For one person, living is cheaper in Papua New Guinea: $1,375 a month against $1,568 in the Cook Islands, rent and utilities included – about $2,300 less a year. Higher rent and utilities in the Cook Islands outweigh lower spending on other living expenses.
How much you'll spend in the Cook Islands and in Papua New Guinea
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in the Cook Islands and in Papua New Guinea actually costs, broken down by who's living it.
Monthly costs for one person with rent: $1,568 in the Cook Islands versus $1,375 in Papua New Guinea.
Cook Islands $1,568
Papua New Guinea $1,375
Estimated couple costs with rent: $2,058 in the Cook Islands versus $2,177 in Papua New Guinea.
Cook Islands $2,058
Papua New Guinea $2,177
Monthly costs for a family of three with rent: $2,548 in the Cook Islands versus $2,979 in Papua New Guinea.
Cook Islands $2,548
Papua New Guinea $2,979
📏
The Cook Islands ($1,117–$1,638) and Papua New Guinea ($817–$1,427) have similar cost spreads. Where you settle within each country has roughly equal impact on the budget.
🌍
Living in the Cook Islands is roughly 14% more expensive than in Papua New Guinea on average.
Currency
No currencies found
🍽 Eating Out
Cook Islands
Papua New Guinea
Difference
Meal at Budget Restaurant
$11.40NZ$20.07
$7.09PGK 30.77
60.79%
Three-Course Dinner for Two, Mid-Range
$55.8NZ$98.2
$44.44PGK 193
25.52%
Fast Food Meal(McDonalds, etc)
$7.18NZ$12.64
$5.49PGK 23.84
30.78%
Cappuccino
$3.46NZ$6.09
$2.29PGK 9.97
51.09%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.44NZ$4.29
$0.78PGK 3.38
212.82%
Water(0.33 liter bottle)
$2.44NZ$4.29
$0.66PGK 2.85
269.70%
Local Beer(0.5 liter draught)
$5.69NZ$10.01
$2.59PGK 11.24
119.69%
Imported Beer(0.33 liter bottle)
$5.25NZ$9.23
$4.04PGK 17.55
29.95%
🛒 Groceries & Markets
Cook Islands
Papua New Guinea
Difference
Milk(1 liter)
$2.32NZ$4.08
$1.86PGK 8.07
24.73%
White Bread(500g)
$3.15NZ$5.55
$1.48PGK 6.42
112.84%
Rice(white)(1kg)
$1.68NZ$2.95
$1.37PGK 5.93
22.63%
Eggs
$5.56NZ$9.79
$3.72PGK 16.14
49.46%
Local Cheese(1kg)
$9.19NZ$16.18
$6.26PGK 27.20
46.81%
Chicken Fillets(1kg)
$7.76NZ$13.65
$5.72PGK 24.86
35.66%
Beef Round Steak(1kg)
$10.14NZ$17.86
$8.88PGK 38.57
14.19%
Apples(1kg)
$2.87NZ$5.05
$4.00PGK 17.37
-28.25%
Banana(1kg)
$1.67NZ$2.95
$3.33PGK 14.47
-49.85%
Oranges(1kg)
$3.45NZ$6.07
$6.08PGK 26.42
-43.26%
Tomato(1kg)
$8.98NZ$15.81
$5.24PGK 22.74
71.37%
Potato(1kg)
$2.83NZ$4.98
$3.18PGK 13.79
-11.01%
Onion(1kg)
$2.30NZ$4.04
$2.73PGK 11.86
-15.75%
Lettuce(1 head)
$2.25NZ$3.95
$2.01PGK 8.74
11.94%
Water(1.5 liter bottle)
$2.83NZ$4.97
$1.18PGK 5.12
139.83%
Cigarettes 20 Pack(Marlboro, Camel)
$11.25NZ$19.81
$6.33PGK 27.47
77.73%
Wine(Bottle)
$12.70NZ$22.35
$10.82PGK 47.00
17.38%
Local Beer(0.5 liter bottle)
$3.32NZ$5.84
$2.43PGK 10.55
36.63%
Imported Beer(0.33 liter bottle)
$4.68NZ$8.23
$3.63PGK 15.75
28.93%
🚌 Getting Around
Cook Islands
Papua New Guinea
Difference
One-way Ticket(Public Transport)
$2.91NZ$5.11
$0.42PGK 1.84
592.86%
Public Transport Monthly Pass(Regular Price)
-
$26.21PGK 114
-
Taxi Start(Normal Tariff)
$20.18NZ$35.52
$5.04PGK 21.91
300.40%
Taxi(Normal Tariff)(1km)
-
$2.16PGK 9.39
-
Taxi 1hour Waiting(Normal Tariff)
$34.06NZ$60.0
$12.21PGK 53.0
178.95%
Gasoline(1 liter)
$1.88NZ$3.30
$1.02PGK 4.45
84.31%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.3KNZ$20.0K
$28.1KPGK 122.2K
-59.68%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$22.2KPGK 96.5K
-
🧾 Monthly Utilities & Internet
Cook Islands
Papua New Guinea
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$105NZ$184
$94.0PGK 408
11.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$48.58NZ$85.5
$24.78PGK 108
96.05%
Internet(50+ Mbps, Unlimited Data)
$103NZ$181
$106PGK 460
-2.86%
🎉 Sport & Entertainment
Cook Islands
Papua New Guinea
Difference
Gym Membership(Monthly)
