Cost of Living Comparison Between Cagayan de Oro City and Baguio Cost of Living Comparison Between Cagayan de Oro City and Baguio

🙂 Solo nomad: Cagayan de Oro City is 11.6% cheaper than Baguio without rent, and 1.8% cheaper with rent.
🙂 Family of 3: Cagayan de Oro City is 11.5% cheaper than Baguio without rent, and 1.5% cheaper with rent.
Currency
🍽 Eating Out
Cagayan de Oro City
Baguio
Difference
Meal at Budget Restaurant
$3.76 ₱210
$3.45 ₱192
8.99%
Three-Course Dinner for Two, Mid-Range
$14.13 ₱787
$13.35 ₱743
5.84%
Fast Food Meal (McDonalds, etc)
$3.32 ₱185
$2.68 ₱149
23.88%
Cappuccino
$2.52 ₱140
$2.37 ₱132
6.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.97 ₱54.3
$0.64 ₱35.77
51.56%
Water (0.33 liter bottle)
$0.35 ₱19.66
$0.37 ₱20.77
-5.41%
Local Beer (0.5 liter draught)
$1.4 ₱77.8
$1.45 ₱81
-3.45%
Imported Beer (0.33 liter bottle)
$2.38 ₱133
$1.92 ₱107
23.96%
🛒 Groceries & Markets
Cagayan de Oro City
Baguio
Difference
Milk (1 liter)
$1.68 ₱93.8
$1.84 ₱102
-8.70%
White Bread (500g)
$0.92 ₱51.2
$1.19 ₱66
-22.69%
Rice (white) (1kg)
$0.97 ₱54.1
$1.11 ₱61.8
-12.61%
Eggs
$2.39 ₱133
$2.24 ₱125
6.70%
Local Cheese (1kg)
$6.07 ₱338
$9.06 ₱505
-33.00%
Chicken Fillets (1kg)
$3.63 ₱202
$3.91 ₱218
-7.16%
Beef Round Steak (1kg)
$6.49 ₱361
$8.79 ₱490
-26.17%
Apples (1kg)
$2.32 ₱129
$2.75 ₱153
-15.64%
Banana (1kg)
$1.18 ₱65.5
$1.8 ₱100
-34.44%
Oranges (1kg)
$2.34 ₱130
$2.28 ₱127
2.63%
Tomato (1kg)
$1.28 ₱71.5
$1.21 ₱67.1
5.79%
Potato (1kg)
$2.27 ₱126
$1.87 ₱104
21.39%
Onion (1kg)
$2.86 ₱159
$2.19 ₱122
30.59%
Lettuce (1 head)
$0.87 ₱48.68
$0.69 ₱38.26
26.09%
Water (1.5 liter bottle)
$0.47 ₱26.33
$0.72 ₱40.05
-34.72%
Cigarettes 20 Pack (Marlboro, Camel)
$2.49 ₱139
$3.27 ₱182
-23.85%
Wine (Bottle)
$4.19 ₱234
$9.34 ₱520
-55.14%
Local Beer (0.5 liter bottle)
$1.4 ₱77.7
$1.02 ₱57
37.25%
Imported Beer (0.33 liter bottle)
$1.54 ₱85.8
$2.33 ₱129
-33.91%
🚌 Getting Around
Cagayan de Oro City
Baguio
Difference
One-way Ticket (Public Transport)
$0.4 ₱22.43
$0.28 ₱15.6
42.86%
Public Transport Monthly Pass (Regular Price)
$8.68 ₱483
$10.56 ₱588
-17.80%
Taxi Start (Normal Tariff)
$0.74 ₱41.47
$0.9 ₱50.3
-17.78%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.22
$0.22 ₱12.24
-
Taxi 1hour Waiting (Normal Tariff)
$2.12 ₱118
$2.32 ₱129
-8.62%
Gasoline (1 liter)
$1.09 ₱60.8
$1.15 ₱64.1
-5.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.4K ₱1.1M
$32.3K ₱1.8M
-36.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.9K ₱1.1M
$20.2K ₱1.1M
-6.65%
🧾 Monthly Utilities & Internet
Cagayan de Oro City
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$106 ₱5,881
$145 ₱8,085
-27.26%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$39.54 ₱2,202
$34.36 ₱1,913
15.08%
Internet (50+ Mbps, Unlimited Data)
$33.39 ₱1,859
$26.4 ₱1,470
26.48%
🎉 Sport & Entertainment
Cagayan de Oro City
Baguio
Difference
Gym Membership (Monthly)
$21.82 ₱1,215
$21.99 ₱1,224
-0.77%
Tennis Court (1 Hour on Weekend)
$3.31 ₱184
$4.08 ₱227
-18.87%
Cinema Ticket
$4.47 ₱249
$5.66 ₱315
-21.02%
🧸 Childcare & Education
Cagayan de Oro City
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$192 ₱10.7K
$150 ₱8,347
27.83%
International Primary School, 1 Child (Yearly)
$2,521 ₱140.4K
$4,703 ₱261.8K
-46.39%
👕👟 Clothing & Footwear
Cagayan de Oro City
Baguio
Difference
Jeans (Levis 501 Or Similar)
$34.46 ₱1,919
$49.42 ₱2,752
-30.27%
Summer Dress (H&M, Zara, etc)
$14.12 ₱786
$27.83 ₱1,550
-49.26%
Sport Shoes (Adidas, Nike)
$58.8 ₱3,272
$74.6 ₱4,152
-21.20%
Men's Leather Business Shoes
$43.49 ₱2,422
$45.89 ₱2,555
-5.23%
🏠 Accommodation & Living
Cagayan de Oro City
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$353 ₱19.7K
$342 ₱19K
3.43%
1-bedroom Apartment, Outside City Center (Monthly)
$214 ₱11.9K
$143 ₱7,980
49.22%
3-bedroom Apartment, City Center (Monthly)
$578 ₱32.2K
$544 ₱30.3K
6.40%
3-bedroom Apartment, Outside City Center (Monthly)
$370 ₱20.6K
$270 ₱15K
37.02%
Buy Apartment in City Center (m2)
$1,618 ₱90.1K
$2,593 ₱144.4K
-37.61%
Buy Apartment Outside City Center (m2)
$869 ₱48.4K
$1,416 ₱78.8K
-38.61%
💵 Salaries & Financials
Cagayan de Oro City
Baguio
Difference
Average Monthly Net Salary (After Tax)
$325 ₱18.1K
$261 ₱14.5K
24.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
4.5
48.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: October 29, 2025

Last update for Baguio: October 29, 2025

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