😐Monthly costs for one person with rent: $1,111 in Cook Islands versus $499 in Fiji.
😐Estimated couple costs with rent: $1,703 in Cook Islands versus $853 in Fiji.
😐Monthly costs for a family of three with rent: $2,295 in Cook Islands versus $1,207 in Fiji.
😐Living in Cook Islands is roughly 123% more expensive than Fiji on average.
📊Both countries sit below the global median: Cook Islands17% lower, Fiji63% lower.
Currency
🍽 Eating Out
Cook Islands
Fiji
Difference
Meal at Budget Restaurant
$12.23NZ$21.08
$4.42FJD 9.75
176.70%
Three-Course Dinner for Two, Mid-Range
$59.8NZ$103
$43.59FJD 96.1
37.19%
Fast Food Meal(McDonalds, etc)
$9.28NZ$15.98
$7.15FJD 15.75
29.79%
Cappuccino
$4.13NZ$7.11
$2.91FJD 6.41
41.92%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.53NZ$4.36
$1.32FJD 2.91
91.67%
Water(0.33 liter bottle)
$2.34NZ$4.03
$0.90FJD 1.99
160.00%
Local Beer(0.5 liter draught)
$6.56NZ$11.30
$2.73FJD 6.02
140.29%
Imported Beer(0.33 liter bottle)
$5.38NZ$9.27
$3.50FJD 7.72
53.71%
🛒 Groceries & Markets
Cook Islands
Fiji
Difference
Milk(1 liter)
$2.13NZ$3.67
$1.35FJD 2.99
57.78%
White Bread(500g)
$3.12NZ$5.38
$0.59FJD 1.31
428.81%
Rice(white)(1kg)
$1.61NZ$2.78
$1.06FJD 2.34
51.89%
Eggs
$5.87NZ$10.11
$3.33FJD 7.33
76.28%
Local Cheese(1kg)
$9.80NZ$16.88
$8.27FJD 18.23
18.50%
Chicken Fillets(1kg)
$8.03NZ$13.83
$7.89FJD 17.40
1.77%
Beef Round Steak(1kg)
$9.09NZ$15.66
$7.68FJD 16.93
18.36%
Apples(1kg)
$3.07NZ$5.30
$2.52FJD 5.57
21.83%
Banana(1kg)
$2.38NZ$4.11
$2.61FJD 5.75
-8.81%
Oranges(1kg)
$3.52NZ$6.06
$3.17FJD 7.00
11.04%
Tomato(1kg)
$6.15NZ$10.60
$2.77FJD 6.10
122.02%
Potato(1kg)
$2.37NZ$4.08
$1.43FJD 3.16
65.73%
Onion(1kg)
$1.95NZ$3.36
$1.19FJD 2.62
63.87%
Lettuce(1 head)
$2.14NZ$3.68
$1.07FJD 2.35
100.00%
Water(1.5 liter bottle)
$3.38NZ$5.82
$0.87FJD 1.92
288.51%
Cigarettes 20 Pack(Marlboro, Camel)
$14.85NZ$25.58
$9.64FJD 21.25
54.05%
Wine(Bottle)
$13.18NZ$22.71
$8.19FJD 18.06
60.93%
Local Beer(0.5 liter bottle)
$3.55NZ$6.12
$2.18FJD 4.81
62.84%
Imported Beer(0.33 liter bottle)
$4.89NZ$8.43
$3.25FJD 7.15
50.46%
🚌 Getting Around
Cook Islands
Fiji
Difference
One-way Ticket(Public Transport)
$2.97NZ$5.12
$0.69FJD 1.53
330.43%
Public Transport Monthly Pass(Regular Price)
-
$21.88FJD 48.24
-
Taxi Start(Normal Tariff)
$21.13NZ$36.40
$0.87FJD 1.92
2328.74%
Taxi(Normal Tariff)(1km)
-
$0.42FJD 0.92
-
Taxi 1hour Waiting(Normal Tariff)
$36.05NZ$62.1
$4.91FJD 10.83
634.22%
Gasoline(1 liter)
$1.76NZ$3.03
$1.29FJD 2.84
36.43%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$12.1KNZ$20.8K
$23.3KFJD 51.3K
-48.15%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$23.1KFJD 51.0K
-
🧾 Monthly Utilities & Internet
Cook Islands
Fiji
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$104NZ$180
$53.5FJD 118
94.71%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$30.16NZ$52.0
$13.25FJD 29.20
127.62%
Internet(50+ Mbps, Unlimited Data)
$105NZ$180
$23.38FJD 51.5
347.65%
🎉 Sport & Entertainment
Cook Islands
Fiji
Difference
Gym Membership(Monthly)
$24.69NZ$42.54
$31.33FJD 69.1
-21.19%
Tennis Court(1 Hour on Weekend)
$24.18NZ$41.66
$6.64FJD 14.64
264.16%
Cinema Ticket
$6.80NZ$11.72
$4.58FJD 10.09
48.47%
🧸 Childcare & Education
