Cost of Living Comparison Between Bandung and Cagayan de Oro City Cost of Living Comparison Between Bandung and Cagayan de Oro City

Monthly Cost of Living

Monthly costs for one person with rent: $651 in Bandung versus $756 in Cagayan de Oro City.

Estimated couple costs with rent: $951 in Bandung versus $1,149 in Cagayan de Oro City.

Monthly costs for a family of three with rent: $1,250 in Bandung versus $1,542 in Cagayan de Oro City.

Living in Bandung costs roughly 14% less than in Cagayan de Oro City, driven mainly by Clothing & Footwear.

Both cities sit below the global median: Bandung 53% lower, Cagayan de Oro City 45% lower.

Meal at Budget Restaurant

$1.44 Rp 25.3K

$3.67 ₱230

-60.76%

Three-Course Dinner for Two, Mid-Range

$13.87 Rp 244.1K

$12.98 ₱814

6.86%

Fast Food Meal (McDonalds, etc)

$3.35 Rp 59.0K

$2.97 ₱186

12.79%

Cappuccino

$1.49 Rp 26.3K

$2.31 ₱145

-35.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.46 Rp 8,134

$0.74 ₱46.57

-37.84%

Water (0.33 liter bottle)

$0.23 Rp 4,032

$0.84 ₱52.8

-72.62%

Local Beer (0.5 liter draught)

$3.05 Rp 53.6K

$1.41 ₱88.7

116.31%

Imported Beer (0.33 liter bottle)

$3.06 Rp 53.9K

$2.00 ₱126

53.00%

Milk (1 liter)

$1.15 Rp 20.3K

$1.47 ₱91.9

-21.77%

White Bread (500g)

$1.00 Rp 17.6K

$0.85 ₱53.2

17.65%

Rice (white) (1kg)

$0.83 Rp 14.5K

$0.96 ₱60.0

-13.54%

Eggs

$1.50 Rp 26.3K

$2.09 ₱131

-28.23%

Local Cheese (1kg)

$7.37 Rp 129.8K

$8.24 ₱517

-10.56%

Chicken Fillets (1kg)

$2.87 Rp 50.6K

$3.20 ₱200

-10.31%

Beef Round Steak (1kg)

$7.81 Rp 137.5K

$5.99 ₱375

30.38%

Apples (1kg)

$2.20 Rp 38.8K

$2.15 ₱135

2.33%

Banana (1kg)

$1.06 Rp 18.7K

$1.09 ₱68.2

-2.75%

Oranges (1kg)

$1.50 Rp 26.4K

$2.77 ₱174

-45.85%

Tomato (1kg)

$0.94 Rp 16.6K

$1.16 ₱72.6

-18.97%

Potato (1kg)

$1.11 Rp 19.5K

$2.24 ₱141

-50.45%

Onion (1kg)

$1.89 Rp 33.3K

$2.62 ₱164

-27.86%

Lettuce (1 head)

$0.71 Rp 12.4K

$0.83 ₱52.1

-14.46%

Water (1.5 liter bottle)

$0.44 Rp 7,660

$0.46 ₱28.63

-4.35%

Cigarettes 20 Pack (Marlboro, Camel)

$2.65 Rp 46.7K

$2.83 ₱177

-6.36%

Wine (Bottle)

$22.98 Rp 404.6K

$3.92 ₱245

486.22%

Local Beer (0.5 liter bottle)

$1.94 Rp 34.2K

$1.63 ₱102

19.02%

Imported Beer (0.33 liter bottle)

$3.33 Rp 58.6K

$1.88 ₱118

77.13%

One-way Ticket (Public Transport)

$0.29 Rp 5,159

$0.39 ₱24.28

-25.64%

Public Transport Monthly Pass (Regular Price)

$9.69 Rp 170.5K

$9.52 ₱597

1.79%

Taxi Start (Normal Tariff)

$0.83 Rp 14.6K

$0.61 ₱38.35

36.07%

Taxi (Normal Tariff) (1km)

$0.53 Rp 9,244

$0.23 ₱14.43

130.43%

Taxi 1hour Waiting (Normal Tariff)

$2.39 Rp 42.0K

$2.43 ₱152

-1.65%

Gasoline (1 liter)

$0.84 Rp 14.8K

$1.01 ₱63.2

-16.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.9K Rp 385.2M

$20.7K ₱1.3M

5.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.1K Rp 512.4M

$19.6K ₱1.2M

48.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$34.81 Rp 612.8K

$135 ₱8,439

-74.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.37 Rp 77.0K

$22.79 ₱1,429

-80.82%

Internet (50+ Mbps, Unlimited Data)

$19.10 Rp 336.2K

$30.99 ₱1,943

-38.37%

Gym Membership (Monthly)

$18.97 Rp 334.1K

$20.28 ₱1,271

-6.46%

Tennis Court (1 Hour on Weekend)

$6.09 Rp 107.2K

$2.85 ₱179

113.68%

Cinema Ticket

$2.79 Rp 49.1K

$4.35 ₱273

-35.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$94.5 Rp 1.7M

$66.8 ₱4,189

41.40%

International Primary School, 1 Child (Yearly)

$8,481 Rp 149.3M

$2,217 ₱139.0K

282.60%

Jeans (Levis 501 Or Similar)

$39.09 Rp 688.2K

$32.37 ₱2,030

20.76%

Summer Dress (H&M, Zara, etc)

$33.10 Rp 582.7K

$13.26 ₱831

149.62%

Sport Shoes (Adidas, Nike)

$77.3 Rp 1.4M

$51.1 ₱3,201

51.38%

Men's Leather Business Shoes

$71.8 Rp 1.3M

$40.64 ₱2,548

76.75%

1-bedroom Apartment, City Center (Monthly)

$218 Rp 3.8M

$386 ₱24.2K

-43.56%

1-bedroom Apartment, Outside City Center (Monthly)

$186 Rp 3.3M

$223 ₱14.0K

-16.49%

3-bedroom Apartment, City Center (Monthly)

$384 Rp 6.8M

$699 ₱43.8K

-45.04%

3-bedroom Apartment, Outside City Center (Monthly)

$266 Rp 4.7M

$448 ₱28.1K

-40.69%

Buy Apartment in City Center (m2)

$723 Rp 12.7M

$1,613 ₱101.1K

-55.20%

Buy Apartment Outside City Center (m2)

$312 Rp 5.5M

$940 ₱59.0K

-66.80%

Average Monthly Net Salary (After Tax)

$288 Rp 5.1M

$305 ₱19.1K

-5.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.38

6.75

68.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandung: September 6, 2026

Last update for Cagayan de Oro City: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $218 in Bandung and $386 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14.00 in Bandung vs $13.00 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $196 vs $169 per month, with Cagayan de Oro City cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bandung vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 16% lower than in Cagayan de Oro City. Housing and daily spending are where you'll feel the difference most, making Bandung the obvious pick if budget is a priority.

On paper, salaries run 6% lower in Cagayan de Oro City. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $218 in Bandung versus $386 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cagayan de Oro City pay roughly 16% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Bandung – a meal for two runs $14.00 versus $13.00 in Cagayan de Oro City. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $800 a month, though Bandung gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bandung delivers better value – similar infrastructure at $651 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bandung hard to pass up.

Safety-wise, Bandung and Cagayan de Oro City are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bandung gentler on the wallet – expenses run 16% less than in Cagayan de Oro City. Beyond cost, consider language, visa policies, and how big the international community is in each city.