Last update: Oct 2026

Cost of Living Comparison Between Bandung and Cagayan de Oro City

For one person, living is cheaper in Bandung: $623 a month against $801 in Cagayan de Oro City, rent and utilities included – about $2,100 less a year. Higher rent and utilities in Cagayan de Oro City outweigh lower spending on other living expenses.

30

Cost of Living Index in Bandung
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Bandung Living Index
39

Cost of Living Index in Cagayan de Oro City
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Cagayan de Oro City Living Index

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Bandung

🇮🇩 Indonesia

$623

/mo nomad

Cagayan de Oro City

🇵🇭 Philippines

$801

/mo nomad

Monthly Cost of Living

How much you'll spend in Bandung and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bandung and in Cagayan de Oro City actually costs, broken down by who's living it.

Monthly costs for one person with rent: $623 in Bandung versus $801 in Cagayan de Oro City.

Bandung $623
Cagayan de Oro City $801

Estimated couple costs with rent: $925 in Bandung versus $1,142 in Cagayan de Oro City.

Bandung $925
Cagayan de Oro City $1,142

Monthly costs for a family of three with rent: $1,226 in Bandung versus $1,484 in Cagayan de Oro City.

Bandung $1,226
Cagayan de Oro City $1,484

Living in Bandung costs roughly 22% less than in Cagayan de Oro City, and outside of rent the biggest gap is in utilities.

Both cities sit below the global median: Bandung 54% lower, Cagayan de Oro City 41% lower.

Meal at Budget Restaurant

$1.40 Rp 25.4K

$3.52 ₱225

-60.23%

Three-Course Dinner for Two, Mid-Range

$13.70 Rp 249.1K

$12.33 ₱788

11.11%

Fast Food Meal (McDonalds, etc)

$3.22 Rp 58.5K

$2.89 ₱185

11.42%

Cappuccino

$1.48 Rp 26.8K

$2.26 ₱145

-34.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 Rp 7,780

$0.69 ₱44.07

-37.68%

Water (0.33 liter bottle)

$0.22 Rp 3,994

$0.66 ₱42.45

-66.67%

Local Beer (0.5 liter draught)

$3.10 Rp 56.4K

$1.33 ₱85.0

133.08%

Imported Beer (0.33 liter bottle)

$3.10 Rp 56.4K

$2.00 ₱128

55.00%

Milk (1 liter)

$1.11 Rp 20.1K

$1.44 ₱92.0

-22.92%

White Bread (500g)

$0.97 Rp 17.6K

$0.89 ₱56.6

8.99%

Rice (white) (1kg)

$0.86 Rp 15.6K

$0.91 ₱57.9

-5.49%

Eggs

$1.41 Rp 25.6K

$2.06 ₱131

-31.55%

Local Cheese (1kg)

$6.94 Rp 126.1K

$8.08 ₱516

-14.11%

Chicken Fillets (1kg)

$2.92 Rp 53.1K

$3.25 ₱208

-10.15%

Beef Round Steak (1kg)

$7.93 Rp 144.1K

$5.77 ₱369

37.44%

Apples (1kg)

$2.22 Rp 40.4K

$2.13 ₱136

4.23%

Banana (1kg)

$1.05 Rp 19.0K

$1.05 ₱67.3

Oranges (1kg)

$1.46 Rp 26.5K

$2.30 ₱147

-36.52%

Tomato (1kg)

$0.89 Rp 16.2K

$1.12 ₱71.6

-20.54%

Potato (1kg)

$1.09 Rp 19.7K

$1.97 ₱126

-44.67%

Onion (1kg)

$1.94 Rp 35.2K

$2.57 ₱164

-24.51%

Lettuce (1 head)

$0.64 Rp 11.6K

$0.76 ₱48.53

-15.79%

Water (1.5 liter bottle)

$0.43 Rp 7,815

$0.47 ₱30.33

-8.51%

Cigarettes 20 Pack (Marlboro, Camel)

$2.56 Rp 46.6K

$2.92 ₱187

-12.33%

Wine (Bottle)

$22.37 Rp 406.6K

$3.93 ₱251

469.21%

Local Beer (0.5 liter bottle)

$1.89 Rp 34.4K

$1.26 ₱80.7

50.00%

Imported Beer (0.33 liter bottle)

$3.15 Rp 57.3K

$1.92 ₱123

64.06%

One-way Ticket (Public Transport)

$0.27 Rp 4,863

$0.29 ₱18.33

-6.90%

Public Transport Monthly Pass (Regular Price)

$12.56 Rp 228.4K

$11.49 ₱734

9.31%

Taxi Start (Normal Tariff)

$0.84 Rp 15.3K

$0.62 ₱39.41

35.48%

Taxi (Normal Tariff) (1km)

$0.54 Rp 9,737

$0.22 ₱14.09

145.45%

Taxi 1hour Waiting (Normal Tariff)

$2.32 Rp 42.2K

$1.90 ₱121

22.11%

Gasoline (1 liter)

