Last update: Oct 2026

Cost of Living Comparison Between Chatham-Kent and Toronto

For one person, living is cheaper in Chatham-Kent: $1,948 a month against $2,589 in Toronto, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

94

Cost of Living Index in Chatham-Kent
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Chatham-Kent Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Chatham-Kent

🇨🇦 Canada

$1,948

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Chatham-Kent and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chatham-Kent and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,948 in Chatham-Kent versus $2,589 in Toronto.

Chatham-Kent $1,948
Toronto $2,589

Estimated couple costs with rent: $2,811 in Chatham-Kent versus $3,710 in Toronto.

Chatham-Kent $2,811
Toronto $3,710

Monthly costs for a family of three with rent: $3,675 in Chatham-Kent versus $4,831 in Toronto.

Chatham-Kent $3,675
Toronto $4,831

Living in Chatham-Kent costs roughly 25% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Chatham-Kent 43% above, Toronto 90% above.

Meal at Budget Restaurant

$17.68 CA$24.77

$17.60 CA$24.66

0.45%

Three-Course Dinner for Two, Mid-Range

$56.5 CA$79.2

$77.8 CA$109

-27.40%

Fast Food Meal (McDonalds, etc)

$9.84 CA$13.79

$10.59 CA$14.84

-7.08%

Cappuccino

$2.93 CA$4.10

$4.16 CA$5.83

-29.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.66 CA$2.32

$2.04 CA$2.86

-18.63%

Water (0.33 liter bottle)

$1.34 CA$1.87

$1.75 CA$2.45

-23.43%

Local Beer (0.5 liter draught)

$5.27 CA$7.38

$6.58 CA$9.22

-19.91%

Imported Beer (0.33 liter bottle)

$5.83 CA$8.17

$7.11 CA$9.97

-18.00%

Milk (1 liter)

$1.04 CA$1.46

$2.53 CA$3.55

-58.89%

White Bread (500g)

$1.66 CA$2.32

$2.70 CA$3.79

-38.52%

Rice (white) (1kg)

$2.39 CA$3.35

$2.24 CA$3.14

6.70%

Eggs

$2.99 CA$4.20

$3.48 CA$4.88

-14.08%

Local Cheese (1kg)

$11.22 CA$15.72

$9.38 CA$13.14

19.62%

Chicken Fillets (1kg)

$15.10 CA$21.16

$11.60 CA$16.25

30.17%

Beef Round Steak (1kg)

$16.03 CA$22.46

$14.68 CA$20.58

9.20%

Apples (1kg)

$3.47 CA$4.86

$3.74 CA$5.25

-7.22%

Banana (1kg)

$1.36 CA$1.90

$1.22 CA$1.72

11.48%

Oranges (1kg)

$3.31 CA$4.64

$3.48 CA$4.88

-4.89%

Tomato (1kg)

$3.46 CA$4.85

$4.32 CA$6.06

-19.91%

Potato (1kg)

$1.33 CA$1.86

$1.85 CA$2.60

-28.11%

Onion (1kg)

$1.86 CA$2.61

$1.69 CA$2.37

10.06%

Lettuce (1 head)

$1.66 CA$2.33

$2.23 CA$3.12

-25.56%

Water (1.5 liter bottle)

$1.22 CA$1.71

$1.28 CA$1.79

-4.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.07 CA$18.32

$14.04 CA$19.68

-6.91%

Wine (Bottle)

$10.17 CA$14.25

$14.43 CA$20.22

-29.52%

Local Beer (0.5 liter bottle)

$1.16 CA$1.62

$2.16 CA$3.02

-46.30%

Imported Beer (0.33 liter bottle)

$1.20 CA$1.68

$2.52 CA$3.54

-52.38%

One-way Ticket (Public Transport)

$1.83 CA$2.56

$2.37 CA$3.32

-22.78%

Public Transport Monthly Pass (Regular Price)

$112 CA$158

Taxi Start (Normal Tariff)

$2.46 CA$3.44

$3.04 CA$4.26

-19.08%

Taxi (Normal Tariff) (1km)

$1.74 CA$2.43

$1.24 CA$1.73

40.32%

Taxi 1hour Waiting (Normal Tariff)

