Cost of Living Comparison Between Chatham-Kent and Toronto Cost of Living Comparison Between Chatham-Kent and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $2,102 in Chatham-Kent versus $2,788 in Toronto.

Estimated couple costs with rent: $3,058 in Chatham-Kent versus $4,110 in Toronto.

Monthly costs for a family of three with rent: $4,015 in Chatham-Kent versus $5,432 in Toronto.

Living in Chatham-Kent costs roughly 25% less than in Toronto, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Chatham-Kent 57% above, Toronto 109% above.

Meal at Budget Restaurant

$14.47 CA$20.29

$18.51 CA$25.96

-21.83%

Three-Course Dinner for Two, Mid-Range

$65.7 CA$92.1

$83.8 CA$118

-21.63%

Fast Food Meal (McDonalds, etc)

$9.35 CA$13.10

$10.97 CA$15.38

-14.77%

Cappuccino

$3.00 CA$4.20

$3.99 CA$5.59

-24.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.55 CA$2.17

$2.11 CA$2.96

-26.54%

Water (0.33 liter bottle)

$1.59 CA$2.23

$1.69 CA$2.37

-5.92%

Local Beer (0.5 liter draught)

$5.39 CA$7.55

$5.92 CA$8.30

-8.95%

Imported Beer (0.33 liter bottle)

$6.04 CA$8.46

$6.48 CA$9.08

-6.79%

Milk (1 liter)

$2.16 CA$3.02

$2.71 CA$3.80

-20.30%

White Bread (500g)

$2.27 CA$3.18

$2.85 CA$4.00

-20.35%

Rice (white) (1kg)

$2.70 CA$3.78

$3.56 CA$4.99

-24.16%

Eggs

$3.06 CA$4.29

$3.54 CA$4.96

-13.56%

Local Cheese (1kg)

$8.61 CA$12.07

$13.26 CA$18.59

-35.07%

Chicken Fillets (1kg)

$11.50 CA$16.13

$13.05 CA$18.29

-11.88%

Beef Round Steak (1kg)

$11.60 CA$16.26

$16.77 CA$23.51

-30.83%

Apples (1kg)

$4.06 CA$5.70

$4.11 CA$5.77

-1.22%

Banana (1kg)

$1.25 CA$1.75

$1.14 CA$1.60

9.65%

Oranges (1kg)

$3.25 CA$4.56

$3.40 CA$4.76

-4.41%

Tomato (1kg)

$3.70 CA$5.19

$4.02 CA$5.64

-7.96%

Potato (1kg)

$2.35 CA$3.29

$2.43 CA$3.41

-3.29%

Onion (1kg)

$2.85 CA$3.99

$2.94 CA$4.12

-3.06%

Lettuce (1 head)

$1.95 CA$2.74

$2.47 CA$3.47

-21.05%

Water (1.5 liter bottle)

$1.63 CA$2.29

$1.92 CA$2.69

-15.10%

Cigarettes 20 Pack (Marlboro, Camel)

$10.86 CA$15.23

$14.99 CA$21.01

-27.55%

Wine (Bottle)

$9.81 CA$13.76

$14.34 CA$20.10

-31.59%

Local Beer (0.5 liter bottle)

$1.19 CA$1.67

$2.71 CA$3.80

-56.09%

Imported Beer (0.33 liter bottle)

$2.74 CA$3.84

$3.12 CA$4.38

-12.18%

One-way Ticket (Public Transport)

$1.81 CA$2.53

$2.45 CA$3.44

-26.12%

Public Transport Monthly Pass (Regular Price)

$63.4 CA$88.9

$113 CA$158

-43.83%

Taxi Start (Normal Tariff)

$2.26 CA$3.17

$3.63 CA$5.08

-37.74%

Taxi (Normal Tariff) (1km)

$1.72 CA$2.41

$1.34 CA$1.88

28.36%

Taxi 1hour Waiting (Normal Tariff)

$18.59 CA$26.06

$25.55 CA$35.82

-27.24%

Gasoline (1 liter)

$1.05 CA$1.47

$1.11 CA$1.55

-5.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$35.3K

$25.3K CA$35.4K

-0.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.7K CA$27.6K

$21.8K CA$30.5K

-9.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 CA$254

$117 CA$164

55.27%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.94 CA$51.8

$37.60 CA$52.7

-1.76%

Internet (50+ Mbps, Unlimited Data)

$54.9 CA$76.9

$53.7 CA$75.3

2.18%

Gym Membership (Monthly)

$14.88 CA$20.86

$57.1 CA$80.1

-73.94%

Tennis Court (1 Hour on Weekend)

$20.86 CA$29.24

Cinema Ticket

$10.46 CA$14.67

$11.56 CA$16.20

-9.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 CA$792

$1,125 CA$1,577

-49.81%

International Primary School, 1 Child (Yearly)

$10.4K CA$14.6K

$18.4K CA$25.9K

-43.53%

Jeans (Levis 501 Or Similar)

$54.3 CA$76.1

$57.3 CA$80.4

-5.25%

Summer Dress (H&M, Zara, etc)

$25.62 CA$35.92

$39.05 CA$54.8

-34.39%

Sport Shoes (Adidas, Nike)

$70.3 CA$98.5

$87.6 CA$123

-19.77%

Men's Leather Business Shoes

$89.3 CA$125

$114 CA$159

-21.40%

1-bedroom Apartment, City Center (Monthly)

$1,413 CA$1,981

$1,842 CA$2,582

-23.26%

1-bedroom Apartment, Outside City Center (Monthly)

$1,014 CA$1,422

$1,531 CA$2,146

-33.77%

3-bedroom Apartment, City Center (Monthly)

$1,873 CA$2,627

$2,925 CA$4,101

-35.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,592 CA$2,232

$2,502 CA$3,508

-36.39%

Buy Apartment in City Center (m2)

$8,725 CA$12.2K

Buy Apartment Outside City Center (m2)

$6,867 CA$9,628

Average Monthly Net Salary (After Tax)

$3,059 CA$4,289

$3,454 CA$4,842

-11.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

5.16

11.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chatham-Kent: July 14, 2026

Last update for Toronto: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,413 in Chatham-Kent and $1,842 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 13% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $66.0 in Chatham-Kent vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $316 vs $395 per month, with Chatham-Kent cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chatham-Kent vs Toronto: Cost of Living - Frequently Asked Questions

Chatham-Kent wins on cost – living expenses run 33% lower than in Toronto. Housing and daily spending are where you'll feel the difference most, making Chatham-Kent the obvious pick if budget is a priority.

On paper, salaries run 13% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,413 in Chatham-Kent versus $1,842 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Chatham-Kent – a meal for two runs $66.0 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,102 per month in Chatham-Kent versus $2,788 in Toronto – a 33% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,102 in Chatham-Kent versus $2,788 in Toronto, a $2,000 budget is realistic in Chatham-Kent but tight or insufficient in Toronto. The gap between the two cities makes Chatham-Kent the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Chatham-Kent gentler on the wallet – expenses run 33% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.