Last update: Oct 2026

Cost of Living Comparison Between Bansko and Cagayan de Oro City

For one person, living is cheaper in Cagayan de Oro City: $771 a month against $956 in Bansko, rent and utilities included – about $2,200 less a year. Rent and utilities account for about half of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
37

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index

Jump to prices

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Cagayan de Oro City

🇵🇭 Philippines

$771

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Cagayan de Oro City actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $771 in Cagayan de Oro City, rent included.

Bansko $956
Cagayan de Oro City $771

A couple spends around $1,467 per month in Bansko vs $1,141 in Cagayan de Oro City, rent included.

Bansko $1,467
Cagayan de Oro City $1,141

A family of three spends $1,979 per month in Bansko vs $1,511 in Cagayan de Oro City, rent included.

Bansko $1,979
Cagayan de Oro City $1,511

Bansko costs about 24% more than Cagayan de Oro City, and outside of rent the biggest gap is in eating out.

Both Bansko and Cagayan de Oro City are more affordable than the global median – Bansko 29% lower, Cagayan de Oro City 43% lower.

Meal at Budget Restaurant

$8.66 BGN 15.06

$3.68 ₱231

135.33%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

$12.80 ₱806

251.09%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

$3.05 ₱192

187.87%

Cappuccino

$2.33 BGN 4.05

$2.33 ₱147

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$0.76 ₱47.91

106.58%

Water (0.33 liter bottle)

$0.82 BGN 1.43

$0.64 ₱39.98

28.12%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$1.38 ₱86.9

21.74%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$1.98 ₱124

Milk (1 liter)

$1.73 BGN 3.00

$1.48 ₱93.4

16.89%

White Bread (500g)

$0.80 BGN 1.40

$0.89 ₱56.2

-10.11%

Rice (white) (1kg)

$1.44 BGN 2.51

$0.92 ₱58.0

56.52%

Eggs

$2.36 BGN 4.10

$2.17 ₱137

8.76%

Local Cheese (1kg)

$9.39 BGN 16.34

$8.67 ₱546

8.30%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$3.29 ₱207

94.83%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$5.76 ₱363

47.22%

Apples (1kg)

$1.31 BGN 2.28

$2.05 ₱129

-36.10%

Banana (1kg)

$1.62 BGN 2.82

$1.08 ₱68.3

50.00%

Oranges (1kg)

$1.73 BGN 3.01

$2.38 ₱150

-27.31%

Tomato (1kg)

$1.94 BGN 3.38

$1.14 ₱71.9

70.18%

Potato (1kg)

$0.94 BGN 1.63

$1.92 ₱121

-51.04%

Onion (1kg)

$0.76 BGN 1.32

$2.53 ₱159

-69.96%

Lettuce (1 head)

$0.55 BGN 0.95

$0.76 ₱47.87

-27.63%

Water (1.5 liter bottle)

$0.59 BGN 1.02

$0.48 ₱30.30

22.92%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$3.02 ₱190

7.62%

Wine (Bottle)

$5.20 BGN 9.05

$3.97 ₱250

30.98%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$1.22 ₱77.0

-10.66%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$1.93 ₱122

-12.95%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

$0.41 ₱25.99

104.88%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

$9.84 ₱620

175.00%

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

$0.63 ₱39.57

112.70%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.21 ₱13.18

209.52%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

$1.94 ₱122

418.56%

Gasoline (1 liter)

$1.48 BGN 2.57

$1.08 ₱67.8

37.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$21.1K ₱1.3M

37.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

$18.9K ₱1.2M

10.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

$137 ₱8,600

-32.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

$22.77 ₱1,433

-36.23%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

$30.51 ₱1,921

-59.62%

Gym Membership (Monthly)

$31.70 BGN 55.2

$20.70 ₱1,303

53.14%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

$2.87 ₱181

197.21%

Cinema Ticket

$5.62 BGN 9.78

$4.55 ₱286

23.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$66.4 ₱4,181

246.94%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

$2,257 ₱142.1K

0.50%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

$31.71 ₱1,997

-5.08%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

$13.08 ₱824

50.00%

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

$52.4 ₱3,300

-12.51%

Men's Leather Business Shoes

$47.69 BGN 83.0

$39.65 ₱2,496

20.28%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

$377 ₱23.8K

37.30%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

$229 ₱14.4K

56.19%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

$693 ₱43.7K

-11.42%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

$452 ₱28.5K

25.86%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

$1,604 ₱101.0K

-25.71%

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

$951 ₱59.9K

0.88%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

$302 ₱19.0K

463.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

6.75

-55.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Cagayan de Oro City: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Cagayan de Oro City

$229 29.6% 36% $128

Groceries & Markets

Bansko

$192 20.1%

Cagayan de Oro City

$165 21.4% 13.8% $26

Eating Out

Bansko

$145 15.2%

Cagayan de Oro City

$83 10.8% 43% $62

Monthly Utilities & Internet

Bansko

$119 12.5%

Cagayan de Oro City

$190 24.6% 59.2% $71

Clothing & Footwear

Bansko

$64 6.7%

Cagayan de Oro City

$62 8% 4.5% $2.9

Sport & Entertainment

Bansko

$43 4.5%

Cagayan de Oro City

$30 3.9% 30.6% $13

Getting Around

Bansko

$35 3.7%

Cagayan de Oro City

$13 1.7% 62.4% $22

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $377 in Cagayan de Oro City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 464% higher in Bansko, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $45.00 in Bansko versus $13.00 in Cagayan de Oro City. Monthly groceries follow the same trend: $192 vs $165 – making Cagayan de Oro City the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇵🇭 Cagayan de Oro City

🕒 Local time

05:04 5:04 AM

10:04 10:04 AM

5 h ahead of Bansko

🌤 Weather

👥 Population

8,000

728,402

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Cagayan de Oro City 10,290 km ≈ 13 h nonstop flight

From you

Bansko
Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $771 in Cagayan de Oro City – roughly 24% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,434 per month in Bansko and $1,157 in Cagayan de Oro City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cagayan de Oro City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Bansko and $13.00 in Cagayan de Oro City. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $956 in Bansko and $771 in Cagayan de Oro City. That's a gap of about 24%.

A $2,000 monthly budget goes further in Cagayan de Oro City, where all-in costs run around $771, than in Bansko at $956. In Cagayan de Oro City it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $771 in Cagayan de Oro City to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cagayan de Oro City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.