Cost of Living Comparison Between Hargeysa and Cagayan de Oro City Cost of Living Comparison Between Hargeysa and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $679 in Hargeysa versus $760 in Cagayan de Oro City.

Estimated couple costs with rent: $1,009 in Hargeysa versus $1,122 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $1,339 in Hargeysa versus $1,484 in Cagayan de Oro City.

Living in Hargeysa costs roughly 11% less than in Cagayan de Oro City, driven mainly by Eating Out.

Both cities sit below the global median: Hargeysa 49% lower, Cagayan de Oro City 43% lower.

Meal at Budget Restaurant

$2.65 SOS 1,506

$3.88 ₱239

-31.70%

Three-Course Dinner for Two, Mid-Range

$15.02 SOS 8,532

$14.45 ₱890

3.94%

Fast Food Meal (McDonalds, etc)

$5.58 SOS 3,169

$3.38 ₱208

65.09%

Cappuccino

$1.15 SOS 656

$2.52 ₱155

-54.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.95 SOS 538

$0.98 ₱60.1

-3.06%

Water (0.33 liter bottle)

$0.48 SOS 274

$0.36 ₱21.87

33.33%

Local Beer (0.5 liter draught)

$10.18 SOS 5,781

$1.46 ₱90.0

597.26%

Imported Beer (0.33 liter bottle)

$9.80 SOS 5,568

$2.39 ₱147

310.04%

Milk (1 liter)

$1.34 SOS 760

$1.65 ₱102

-18.79%

White Bread (500g)

$0.72 SOS 409

$0.91 ₱55.8

-20.88%

Rice (white) (1kg)

$1.66 SOS 943

$0.92 ₱56.6

80.43%

Eggs

$2.73 SOS 1,548

$2.40 ₱147

13.75%

Local Cheese (1kg)

$2.02 SOS 1,148

$6.11 ₱376

-66.94%

Chicken Fillets (1kg)

$6.09 SOS 3,457

$3.64 ₱224

67.31%

Beef Round Steak (1kg)

$4.53 SOS 2,570

$6.64 ₱409

-31.78%

Apples (1kg)

$3.41 SOS 1,936

$2.33 ₱143

46.35%

Banana (1kg)

$2.03 SOS 1,151

$1.13 ₱69.9

79.65%

Oranges (1kg)

$2.70 SOS 1,535

$2.37 ₱146

13.92%

Tomato (1kg)

$0.84 SOS 479

$1.28 ₱78.6

-34.38%

Potato (1kg)

$1.03 SOS 582

$2.26 ₱139

-54.42%

Onion (1kg)

$1.31 SOS 742

$2.81 ₱173

-53.38%

Lettuce (1 head)

$0.52 SOS 298

$0.91 ₱55.8

-42.86%

Water (1.5 liter bottle)

$0.79 SOS 451

$0.47 ₱28.72

68.09%

Cigarettes 20 Pack (Marlboro, Camel)

$0.98 SOS 556

$2.49 ₱153

-60.64%

Wine (Bottle)

$3.99 ₱246

Local Beer (0.5 liter bottle)

$1.42 ₱87.3

Imported Beer (0.33 liter bottle)

$1.55 ₱95.6

One-way Ticket (Public Transport)

$0.27 SOS 152

$0.41 ₱25.24

-34.15%

Public Transport Monthly Pass (Regular Price)

$30.10 SOS 17.1K

$8.46 ₱521

255.79%

Taxi Start (Normal Tariff)

$3.02 SOS 1,717

$0.70 ₱42.93

331.43%

Taxi (Normal Tariff) (1km)

$0.93 SOS 531

$0.22 ₱13.54

322.73%

Taxi 1hour Waiting (Normal Tariff)

$6.90 SOS 3,921

$2.07 ₱127

233.33%

Gasoline (1 liter)

$1.00 SOS 570

$1.14 ₱70.4

-12.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.5K ₱1.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.5K ₱1.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 SOS 63.5K

$106 ₱6,542

5.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.48 SOS 4,249

$39.96 ₱2,460

-81.28%

Internet (50+ Mbps, Unlimited Data)

$27.10 SOS 15.4K

$33.15 ₱2,041

-18.25%

Gym Membership (Monthly)

$34.36 SOS 19.5K

$21.81 ₱1,343

57.54%

Tennis Court (1 Hour on Weekend)

$9.08 SOS 5,157

$3.32 ₱204

173.49%

Cinema Ticket

$4.91 SOS 2,786

$4.56 ₱281

7.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$37.39 SOS 21.2K

$186 ₱11.5K

-79.92%

International Primary School, 1 Child (Yearly)

$600 SOS 340.6K

$2,518 ₱155.1K

-76.19%

Jeans (Levis 501 Or Similar)

$22.07 SOS 12.5K

$35.44 ₱2,182

-37.73%

Summer Dress (H&M, Zara, etc)

$20.21 SOS 11.5K

$14.29 ₱880

41.43%

Sport Shoes (Adidas, Nike)

$20.29 SOS 11.5K

$56.6 ₱3,482

-64.13%

Men's Leather Business Shoes

$30.40 SOS 17.3K

$43.47 ₱2,676

-30.07%

1-bedroom Apartment, City Center (Monthly)

$187 SOS 106.2K

$356 ₱21.9K

-47.48%

1-bedroom Apartment, Outside City Center (Monthly)

$123 SOS 69.6K

$214 ₱13.2K

-42.88%

3-bedroom Apartment, City Center (Monthly)

$448 SOS 254.5K

$579 ₱35.6K

-22.61%

3-bedroom Apartment, Outside City Center (Monthly)

$246 SOS 139.9K

$374 ₱23.0K

-34.10%

Buy Apartment in City Center (m2)

$5,019 SOS 2.9M

$1,611 ₱99.2K

211.66%

Buy Apartment Outside City Center (m2)

$989 ₱60.9K

Average Monthly Net Salary (After Tax)

$300 SOS 170.6K

$313 ₱19.3K

-4.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

199.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hargeysa: July 14, 2026

Last update for Cagayan de Oro City: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $187 in Hargeysa and $356 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $15.00 in Hargeysa vs $14.00 in Cagayan de Oro City. Groceries flip the comparison at $150 vs $169, with Hargeysa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hargeysa vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Hargeysa and Cagayan de Oro City differ by about 12% in total monthly costs ($679 vs $760 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 4% lower in Cagayan de Oro City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $187 in Hargeysa versus $356 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 13% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $15.00 versus $14.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hargeysa and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 12% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.