Cost of Living Comparison Between Cagayan de Oro City and Baguio Cost of Living Comparison Between Cagayan de Oro City and Baguio

🙂 Solo nomad: Cagayan de Oro City is 7.3% cheaper than Baguio without rent, and 0.9% cheaper with rent.
🙂 Family of 3: Cagayan de Oro City is 11.6% cheaper than Baguio without rent, and 5.2% cheaper with rent.
Currency
🍽 Eating Out
Cagayan de Oro City
Baguio
Difference
Meal at Budget Restaurant
$3.75 ₱218
$3.47 ₱202
8.07%
Three-Course Dinner for Two, Mid-Range
$14.11 ₱822
$13.25 ₱772
6.49%
Fast Food Meal (McDonalds, etc)
$3.29 ₱192
$2.61 ₱152
26.05%
Cappuccino
$2.55 ₱148
$2.44 ₱142
4.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.95 ₱55.5
$0.65 ₱37.88
46.15%
Water (0.33 liter bottle)
$0.39 ₱22.45
$0.37 ₱21.60
5.41%
Local Beer (0.5 liter draught)
$1.39 ₱81.0
$1.44 ₱83.8
-3.47%
Imported Beer (0.33 liter bottle)
$2.41 ₱140
$1.99 ₱116
21.11%
🛒 Groceries & Markets
Cagayan de Oro City
Baguio
Difference
Milk (1 liter)
$1.71 ₱99.7
$1.92 ₱112
-10.94%
White Bread (500g)
$0.90 ₱52.7
$1.20 ₱70.0
-25.00%
Rice (white) (1kg)
$0.97 ₱56.4
$1.11 ₱64.7
-12.61%
Eggs
$2.40 ₱140
$2.25 ₱131
6.67%
Local Cheese (1kg)
$6.16 ₱359
$9.38 ₱546
-34.33%
Chicken Fillets (1kg)
$3.66 ₱213
$3.92 ₱228
-6.63%
Beef Round Steak (1kg)
$6.68 ₱389
$8.67 ₱505
-22.95%
Apples (1kg)
$2.26 ₱132
$2.73 ₱159
-17.22%
Banana (1kg)
$1.15 ₱66.9
$1.87 ₱109
-38.50%
Oranges (1kg)
$2.29 ₱133
$2.26 ₱132
1.33%
Tomato (1kg)
$1.28 ₱74.4
$1.16 ₱67.5
10.34%
Potato (1kg)
$2.21 ₱129
$1.81 ₱105
22.10%
Onion (1kg)
$2.89 ₱168
$2.19 ₱127
31.96%
Lettuce (1 head)
$0.87 ₱50.6
$0.67 ₱39.21
29.85%
Water (1.5 liter bottle)
$0.47 ₱27.29
$0.76 ₱44.53
-38.16%
Cigarettes 20 Pack (Marlboro, Camel)
$2.46 ₱143
$3.27 ₱190
-24.77%
Wine (Bottle)
$4.19 ₱244
$9.27 ₱540
-54.80%
Local Beer (0.5 liter bottle)
$1.37 ₱79.8
$1.02 ₱59.4
34.31%
Imported Beer (0.33 liter bottle)
$1.57 ₱91.3
$2.27 ₱132
-30.84%
🚌 Getting Around
Cagayan de Oro City
Baguio
Difference
One-way Ticket (Public Transport)
$0.40 ₱23.30
$0.26 ₱15.08
53.85%
Public Transport Monthly Pass (Regular Price)
$8.25 ₱480
$10.82 ₱630
-23.75%
Taxi Start (Normal Tariff)
$0.73 ₱42.25
$0.86 ₱50.0
-15.12%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.00
$0.24 ₱14.00
-
Taxi 1hour Waiting (Normal Tariff)
$2.14 ₱125
$2.35 ₱137
-8.94%
Gasoline (1 liter)
$1.13 ₱66.1
$1.16 ₱67.3
-2.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$20.5K ₱1.2M
$31.8K ₱1.9M
-35.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.5K ₱1.1M
$20.3K ₱1.2M
-4.08%
🧾 Monthly Utilities & Internet
Cagayan de Oro City
Baguio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 ₱5,971
$147 ₱8,537
-30.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$40.92 ₱2,383
$34.60 ₱2,015
18.27%
Internet (50+ Mbps, Unlimited Data)
$33.45 ₱1,948
$25.99 ₱1,513
28.70%
🎉 Sport & Entertainment
Cagayan de Oro City
Baguio
Difference
Gym Membership (Monthly)
$21.63 ₱1,259
$21.69 ₱1,263
-0.28%
Tennis Court (1 Hour on Weekend)
$3.32 ₱193
$4.24 ₱247
-21.70%
Cinema Ticket
$4.54 ₱264
$5.80 ₱338
-21.72%
🧸 Childcare & Education
Cagayan de Oro City
Baguio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$185 ₱10.8K
$153 ₱8,926
20.51%
International Primary School, 1 Child (Yearly)
$2,435 ₱141.8K
$4,687 ₱272.9K
-48.06%
👕👟 Clothing & Footwear
Cagayan de Oro City
Baguio
Difference
Jeans (Levis 501 Or Similar)
$35.57 ₱2,071
$47.97 ₱2,794
-25.85%
Summer Dress (H&M, Zara, etc)
$14.12 ₱822
$27.79 ₱1,618
-49.19%
Sport Shoes (Adidas, Nike)
$56.8 ₱3,305
$74.9 ₱4,361
-24.20%
Men's Leather Business Shoes
$43.79 ₱2,550
$47.05 ₱2,740
-6.93%
🏠 Accommodation & Living
Cagayan de Oro City
Baguio
Difference
1-bedroom Apartment, City Center (Monthly)
$356 ₱20.7K
$345 ₱20.1K
3.13%
1-bedroom Apartment, Outside City Center (Monthly)
$218 ₱12.7K
$142 ₱8,254
53.57%
3-bedroom Apartment, City Center (Monthly)
$598 ₱34.8K
$547 ₱31.9K
9.40%
3-bedroom Apartment, Outside City Center (Monthly)
$372 ₱21.7K
$262 ₱15.2K
42.29%
Buy Apartment in City Center (m2)
$1,707 ₱99.4K
$2,616 ₱152.3K
-34.72%
Buy Apartment Outside City Center (m2)
$1,024 ₱59.6K
$974 ₱56.7K
5.13%
💵 Salaries & Financials
Cagayan de Oro City
Baguio
Difference
Average Monthly Net Salary (After Tax)
$328 ₱19.1K
$197 ₱11.5K
66.53%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.67
4.5
48.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cagayan de Oro City: February 28, 2026

Last update for Baguio: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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