Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Peniche

For one person, living is cheaper in Cagayan de Oro City: $801 a month against $1,834 in Peniche, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
88

Cost of Living Index in Peniche
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Peniche Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$801

/mo nomad

Peniche

🇵🇹 Portugal

$1,834

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Peniche

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Peniche actually costs, broken down by who's living it.

Monthly costs for one person with rent: $801 in Cagayan de Oro City versus $1,834 in Peniche.

Cagayan de Oro City $801
Peniche $1,834

Estimated couple costs with rent: $1,142 in Cagayan de Oro City versus $2,700 in Peniche.

Cagayan de Oro City $1,142
Peniche $2,700

Monthly costs for a family of three with rent: $1,484 in Cagayan de Oro City versus $3,566 in Peniche.

Cagayan de Oro City $1,484
Peniche $3,566

Living in Cagayan de Oro City costs roughly 56% less than in Peniche, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Cagayan de Oro City is 41% below, Peniche is 35% above.

Meal at Budget Restaurant

$3.52 ₱225

$15.82 €14.22

-77.75%

Three-Course Dinner for Two, Mid-Range

$12.33 ₱788

$44.87 €40.31

-72.52%

Fast Food Meal (McDonalds, etc)

$2.89 ₱185

$9.29 €8.35

-68.89%

Cappuccino

$2.26 ₱145

$1.66 €1.49

36.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱44.07

$1.49 €1.34

-53.69%

Water (0.33 liter bottle)

$0.66 ₱42.45

$1.48 €1.33

-55.41%

Local Beer (0.5 liter draught)

$1.33 ₱85.0

$2.77 €2.49

-51.99%

Imported Beer (0.33 liter bottle)

$2.00 ₱128

$2.23 €2.00

-10.31%

Milk (1 liter)

$1.44 ₱92.0

$1.30 €1.17

10.77%

White Bread (500g)

$0.89 ₱56.6

$1.65 €1.48

-46.06%

Rice (white) (1kg)

$0.91 ₱57.9

$0.93 €0.83

-2.15%

Eggs

$2.06 ₱131

$2.42 €2.18

-14.88%

Local Cheese (1kg)

$8.08 ₱516

$11.04 €9.92

-26.81%

Chicken Fillets (1kg)

$3.25 ₱208

$7.01 €6.29

-53.64%

Beef Round Steak (1kg)

$5.77 ₱369

$15.48 €13.91

-62.73%

Apples (1kg)

$2.13 ₱136

$1.09 €0.98

95.41%

Banana (1kg)

$1.05 ₱67.3

$1.10 €0.99

-4.55%

Oranges (1kg)

$2.30 ₱147

$2.27 €2.04

1.32%

Tomato (1kg)

$1.12 ₱71.6

$2.24 €2.02

-50.00%

Potato (1kg)

$1.97 ₱126

$1.01 €0.91

95.05%

Onion (1kg)

$2.57 ₱164

$2.34 €2.10

9.83%

Lettuce (1 head)

$0.76 ₱48.53

$1.15 €1.03

-33.91%

Water (1.5 liter bottle)

$0.47 ₱30.33

$0.92 €0.83

-48.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.92 ₱187

$5.79 €5.20

-49.57%

Wine (Bottle)

$3.93 ₱251

$5.64 €5.07

-30.32%

Local Beer (0.5 liter bottle)

$1.26 ₱80.7

$0.98 €0.88

28.57%

Imported Beer (0.33 liter bottle)

$1.92 ₱123

$1.63 €1.47

17.79%

One-way Ticket (Public Transport)

$0.29 ₱18.33

$2.25 €2.02

-87.11%

Public Transport Monthly Pass (Regular Price)

$11.49 ₱734

Taxi Start (Normal Tariff)

$0.62 ₱39.41

$5.66 €5.08

-89.05%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.09

Taxi 1hour Waiting (Normal Tariff)

$1.90 ₱121

$16.80 €15.09

-88.69%

Gasoline (1 liter)

