Last update: Oct 2026

Cost of Living Comparison Between the Cook Islands and Pago Pago

For one person, living is cheaper in Pago Pago: $1,456 a month against $1,533 in the Cook Islands, rent and utilities included – about $920 less a year. Rent and utilities account for most of the difference.

🇨🇰 Cook Islands
$1,533
/mo nomad
Pago Pago
🇦🇸 American Samoa
$1,456
/mo nomad
😐 Solo nomad: The Cook Islands is 1.3% more expensive than Pago Pago without rent, and 5.3% more expensive with rent.
🙂 Family of 3: The Cook Islands is 5.7% cheaper than Pago Pago without rent, and 18.8% cheaper with rent.
Currency
🍽 Eating Out
Cook Islands
Pago Pago
Difference
Meal at Budget Restaurant
$11.04 NZ$19.67
-
-
Three-Course Dinner for Two, Mid-Range
$55.9 NZ$99.5
$36.18 $36.18
54.39%
Fast Food Meal (McDonalds, etc)
$6.96 NZ$12.41
$10.07 $10.07
-30.88%
Cappuccino
$3.46 NZ$6.16
-
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.44 NZ$4.35
-
-
Water (0.33 liter bottle)
$2.41 NZ$4.30
$1.01 $1.01
138.61%
Local Beer (0.5 liter draught)
$5.60 NZ$9.97
-
-
Imported Beer (0.33 liter bottle)
$4.98 NZ$8.87
$3.89 $3.89
28.02%
🛒 Groceries & Markets
Cook Islands
Pago Pago
Difference
Milk (1 liter)
$2.28 NZ$4.07
$2.59 $2.59
-11.97%
White Bread (500g)
$3.11 NZ$5.55
$2.82 $2.82
10.28%
Rice (white) (1kg)
$1.73 NZ$3.08
$4.20 $4.20
-58.81%
Eggs
$5.49 NZ$9.78
$4.63 $4.63
18.57%
Local Cheese (1kg)
$8.97 NZ$15.99
$10.03 $10.03
-10.57%
Chicken Fillets (1kg)
$7.93 NZ$14.13
$9.83 $9.83
-19.33%
Beef Round Steak (1kg)
$9.93 NZ$17.70
$11.47 $11.47
-13.43%
Apples (1kg)
$2.85 NZ$5.08
$6.15 $6.15
-53.66%
Banana (1kg)
$1.66 NZ$2.95
$1.02 $1.02
62.75%
Oranges (1kg)
$3.37 NZ$6.01
$2.93 $2.93
15.02%
Tomato (1kg)
$8.86 NZ$15.80
$4.02 $4.02
120.40%
Potato (1kg)
$2.73 NZ$4.87
$3.92 $3.92
-30.36%
Onion (1kg)
$2.28 NZ$4.06
$4.06 $4.06
-43.84%
Lettuce (1 head)
$2.26 NZ$4.02
$1.98 $1.98
14.14%
Water (1.5 liter bottle)
$2.86 NZ$5.09
$2.02 $2.02
41.58%
Cigarettes 20 Pack (Marlboro, Camel)
$11.19 NZ$19.94
$11.49 $11.49
-2.61%
Wine (Bottle)
$12.37 NZ$22.05
$14.79 $14.79
-16.36%
Local Beer (0.5 liter bottle)
$3.30 NZ$5.88
$0.99 $0.99
233.33%
Imported Beer (0.33 liter bottle)
$4.69 NZ$8.36
$2.88 $2.88
62.85%
🚌 Getting Around
Cook Islands
Pago Pago
Difference
One-way Ticket (Public Transport)
$2.81 NZ$5.01
$2.03 $2.03
38.42%
Public Transport Monthly Pass (Regular Price)
-
$124 $124
-
Taxi Start (Normal Tariff)
$19.31 NZ$34.40
$5.07 $5.07
280.87%
Taxi (Normal Tariff) (1km)
-
$2.05 $2.05
-
Taxi 1hour Waiting (Normal Tariff)
$33.83 NZ$60.3
$29.49 $29.49
14.72%
Gasoline (1 liter)
$1.94 NZ$3.46
$1.36 $1.36
42.65%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$11.2K NZ$19.9K
$29.7K $29.7K
-62.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$20.2K $20.2K
-
🧾 Monthly Utilities & Internet
Cook Islands
Pago Pago
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$104 NZ$186
$404 $404
-74.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$46.77 NZ$83.3
$30.11 $30.11
55.33%
Internet (50+ Mbps, Unlimited Data)
$101 NZ$180
$76.3 $76.3
32.38%
🎉 Sport & Entertainment
Cook Islands
Pago Pago
Difference
Gym Membership (Monthly)
-
$49.35 $49.35
-
Tennis Court (1 Hour on Weekend)
-
$10.06 $10.06
-
Cinema Ticket
-
$9.22 $9.22
-
🧸 Childcare & Education
Cook Islands
Pago Pago
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
-
$989 $989
-
International Primary School, 1 Child (Yearly)
-
$9,838 $9,838
-
👕👟 Clothing & Footwear
Cook Islands
Pago Pago
Difference
Jeans (Levis 501 Or Similar)
-
$69.4 $69.4
-
Summer Dress (H&M, Zara, etc)
-
$50.3 $50.3
-
Sport Shoes (Adidas, Nike)
-
$81.3 $81.3
-
Men's Leather Business Shoes
-
$102 $102
-
🏠 Accommodation & Living
Cook Islands
Pago Pago
Difference
1-bedroom Apartment, City Center (Monthly)
$689 NZ$1,228
$327 $327
111.02%
1-bedroom Apartment, Outside City Center (Monthly)
$710 NZ$1,265
$201 $201
252.68%
3-bedroom Apartment, City Center (Monthly)
$388 NZ$692
$884 $884
-56.08%
3-bedroom Apartment, Outside City Center (Monthly)
$621 NZ$1,106
$707 $707
-12.19%
Buy Apartment in City Center (m2)
-
$18.1K $18.1K
-
Buy Apartment Outside City Center (m2)
$945 NZ$1,684
$10.7K $10.7K
-91.15%
💵 Salaries & Financials
Cook Islands
Pago Pago
Difference
Average Monthly Net Salary (After Tax)
$3,914 NZ$6,974
$1,217 $1,217
221.46%
20-Year Fixed Mortgage Interest Rate (Annual %)
0
3
-

