Cost of Living Comparison Between Peniche and Cagayan de Oro City Cost of Living Comparison Between Peniche and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $1,891 in Peniche versus $750 in Cagayan de Oro City.

Estimated couple costs with rent: $2,713 in Peniche versus $1,121 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $3,534 in Peniche versus $1,493 in Cagayan de Oro City.

Living in Peniche is roughly 152% more expensive than Cagayan de Oro City, driven mainly by Eating Out.

The two cities straddle the global median: Peniche is 41% above, Cagayan de Oro City is 44% below.

Meal at Budget Restaurant

$17.30 €15.01

$3.67 ₱226

371.39%

Three-Course Dinner for Two, Mid-Range

$58.2 €50.5

$14.04 ₱867

314.25%

Fast Food Meal (McDonalds, etc)

$10.26 €8.90

$3.44 ₱212

198.26%

Cappuccino

$1.69 €1.47

$2.62 ₱162

-35.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.78 €1.55

$0.96 ₱59.2

85.42%

Water (0.33 liter bottle)

$1.29 €1.12

$0.36 ₱22.14

258.33%

Local Beer (0.5 liter draught)

$2.26 €1.96

$1.45 ₱89.4

55.86%

Imported Beer (0.33 liter bottle)

$3.15 €2.74

$2.47 ₱153

27.53%

Milk (1 liter)

$1.03 €0.90

$1.66 ₱102

-37.95%

White Bread (500g)

$1.42 €1.23

$0.98 ₱60.4

44.90%

Rice (white) (1kg)

$1.56 €1.35

$0.98 ₱60.3

59.18%

Eggs

$3.02 €2.62

$2.40 ₱148

25.83%

Local Cheese (1kg)

$9.46 €8.21

$6.08 ₱375

55.59%

Chicken Fillets (1kg)

$7.35 €6.38

$3.48 ₱215

111.21%

Beef Round Steak (1kg)

$13.20 €11.45

$6.43 ₱397

105.29%

Apples (1kg)

$2.03 €1.76

$2.24 ₱139

-9.38%

Banana (1kg)

$1.43 €1.24

$1.13 ₱69.9

26.55%

Oranges (1kg)

$1.74 €1.51

$2.29 ₱142

-24.02%

Tomato (1kg)

$2.36 €2.05

$1.22 ₱75.2

93.44%

Potato (1kg)

$1.08 €0.94

$2.26 ₱139

-52.21%

Onion (1kg)

$1.84 €1.59

$2.79 ₱172

-34.05%

Lettuce (1 head)

$1.18 €1.02

$0.85 ₱52.3

38.82%

Water (1.5 liter bottle)

$0.82 €0.71

$0.51 ₱31.19

60.78%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 €4.98

$2.40 ₱148

139.17%

Wine (Bottle)

$5.91 €5.12

$3.95 ₱244

49.62%

Local Beer (0.5 liter bottle)

$1.03 €0.89

$1.34 ₱82.9

-23.13%

Imported Beer (0.33 liter bottle)

$1.72 €1.49

$1.56 ₱96.4

10.26%

One-way Ticket (Public Transport)

$2.35 €2.04

$0.41 ₱25.26

473.17%

Public Transport Monthly Pass (Regular Price)

$42.46 €36.84

$8.72 ₱538

386.93%

Taxi Start (Normal Tariff)

$5.83 €5.05

$0.68 ₱41.76

757.35%

Taxi (Normal Tariff) (1km)

$1.21 €1.05

$0.22 ₱13.50

450.00%

Taxi 1hour Waiting (Normal Tariff)

$17.20 €14.92

$2.18 ₱134

688.99%

Gasoline (1 liter)

$1.95 €1.69

$1.14 ₱70.3

71.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.2K €30.5K

$20.2K ₱1.2M

74.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.2K €34.9K

$18.9K ₱1.2M

112.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 €98.2

$105 ₱6,478

7.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.31 €17.62

$40.33 ₱2,489

-49.64%

Internet (50+ Mbps, Unlimited Data)

$42.30 €36.70

$33.47 ₱2,066

26.38%

Gym Membership (Monthly)

$33.33 €28.92

$22.08 ₱1,363

50.95%

Tennis Court (1 Hour on Weekend)

$17.38 €15.08

$3.27 ₱202

431.50%

Cinema Ticket

$8.87 €7.70

$4.62 ₱285

91.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$415 €360

$190 ₱11.8K

117.70%

International Primary School, 1 Child (Yearly)

$5,740 €4,980

$2,462 ₱152.0K

133.16%

Jeans (Levis 501 Or Similar)

$98.0 €85.0

$35.46 ₱2,189

176.28%

Summer Dress (H&M, Zara, etc)

$44.15 €38.31

$14.51 ₱895

204.27%

Sport Shoes (Adidas, Nike)

$114 €98.8

$58.7 ₱3,624

93.84%

Men's Leather Business Shoes

$94.0 €81.5

$42.85 ₱2,644

119.28%

1-bedroom Apartment, City Center (Monthly)

$1,343 €1,165

$362 ₱22.3K

270.97%

1-bedroom Apartment, Outside City Center (Monthly)

$1,009 €875

$214 ₱13.2K

371.70%

3-bedroom Apartment, City Center (Monthly)

$1,892 €1,642

$581 ₱35.8K

226.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,399 €1,214

$383 ₱23.7K

265.03%

Buy Apartment in City Center (m2)

$1,668 ₱102.9K

Buy Apartment Outside City Center (m2)

$994 ₱61.4K

Average Monthly Net Salary (After Tax)

$1,116 €968

$313 ₱19.3K

256.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

6.67

-18.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Peniche: June 2, 2026

Last update for Cagayan de Oro City: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,343 in Peniche and $362 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Peniche pays 256% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $58.0 in Peniche vs $14.00 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $227 vs $168 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Peniche vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Peniche and Cagayan de Oro City differ by about 152% in total monthly costs ($1,891 vs $750 including rent). Cagayan de Oro City is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Peniche pays 256% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,343 in Peniche versus $362 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 35% higher in Peniche. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $14.00 versus $58.0 in Peniche. If you eat out regularly, this makes a real dent in your monthly spending.

At $750 in Cagayan de Oro City versus $1,891 in Peniche, a $2,000 budget is realistic in Cagayan de Oro City but tight or insufficient in Peniche. The gap between the two cities makes Cagayan de Oro City the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Peniche and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cagayan de Oro City gentler on the wallet – expenses run 152% less than in Peniche. Beyond cost, consider language, visa policies, and how big the international community is in each city.