For one person, living costs in Chatham-Kent are estimated at $1,904 a month, including rent and utilities – 17% below the national average. Rent and utilities take more than half of the total.
Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham-Kent actually costs, broken down by who's living it.
Living costs for one person come to about $1,904 monthly including rent, or $785 excluding housing.
$1,904 /mo
Estimated monthly costs for a couple: $2,758 with rent, or $1,365 without housing.
$2,758 /mo
Monthly costs for a family of three come to about $3,612 including rent, or $1,945 for daily expenses alone.
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.1KCA$39.7K
$28.1KCA$39.7K
$28.1KCA$39.7K
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9KCA$26.7K
$18.3KCA$25.9K
$19.3KCA$27.2K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$138CA$195
$111CA$157
$174CA$245
SIM Card Monthly Plan(Calls and 10GB+ Data)
$28.62CA$40.46
$17.33CA$24.49
$34.66CA$49.00
Internet(50+ Mbps, Unlimited Data)
$44.67CA$63.2
$30.93CA$43.72
$65.3CA$92.3
🎉 Sport & Entertainment
Cost
Range
Cinema Ticket
$11.32CA$16.00
$10.61CA$15.00
$17.69CA$25.01
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$527CA$744
$342CA$483
$719CA$1,017
International Primary School, 1 Child(Yearly)
$16.2KCA$22.9K
$13.1KCA$18.5K
$17.0KCA$24.0K
👕👟 Clothing & Footwear
Cost
Range
Jeans(Levis 501 Or Similar)
$53.4CA$75.4
$20.62CA$29.15
$82.5CA$117
Summer Dress(H&M, Zara, etc)
$30.23CA$42.74
$14.16CA$20.01
$63.7CA$90.1
Sport Shoes(Adidas, Nike)
$73.3CA$104
$31.16CA$44.05
$128CA$181
Men's Leather Business Shoes
$72.1CA$102
$27.93CA$39.49
$140CA$197
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center(Monthly)
$1,378CA$1,948
$1,342CA$1,898
$1,413CA$1,998
1-bedroom Apartment, Outside City Center(Monthly)
$980CA$1,386
-
3-bedroom Apartment, City Center(Monthly)
$1,723CA$2,435
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,529CA$2,162
-
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary(After Tax)
$3,098CA$4,380
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.05
4.45
6
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update: October 12, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Chatham-Kent$1,904
Chatham-Kent$3,612
🏠Accommodation & Living
$980 51.5%
🛒Groceries & Markets
$316 16.6%
🍽Eating Out
$252 13.2%
🧾Monthly Utilities & Internet
$211 11.1%
👕👟Clothing & Footwear
$103 5.4%
🎉Sport & Entertainment
$23 * 1.2%
🚌Getting Around
$18 * 1%
Categories marked with * are only partly priced – their share counts the items that do have prices.
🏠Accommodation & Living
$1.5K 42.4%
🛒Groceries & Markets
$741 20.5%
🍽Eating Out
$788 21.8%
🧾Monthly Utilities & Internet
$240 6.6%
👕👟Clothing & Footwear
$229 6.3%
🎉Sport & Entertainment
$45 * 1.3%
🚌Getting Around
$40 * 1.1%
Categories marked with * are only partly priced – their share counts the items that do have prices.
Cost Breakdown
🏠Expect to pay about $1,378 for a central one-bedroom, or $980 outside the center. At 44% of the average salary ($3,098), housing is the biggest financial pressure.
💰Average take-home pay sits at $3,098, while typical expenses reach $1,904. This leaves solid room for saving and lifestyle spending.
🛒Expect to spend about $316 monthly on groceries. Dining out at a mid-range restaurant costs roughly $55.0 for two.
Cost Highlights
⭐Chatham-Kent has the 4th cheapest imported beer in North America
⭐Local beer is cheaper than 99% of cities in North America
⭐White bread is cheaper than 98% of cities in North America
Cost of Living in Chatham-Kent - Frequently Asked Questions
Is Chatham-Kent, Canada a good value for travelers, expats, and digital nomads seeking an affordable base?
Compared with Canada’s big cities, Cost of Living in Chatham-Kent, Canada tends to feel more approachable for longer stays, with more space and a slower pace. Housing options range from downtown apartments to family houses in quieter neighborhoods, often delivering better value for the money. Daily life centers on local shops, farms, and a strong sense of community. You’ll find diverse dining, but expect seasonal produce and practical supermarkets rather than premium districts. Transportation leans car-first, with limited express options and shorter commutes within town cores. Tip: plan a short exploratory visit to map neighborhoods and test your daily routines.
What does a typical day look like for daily life, housing search, food, transport, and co-working in Chatham-Kent, Canada?
Daily life here centers on practical choices: housing is found through local listings and word of mouth, and you’ll often start with a month-to-month rental before committing. Food options include farmers markets, family-run grocers, and cafes with seasonal specials. Transport leans car-first, with some bus routes and bike-friendly streets in town cores; durations to nearby towns are reasonable by car. For a sense of the Chatham-Kent, Canada living cost, check month-to-month rental listings and note that prices vary by season. Co-working spots exist in town centers and libraries, making errands like banking and postal services straightforward. Tip: map commute times at different times of day.
What should you consider about quality of life, budgeting, and neighborhood fit when planning a stay in Chatham-Kent, Canada?
Quality of life in Chatham-Kent, Canada is defined by approachable services, outdoor access, and a community vibe that suits slow travel or remote work. Build a simple budgeting framework around housing, groceries, transport, and utilities, then add irregular costs like health care or seasonal activities. Favor neighborhoods that balance walkable cores with easy car access to farms and lakes; consider older neighborhoods for charm and newer areas for parking and space. Seasonal events – farmers markets in summer, winter festivals – guide your social calendar and food choices. Tip: join local expat groups online to compare neighborhoods and gather practical tips.
What percentage of income goes to rent in Chatham-Kent?
With 44% of the average paycheck going to rent, Chatham-Kent is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is the average cost of living in Chatham-Kent?
A single person in Chatham-Kent typically spends $1,904 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $785. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Chatham-Kent?
Earning $2,856 monthly in Chatham-Kent means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Chatham-Kent?
Rents for a 1-bedroom flat in Chatham-Kent range from $980 to $1,378, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
Is food expensive in Chatham-Kent?
At about $316 monthly, food costs in Chatham-Kent sit in moderate territory. A mix of local markets and supermarkets covers most needs at fair prices, and most residents eat well without having to pinch pennies.
How much does childcare cost in Chatham-Kent?
Childcare averages $527 monthly at a private kindergarten in Chatham-Kent. For many families, this single cost rivals rent, so it's essential to factor in before making a move.
Can a person live on $2,000 monthly in Chatham-Kent?
Living on $2,000 in Chatham-Kent means careful planning, since monthly costs average $1,904. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.
Can you save money living in Chatham-Kent?
Monthly expenses in Chatham-Kent run around $1,904, so putting money aside takes more than $2,856 in income. Keeping housing costs low and avoiding lifestyle creep are the keys to building a decent savings rate here.
Chatham-Kent vs other spots: cost of living compared