Last update: Oct 2026

Cost of Living Comparison Between Cagayan de Oro City and Bansko

For one person, living is cheaper in Cagayan de Oro City: $771 a month against $956 in Bansko, rent and utilities included – about $2,200 less a year. Rent and utilities account for about half of the difference.

37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index
47

Cost of Living Index in Bansko
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Bansko Living Index

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Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Monthly Cost of Living

How much you'll spend in Cagayan de Oro City and in Bansko

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cagayan de Oro City and in Bansko actually costs, broken down by who's living it.

A single person spends $771 per month in Cagayan de Oro City vs $956 in Bansko, rent included.

Cagayan de Oro City $771
Bansko $956

A couple spends around $1,141 per month in Cagayan de Oro City vs $1,467 in Bansko, rent included.

Cagayan de Oro City $1,141
Bansko $1,467

A family of three spends $1,511 per month in Cagayan de Oro City vs $1,979 in Bansko, rent included.

Cagayan de Oro City $1,511
Bansko $1,979

Cagayan de Oro City is about 19% cheaper than Bansko, and outside of rent the biggest gap is in eating out.

Both Cagayan de Oro City and Bansko are more affordable than the global median – Cagayan de Oro City 43% lower, Bansko 29% lower.

Meal at Budget Restaurant

$3.68 ₱231

$8.66 BGN 15.06

-57.51%

Three-Course Dinner for Two, Mid-Range

$12.80 ₱806

$44.94 BGN 78.2

-71.52%

Fast Food Meal (McDonalds, etc)

$3.05 ₱192

$8.78 BGN 15.28

-65.26%

Cappuccino

$2.33 ₱147

$2.33 BGN 4.05

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.76 ₱47.91

$1.57 BGN 2.74

-51.59%

Water (0.33 liter bottle)

$0.64 ₱39.98

$0.82 BGN 1.43

-21.95%

Local Beer (0.5 liter draught)

$1.38 ₱86.9

$1.68 BGN 2.92

-17.86%

Imported Beer (0.33 liter bottle)

$1.98 ₱124

$1.98 BGN 3.45

Milk (1 liter)

$1.48 ₱93.4

$1.73 BGN 3.00

-14.45%

White Bread (500g)

$0.89 ₱56.2

$0.80 BGN 1.40

11.25%

Rice (white) (1kg)

$0.92 ₱58.0

$1.44 BGN 2.51

-36.11%

Eggs

$2.17 ₱137

$2.36 BGN 4.10

-8.05%

Local Cheese (1kg)

$8.67 ₱546

$9.39 BGN 16.34

-7.67%

Chicken Fillets (1kg)

$3.29 ₱207

$6.41 BGN 11.15

-48.67%

Beef Round Steak (1kg)

$5.76 ₱363

$8.48 BGN 14.76

-32.08%

Apples (1kg)

$2.05 ₱129

$1.31 BGN 2.28

56.49%

Banana (1kg)

$1.08 ₱68.3

$1.62 BGN 2.82

-33.33%

Oranges (1kg)

$2.38 ₱150

$1.73 BGN 3.01

37.57%

Tomato (1kg)

$1.14 ₱71.9

$1.94 BGN 3.38

-41.24%

Potato (1kg)

$1.92 ₱121

$0.94 BGN 1.63

104.26%

Onion (1kg)

$2.53 ₱159

$0.76 BGN 1.32

232.89%

Lettuce (1 head)

$0.76 ₱47.87

$0.55 BGN 0.95

38.18%

Water (1.5 liter bottle)

$0.48 ₱30.30

$0.59 BGN 1.02

-18.64%

Cigarettes 20 Pack (Marlboro, Camel)

$3.02 ₱190

$3.25 BGN 5.66

-7.08%

Wine (Bottle)

$3.97 ₱250

$5.20 BGN 9.05

-23.65%

Local Beer (0.5 liter bottle)

$1.22 ₱77.0

$1.09 BGN 1.89

11.93%

Imported Beer (0.33 liter bottle)

$1.93 ₱122

$1.68 BGN 2.92

14.88%

One-way Ticket (Public Transport)

$0.41 ₱25.99

$0.84 BGN 1.45

-51.19%

Public Transport Monthly Pass (Regular Price)

$9.84 ₱620

$27.06 BGN 47.09

-63.64%

Taxi Start (Normal Tariff)

$0.63 ₱39.57

$1.34 BGN 2.34

-52.99%

Taxi (Normal Tariff) (1km)

$0.21 ₱13.18

$0.65 BGN 1.14

-67.69%

Taxi 1hour Waiting (Normal Tariff)

$1.94 ₱122

$10.06 BGN 17.51

-80.72%

Gasoline (1 liter)

