Last update: Oct 2026

Cost of Living Comparison Between Hargeysa and Cagayan de Oro City

For one person, living is cheaper in Hargeysa: $449 a month against $771 in Cagayan de Oro City, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

22

Cost of Living Index in Hargeysa
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Hargeysa Living Index
37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index

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Hargeysa

🇸🇴 Somalia

$449

/mo nomad

Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Monthly Cost of Living

How much you'll spend in Hargeysa and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hargeysa and in Cagayan de Oro City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $449 in Hargeysa versus $771 in Cagayan de Oro City.

Hargeysa $449
Cagayan de Oro City $771

Estimated couple costs with rent: $735 in Hargeysa versus $1,141 in Cagayan de Oro City.

Hargeysa $735
Cagayan de Oro City $1,141

Monthly costs for a family of three with rent: $1,021 in Hargeysa versus $1,511 in Cagayan de Oro City.

Hargeysa $1,021
Cagayan de Oro City $1,511

Living in Hargeysa costs roughly 42% less than in Cagayan de Oro City, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Hargeysa 67% lower, Cagayan de Oro City 43% lower.

Meal at Budget Restaurant

$4.96 SOS 2,816

$3.68 ₱231

34.78%

Three-Course Dinner for Two, Mid-Range

$17.59 SOS 9,992

$12.80 ₱806

37.42%

Fast Food Meal (McDonalds, etc)

$5.43 SOS 3,086

$3.05 ₱192

78.03%

Cappuccino

$1.52 SOS 863

$2.33 ₱147

-34.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 SOS 559

$0.76 ₱47.91

28.95%

Water (0.33 liter bottle)

$1.10 SOS 626

$0.64 ₱39.98

71.88%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

Imported Beer (0.33 liter bottle)

$1.98 ₱124

Milk (1 liter)

$1.25 SOS 707

$1.48 ₱93.4

-15.54%

White Bread (500g)

$1.10 SOS 622

$0.89 ₱56.2

23.60%

Rice (white) (1kg)

$1.09 SOS 619

$0.92 ₱58.0

18.48%

Eggs

$2.42 SOS 1,373

$2.17 ₱137

11.52%

Local Cheese (1kg)

$8.67 ₱546

Chicken Fillets (1kg)

$6.49 SOS 3,685

$3.29 ₱207

97.26%

Beef Round Steak (1kg)

$4.08 SOS 2,318

$5.76 ₱363

-29.17%

Apples (1kg)

$1.96 SOS 1,113

$2.05 ₱129

-4.39%

Banana (1kg)

$1.48 SOS 839

$1.08 ₱68.3

37.04%

Oranges (1kg)

$2.05 SOS 1,164

$2.38 ₱150

-13.87%

Tomato (1kg)

$1.34 SOS 759

$1.14 ₱71.9

17.54%

Potato (1kg)

$1.24 SOS 703

$1.92 ₱121

-35.42%

Onion (1kg)

$1.52 SOS 861

$2.53 ₱159

-39.92%

Lettuce (1 head)

$1.02 SOS 578

$0.76 ₱47.87

34.21%

Water (1.5 liter bottle)

$0.63 SOS 358

$0.48 ₱30.30

31.25%

Cigarettes 20 Pack (Marlboro, Camel)

$1.03 SOS 583

$3.02 ₱190

-65.89%

Wine (Bottle)

$3.97 ₱250

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

Imported Beer (0.33 liter bottle)

$1.93 ₱122

One-way Ticket (Public Transport)

$0.29 SOS 166

$0.41 ₱25.99

-29.27%

Public Transport Monthly Pass (Regular Price)

$12.10 SOS 6,872

$9.84 ₱620

22.97%

Taxi Start (Normal Tariff)

$0.78 SOS 444

$0.63 ₱39.57

23.81%

Taxi (Normal Tariff) (1km)

$0.68 SOS 384

$0.21 ₱13.18

223.81%

Taxi 1hour Waiting (Normal Tariff)

$3.99 SOS 2,264

$1.94 ₱122

105.67%

Gasoline (1 liter)

$1.01 SOS 574

$1.08 ₱67.8

-6.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.1K SOS 5.7M

$21.1K ₱1.3M

-52.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.1K SOS 6.9M

$18.9K ₱1.2M

-35.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.14 SOS 25.6K

$137 ₱8,600

-66.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.51 SOS 4,263

$22.77 ₱1,433

-67.02%

Internet (50+ Mbps, Unlimited Data)

