😐Monthly costs for one person with rent: $2,102 in Chatham-Kent versus $2,085 in Montreal.
🙂Estimated couple costs with rent: $3,058 in Chatham-Kent versus $3,174 in Montreal.
🙂Monthly costs for a family of three with rent: $4,015 in Chatham-Kent versus $4,262 in Montreal.
🌍Living in Chatham-Kent is roughly 1% more expensive than in Montreal, driven mainly by Groceries & Markets.
📊Both cities are pricier than the global median: Chatham-Kent57% above, Montreal56% above.
Currency
🍽 Eating Out
Chatham-Kent
Montreal
Difference
Meal at Budget Restaurant
$14.47CA$20.29
$16.52CA$23.16
-12.41%
Three-Course Dinner for Two, Mid-Range
$65.7CA$92.1
$74.0CA$104
-11.23%
Fast Food Meal(McDonalds, etc)
$9.35CA$13.10
$10.94CA$15.34
-14.53%
Cappuccino
$3.00CA$4.20
$3.84CA$5.39
-21.87%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.55CA$2.17
$2.14CA$2.99
-27.57%
Water(0.33 liter bottle)
$1.59CA$2.23
$1.45CA$2.03
9.66%
Local Beer(0.5 liter draught)
$5.39CA$7.55
$6.13CA$8.60
-12.07%
Imported Beer(0.33 liter bottle)
$6.04CA$8.46
$6.73CA$9.44
-10.25%
🛒 Groceries & Markets
Chatham-Kent
Montreal
Difference
Milk(1 liter)
$2.16CA$3.02
$2.35CA$3.30
-8.09%
White Bread(500g)
$2.27CA$3.18
$3.34CA$4.68
-32.04%
Rice(white)(1kg)
$2.70CA$3.78
$3.74CA$5.25
-27.81%
Eggs
$3.06CA$4.29
$3.39CA$4.76
-9.73%
Local Cheese(1kg)
$8.61CA$12.07
$16.30CA$22.85
-47.18%
Chicken Fillets(1kg)
$11.50CA$16.13
$11.81CA$16.56
-2.62%
Beef Round Steak(1kg)
$11.60CA$16.26
$15.64CA$21.93
-25.83%
Apples(1kg)
$4.06CA$5.70
$3.69CA$5.18
10.03%
Banana(1kg)
$1.25CA$1.75
$1.70CA$2.39
-26.47%
Oranges(1kg)
$3.25CA$4.56
$4.11CA$5.76
-20.92%
Tomato(1kg)
$3.70CA$5.19
$4.41CA$6.18
-16.10%
Potato(1kg)
$2.35CA$3.29
$2.79CA$3.91
-15.77%
Onion(1kg)
$2.85CA$3.99
$2.64CA$3.70
7.95%
Lettuce(1 head)
$1.95CA$2.74
$2.29CA$3.21
-14.85%
Water(1.5 liter bottle)
$1.63CA$2.29
$1.78CA$2.50
-8.43%
Cigarettes 20 Pack(Marlboro, Camel)
$10.86CA$15.23
$13.17CA$18.47
-17.54%
Wine(Bottle)
$9.81CA$13.76
$10.64CA$14.92
-7.80%
Local Beer(0.5 liter bottle)
$1.19CA$1.67
$2.99CA$4.19
-60.20%
Imported Beer(0.33 liter bottle)
$2.74CA$3.84
$3.44CA$4.82
-20.35%
🚌 Getting Around
Chatham-Kent
Montreal
Difference
One-way Ticket(Public Transport)
$1.81CA$2.53
$2.81CA$3.94
-35.59%
Public Transport Monthly Pass(Regular Price)
$63.4CA$88.9
$72.8CA$102
-12.96%
Taxi Start(Normal Tariff)
$2.26CA$3.17
$3.52CA$4.93
-35.80%
Taxi(Normal Tariff)(1km)
$1.72CA$2.41
$1.45CA$2.04
18.62%
Taxi 1hour Waiting(Normal Tariff)
$18.59CA$26.06
$34.29CA$48.08
-45.79%
Gasoline(1 liter)
$1.05CA$1.47
$1.22CA$1.72
-13.93%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.2KCA$35.3K
$25.3KCA$35.4K
-0.38%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.7KCA$27.6K
$22.1KCA$31.0K
-11.14%
🧾 Monthly Utilities & Internet
Chatham-Kent
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$181CA$254
$76.5CA$107
136.85%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.94CA$51.8
$35.60CA$49.91
3.76%
Internet(50+ Mbps, Unlimited Data)
$54.9CA$76.9
$42.96CA$60.2
27.70%
🎉 Sport & Entertainment
Chatham-Kent
Montreal
Difference
Gym Membership(Monthly)
$14.88CA$20.86
$43.39CA$60.8
-65.71%
Tennis Court(1 Hour on Weekend)
-
$16.83CA$23.60
-
Cinema Ticket
$10.46CA$14.67
$11.09CA$15.55
-5.68%
🧸 Childcare & Education
Chatham-Kent
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$565CA$792
$625CA$876
-9.59%