-
$64.7PGK 281
-
Tennis Court(1 Hour on Weekend)
-
$23.49PGK 102
-
Cinema Ticket
-
$8.85PGK 38.45
-
🧸 Childcare & Education
Cook Islands
Papua New Guinea
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$503PGK 2,186
-
International Primary School, 1 Child(Yearly)
-
$5,538PGK 24.1K
-
👕👟 Clothing & Footwear
Cook Islands
Papua New Guinea
Difference
Jeans(Levis 501 Or Similar)
-
$36.04PGK 157
-
Summer Dress(H&M, Zara, etc)
-
$33.40PGK 145
-
Sport Shoes(Adidas, Nike)
-
$61.8PGK 268
-
Men's Leather Business Shoes
-
$85.3PGK 370
-
🏠 Accommodation & Living
Cook Islands
Papua New Guinea
Difference
1-bedroom Apartment, City Center(Monthly)
$723NZ$1,273
$1,367PGK 5,939
-47.11%
1-bedroom Apartment, Outside City Center(Monthly)
$696NZ$1,225
$503PGK 2,184
38.42%
3-bedroom Apartment, City Center(Monthly)
$393NZ$691
$2,690PGK 11.7K
-85.40%
3-bedroom Apartment, Outside City Center(Monthly)
$634NZ$1,115
$1,070PGK 4,647
-40.79%
Buy Apartment in City Center(m2)
-
$2,036PGK 8,843
-
Buy Apartment Outside City Center(m2)
$956NZ$1,683
$3,661PGK 15.9K
-73.88%
💵 Salaries & Financials
Cook Islands
Papua New Guinea
Difference
Average Monthly Net Salary(After Tax)
$3,953NZ$6,957
$415PGK 1,803
852.47%
20-Year Fixed Mortgage Interest Rate(Annual %)
0
13.67
-
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for the Cook Islands: October 26, 2026
Last update for Papua New Guinea: October 26, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
🏠Accommodation & Living
Cook Islands
–
Papua New Guinea
$503 36.6%
🛒Groceries & Markets
Cook Islands
–
Papua New Guinea
$296 21.6%
🧾Monthly Utilities & Internet
Cook Islands
–
Papua New Guinea
$225 16.3%
🍽Eating Out
Cook Islands
–
Papua New Guinea
$127 9.3%
👕👟Clothing & Footwear
Cook Islands
–
Papua New Guinea
$97 7.1%
🎉Sport & Entertainment
Cook Islands
–
Papua New Guinea
$82 6%
🚌Getting Around
Cook Islands
–
Papua New Guinea
$44 3.2%
🏠Accommodation & Living
Cook Islands
–
Papua New Guinea
$1.1K 35.9%
🛒Groceries & Markets
Cook Islands
–
Papua New Guinea
$689 23.1%
🧾Monthly Utilities & Internet
Cook Islands
–
Papua New Guinea
$249 8.4%
🍽Eating Out
Cook Islands
–
Papua New Guinea
$478 16%
👕👟Clothing & Footwear
Cook Islands
–
Papua New Guinea
$216 7.3%
🎉Sport & Entertainment
Cook Islands
–
Papua New Guinea
$188 6.3%
🚌Getting Around
Cook Islands
–
Papua New Guinea
$88 3%
Cost Breakdown
🏠National rent averages: $707 in the Cook Islands, $1,741 in Papua New Guinea. Capital cities: $968 in Avarua vs $1,451 in Port Moresby.
💰National salary averages: $3,985 in the Cook Islands, $312 in Papua New Guinea. Higher pay doesn’t always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 146% higher in Papua New Guinea.
⭐Dining out costs 31% more in the Cook Islands.
⭐Salaries are about 13 times higher in the Cook Islands, and purchasing power comes out stronger in the Cook Islands.
Cook Islands→Papua New Guinea5,810 km≈ 8 h nonstop flight
From you
Cook Islands
Papua New Guinea
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cook Islands vs Papua New Guinea: Cost of Living - Frequently Asked Questions
Which country is more expensive to live in: the Cook Islands or Papua New Guinea?
At $1,568 per month in the Cook Islands and $1,375 in Papua New Guinea, there’s a 14% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Does the cost gap hold in every spending category?
Overall, Papua New Guinea is the cheaper option, but not in every category: rent, groceries, transport, and eating out each follow their own pattern. Check the categories you spend the most on before deciding.
How do I choose between living in the Cook Islands and in Papua New Guinea?
It depends on what you’re after: Papua New Guinea wins on affordability; the Cook Islands may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
Cook Islands vs other spots: cost of living compared