$19.89 SOS 11.3K

$30.51 ₱1,921

-34.81%

Gym Membership (Monthly)

$37.23 SOS 21.1K

$20.70 ₱1,303

79.86%

Tennis Court (1 Hour on Weekend)

$2.03 SOS 1,153

$2.87 ₱181

-29.27%

Cinema Ticket

$4.55 ₱286

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$24.55 SOS 13.9K

$66.4 ₱4,181

-63.03%

International Primary School, 1 Child (Yearly)

$267 SOS 151.4K

$2,257 ₱142.1K

-88.19%

Jeans (Levis 501 Or Similar)

$12.65 SOS 7,185

$31.71 ₱1,997

-60.11%

Summer Dress (H&M, Zara, etc)

$20.28 SOS 11.5K

$13.08 ₱824

55.05%

Sport Shoes (Adidas, Nike)

$17.52 SOS 9,952

$52.4 ₱3,300

-66.58%

Men's Leather Business Shoes

$29.96 SOS 17.0K

$39.65 ₱2,496

-24.44%

1-bedroom Apartment, City Center (Monthly)

$109 SOS 62.1K

$377 ₱23.8K

-71.05%

1-bedroom Apartment, Outside City Center (Monthly)

$69.1 SOS 39.2K

$229 ₱14.4K

-69.78%

3-bedroom Apartment, City Center (Monthly)

$296 SOS 168.1K

$693 ₱43.7K

-57.32%

3-bedroom Apartment, Outside City Center (Monthly)

$167 SOS 94.7K

$452 ₱28.5K

-63.10%

Buy Apartment in City Center (m2)

$5,010 SOS 2.8M

$1,604 ₱101.0K

212.38%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

Average Monthly Net Salary (After Tax)

$303 SOS 172.1K

$302 ₱19.0K

0.21%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

196.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hargeysa: October 11, 2026

Last update for Cagayan de Oro City: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Hargeysa

$134 * 29.9%

Cagayan de Oro City

$165 21.4% 23.4% $31

Eating Out

Hargeysa

$83 * 18.4%

Cagayan de Oro City

$83 10.8% 0.5% $0.4

Monthly Utilities & Internet

Hargeysa

$73 16.2%

Cagayan de Oro City

$190 24.6% 162% $117

Accommodation & Living

Hargeysa

$69 15.4%

Cagayan de Oro City

$229 29.6% 231% $159

Sport & Entertainment

Hargeysa

$37 * 8.3%

Cagayan de Oro City

$30 3.9% 20% $7.4

Clothing & Footwear

Hargeysa

$36 8.1%

Cagayan de Oro City

$62 8% 70.2% $25

Getting Around

Hargeysa

$17 3.9%

Cagayan de Oro City

$13 1.7% 24.4% $4.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $109 in Hargeysa and $377 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Hargeysa pays 0% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Hargeysa vs $13.00 in Cagayan de Oro City. Groceries flip the comparison at $134 vs $165, with Hargeysa cheaper for home cooking.

Good to know

🇸🇴 Hargeysa

🇵🇭 Cagayan de Oro City

🕒 Local time

23:14 11:14 PM

04:14 4:14 AM

5 h ahead of Hargeysa

🌤 Weather

👥 Population

1,960,000 Capital

728,402

💱 Currency

Somali Shilling SOS Sh

Philippine Peso PHP ₱

📈 Exchange rate

1,000 SOS = 1.76 USD

1,000 SOS = 1.57 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to SOS – Somali Shilling Converter

🇺🇸 United States Dollar ($)

🇸🇴 Somali Shilling (Sh)

Somali Shilling exchange rates as of October 17, 2026: 1 USD = 568 SOS (1,000 SOS = 1.76 USD). 1 EUR = 639 SOS (1,000 SOS = 1.57 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to SOS in detail →

On the map

Lowest

Highest

Between locations

Hargeysa Cagayan de Oro City 8,830 km ≈ 12 h nonstop flight

From you

Hargeysa
Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hargeysa vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Hargeysa and Cagayan de Oro City differ by about 72% in total monthly costs ($449 vs $771 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 0% higher in Hargeysa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $109 in Hargeysa versus $377 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 23% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $18.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hargeysa and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 72% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.