International Primary School, 1 Child(Yearly)
$10.4KCA$14.6K
$5,896CA$8,266
76.61%
👕👟 Clothing & Footwear
Chatham-Kent
Montreal
Difference
Jeans(Levis 501 Or Similar)
$54.3CA$76.1
$63.1CA$88.5
-13.93%
Summer Dress(H&M, Zara, etc)
$25.62CA$35.92
$44.50CA$62.4
-42.43%
Sport Shoes(Adidas, Nike)
$70.3CA$98.5
$103CA$144
-31.66%
Men's Leather Business Shoes
$89.3CA$125
$118CA$166
-24.45%
🏠 Accommodation & Living
Chatham-Kent
Montreal
Difference
1-bedroom Apartment, City Center(Monthly)
$1,413CA$1,981
$1,207CA$1,692
17.07%
1-bedroom Apartment, Outside City Center(Monthly)
$1,014CA$1,422
$965CA$1,353
5.06%
3-bedroom Apartment, City Center(Monthly)
$1,873CA$2,627
$2,031CA$2,848
-7.78%
3-bedroom Apartment, Outside City Center(Monthly)
$1,592CA$2,232
$1,577CA$2,211
0.94%
Buy Apartment in City Center(m2)
-
$5,085CA$7,129
-
Buy Apartment Outside City Center(m2)
-
$3,783CA$5,304
-
💵 Salaries & Financials
Chatham-Kent
Montreal
Difference
Average Monthly Net Salary(After Tax)
$3,059CA$4,289
$2,890CA$4,051
5.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.74
5.01
14.57%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Chatham-Kent: July 14, 2026
Last update for Montreal: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,413 in Chatham-Kent and $1,207 in Montreal. Housing cost is often the main lever when comparing two cities.
💰Chatham-Kent pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $66.0 in Chatham-Kent vs $74.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $316 vs $395 per month, with Chatham-Kent cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Chatham-Kent vs Montreal: Cost of Living - Frequently Asked Questions
Which city is more expensive, Chatham-Kent or Montreal?
Montreal wins on cost – living expenses run 1% lower than in Chatham-Kent. Housing and daily spending are where you'll feel the difference most, making Montreal the obvious pick if budget is a priority.
Are salaries higher in Chatham-Kent or in Montreal?
Average pay runs 6% higher in Chatham-Kent, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Chatham-Kent compared to Montreal?
Rent for a central apartment: $1,413 in Chatham-Kent versus $1,207 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Chatham-Kent and in Montreal?
Dining out is cheaper in Montreal – a meal for two runs $74.0 versus $66.0 in Chatham-Kent. If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Chatham-Kent compared to Montreal?
All in, you'll spend $2,102 per month in Chatham-Kent versus $2,085 in Montreal – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Chatham-Kent or in Montreal?
At $2,085 in Montreal versus $2,102 in Chatham-Kent, a $2,000 budget is realistic in Montreal but tight or insufficient in Chatham-Kent. The gap between the two cities makes Montreal the clear choice for anyone on this budget.
Which city is better for digital nomads, Chatham-Kent or Montreal?
Both work as nomad bases, but Montreal delivers better value – similar infrastructure at $2,085 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Montreal hard to pass up.
How safe is Chatham-Kent compared to Montreal?
Safety-wise, Chatham-Kent and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Montreal gentler on the wallet – expenses run 1% less than in Chatham-Kent. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Chatham-Kent vs other spots: cost of living compared