$1.01 ₱64.8

$2.07 €1.86

-51.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.9K ₱1.3M

$27.1K €24.3K

-23.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.1K €24.4K

-29.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$131 ₱8,394

$136 €123

-3.70%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.03 ₱1,408

$25.38 €22.80

-13.20%

Internet (50+ Mbps, Unlimited Data)

$30.16 ₱1,927

$56.7 €51.0

-46.83%

Gym Membership (Monthly)

$24.12 ₱1,541

$32.16 €28.89

-25.00%

Tennis Court (1 Hour on Weekend)

$2.80 ₱179

$17.08 €15.35

-83.61%

Cinema Ticket

$4.35 ₱278

$7.29 €6.55

-40.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$64.3 ₱4,111

$841 €756

-92.35%

International Primary School, 1 Child (Yearly)

$2,231 ₱142.5K

$19.0K €17.1K

-88.26%

Jeans (Levis 501 Or Similar)

$31.70 ₱2,026

$79.3 €71.2

-60.02%

Summer Dress (H&M, Zara, etc)

$13.22 ₱844

$37.76 €33.92

-64.99%

Sport Shoes (Adidas, Nike)

$50.4 ₱3,221

$106 €94.8

-52.23%

Men's Leather Business Shoes

$39.53 ₱2,526

$89.3 €80.2

-55.75%

1-bedroom Apartment, City Center (Monthly)

$424 ₱27.1K

$1,307 €1,175

-67.53%

1-bedroom Apartment, Outside City Center (Monthly)

$267 ₱17.1K

$977 €877

-72.67%

3-bedroom Apartment, City Center (Monthly)

$667 ₱42.6K

$1,794 €1,611

-62.80%

3-bedroom Apartment, Outside City Center (Monthly)

$441 ₱28.2K

$1,669 €1,500

-73.56%

Buy Apartment in City Center (m2)

$1,562 ₱99.8K

Buy Apartment Outside City Center (m2)

$955 ₱61.0K

Average Monthly Net Salary (After Tax)

$307 ₱19.6K

$1,090 €979

-71.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

3.67

83.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 25, 2026

Last update for Peniche: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$267 33.3%

Peniche

$977 53.3% 266% $710

Monthly Utilities & Internet

Cagayan de Oro City

$184 22.9%

Peniche

$219 11.9% 19% $35

Groceries & Markets

Cagayan de Oro City

$162 20.3%

Peniche

$233 12.7% 43.2% $70

Eating Out

Cagayan de Oro City

$80 10%

Peniche

$205 11.2% 156% $125

Clothing & Footwear

Cagayan de Oro City

$61 7.6%

Peniche

$140 7.7% 131% $80

Sport & Entertainment

Cagayan de Oro City

$33 4.1%

Peniche

$47 2.6% 42.4% $14

Getting Around

Cagayan de Oro City

$14 1.8%

Peniche

$15 * 0.8% 2.2% $0.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $424 in Cagayan de Oro City and $1,307 in Peniche. Housing cost is often the main lever when comparing two cities.

Peniche pays about 3.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $12 in Cagayan de Oro City vs $45 in Peniche for a mid-range dinner for two. Groceries echo the gap at $162 vs $233 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇵🇭 Cagayan de Oro City

🇵🇹 Peniche

🕒 Local time

05:39 5:39 AM

21:39 9:39 PM

8 h behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

26,431

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to PHP in detail →

On the map

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Between locations

Cagayan de Oro City Peniche 12,900 km ≈ 17 h nonstop flight

From you

Cagayan de Oro City
Peniche

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Peniche: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $801 in Cagayan de Oro City and $1,834 in Peniche, so Cagayan de Oro City is about 56% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 72% lower in Cagayan de Oro City. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $424 in Cagayan de Oro City versus $1,307 in Peniche. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $64 in Cagayan de Oro City versus $841 in Peniche. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $12 versus $45 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $801 in Cagayan de Oro City versus $1,834 in Peniche, a $1,200 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cagayan de Oro City and Peniche are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Cagayan de Oro City wins on affordability, Peniche on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.