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Cook Islands: October 5, 2026

Last update for Pago Pago: October 4, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Cook Islands
$710
Pago Pago
$201 71.6% $508
Groceries & Markets
Cook Islands
$368
Pago Pago
$364 1% $3.8
Monthly Utilities & Internet
Cook Islands
$252
Pago Pago
$510 102% $258
Eating Out
Cook Islands
$208
Pago Pago
$42 * 79.8% $166
Getting Around
Cook Islands
$31 *
Pago Pago
$147 382% $117
Sport & Entertainment
Cook Islands
- *
Pago Pago
$68
Clothing & Footwear
Cook Islands
- *
Pago Pago
$136

Categories marked with * are only partly priced – their share counts the items that do have prices.

Good to know
🇨🇰 Cook Islands
🇦🇸 Pago Pago
🕒 Local time
23:47 11:47 PM
22:47 10:47 PM
1 h behind the Cook Islands
🌤 Weather
👥 Population
14,222
11,500 Capital
Exchange rates and currency converter

USD, EUR to NZD – New Zealand Dollar Converter

New Zealand Dollar exchange rates as of October 10, 2026: 1 USD = 1.78 NZD (1 NZD = 0.561 USD). 1 EUR = 2 NZD (1 NZD = 0.501 EUR).

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Cook Islands Pago Pago 1,390 km ≈ 2 h 15 min nonstop flight
From you
  • Cook Islands
  • Pago Pago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Cook Islands vs other spots: cost of living compared

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