Cost of Living Comparison Between Peniche and Cagayan de Oro City Cost of Living Comparison Between Peniche and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $1,918 in Peniche versus $756 in Cagayan de Oro City.

Estimated couple costs with rent: $2,814 in Peniche versus $1,149 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $3,710 in Peniche versus $1,542 in Cagayan de Oro City.

Living in Peniche is roughly 154% more expensive than in Cagayan de Oro City, driven mainly by Eating Out.

The two cities straddle the global median: Peniche is 39% above, Cagayan de Oro City is 45% below.

Meal at Budget Restaurant

$16.49 €14.22

$3.67 ₱230

349.32%

Three-Course Dinner for Two, Mid-Range

$45.88 €39.55

$12.98 ₱814

253.47%

Fast Food Meal (McDonalds, etc)

$9.70 €8.36

$2.97 ₱186

226.60%

Cappuccino

$1.75 €1.51

$2.31 ₱145

-24.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 €1.36

$0.74 ₱46.57

113.51%

Water (0.33 liter bottle)

$1.55 €1.33

$0.84 ₱52.8

84.52%

Local Beer (0.5 liter draught)

$2.97 €2.56

$1.41 ₱88.7

110.64%

Imported Beer (0.33 liter bottle)

$2.26 €1.95

$2.00 ₱126

13.00%

Milk (1 liter)

$1.32 €1.14

$1.47 ₱91.9

-10.20%

White Bread (500g)

$1.77 €1.53

$0.85 ₱53.2

108.24%

Rice (white) (1kg)

$0.89 €0.77

$0.96 ₱60.0

-7.29%

Eggs

$2.53 €2.18

$2.09 ₱131

21.05%

Local Cheese (1kg)

$11.13 €9.59

$8.24 ₱517

35.07%

Chicken Fillets (1kg)

$7.46 €6.43

$3.20 ₱200

133.12%

Beef Round Steak (1kg)

$15.85 €13.66

$5.99 ₱375

164.61%

Apples (1kg)

$1.13 €0.97

$2.15 ₱135

-47.44%

Banana (1kg)

$1.19 €1.02

$1.09 ₱68.2

9.17%

Oranges (1kg)

$2.35 €2.03

$2.77 ₱174

-15.16%

Tomato (1kg)

$2.25 €1.94

$1.16 ₱72.6

93.97%

Potato (1kg)

$1.10 €0.95

$2.24 ₱141

-50.89%

Onion (1kg)

$2.40 €2.07

$2.62 ₱164

-8.40%

Lettuce (1 head)

$1.13 €0.98

$0.83 ₱52.1

36.14%

Water (1.5 liter bottle)

$0.95 €0.82

$0.46 ₱28.63

106.52%

Cigarettes 20 Pack (Marlboro, Camel)

$6.06 €5.22

$2.83 ₱177

114.13%

Wine (Bottle)

$5.74 €4.95

$3.92 ₱245

46.43%

Local Beer (0.5 liter bottle)

$1.05 €0.91

$1.63 ₱102

-35.58%

Imported Beer (0.33 liter bottle)

$1.77 €1.53

$1.88 ₱118

-5.85%

One-way Ticket (Public Transport)

$2.26 €1.94

$0.39 ₱24.28

479.49%

Public Transport Monthly Pass (Regular Price)

$9.52 ₱597

Taxi Start (Normal Tariff)

$5.90 €5.08

$0.61 ₱38.35

867.21%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.43

Taxi 1hour Waiting (Normal Tariff)

$17.64 €15.21

$2.43 ₱152

625.93%

Gasoline (1 liter)

$2.09 €1.81

$1.01 ₱63.2

106.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K €24.0K

$20.7K ₱1.3M

34.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K €23.8K

$19.6K ₱1.2M

40.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$138 €119

$135 ₱8,439

2.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.37 €22.73

$22.79 ₱1,429

15.71%

Internet (50+ Mbps, Unlimited Data)

$58.9 €50.8

$30.99 ₱1,943

89.96%

Gym Membership (Monthly)

$34.15 €29.44

$20.28 ₱1,271

68.39%

Tennis Court (1 Hour on Weekend)

$17.34 €14.95

$2.85 ₱179

508.42%

Cinema Ticket

$7.38 €6.37

$4.35 ₱273

69.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$746 €643

$66.8 ₱4,189

1016.90%

International Primary School, 1 Child (Yearly)

$19.1K €16.5K

$2,217 ₱139.0K

763.15%

Jeans (Levis 501 Or Similar)

$81.8 €70.5

$32.37 ₱2,030

152.70%

Summer Dress (H&M, Zara, etc)

$39.04 €33.65

$13.26 ₱831

194.42%

Sport Shoes (Adidas, Nike)

$109 €94.1

$51.1 ₱3,201

113.91%

Men's Leather Business Shoes

$94.7 €81.6

$40.64 ₱2,548

133.02%

1-bedroom Apartment, City Center (Monthly)

$1,357 €1,170

$386 ₱24.2K

251.55%

1-bedroom Apartment, Outside City Center (Monthly)

$991 €854

$223 ₱14.0K

343.83%

3-bedroom Apartment, City Center (Monthly)

$1,883 €1,623

$699 ₱43.8K

169.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,729 €1,491

$448 ₱28.1K

286.35%

Buy Apartment in City Center (m2)

$1,613 ₱101.1K

Buy Apartment Outside City Center (m2)

$940 ₱59.0K

Average Monthly Net Salary (After Tax)

$1,102 €950

$305 ₱19.1K

261.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

6.75

-45.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peniche: September 8, 2026

Last update for Cagayan de Oro City: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,357 in Peniche and $386 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Peniche pays 262% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $46.00 in Peniche vs $13.00 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $241 vs $169 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peniche vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Peniche and Cagayan de Oro City differ by about 154% in total monthly costs ($1,918 vs $756 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 262% higher in Peniche, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,357 in Peniche versus $386 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $746 in Peniche versus $66.8 in Cagayan de Oro City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $13.00 versus $46.00 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $756 in Cagayan de Oro City versus $1,918 in Peniche, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Peniche and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 154% less than in Peniche. Beyond cost, consider language, visa policies, and how big the international community is in each city.