$28.20 CA$39.52

$22.55 CA$31.61

25.06%

Gasoline (1 liter)

$1.13 CA$1.58

$1.24 CA$1.74

-8.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K CA$38.6K

$26.9K CA$37.7K

2.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K CA$28.8K

$21.4K CA$30.0K

-3.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 CA$200

$125 CA$175

14.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.92 CA$39.13

$33.05 CA$46.32

-15.52%

Internet (50+ Mbps, Unlimited Data)

$43.26 CA$60.6

$47.96 CA$67.2

-9.80%

Gym Membership (Monthly)

$36.69 CA$51.4

Tennis Court (1 Hour on Weekend)

$23.67 CA$33.17

Cinema Ticket

$10.75 CA$15.07

$13.08 CA$18.33

-17.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$452 CA$633

$759 CA$1,064

-40.44%

International Primary School, 1 Child (Yearly)

$15.7K CA$22.0K

$23.8K CA$33.3K

-34.05%

Jeans (Levis 501 Or Similar)

$60.4 CA$84.6

$53.5 CA$75.0

12.78%

Summer Dress (H&M, Zara, etc)

$32.86 CA$46.05

$40.44 CA$56.7

-18.74%

Sport Shoes (Adidas, Nike)

$80.3 CA$113

$100 CA$141

-20.06%

Men's Leather Business Shoes

$76.3 CA$107

$125 CA$175

-39.06%

1-bedroom Apartment, City Center (Monthly)

$1,410 CA$1,976

$1,630 CA$2,284

-13.48%

1-bedroom Apartment, Outside City Center (Monthly)

$1,006 CA$1,410

$1,416 CA$1,984

-28.94%

3-bedroom Apartment, City Center (Monthly)

$1,780 CA$2,494

$2,694 CA$3,776

-33.93%

3-bedroom Apartment, Outside City Center (Monthly)

$1,549 CA$2,171

$2,101 CA$2,944

-26.27%

Buy Apartment in City Center (m2)

$7,551 CA$10.6K

Buy Apartment Outside City Center (m2)

$6,674 CA$9,353

Average Monthly Net Salary (After Tax)

$3,074 CA$4,307

$3,543 CA$4,966

-13.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

4.45

13.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham-Kent: October 27, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chatham-Kent

$1K 51.7%

Toronto

$1.4K 54.7% 40.7% $410

Groceries & Markets

Chatham-Kent

$319 16.4%

Toronto

$345 13.3% 8% $26

Eating Out

Chatham-Kent

$256 13.2%

Toronto

$285 11% 11.2% $29

Monthly Utilities & Internet

Chatham-Kent

$214 11%

Toronto

$206 7.9% 3.8% $8.1

Clothing & Footwear

Chatham-Kent

$112 5.8%

Toronto

$144 5.6% 27.9% $31

Sport & Entertainment

Chatham-Kent

$22 * 1.1%

Toronto

$63 2.4% 192% $41

Getting Around

Chatham-Kent

$18 * 1%

Toronto

$131 5.1% 611% $113

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,410 in Chatham-Kent and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 15% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56 in Chatham-Kent vs $78 in Toronto for a mid-range dinner for two. Groceries echo the gap at $319 vs $345 per month, with Chatham-Kent cheaper across the board.

Good to know

🇨🇦 Chatham-Kent

🇨🇦 Toronto

🕒 Local time

15:22 3:22 PM

Same time as Chatham-Kent

🌤 Weather

👥 Population

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.714 USD

1 CAD = 0.64 EUR

1 CAD = 0.714 USD

1 CAD = 0.64 EUR

Exchange rates and currency converter

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham-Kent vs Toronto: Cost of Living - Frequently Asked Questions

Chatham-Kent wins on cost – living expenses run 25% lower than in Toronto. Housing and daily spending are where you’ll feel the difference most, making Chatham-Kent the obvious pick if budget is a priority.

On paper, salaries run 13% lower in Chatham-Kent. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,410 in Chatham-Kent versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,948 per month in Chatham-Kent versus $2,589 in Toronto – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

For families, Chatham-Kent is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

It comes down to priorities – Chatham-Kent wins on affordability, Toronto on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.