom Apartment, Outside City Center (Monthly)

$710 NZ$1,265

$674 Rp 12.1M

5.28%

3-bedroom Apartment, City Center (Monthly)

$388 NZ$692

$3,618 Rp 64.7M

-89.27%

3-bedroom Apartment, Outside City Center (Monthly)

$621 NZ$1,106

$1,735 Rp 31.0M

-64.20%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

Buy Apartment Outside City Center (m2)

$945 NZ$1,684

$2,307 Rp 41.2M

-59.04%

Average Monthly Net Salary (After Tax)

$3,914 NZ$6,974

$166 Rp 3.0M

2262.23%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cook Islands: October 5, 2026

Last update for Ubud, Bali: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cook Islands

$710 45.3%

Ubud, Bali

$674 49.6% 5% $36

Groceries & Markets

Cook Islands

$368 23.5%

Ubud, Bali

$290 21.4% 21.1% $78

Monthly Utilities & Internet

Cook Islands

$252 16.1%

Ubud, Bali

$106 7.8% 58.1% $146

Eating Out

Cook Islands

$208 13.3%

Ubud, Bali

$108 8% 48% $100

Getting Around

Cook Islands

$31 * 2%

Ubud, Bali

$11 0.8% 65.6% $20

Sport & Entertainment

Cook Islands

- * 0%

Ubud, Bali

$64 4.7%

Clothing & Footwear

Cook Islands

- * 0%

Ubud, Bali

$106 7.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know

🇨🇰 Cook Islands

🇮🇩 Ubud, Bali

🕒 Local time

19:54 7:54 PM

13:54 1:54 PM

18 h ahead of the Cook Islands

🌤 Weather

👥 Population

14,222

74,800

💱 Currency

New Zealand Dollar NZD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 NZD = 0.561 USD

1 NZD = 0.5 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to NZD – New Zealand Dollar Converter

🇺🇸 United States Dollar ($)

🇳🇿 New Zealand Dollar ($)

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.5 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,048 IDR (100,000 IDR = 4.99 EUR).

USD to NZD in detail →

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