Cost of Living Comparison Between Cagayan de Oro City and Peniche Cost of Living Comparison Between Cagayan de Oro City and Peniche

Monthly Cost of Living

Monthly costs for one person with rent: $760 in Cagayan de Oro City versus $1,876 in Peniche.

Estimated couple costs with rent: $1,120 in Cagayan de Oro City versus $2,681 in Peniche.

Monthly costs for a family of three with rent: $1,480 in Cagayan de Oro City versus $3,487 in Peniche.

Living in Cagayan de Oro City costs roughly 59% less than in Peniche, driven mainly by Eating Out.

The two cities straddle the global median: Cagayan de Oro City is 44% below, Peniche is 39% above.

Meal at Budget Restaurant

$3.83 ₱229

$17.58 €14.96

-78.21%

Three-Course Dinner for Two, Mid-Range

$14.26 ₱852

$57.8 €49.22

-75.35%

Fast Food Meal (McDonalds, etc)

$3.43 ₱205

$10.27 €8.74

-66.60%

Cappuccino

$2.62 ₱157

$1.72 €1.46

52.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.00 ₱60.0

$1.77 €1.51

-43.50%

Water (0.33 liter bottle)

$0.39 ₱23.17

$1.30 €1.10

-70.00%

Local Beer (0.5 liter draught)

$1.38 ₱82.4

$2.37 €2.01

-41.77%

Imported Beer (0.33 liter bottle)

$2.47 ₱147

$3.13 €2.67

-21.09%

Milk (1 liter)

$1.62 ₱97.0

$1.05 €0.89

54.29%

White Bread (500g)

$0.93 ₱55.8

$1.45 €1.23

-35.86%

Rice (white) (1kg)

$0.92 ₱55.0

$1.60 €1.36

-42.50%

Eggs

$2.41 ₱144

$3.03 €2.58

-20.46%

Local Cheese (1kg)

$6.14 ₱367

$9.41 €8.01

-34.75%

Chicken Fillets (1kg)

$3.52 ₱210

$7.70 €6.55

-54.29%

Beef Round Steak (1kg)

$6.67 ₱398

$13.05 €11.10

-48.89%

Apples (1kg)

$2.23 ₱133

$1.94 €1.65

14.95%

Banana (1kg)

$1.14 ₱68.1

$1.41 €1.20

-19.15%

Oranges (1kg)

$2.28 ₱136

$1.79 €1.52

27.37%

Tomato (1kg)

$1.23 ₱73.5

$2.36 €2.01

-47.88%

Potato (1kg)

$2.30 ₱137

$1.09 €0.93

111.01%

Onion (1kg)

$2.79 ₱167

$1.94 €1.65

43.81%

Lettuce (1 head)

$0.92 ₱54.7

$1.13 €0.96

-18.58%

Water (1.5 liter bottle)

$0.47 ₱28.31

$0.88 €0.75

-46.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.41 ₱144

$5.81 €4.94

-58.52%

Wine (Bottle)

$4.19 ₱250

$5.79 €4.93

-27.63%

Local Beer (0.5 liter bottle)

$1.37 ₱81.6

$1.07 €0.91

28.04%

Imported Beer (0.33 liter bottle)

$1.49 ₱89.2

$1.69 €1.44

-11.83%

One-way Ticket (Public Transport)

$0.44 ₱26.06

$2.24 €1.91

-80.36%

Public Transport Monthly Pass (Regular Price)

$8.70 ₱520

$42.82 €36.44

-79.68%

Taxi Start (Normal Tariff)

$0.74 ₱44.23

$5.82 €4.95

-87.29%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.37

$1.20 €1.03

-80.00%

Taxi 1hour Waiting (Normal Tariff)

$2.07 ₱124

$17.24 €14.67

-87.99%

Gasoline (1 liter)

$1.09 ₱65.2

$1.94 €1.65

-43.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.7K ₱1.2M

$34.4K €29.3K

-39.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K ₱1.1M

$39.2K €33.3K

-51.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$106 ₱6,313

$111 €94.2

-4.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.73 ₱2,373

$20.20 €17.19

96.68%

Internet (50+ Mbps, Unlimited Data)

$32.67 ₱1,951

$42.01 €35.75

-22.23%

Gym Membership (Monthly)

$21.91 ₱1,309

$33.96 €28.90

-35.48%

Tennis Court (1 Hour on Weekend)

$3.38 ₱202

$17.15 €14.59

-80.29%

Cinema Ticket

$4.44 ₱265

$8.80 €7.49

-49.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$188 ₱11.2K

$411 €350

-54.23%

International Primary School, 1 Child (Yearly)

$2,466 ₱147.3K

$5,898 €5,019

-58.19%

Jeans (Levis 501 Or Similar)

$34.41 ₱2,055

$98.1 €83.5

-64.93%

Summer Dress (H&M, Zara, etc)

$14.22 ₱849

$44.20 €37.62

-67.83%

Sport Shoes (Adidas, Nike)

$58.1 ₱3,473

$116 €99.1

-50.06%

Men's Leather Business Shoes

$42.54 ₱2,541

$93.6 €79.7

-54.56%

1-bedroom Apartment, City Center (Monthly)

$351 ₱21.0K

$1,374 €1,169

-74.45%

1-bedroom Apartment, Outside City Center (Monthly)

$216 ₱12.9K

$1,007 €857

-78.56%

3-bedroom Apartment, City Center (Monthly)

$599 ₱35.8K

$1,863 €1,586

-67.84%

3-bedroom Apartment, Outside City Center (Monthly)

$376 ₱22.4K

$1,421 €1,209

-73.56%

Buy Apartment in City Center (m2)

$1,699 ₱101.5K

Buy Apartment Outside City Center (m2)

$1,003 ₱59.9K

Average Monthly Net Salary (After Tax)

$316 ₱18.9K

$1,136 €967

-72.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

5.45

22.39%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: April 11, 2026

Last update for Peniche: April 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Cagayan de Oro City and $1,374 in Peniche. Housing cost is often the main lever when comparing two cities.

Peniche pays 260% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14 in Cagayan de Oro City vs $58 in Peniche for a mid-range dinner for two. Groceries echo the gap at $168 vs $229 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Peniche: Cost of Living - Frequently Asked Questions

Cagayan de Oro City and Peniche differ by about 147% in total monthly costs ($760 vs $1,876 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Peniche earns 260% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $351 in Cagayan de Oro City versus $1,374 in Peniche. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Peniche. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $58.0 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $760 in Cagayan de Oro City versus $1,876 in Peniche, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Peniche are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 147% less than in Peniche. Beyond cost, consider language, visa policies, and how big the international community is in each city.