Cost of Living in Chatham-Kent - Updated Prices & Insights

Monthly Cost of Living

Living costs for one person come to about $2,042 monthly including rent, or $927 excluding housing.

Estimated monthly costs for a couple: $3,031 with rent, or $1,577 without housing.

Monthly costs for a family of three come to about $4,021 including rent, or $2,226 for daily expenses alone.

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🍽 Eating Out
Cost
Range
Meal at Budget Restaurant
$14.50 CA$20.08
$5.80 CA$8.03
$25.37 CA$35.12
Three-Course Dinner for Two, Mid-Range
$65.7 CA$91.0
$47.44 CA$65.7
$109 CA$152
Fast Food Meal (McDonalds, etc)
$9.54 CA$13.20
$7.33 CA$10.15
$14.68 CA$20.32
Cappuccino
$3.10 CA$4.29
$1.49 CA$2.06
$4.84 CA$6.70
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 CA$2.17
$1.51 CA$2.09
$1.89 CA$2.61
Water (0.33 liter bottle)
$1.60 CA$2.21
$1.49 CA$2.06
$1.86 CA$2.58
Local Beer (0.5 liter draught)
$5.63 CA$7.80
$2.63 CA$3.64
$7.51 CA$10.39
Imported Beer (0.33 liter bottle)
$6.03 CA$8.35
$5.27 CA$7.30
$9.05 CA$12.53
🛒 Groceries & Markets
Cost
Range
Milk (1 liter)
$2.24 CA$3.10
$1.13 CA$1.56
$4.16 CA$5.76
White Bread (500g)
$2.23 CA$3.09
$1.43 CA$1.99
$3.59 CA$4.97
Rice (white) (1kg)
$2.69 CA$3.72
$1.51 CA$2.09
$9.07 CA$12.56
Eggs
$3.03 CA$4.19
$2.17 CA$3.00
$3.61 CA$4.99
Local Cheese (1kg)
$8.32 CA$11.52
$4.79 CA$6.63
$19.16 CA$26.53
Chicken Fillets (1kg)
$11.64 CA$16.11
$8.26 CA$11.44
$19.52 CA$27.03
Beef Round Steak (1kg)
$11.93 CA$16.51
$5.20 CA$7.20
$24.52 CA$33.95
Apples (1kg)
$4.03 CA$5.58
$1.61 CA$2.23
$6.60 CA$9.14
Banana (1kg)
$1.17 CA$1.63
$0.91 CA$1.26
$1.79 CA$2.47
Oranges (1kg)
$3.32 CA$4.60
$2.22 CA$3.08
$6.53 CA$9.04
Tomato (1kg)
$3.65 CA$5.05
$2.15 CA$2.98
$6.07 CA$8.41
Potato (1kg)
$2.36 CA$3.27
$0.75 CA$1.04
$4.47 CA$6.19
Onion (1kg)
$2.81 CA$3.89
$1.48 CA$2.04
$5.92 CA$8.19
Lettuce (1 head)
$2.03 CA$2.81
$0.75 CA$1.05
$3.74 CA$5.18
Water (1.5 liter bottle)
$1.58 CA$2.19
$0.36 CA$0.50
$3.58 CA$4.96
Cigarettes 20 Pack (Marlboro, Camel)
$11.11 CA$15.39
$8.90 CA$12.32
$16.31 CA$22.58
Wine (Bottle)
$10.19 CA$14.10
$7.28 CA$10.08
$32.73 CA$45.32
Local Beer (0.5 liter bottle)
$1.18 CA$1.64
$1.18 CA$1.64
$4.31 CA$5.97
Imported Beer (0.33 liter bottle)
$2.76 CA$3.82
$1.24 CA$1.72
$5.66 CA$7.84
