Last update: Oct 2026

Cost of Living Comparison Between Peniche and Cagayan de Oro City

For one person, living is cheaper in Cagayan de Oro City: $801 a month against $1,834 in Peniche, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

88

Cost of Living Index in Peniche
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Peniche Living Index
39

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index

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Peniche

🇵🇹 Portugal

$1,834

/mo nomad

Cagayan de Oro City

🇵🇭 Philippines

$801

/mo nomad

Monthly Cost of Living

How much you'll spend in Peniche and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Peniche and in Cagayan de Oro City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,834 in Peniche versus $801 in Cagayan de Oro City.

Peniche $1,834
Cagayan de Oro City $801

Estimated couple costs with rent: $2,700 in Peniche versus $1,142 in Cagayan de Oro City.

Peniche $2,700
Cagayan de Oro City $1,142

Monthly costs for a family of three with rent: $3,566 in Peniche versus $1,484 in Cagayan de Oro City.

Peniche $3,566
Cagayan de Oro City $1,484

Living in Peniche is roughly 129% more expensive than in Cagayan de Oro City, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Peniche is 35% above, Cagayan de Oro City is 41% below.

Meal at Budget Restaurant

$15.82 €14.22

$3.52 ₱225

349.43%

Three-Course Dinner for Two, Mid-Range

$44.87 €40.31

$12.33 ₱788

263.91%

Fast Food Meal (McDonalds, etc)

$9.29 €8.35

$2.89 ₱185

221.45%

Cappuccino

$1.66 €1.49

$2.26 ₱145

-26.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.49 €1.34

$0.69 ₱44.07

115.94%

Water (0.33 liter bottle)

$1.48 €1.33

$0.66 ₱42.45

124.24%

Local Beer (0.5 liter draught)

$2.77 €2.49

$1.33 ₱85.0

108.27%

Imported Beer (0.33 liter bottle)

$2.23 €2.00

$2.00 ₱128

11.50%

Milk (1 liter)

$1.30 €1.17

$1.44 ₱92.0

-9.72%

White Bread (500g)

$1.65 €1.48

$0.89 ₱56.6

85.39%

Rice (white) (1kg)

$0.93 €0.83

$0.91 ₱57.9

2.20%

Eggs

$2.42 €2.18

$2.06 ₱131

17.48%

Local Cheese (1kg)

$11.04 €9.92

$8.08 ₱516

36.63%

Chicken Fillets (1kg)

$7.01 €6.29

$3.25 ₱208

115.69%

Beef Round Steak (1kg)

$15.48 €13.91

$5.77 ₱369

168.28%

Apples (1kg)

$1.09 €0.98

$2.13 ₱136

-48.83%

Banana (1kg)

$1.10 €0.99

$1.05 ₱67.3

4.76%

Oranges (1kg)

$2.27 €2.04

$2.30 ₱147

-1.30%

Tomato (1kg)

$2.24 €2.02

$1.12 ₱71.6

100.00%

Potato (1kg)

$1.01 €0.91

$1.97 ₱126

-48.73%

Onion (1kg)

$2.34 €2.10

$2.57 ₱164

-8.95%

Lettuce (1 head)

$1.15 €1.03

$0.76 ₱48.53

51.32%

Water (1.5 liter bottle)

$0.92 €0.83

$0.47 ₱30.33

95.74%

Cigarettes 20 Pack (Marlboro, Camel)

$5.79 €5.20

$2.92 ₱187

98.29%

Wine (Bottle)

$5.64 €5.07

$3.93 ₱251

43.51%

Local Beer (0.5 liter bottle)

$0.98 €0.88

$1.26 ₱80.7

-22.22%

Imported Beer (0.33 liter bottle)

$1.63 €1.47

$1.92 ₱123

-15.10%

One-way Ticket (Public Transport)

$2.25 €2.02

$0.29 ₱18.33

675.86%

Public Transport Monthly Pass (Regular Price)

$11.49 ₱734

Taxi Start (Normal Tariff)

$5.66 €5.08

$0.62 ₱39.41

812.90%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.09

Taxi 1hour Waiting (Normal Tariff)

