Last update: Oct 2026

Cost of Living Comparison Between Montreal and Chatham-Kent

For one person, living is cheaper in Chatham-Kent: $1,948 a month against $2,064 in Montreal, rent and utilities included – about $1,400 less a year. The total is higher in Montreal despite lower rent and utilities.

99

Cost of Living Index in Montreal
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Montreal Living Index
94

Cost of Living Index in Chatham-Kent
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Chatham-Kent Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Chatham-Kent

🇨🇦 Canada

$1,948

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Chatham-Kent

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Chatham-Kent actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,064 in Montreal versus $1,948 in Chatham-Kent.

Montreal $2,064
Chatham-Kent $1,948

Estimated couple costs with rent: $3,156 in Montreal versus $2,811 in Chatham-Kent.

Montreal $3,156
Chatham-Kent $2,811

Monthly costs for a family of three with rent: $4,247 in Montreal versus $3,675 in Chatham-Kent.

Montreal $4,247
Chatham-Kent $3,675

Living in Montreal is roughly 6% more expensive than in Chatham-Kent, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Montreal 52% above, Chatham-Kent 43% above.

Meal at Budget Restaurant

$18.98 CA$26.67

$17.68 CA$24.84

7.35%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$103

$56.5 CA$79.4

29.19%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.29

$9.84 CA$13.83

10.57%

Cappuccino

$3.81 CA$5.36

$2.93 CA$4.12

30.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.73

$1.66 CA$2.33

16.87%

Water (0.33 liter bottle)

$1.58 CA$2.22

$1.34 CA$1.88

17.91%

Local Beer (0.5 liter draught)

$6.37 CA$8.95

$5.27 CA$7.40

20.87%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.21

$5.83 CA$8.19

24.53%

Milk (1 liter)

$2.23 CA$3.13

$1.04 CA$1.47

114.42%

White Bread (500g)

$3.17 CA$4.46

$1.66 CA$2.33

90.96%

Rice (white) (1kg)

$3.31 CA$4.65

$2.39 CA$3.36

38.49%

Eggs

$3.63 CA$5.10

$2.99 CA$4.21

21.40%

Local Cheese (1kg)

$13.16 CA$18.49

$11.22 CA$15.76

17.29%

Chicken Fillets (1kg)

$11.56 CA$16.24

$15.10 CA$21.22

-23.44%

Beef Round Steak (1kg)

$13.71 CA$19.27

$16.03 CA$22.52

-14.47%

Apples (1kg)

$3.29 CA$4.62

$3.47 CA$4.87

-5.19%

Banana (1kg)

$1.46 CA$2.05

$1.36 CA$1.90

7.35%

Oranges (1kg)

$3.37 CA$4.73

$3.31 CA$4.66

1.81%

Tomato (1kg)

$3.15 CA$4.42

$3.46 CA$4.86

-8.96%

Potato (1kg)

$1.89 CA$2.65

$1.33 CA$1.86

42.11%

Onion (1kg)

$1.79 CA$2.52

$1.86 CA$2.62

-3.76%

Lettuce (1 head)

$2.47 CA$3.47

$1.66 CA$2.34

48.80%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.22 CA$1.71

29.51%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.85

$13.07 CA$18.37

-13.70%

Wine (Bottle)

$10.49 CA$14.74

$10.17 CA$14.29

3.15%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$1.16 CA$1.63

101.72%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$1.20 CA$1.69

142.50%

One-way Ticket (Public Transport)

$2.61 CA$3.67

$1.83 CA$2.57

42.62%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

Taxi Start (Normal Tariff)

$3.26 CA$4.58

$2.46 CA$3.45

32.52%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

$1.74 CA$2.44

-17.24%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.97

$28.20 CA$39.62

18.55%

Gasoline (1 liter)

$1.33 CA$1.87

$1.13 CA$1.59

17.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$27.5K CA$38.7K

4.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$20.5K CA$28.9K

2.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$143 CA$200

-43.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.19

$27.92 CA$39.23

22.85%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.2

$43.26 CA$60.8

-0.95%

Gym Membership (Monthly)

$31.14 CA$43.76

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.27

Cinema Ticket

$11.23 CA$15.78

$10.75 CA$15.11

4.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$738

$452 CA$635

16.17%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

$15.7K CA$22.0K

4.11%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.5

$60.4 CA$84.8

-3.94%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$32.86 CA$46.17

15.98%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$80.3 CA$113

16.30%

Men's Leather Business Shoes

$110 CA$155

$76.3 CA$107

44.38%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,806

$1,410 CA$1,981

-8.87%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,372

$1,006 CA$1,413

-2.92%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,190

$1,780 CA$2,501

27.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,339

$1,549 CA$2,176

7.48%

Buy Apartment in City Center (m2)

$5,139 CA$7,221

Buy Apartment Outside City Center (m2)

$3,834 CA$5,387

Average Monthly Net Salary (After Tax)

$3,002 CA$4,218

$3,074 CA$4,319

-2.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.05

-11.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Chatham-Kent: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Chatham-Kent

$1K 51.7% 3% $29

Groceries & Markets

Montreal

$351 17%

Chatham-Kent

$319 16.4% 9.1% $32

Eating Out

Montreal

$291 14.1%

Chatham-Kent

$256 13.2% 11.9% $35

Monthly Utilities & Internet

Montreal

$157 7.6%

Chatham-Kent

$214 11% 36% $57

Clothing & Footwear

Montreal

$135 6.5%

Chatham-Kent

$112 5.8% 16.6% $22

Getting Around

Montreal

$100 4.9%

Chatham-Kent

$18 * 1% 81.6% $82

Sport & Entertainment

Montreal

$54 2.6%

Chatham-Kent

$22 * 1.1% 59.9% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,285 in Montreal and $1,410 in Chatham-Kent. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Montreal vs $56 in Chatham-Kent for a mid-range dinner for two. Groceries echo the gap at $351 vs $319 per month, with Chatham-Kent cheaper across the board.

Good to know

🇨🇦 Montreal

🇨🇦 Chatham-Kent

🕒 Local time

22:43 10:43 PM

Same time as Montreal

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.712 USD

1 CAD = 0.638 EUR

1 CAD = 0.712 USD

1 CAD = 0.638 EUR

Exchange rates and currency converter

On the map

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Between locations

Montreal Chatham-Kent 800 km ≈ 1 h 30 min nonstop flight

From you

Montreal
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Chatham-Kent: Cost of Living - Frequently Asked Questions

Chatham-Kent wins on cost – living expenses run 6% lower than in Montreal. Housing and daily spending are where you’ll feel the difference most, making Chatham-Kent the obvious pick if budget is a priority.

You’d need roughly $3,096 in Montreal and $2,921 in Chatham-Kent to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,285 in Montreal versus $1,410 in Chatham-Kent. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Montreal. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,064 per month in Montreal versus $1,948 in Chatham-Kent – a 6% gap that adds up to real savings over time for anyone picking the cheaper option.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.