Cook Islands
Fiji
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
-
$172FJD 380
-
International Primary School, 1 Child(Yearly)
$1,453NZ$2,503
$11.5KFJD 25.3K
-87.33%
👕👟 Clothing & Footwear
Cook Islands
Fiji
Difference
Jeans(Levis 501 Or Similar)
$67.3NZ$116
$25.45FJD 56.1
164.56%
Summer Dress(H&M, Zara, etc)
-
$29.91FJD 66.0
-
Sport Shoes(Adidas, Nike)
-
$67.2FJD 148
-
Men's Leather Business Shoes
$74.5NZ$128
$73.1FJD 161
1.96%
🏠 Accommodation & Living
Cook Islands
Fiji
Difference
1-bedroom Apartment, City Center(Monthly)
$321NZ$554
$625FJD 1,377
-48.54%
1-bedroom Apartment, Outside City Center(Monthly)
$313NZ$540
$331FJD 730
-5.36%
3-bedroom Apartment, City Center(Monthly)
$360NZ$620
$1,607FJD 3,543
-77.62%
3-bedroom Apartment, Outside City Center(Monthly)
$469NZ$808
$955FJD 2,105
-50.89%
Buy Apartment in City Center(m2)
$4,970NZ$8,562
$1,245FJD 2,745
299.17%
Buy Apartment Outside City Center(m2)
$724NZ$1,247
$833FJD 1,836
-13.14%
💵 Salaries & Financials
Cook Islands
Fiji
Difference
Average Monthly Net Salary(After Tax)
$4,039NZ$6,959
$890FJD 1,963
353.62%
20-Year Fixed Mortgage Interest Rate(Annual %)
8
6.5
23.08%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Cook Islands: June 9, 2026
Last update for Fiji: June 7, 2026
Cost Breakdown
🏠National rent averages: $319 in Cook Islands, $277 in Fiji. Capital cities: $154 in Avarua vs $585 in Suva.
💰National salary averages: $4,018 in Cook Islands, $737 in Fiji. Higher pay doesn't always mean more spending money – weigh income against local costs.
Cost Highlights
⭐Rent is 15% higher in Cook Islands.
⭐Dining out costs 131% more in Cook Islands.
⭐Salaries are 445% higher in Cook Islands, giving Cook Islands stronger purchasing power.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Cook Islands vs Fiji: Cost of Living - Frequently Asked Questions
Which country is more expensive to live in: Cook Islands or Fiji?
At $1,111 per month in Cook Islands and $532 in Fiji, there's a 109% gap. Keep in mind it varies by city – the difference can be bigger or smaller depending on where you settle within each country.
Where are groceries and transport cheaper: Cook Islands or Fiji?
Fiji is simply cheaper day-to-day: lower food prices, cheaper commutes, smaller household bills. Over time, those daily savings make a real difference to your monthly budget and ability to put money away.
How do rents compare between Cook Islands and Fiji?
Rent in Cook Islands beats Fiji across the board, especially in major cities. Housing is usually the single biggest driver of the overall cost difference between the two countries.
How far does $1,500 go in Cook Islands vs Fiji?
In Fiji, $1,500 covers most cities easily. In Cook Islands, it works in regional areas but falls short in the capital – you'll need to make trade-offs on housing or lifestyle.
How do I choose between living in Cook Islands and Fiji?
It depends on what you're after. Fiji wins on affordability; Cook Islands may offer higher salaries, better infrastructure, and different cultural perks. Both attract large expat communities for different reasons.
Cook Islands vs other spots: cost of living compared