$1.08 ₱67.8

$1.48 BGN 2.57

-27.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.1K ₱1.3M

$29.1K BGN 50.7K

-27.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₱1.2M

$20.9K BGN 36.4K

-9.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$137 ₱8,600

$92.4 BGN 161

47.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.77 ₱1,433

$14.52 BGN 25.26

56.82%

Internet (50+ Mbps, Unlimited Data)

$30.51 ₱1,921

$12.32 BGN 21.43

147.65%

Gym Membership (Monthly)

$20.70 ₱1,303

$31.70 BGN 55.2

-34.70%

Tennis Court (1 Hour on Weekend)

$2.87 ₱181

$8.53 BGN 14.84

-66.35%

Cinema Ticket

$4.55 ₱286

$5.62 BGN 9.78

-19.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$66.4 ₱4,181

$230 BGN 401

-71.18%

International Primary School, 1 Child (Yearly)

$2,257 ₱142.1K

$2,268 BGN 3,947

-0.50%

Jeans (Levis 501 Or Similar)

$31.71 ₱1,997

$30.10 BGN 52.4

5.35%

Summer Dress (H&M, Zara, etc)

$13.08 ₱824

$19.62 BGN 34.13

-33.33%

Sport Shoes (Adidas, Nike)

$52.4 ₱3,300

$45.86 BGN 79.8

14.30%

Men's Leather Business Shoes

$39.65 ₱2,496

$47.69 BGN 83.0

-16.86%

1-bedroom Apartment, City Center (Monthly)

$377 ₱23.8K

$518 BGN 902

-27.17%

1-bedroom Apartment, Outside City Center (Monthly)

$229 ₱14.4K

$357 BGN 621

-35.98%

3-bedroom Apartment, City Center (Monthly)

$693 ₱43.7K

$614 BGN 1,069

12.90%

3-bedroom Apartment, Outside City Center (Monthly)

$452 ₱28.5K

$569 BGN 990

-20.55%

Buy Apartment in City Center (m2)

$1,604 ₱101.0K

$1,191 BGN 2,073

34.61%

Buy Apartment Outside City Center (m2)

$951 ₱59.9K

$959 BGN 1,669

-0.87%

Average Monthly Net Salary (After Tax)

$302 ₱19.0K

$1,704 BGN 2,965

-82.26%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

2.99

125.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 13, 2026

Last update for Bansko: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cagayan de Oro City

$229 29.6%

Bansko

$357 37.3% 56.2% $128

Monthly Utilities & Internet

Cagayan de Oro City

$190 24.6%

Bansko

$119 12.5% 37.2% $71

Groceries & Markets

Cagayan de Oro City

$165 21.4%

Bansko

$192 20.1% 16% $26

Eating Out

Cagayan de Oro City

$83 10.8%

Bansko

$145 15.2% 75.3% $62

Clothing & Footwear

Cagayan de Oro City

$62 8%

Bansko

$64 6.7% 4.7% $2.9

Sport & Entertainment

Cagayan de Oro City

$30 3.9%

Bansko

$43 4.5% 44.2% $13

Getting Around

Cagayan de Oro City

$13 1.7%

Bansko

$35 3.7% 166% $22

Cost Breakdown

A central one-bedroom costs $377 in Cagayan de Oro City versus $518 in Bansko. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 464% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $13.00 in Cagayan de Oro City versus $45.00 in Bansko. Monthly groceries follow the same trend: $165 vs $192 – making Cagayan de Oro City the more affordable choice for daily food spending.

Good to know

🇵🇭 Cagayan de Oro City

🇧🇬 Bansko

🕒 Local time

05:09 5:09 AM

00:09 12:09 AM

5 h behind Cagayan de Oro City

🌤 Weather

👥 Population

728,402

8,000

💱 Currency

Philippine Peso PHP ₱

Bulgarian Lev BGN лв.

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

Exchange rates and currency converter

BGN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Cagayan de Oro City Bansko 10,290 km ≈ 13 h nonstop flight

From you

Cagayan de Oro City
Bansko

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cagayan de Oro City vs Bansko: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $771 in Cagayan de Oro City, $956 in Bansko – roughly 24% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,157 per month in Cagayan de Oro City and $1,434 in Bansko. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cagayan de Oro City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $13.00 in Cagayan de Oro City and $45.00 in Bansko. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $771 in Cagayan de Oro City and $956 in Bansko. That's a gap of about 24%.

A $2,000 monthly budget goes further in Cagayan de Oro City, where all-in costs run around $771, than in Bansko at $956. In Cagayan de Oro City it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Cagayan de Oro City has an edge in some lifestyle areas, with costs from $771 in Cagayan de Oro City to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cagayan de Oro City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.