🚌 Getting Around
Cost
Range
One-way Ticket (Public Transport)
$1.81 CA$2.51
$1.81 CA$2.51
$1.81 CA$2.51
Public Transport Monthly Pass (Regular Price)
$61.7 CA$85.4
$50.2 CA$69.5
$61.7 CA$85.4
Taxi Start (Normal Tariff)
$2.18 CA$3.02
$2.18 CA$3.02
$3.63 CA$5.03
Taxi (Normal Tariff) (1km)
$1.68 CA$2.33
$1.68 CA$2.33
$1.68 CA$2.33
Taxi 1hour Waiting (Normal Tariff)
$18.64 CA$25.81
$18.64 CA$25.81
$29.82 CA$41.29
Gasoline (1 liter)
$1.06 CA$1.46
$1.01 CA$1.40
$1.21 CA$1.68
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K CA$34.6K
$25.0K CA$34.6K
$31.6K CA$43.8K
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.4K CA$28.2K
$20.2K CA$28.0K
$20.5K CA$28.4K
🧾 Monthly Utilities & Internet
Cost
Range
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$187 CA$259
$120 CA$166
$262 CA$363
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.25 CA$51.6
$18.66 CA$25.84
$63.5 CA$87.9
Internet (50+ Mbps, Unlimited Data)
$55.7 CA$77.1
$41.09 CA$56.9
$120 CA$166
🎉 Sport & Entertainment
Cost
Range
Gym Membership (Monthly)
$14.95 CA$20.71
$14.95 CA$20.71
$56.1 CA$77.6
Cinema Ticket
$10.15 CA$14.05
$7.24 CA$10.03
$18.12 CA$25.08
🧸 Childcare & Education
Cost
Range
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$547 CA$757
$355 CA$491
$747 CA$1,034
International Primary School, 1 Child (Yearly)
$10.3K CA$14.2K
$10.3K CA$14.2K
$10.3K CA$14.2K
👕👟 Clothing & Footwear
Cost
Range
Jeans (Levis 501 Or Similar)
$53.0 CA$73.4
$15.31 CA$21.20
$87.5 CA$121
Summer Dress (H&M, Zara, etc)
$26.11 CA$36.16
$14.18 CA$19.63
$67.2 CA$93.0
Sport Shoes (Adidas, Nike)
$69.3 CA$96.0
$32.76 CA$45.36
$117 CA$161
Men's Leather Business Shoes
$88.9 CA$123
$29.74 CA$41.17
$223 CA$309
🏠 Accommodation & Living
Cost
Range
1-bedroom Apartment, City Center (Monthly)
$1,464 CA$2,028
$1,427 CA$1,976
$1,502 CA$2,080
1-bedroom Apartment, Outside City Center (Monthly)
$1,029 CA$1,425
$882 CA$1,221
$1,250 CA$1,730
3-bedroom Apartment, City Center (Monthly)
$1,833 CA$2,538
$1,613 CA$2,233
$2,199 CA$3,045
3-bedroom Apartment, Outside City Center (Monthly)
$1,650 CA$2,285
$1,500 CA$2,077
$2,100 CA$2,908
💵 Salaries & Financials
Cost
Range
Average Monthly Net Salary (After Tax)
$3,169 CA$4,388
-
20-Year Fixed Mortgage Interest Rate (Annual %)
5.74
3.5
8.75