$0.84 Rp 15.2K

$1.01 ₱64.8

-16.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$20.8K Rp 377.2M

$20.9K ₱1.3M

-0.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 585.8M

$19.1K ₱1.2M

68.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$33.56 Rp 609.9K

$131 ₱8,394

-74.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.22 Rp 76.8K

$22.03 ₱1,408

-80.84%

Internet (50+ Mbps, Unlimited Data)

$19.17 Rp 348.4K

$30.16 ₱1,927

-36.44%

Gym Membership (Monthly)

$16.35 Rp 297.2K

$24.12 ₱1,541

-32.21%

Tennis Court (1 Hour on Weekend)

$5.92 Rp 107.7K

$2.80 ₱179

111.43%

Cinema Ticket

$2.83 Rp 51.3K

$4.35 ₱278

-34.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$92.1 Rp 1.7M

$64.3 ₱4,111

43.18%

International Primary School, 1 Child (Yearly)

$8,239 Rp 149.7M

$2,231 ₱142.5K

269.29%

Jeans (Levis 501 Or Similar)

$38.89 Rp 706.7K

$31.70 ₱2,026

22.68%

Summer Dress (H&M, Zara, etc)

$31.30 Rp 568.8K

$13.22 ₱844

136.76%

Sport Shoes (Adidas, Nike)

$74.7 Rp 1.4M

$50.4 ₱3,221

48.24%

Men's Leather Business Shoes

$69.3 Rp 1.3M

$39.53 ₱2,526

75.31%

1-bedroom Apartment, City Center (Monthly)

$208 Rp 3.8M

$424 ₱27.1K

-50.91%

1-bedroom Apartment, Outside City Center (Monthly)

$176 Rp 3.2M

$267 ₱17.1K

-34.24%

3-bedroom Apartment, City Center (Monthly)

$372 Rp 6.8M

$667 ₱42.6K

-44.24%

3-bedroom Apartment, Outside City Center (Monthly)

$264 Rp 4.8M

$441 ₱28.2K

-40.23%

Buy Apartment in City Center (m2)

$706 Rp 12.8M

$1,562 ₱99.8K

-54.83%

Buy Apartment Outside City Center (m2)

$298 Rp 5.4M

$955 ₱61.0K

-68.80%

Average Monthly Net Salary (After Tax)

$277 Rp 5.0M

$307 ₱19.6K

-9.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.38

6.75

68.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bandung: October 26, 2026

Last update for Cagayan de Oro City: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bandung

$192 30.8%

Cagayan de Oro City

$162 20.3% 15.4% $30

Accommodation & Living

Bandung

$176 28.2%

Cagayan de Oro City

$267 33.3% 52.1% $91

Clothing & Footwear

Bandung

$96 15.5%

Cagayan de Oro City

$61 7.6% 37% $36

Eating Out

Bandung

$63 10.1%

Cagayan de Oro City

$80 10% 27.3% $17

Monthly Utilities & Internet

Bandung

$57 9.1%

Cagayan de Oro City

$184 22.9% 222% $127

Sport & Entertainment

Bandung

$22 3.5%

Cagayan de Oro City

$33 4.1% 49.2% $11

Getting Around

Bandung

$17 2.8%

Cagayan de Oro City

$14 1.8% 16.3% $2.8

Cost Breakdown

A one-bedroom apartment in the center runs $208 in Bandung and $424 in Cagayan de Oro City. Housing cost is often the main lever when comparing two cities.

Cagayan de Oro City pays 11% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14 in Bandung vs $12 in Cagayan de Oro City for a mid-range dinner for two. Groceries echo the gap at $192 vs $162 per month, with Cagayan de Oro City cheaper across the board.

Good to know

🇮🇩 Bandung

🇵🇭 Cagayan de Oro City

🕒 Local time

09:16 9:16 AM

10:16 10:16 AM

1 h ahead of Bandung

🌤 Weather

👥 Population

2,390,120

728,402

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 29, 2026: 1 USD = 63.89 PHP (100 PHP = 1.57 USD). 1 EUR = 71.13 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bandung Cagayan de Oro City 2,550 km ≈ 3 h 45 min nonstop flight

From you

Bandung
Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bandung vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions

Bandung wins on cost – living expenses run 22% lower than in Cagayan de Oro City. Housing and daily spending are where you’ll feel the difference most, making Bandung the obvious pick if budget is a priority.

On paper, salaries run 10% lower in Bandung. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $208 in Bandung versus $424 in Cagayan de Oro City. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Cagayan de Oro City pay roughly 15% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Dining out is cheaper in Cagayan de Oro City – a meal for two runs $12 versus $14 in Bandung. If you eat out regularly, this makes a real dent in your monthly spending.

At $623 in Bandung versus $801 in Cagayan de Oro City, a $800 budget is realistic in Bandung but tight or insufficient in Cagayan de Oro City. The gap between the two cities makes Bandung the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bandung and Cagayan de Oro City are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Bandung wins on affordability, Cagayan de Oro City on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.