Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and the Cook Islands

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $1,533 in the Cook Islands, rent and utilities included – about $2,200 less a year. The total is higher in the Cook Islands despite lower rent and utilities.

Ubud, Bali
🇮🇩 Indonesia
$1,348
/mo nomad
🇨🇰 Cook Islands
$1,533
/mo nomad
🙂 Solo nomad: Ubud, Bali is 39.9% cheaper than the Cook Islands without rent, and 12.1% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 24.4% cheaper than the Cook Islands without rent, and 31.5% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Cook Islands
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$11.04 NZ$19.67
-69.84%
Three-Course Dinner for Two, Mid-Range
$35.42 Rp 633.1K
$55.9 NZ$99.5
-36.59%
Fast Food Meal (McDonalds, etc)
$5.76 Rp 102.9K
$6.96 NZ$12.41
-17.24%
Cappuccino
$2.63 Rp 47.0K
$3.46 NZ$6.16
-23.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 Rp 31.0K
$2.44 NZ$4.35
-28.69%
Water (0.33 liter bottle)
$0.77 Rp 13.8K
$2.41 NZ$4.30
-68.05%
Local Beer (0.5 liter draught)
$2.71 Rp 48.4K
$5.60 NZ$9.97
-51.61%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.8K
$4.98 NZ$8.87
-9.24%
🛒 Groceries & Markets
Ubud, Bali
Cook Islands
Difference
Milk (1 liter)
$1.53 Rp 27.4K
$2.28 NZ$4.07
-32.89%
White Bread (500g)
$2.20 Rp 39.2K
$3.11 NZ$5.55
-29.26%
Rice (white) (1kg)
$1.22 Rp 21.8K
$1.73 NZ$3.08
-29.48%
Eggs
$2.14 Rp 38.2K
$5.49 NZ$9.78
-61.02%
Local Cheese (1kg)
$17.73 Rp 316.9K
$8.97 NZ$15.99
97.66%
Chicken Fillets (1kg)
$3.86 Rp 68.9K
$7.93 NZ$14.13
-51.32%
Beef Round Steak (1kg)
$12.03 Rp 215.0K
$9.93 NZ$17.70
21.15%
Apples (1kg)
$3.61 Rp 64.5K
$2.85 NZ$5.08
26.67%
Banana (1kg)
$1.51 Rp 27.1K
$1.66 NZ$2.95
-9.04%
Oranges (1kg)
$2.32 Rp 41.4K
$3.37 NZ$6.01
-31.16%
Tomato (1kg)
$2.00 Rp 35.8K
$8.86 NZ$15.80
-77.43%
Potato (1kg)
$1.81 Rp 32.4K
$2.73 NZ$4.87
-33.70%
Onion (1kg)
$2.39 Rp 42.7K
$2.28 NZ$4.06
4.82%
Lettuce (1 head)
$0.99 Rp 17.8K
$2.26 NZ$4.02
-56.19%
Water (1.5 liter bottle)
$0.52 Rp 9,373
$2.86 NZ$5.09
-81.82%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 Rp 39.0K
$11.19 NZ$19.94
-80.52%
Wine (Bottle)
$22.98 Rp 410.7K
$12.37 NZ$22.05
85.77%
Local Beer (0.5 liter bottle)
$2.40 Rp 42.8K
$3.30 NZ$5.88
-27.27%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.6K
$4.69 NZ$8.36
-36.03%
🚌 Getting Around
Ubud, Bali
Cook Islands
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,255
$2.81 NZ$5.01
-91.46%
Public Transport Monthly Pass (Regular Price)
$6.99 Rp 125.0K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,876
$19.31 NZ$34.40
-97.72%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,582
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.4K
$33.83 NZ$60.3
-83.89%
Gasoline (1 liter)
$0.84 Rp 15.1K
$1.94 NZ$3.46
-56.70%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 434.8M
$11.2K NZ$19.9K
118.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 570.0M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Cook Islands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$104 NZ$186
-22.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.58 Rp 117.6K
$46.77 NZ$83.3
-85.93%
Internet (50+ Mbps, Unlimited Data)
$18.24 Rp 326.1K
$101 NZ$180
-81.95%
🎉 Sport & Entertainment
Ubud, Bali
Cook Islands
Difference
Gym Membership (Monthly)
$55.1 Rp 985.4K
-
-
Tennis Court (1 Hour on Weekend)
$18.51 Rp 330.9K
-
-
Cinema Ticket
$4.24 Rp 75.9K
-
-
🧸 Childcare & Education
Ubud, Bali
Cook Islands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$486 Rp 8.7M
-
-
International Primary School, 1 Child (Yearly)
$5,676 Rp 101.5M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Cook Islands
Difference
Jeans (Levis 501 Or Similar)
$45.18 Rp 807.6K
-
-
Summer Dress (H&M, Zara, etc)
$34.57 Rp 617.9K
-
-
Sport Shoes (Adidas, Nike)
$79.2 Rp 1.4M
-
-
Men's Leather Business Shoes
$77.6 Rp 1.4M
-
-
🏠 Accommodation & Living
Ubud, Bali
Cook Islands
Difference
1-bedroom Apartment, City Center (Monthly)
$1,127 Rp 20.1M
$689 NZ$1,228
63.50%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 12.1M
$710 NZ$1,265
-5.02%
3-bedroom Apartment, City Center (Monthly)
$3,618 Rp 64.7M
$388 NZ$692
831.83%
3-bedroom Apartment, Outside City Center (Monthly)
$1,735 Rp 31.0M
$621 NZ$1,106
179.35%
Buy Apartment in City Center (m2)
$2,829 Rp 50.6M
-
-
Buy Apartment Outside City Center (m2)
$2,307 Rp 41.2M
$945 NZ$1,684
144.11%
💵 Salaries & Financials
Ubud, Bali
Cook Islands
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,914 NZ$6,974
-95.77%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
0
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for the Cook Islands: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$674
Cook Islands
$710 5.3% $36
Groceries & Markets
Ubud, Bali
$290
Cook Islands
$368 26.8% $78
Eating Out
Ubud, Bali
$108
Cook Islands
$208 92.5% $100
Clothing & Footwear
Ubud, Bali
$106
Cook Islands
- * 100%
Monthly Utilities & Internet
Ubud, Bali
$106
Cook Islands
$252 139% $146
Sport & Entertainment
Ubud, Bali
$64
Cook Islands
- * 100%
Getting Around
Ubud, Bali
$11
Cook Islands
$31 * 191% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇮🇩 Ubud, Bali
🇨🇰 Cook Islands
🕒 Local time
23:05 11:05 PM
05:05 5:05 AM
18 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
14,222
💱 Currency
Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.501 EUR).

On the map
Between locations
  • Ubud, Bali Cook Islands 9,150 km ≈ 12 h nonstop flight
From you
  • Ubud, Bali
  • Cook Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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