Cost of Living Comparison Between Hargeysa and Cagayan de Oro City Cost of Living Comparison Between Hargeysa and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $453 in Hargeysa versus $758 in Cagayan de Oro City.

Estimated couple costs with rent: $744 in Hargeysa versus $1,126 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $1,035 in Hargeysa versus $1,494 in Cagayan de Oro City.

Living in Hargeysa costs roughly 40% less than in Cagayan de Oro City, driven mainly by Groceries & Markets.

Both cities sit below the global median: Hargeysa 67% lower, Cagayan de Oro City 45% lower.

Meal at Budget Restaurant

$4.91 SOS 2,787

$3.54 ₱221

38.70%

Three-Course Dinner for Two, Mid-Range

$17.79 SOS 10.1K

$12.65 ₱789

40.63%

Fast Food Meal (McDonalds, etc)

$5.43 SOS 3,084

$3.05 ₱190

78.03%

Cappuccino

$1.54 SOS 874

$2.31 ₱144

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.97 SOS 551

$0.71 ₱44.38

36.62%

Water (0.33 liter bottle)

$1.11 SOS 629

$0.86 ₱53.7

29.07%

Local Beer (0.5 liter draught)

$1.43 ₱89.5

Imported Beer (0.33 liter bottle)

$1.95 ₱122

Milk (1 liter)

$1.28 SOS 729

$1.54 ₱96.3

-16.88%

White Bread (500g)

$1.11 SOS 628

$0.83 ₱52.1

33.73%

Rice (white) (1kg)

$1.04 SOS 591

$0.97 ₱60.7

7.22%

Eggs

$2.52 SOS 1,431

$2.13 ₱133

18.31%

Local Cheese (1kg)

$8.69 ₱542

Chicken Fillets (1kg)

$6.54 SOS 3,716

$3.33 ₱208

96.40%

Beef Round Steak (1kg)

$4.09 SOS 2,320

$6.05 ₱377

-32.40%

Apples (1kg)

$1.95 SOS 1,107

$2.07 ₱129

-5.80%

Banana (1kg)

$1.49 SOS 844

$1.08 ₱67.4

37.96%

Oranges (1kg)

$2.04 SOS 1,159

$2.94 ₱184

-30.61%

Tomato (1kg)

$1.27 SOS 722

$1.18 ₱73.8

7.63%

Potato (1kg)

$1.27 SOS 724

$2.23 ₱139

-43.05%

Onion (1kg)

$1.53 SOS 870

$2.65 ₱165

-42.26%

Lettuce (1 head)

$1.02 SOS 578

$0.78 ₱48.77

30.77%

Water (1.5 liter bottle)

$0.63 SOS 359

$0.49 ₱30.59

28.57%

Cigarettes 20 Pack (Marlboro, Camel)

$1.02 SOS 578

$2.72 ₱170

-62.50%

Wine (Bottle)

$3.99 ₱249

Local Beer (0.5 liter bottle)

$1.65 ₱103

Imported Beer (0.33 liter bottle)

$1.93 ₱120

One-way Ticket (Public Transport)

$0.27 SOS 151

$0.42 ₱25.97

-35.71%

Public Transport Monthly Pass (Regular Price)

$12.02 SOS 6,829

$9.71 ₱606

23.79%

Taxi Start (Normal Tariff)

$0.79 SOS 449

$0.67 ₱41.59

17.91%

Taxi (Normal Tariff) (1km)

$0.63 SOS 357

$0.23 ₱14.40

173.91%

Taxi 1hour Waiting (Normal Tariff)

$4.05 SOS 2,298

$2.44 ₱152

65.98%

Gasoline (1 liter)

$1.06 SOS 601

$1.05 ₱65.3

0.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$9,966 SOS 5.7M

$21.1K ₱1.3M

-52.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.2K SOS 6.9M

$19.9K ₱1.2M

-38.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$45.02 SOS 25.6K

$135 ₱8,431

-66.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.20 SOS 4,092

$22.36 ₱1,395

-67.80%

Internet (50+ Mbps, Unlimited Data)

$20.35 SOS 11.6K

$30.65 ₱1,913

-33.61%

Gym Membership (Monthly)

$37.29 SOS 21.2K

$20.16 ₱1,258

84.97%

Tennis Court (1 Hour on Weekend)

$2.03 SOS 1,152

$2.75 ₱171

-26.18%

Cinema Ticket

$4.41 ₱275

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$24.98 SOS 14.2K

$67.0 ₱4,179

-62.70%

International Primary School, 1 Child (Yearly)

$274 SOS 155.4K

$2,215 ₱138.2K

-87.65%

Jeans (Levis 501 Or Similar)

$12.34 SOS 7,007

$32.42 ₱2,023

-61.94%

Summer Dress (H&M, Zara, etc)

$20.35 SOS 11.6K

$13.40 ₱836

51.87%

Sport Shoes (Adidas, Nike)

$17.57 SOS 9,979

$52.0 ₱3,242

-66.18%

Men's Leather Business Shoes

$30.20 SOS 17.2K

$39.35 ₱2,455

-23.25%

1-bedroom Apartment, City Center (Monthly)

$108 SOS 61.4K

$380 ₱23.7K

-71.55%

1-bedroom Apartment, Outside City Center (Monthly)

$69.8 SOS 39.6K

$226 ₱14.1K

-69.06%

3-bedroom Apartment, City Center (Monthly)

$302 SOS 171.4K

$707 ₱44.1K

-57.29%

3-bedroom Apartment, Outside City Center (Monthly)

$167 SOS 94.7K

$452 ₱28.2K

-63.09%

Buy Apartment in City Center (m2)

$4,971 SOS 2.8M

$1,590 ₱99.2K

212.59%

Buy Apartment Outside City Center (m2)

$950 ₱59.3K

Average Monthly Net Salary (After Tax)

$296 SOS 168.0K

$309 ₱19.3K

-4.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

196.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hargeysa: August 30, 2026

Last update for Cagayan de Oro City: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $108 in Hargeysa and $380 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 4% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $18.00 in Hargeysa vs $13.00 in Cagayan de Oro City. Groceries flip the comparison at $135 vs $173, with Hargeysa cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Hargeysa vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Hargeysa and Cagayan de Oro City differ by about 67% in total monthly costs ($453 vs $758 including rent). Hargeysa is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 4% lower in Cagayan de Oro City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $108 in Hargeysa versus $380 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 28% higher in Cagayan de Oro City. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Hargeysa – a meal for two runs $18.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Hargeysa gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Hargeysa and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Hargeysa gentler on the wallet – expenses run 67% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.