$16.80 €15.09

$1.90 ₱121

784.21%

Gasoline (1 liter)

$2.07 €1.86

$1.01 ₱64.8

104.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.1K €24.3K

$20.9K ₱1.3M

29.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K €24.4K

$19.1K ₱1.2M

41.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €123

$131 ₱8,394

3.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.38 €22.80

$22.03 ₱1,408

15.21%

Internet (50+ Mbps, Unlimited Data)

$56.7 €51.0

$30.16 ₱1,927

88.06%

Gym Membership (Monthly)

$32.16 €28.89

$24.12 ₱1,541

33.33%

Tennis Court (1 Hour on Weekend)

$17.08 €15.35

$2.80 ₱179

510.00%

Cinema Ticket

$7.29 €6.55

$4.35 ₱278

67.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$841 €756

$64.3 ₱4,111

1207.20%

International Primary School, 1 Child (Yearly)

$19.0K €17.1K

$2,231 ₱142.5K

751.83%

Jeans (Levis 501 Or Similar)

$79.3 €71.2

$31.70 ₱2,026

150.13%

Summer Dress (H&M, Zara, etc)

$37.76 €33.92

$13.22 ₱844

185.63%

Sport Shoes (Adidas, Nike)

$106 €94.8

$50.4 ₱3,221

109.34%

Men's Leather Business Shoes

$89.3 €80.2

$39.53 ₱2,526

125.98%

1-bedroom Apartment, City Center (Monthly)

$1,307 €1,175

$424 ₱27.1K

208.02%

1-bedroom Apartment, Outside City Center (Monthly)

$977 €877

$267 ₱17.1K

265.84%

3-bedroom Apartment, City Center (Monthly)

$1,794 €1,611

$667 ₱42.6K

168.84%

3-bedroom Apartment, Outside City Center (Monthly)

$1,669 €1,500

$441 ₱28.2K

278.19%

Buy Apartment in City Center (m2)

$1,562 ₱99.8K

Buy Apartment Outside City Center (m2)

$955 ₱61.0K

Average Monthly Net Salary (After Tax)

$1,090 €979

$307 ₱19.6K

255.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.67

6.75

-45.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peniche: October 25, 2026

Last update for Cagayan de Oro City: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Peniche

$977 53.3%

Cagayan de Oro City

$267 33.3% 72.7% $710

Groceries & Markets

Peniche

$233 12.7%

Cagayan de Oro City

$162 20.3% 30.2% $70

Monthly Utilities & Internet

Peniche

$219 11.9%

Cagayan de Oro City

$184 22.9% 16% $35

Eating Out

Peniche

$205 11.2%

Cagayan de Oro City

$80 10% 60.9% $125

Clothing & Footwear

Peniche

$140 7.7%

Cagayan de Oro City

$61 7.6% 56.8% $80

Sport & Entertainment

Peniche

$47 2.6%

Cagayan de Oro City

$33 4.1% 29.8% $14

Getting Around

Peniche

$15 * 0.8%

Cagayan de Oro City

$14 1.8% 2.2% $0.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,307 in Peniche and $424 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Peniche pays about 3.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $45 in Peniche vs $12 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $233 vs $162 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇵🇹 Peniche

🇵🇭 Cagayan de Oro City

🕒 Local time

21:09 9:09 PM

05:09 5:09 AM

8 h ahead of Peniche

🌤 Weather

👥 Population

26,431

728,402

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.11 USD

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Philippine Peso exchange rates as of October 28, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Peniche Cagayan de Oro City 12,900 km ≈ 17 h nonstop flight

From you

Peniche
Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peniche vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,834 in Peniche and $801 in Cagayan de Oro City, so Cagayan de Oro City is about 56% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Peniche is about 3.6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,307 in Peniche versus $424 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $841 in Peniche versus $64 in Cagayan de Oro City. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $12 versus $45 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $801 in Cagayan de Oro City versus $1,834 in Peniche, a $1,200 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Peniche and Cagayan de Oro City are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Cagayan de Oro City wins on affordability, Peniche on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.