Cost of Living Comparison Between Peniche and Cagayan de Oro City Cost of Living Comparison Between Peniche and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $1,876 in Peniche versus $760 in Cagayan de Oro City.

Estimated couple costs with rent: $2,681 in Peniche versus $1,120 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $3,487 in Peniche versus $1,480 in Cagayan de Oro City.

Living in Peniche is roughly 147% more expensive than Cagayan de Oro City, driven mainly by Eating Out.

The two cities straddle the global median: Peniche is 39% above, Cagayan de Oro City is 44% below.

Meal at Budget Restaurant

$17.58 €14.96

$3.83 ₱229

359.01%

Three-Course Dinner for Two, Mid-Range

$57.8 €49.22

$14.26 ₱852

305.61%

Fast Food Meal (McDonalds, etc)

$10.27 €8.74

$3.43 ₱205

199.42%

Cappuccino

$1.72 €1.46

$2.62 ₱157

-34.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 €1.51

$1.00 ₱60.0

77.00%

Water (0.33 liter bottle)

$1.30 €1.10

$0.39 ₱23.17

233.33%

Local Beer (0.5 liter draught)

$2.37 €2.01

$1.38 ₱82.4

71.74%

Imported Beer (0.33 liter bottle)

$3.13 €2.67

$2.47 ₱147

26.72%

Milk (1 liter)

$1.05 €0.89

$1.62 ₱97.0

-35.19%

White Bread (500g)

$1.45 €1.23

$0.93 ₱55.8

55.91%

Rice (white) (1kg)

$1.60 €1.36

$0.92 ₱55.0

73.91%

Eggs

$3.03 €2.58

$2.41 ₱144

25.73%

Local Cheese (1kg)

$9.41 €8.01

$6.14 ₱367

53.26%

Chicken Fillets (1kg)

$7.70 €6.55

$3.52 ₱210

118.75%

Beef Round Steak (1kg)

$13.05 €11.10

$6.67 ₱398

95.65%

Apples (1kg)

$1.94 €1.65

$2.23 ₱133

-13.00%

Banana (1kg)

$1.41 €1.20

$1.14 ₱68.1

23.68%

Oranges (1kg)

$1.79 €1.52

$2.28 ₱136

-21.49%

Tomato (1kg)

$2.36 €2.01

$1.23 ₱73.5

91.87%

Potato (1kg)

$1.09 €0.93

$2.30 ₱137

-52.61%

Onion (1kg)

$1.94 €1.65

$2.79 ₱167

-30.47%

Lettuce (1 head)

$1.13 €0.96

$0.92 ₱54.7

22.83%

Water (1.5 liter bottle)

$0.88 €0.75

$0.47 ₱28.31

87.23%

Cigarettes 20 Pack (Marlboro, Camel)

$5.81 €4.94

$2.41 ₱144

141.08%

Wine (Bottle)

$5.79 €4.93

$4.19 ₱250

38.19%

Local Beer (0.5 liter bottle)

$1.07 €0.91

$1.37 ₱81.6

-21.90%

Imported Beer (0.33 liter bottle)

$1.69 €1.44

$1.49 ₱89.2

13.42%

One-way Ticket (Public Transport)

$2.24 €1.91

$0.44 ₱26.06

409.09%

Public Transport Monthly Pass (Regular Price)

$42.82 €36.44

$8.70 ₱520

392.18%

Taxi Start (Normal Tariff)

$5.82 €4.95

$0.74 ₱44.23

686.49%

Taxi (Normal Tariff) (1km)

$1.20 €1.03

$0.24 ₱14.37

400.00%

Taxi 1hour Waiting (Normal Tariff)

$17.24 €14.67

$2.07 ₱124

732.85%

Gasoline (1 liter)

$1.94 €1.65

$1.09 ₱65.2

77.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.4K €29.3K

$20.7K ₱1.2M

65.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K €33.3K

$19.0K ₱1.1M

106.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 €94.2

$106 ₱6,313

4.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.20 €17.19

$39.73 ₱2,373

-49.16%

Internet (50+ Mbps, Unlimited Data)

$42.01 €35.75

$32.67 ₱1,951

28.59%

Gym Membership (Monthly)

$33.96 €28.90

$21.91 ₱1,309

55.00%

Tennis Court (1 Hour on Weekend)

$17.15 €14.59

$3.38 ₱202

407.40%

Cinema Ticket

$8.80 €7.49

$4.44 ₱265

98.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$411 €350

$188 ₱11.2K

118.50%

International Primary School, 1 Child (Yearly)

$5,898 €5,019

$2,466 ₱147.3K

139.18%

Jeans (Levis 501 Or Similar)

$98.1 €83.5

$34.41 ₱2,055

185.15%

Summer Dress (H&M, Zara, etc)

$44.20 €37.62

$14.22 ₱849

210.83%

Sport Shoes (Adidas, Nike)

$116 €99.1

$58.1 ₱3,473

100.22%

Men's Leather Business Shoes

$93.6 €79.7

$42.54 ₱2,541

120.08%

1-bedroom Apartment, City Center (Monthly)

$1,374 €1,169

$351 ₱21.0K

291.39%

1-bedroom Apartment, Outside City Center (Monthly)

$1,007 €857

$216 ₱12.9K

366.47%

3-bedroom Apartment, City Center (Monthly)

$1,863 €1,586

$599 ₱35.8K

210.96%

3-bedroom Apartment, Outside City Center (Monthly)

$1,421 €1,209

$376 ₱22.4K

278.23%

Buy Apartment in City Center (m2)

$1,699 ₱101.5K

Buy Apartment Outside City Center (m2)

$1,003 ₱59.9K

Average Monthly Net Salary (After Tax)

$1,136 €967

$316 ₱18.9K

259.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

6.67

-18.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peniche: April 13, 2026

Last update for Cagayan de Oro City: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,374 in Peniche and $351 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Peniche pays 260% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58 in Peniche vs $14 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $229 vs $168 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peniche vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Peniche and Cagayan de Oro City differ by about 147% in total monthly costs ($1,876 vs $760 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Peniche pays 260% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,374 in Peniche versus $351 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 36% higher in Peniche. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $58.0 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $760 in Cagayan de Oro City versus $1,876 in Peniche, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Peniche and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 147% less than in Peniche. Beyond cost, consider language, visa policies, and how big the international community is in each city.