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update: June 2, 2026

Cost Breakdown

Expect to pay about $1,464 for a central one-bedroom, or $1,029 outside the center. At 46% of the average salary ($3,169), housing is the biggest financial pressure.

Average take-home pay sits at $3,169, while typical expenses reach $2,042. This leaves solid room for saving and lifestyle spending.

Expect to spend about $317 monthly on groceries. Dining out at a mid-range restaurant costs roughly $66.0 for two.

Public transport is priced at around $61.7 per month.

Cost Highlights

Gym membership is cheaper than 99% of cities in North America

Local beer is cheaper than 99% of cities in North America

Cappuccino is cheaper than 91% of cities in North America

Chatham-Kent Median Internet Speeds (Updated April 2026)

Mobile

Download
Mbps
Upload
Mbps
Latency
ms

Fixed Broadband

Download
Mbps
Upload
Mbps
Latency
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The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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Cost of Living in Chatham-Kent - Frequently Asked Questions
Is Chatham-Kent, Canada a good value for travelers, expats, and digital nomads seeking an affordable base?
Compared with Canada’s big cities, Cost of Living in Chatham-Kent, Canada tends to feel more approachable for longer stays, with more space and a slower pace. Housing options range from downtown apartments to family houses in quieter neighborhoods, often delivering better value for the money. Daily life centers on local shops, farms, and a strong sense of community. You’ll find diverse dining, but expect seasonal produce and practical supermarkets rather than premium districts. Transportation leans car-first, with limited express options and shorter commutes within town cores. Tip: plan a short exploratory visit to map neighborhoods and test your daily routines.
What does a typical day look like for daily life, housing search, food, transport, and co-working in Chatham-Kent, Canada?
Daily life here centers on practical choices: housing is found through local listings and word of mouth, and you’ll often start with a month-to-month rental before committing. Food options include farmers markets, family-run grocers, and cafes with seasonal specials. Transport leans car-first, with some bus routes and bike-friendly streets in town cores; durations to nearby towns are reasonable by car. For a sense of the Chatham-Kent, Canada living cost, check month-to-month rental listings and note that prices vary by season. Co-working spots exist in town centers and libraries, making errands like banking and postal services straightforward. Tip: map commute times at different times of day.
What should you consider about quality of life, budgeting, and neighborhood fit when planning a stay in Chatham-Kent, Canada?
Quality of life in Chatham-Kent, Canada is defined by approachable services, outdoor access, and a community vibe that suits slow travel or remote work. Build a simple budgeting framework around housing, groceries, transport, and utilities, then add irregular costs like health care or seasonal activities. Favor neighborhoods that balance walkable cores with easy car access to farms and lakes; consider older neighborhoods for charm and newer areas for parking and space. Seasonal events – farmers markets in summer, winter festivals – guide your social calendar and food choices. Tip: join local expat groups online to compare neighborhoods and gather practical tips.
What percentage of income goes to rent in Chatham-Kent?
With 46% of the average paycheck going to rent, Chatham-Kent is on the expensive side for housing. Many locals cope by sharing apartments, moving to outer neighborhoods, or downsizing to keep things manageable.
What is the average cost of living in Chatham-Kent?
A single person in Chatham-Kent typically spends $2,042 per month once rent is factored in. Strip out housing, and everyday essentials like groceries, utilities, transport, and personal spending land around $927. The final number shifts depending on your neighborhood, eating habits, and general lifestyle.
What is a good salary in Chatham-Kent?
Earning $3,062 monthly in Chatham-Kent means you're living well – a one-bedroom, regular groceries, transport, and some entertainment without stress. That's the threshold where most residents feel genuinely comfortable rather than just getting by.
How much does a 1-bedroom apartment cost in Chatham-Kent?
Rents for a 1-bedroom flat in Chatham-Kent range from $1,029 to $1,464, depending on location and condition. Central apartments sit at the top of that range; outer neighborhoods and suburbs deliver noticeably better value per square meter.
How expensive is a gym membership in Chatham-Kent?
A regular gym membership in Chatham-Kent costs around $14.95 monthly. It's a reasonable expense that fits into most budgets, and you generally get decent facilities for the price.
What is a typical grocery budget in Chatham-Kent?
Expect to spend around $317 per month on groceries in Chatham-Kent. Neither cheap nor expensive by global standards – everyday items are fairly priced, though imported or specialty products cost more.
Can a person live on $2,000 monthly in Chatham-Kent?
Living on $2,000 in Chatham-Kent means careful planning, since monthly costs average $2,042. It works with a cheap apartment and disciplined spending, but expect trade-offs on where you live, how often you eat out, and entertainment.

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