Cost of Living Comparison Between Peniche and Cagayan de Oro City Cost of Living Comparison Between Peniche and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $1,925 in Peniche versus $771 in Cagayan de Oro City.

Estimated couple costs with rent: $2,741 in Peniche versus $1,113 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $3,556 in Peniche versus $1,455 in Cagayan de Oro City.

Living in Peniche is roughly 150% more expensive than in Cagayan de Oro City, driven mainly by Eating Out.

The two cities straddle the global median: Peniche is 44% above, Cagayan de Oro City is 42% below.

Meal at Budget Restaurant

$17.62 €15.44

$3.74 ₱231

371.12%

Three-Course Dinner for Two, Mid-Range

$58.0 €50.8

$14.27 ₱881

306.10%

Fast Food Meal (McDonalds, etc)

$10.55 €9.25

$3.39 ₱209

211.21%

Cappuccino

$1.70 €1.49

$2.64 ₱163

-35.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 €1.53

$0.95 ₱58.5

84.21%

Water (0.33 liter bottle)

$1.30 €1.14

$0.38 ₱23.62

242.11%

Local Beer (0.5 liter draught)

$2.32 €2.04

$1.40 ₱86.6

65.71%

Imported Beer (0.33 liter bottle)

$3.13 €2.74

$2.41 ₱149

29.88%

Milk (1 liter)

$1.09 €0.95

$1.72 ₱106

-36.63%

White Bread (500g)

$1.44 €1.26

$0.97 ₱59.7

48.45%

Rice (white) (1kg)

$1.60 €1.40

$1.00 ₱61.5

60.00%

Eggs

$3.06 €2.68

$2.39 ₱148

28.03%

Local Cheese (1kg)

$9.30 €8.15

$5.99 ₱370

55.26%

Chicken Fillets (1kg)

$7.45 €6.53

$3.65 ₱225

104.11%

Beef Round Steak (1kg)

$13.21 €11.58

$6.66 ₱411

98.35%

Apples (1kg)

$1.97 €1.73

$2.30 ₱142

-14.35%

Banana (1kg)

$1.44 €1.26

$1.19 ₱73.2

21.01%

Oranges (1kg)

$1.76 €1.54

$2.42 ₱149

-27.27%

Tomato (1kg)

$2.28 €2.00

$1.28 ₱79.1

78.12%

Potato (1kg)

$1.08 €0.95

$2.27 ₱140

-52.42%

Onion (1kg)

$1.86 €1.63

$2.77 ₱171

-32.85%

Lettuce (1 head)

$1.19 €1.04

$0.93 ₱57.3

27.96%

Water (1.5 liter bottle)

$0.82 €0.72

$0.51 ₱31.37

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 €5.12

$2.39 ₱148

144.35%

Wine (Bottle)

$5.73 €5.02

$4.02 ₱248

42.54%

Local Beer (0.5 liter bottle)

$1.02 €0.89

$1.42 ₱87.5

-28.17%

Imported Beer (0.33 liter bottle)

$1.71 €1.50

$1.49 ₱91.7

14.77%

One-way Ticket (Public Transport)

$2.37 €2.08

$0.41 ₱25.03

478.05%

Public Transport Monthly Pass (Regular Price)

$41.54 €36.39

$8.61 ₱531

382.46%

Taxi Start (Normal Tariff)

$5.94 €5.21

$0.70 ₱42.89

748.57%

Taxi (Normal Tariff) (1km)

$1.25 €1.09

$0.24 ₱14.86

420.83%

Taxi 1hour Waiting (Normal Tariff)

$17.43 €15.27

$2.17 ₱134

703.23%

Gasoline (1 liter)

$1.99 €1.75

$1.09 ₱67.4

82.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.7K

$20.7K ₱1.3M

69.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.3K €34.4K

$19.4K ₱1.2M

102.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$110 €96.4

$103 ₱6,337

7.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.85 €17.39

$39.93 ₱2,464

-50.29%

Internet (50+ Mbps, Unlimited Data)

$40.91 €35.84

$32.89 ₱2,029

24.38%

Gym Membership (Monthly)

$33.97 €29.76

$22.24 ₱1,372

52.74%

Tennis Court (1 Hour on Weekend)

$17.11 €14.99

$3.39 ₱209

404.72%

Cinema Ticket

$8.55 €7.49

$4.41 ₱272

93.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$422 €370

$185 ₱11.4K

128.36%

International Primary School, 1 Child (Yearly)

$5,687 €4,982

$2,479 ₱153.0K

129.40%

Jeans (Levis 501 Or Similar)

$97.7 €85.6

$34.69 ₱2,141

181.52%

Summer Dress (H&M, Zara, etc)

$42.72 €37.43

$14.48 ₱893

195.03%

Sport Shoes (Adidas, Nike)

$115 €100

$58.5 ₱3,612

95.85%

Men's Leather Business Shoes

$94.1 €82.5

$42.80 ₱2,641

119.88%

1-bedroom Apartment, City Center (Monthly)

$1,350 €1,182

$356 ₱22.0K

279.10%

1-bedroom Apartment, Outside City Center (Monthly)

$1,013 €888

$218 ₱13.5K

364.55%

3-bedroom Apartment, City Center (Monthly)

$1,867 €1,636

$589 ₱36.4K

216.79%

3-bedroom Apartment, Outside City Center (Monthly)

$1,444 €1,265

$372 ₱23.0K

287.76%

Buy Apartment in City Center (m2)

$1,650 ₱101.8K

Buy Apartment Outside City Center (m2)

$988 ₱61.0K

Average Monthly Net Salary (After Tax)

$1,112 €974

$310 ₱19.1K

258.59%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

6.67

-18.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peniche: July 21, 2026

Last update for Cagayan de Oro City: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,350 in Peniche and $356 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Peniche pays 259% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Peniche vs $14.00 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $227 vs $172 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peniche vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Peniche and Cagayan de Oro City differ by about 150% in total monthly costs ($1,925 vs $771 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 259% higher in Peniche, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,350 in Peniche versus $356 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 32% higher in Peniche. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $58.0 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $771 in Cagayan de Oro City versus $1,925 in Peniche, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Peniche and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 150% less than in Peniche. Beyond cost, consider language, visa policies, and how big the international community is in each city.