Cost of Living Comparison Between Baguio and Cagayan de Oro City Cost of Living Comparison Between Baguio and Cagayan de Oro City

😐 Solo nomad: Baguio is 12.5% more expensive than Cagayan de Oro City without rent, and 3.7% more expensive with rent.
😐 Family of 3: Baguio is 9.2% more expensive than Cagayan de Oro City without rent, and 2.2% more expensive with rent.
Currency
🍽 Eating Out
Baguio
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$3.60 ₱215
$3.83 ₱229
-6.01%
Three-Course Dinner for Two, Mid-Range
$13.11 ₱786
$14.26 ₱855
-8.06%
Fast Food Meal (McDonalds, etc)
$2.62 ₱157
$3.43 ₱206
-23.62%
Cappuccino
$2.45 ₱147
$2.62 ₱157
-6.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.66 ₱39.52
$1.00 ₱60.2
-34.00%
Water (0.33 liter bottle)
$0.40 ₱24.26
$0.39 ₱23.24
2.56%
Local Beer (0.5 liter draught)
$1.45 ₱87.1
$1.38 ₱82.6
5.07%
Imported Beer (0.33 liter bottle)
$1.99 ₱119
$2.47 ₱148
-19.43%
🛒 Groceries & Markets
Baguio
Cagayan de Oro City
Difference
Milk (1 liter)
$1.92 ₱115
$1.62 ₱97.3
18.52%
White Bread (500g)
$1.25 ₱74.6
$0.93 ₱56.0
34.41%
Rice (white) (1kg)
$1.07 ₱64.1
$0.92 ₱55.1
16.30%
Eggs
$2.25 ₱135
$2.41 ₱144
-6.64%
Local Cheese (1kg)
$9.34 ₱559
$6.14 ₱368
52.12%
Chicken Fillets (1kg)
$3.84 ₱230
$3.52 ₱211
9.09%
Beef Round Steak (1kg)
$8.65 ₱518
$6.67 ₱399
29.69%
Apples (1kg)
$2.67 ₱160
$2.23 ₱133
19.73%
Banana (1kg)
$1.86 ₱111
$1.14 ₱68.3
63.16%
Oranges (1kg)
$2.28 ₱136
$2.28 ₱137
-
Tomato (1kg)
$1.21 ₱72.3
$1.23 ₱73.7
-1.63%
Potato (1kg)
$1.82 ₱109
$2.30 ₱138
-20.87%
Onion (1kg)
$2.30 ₱138
$2.79 ₱167
-17.56%
Lettuce (1 head)
$0.67 ₱39.90
$0.92 ₱54.9
-27.17%
Water (1.5 liter bottle)
$0.77 ₱46.00
$0.47 ₱28.39
63.83%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 ₱198
$2.41 ₱144
37.34%
Wine (Bottle)
$9.36 ₱561
$4.19 ₱251
123.39%
Local Beer (0.5 liter bottle)
$1.04 ₱62.3
$1.37 ₱81.8
-24.09%
Imported Beer (0.33 liter bottle)
$2.24 ₱134
$1.49 ₱89.5
50.34%
🚌 Getting Around
Baguio
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$0.28 ₱16.93
$0.44 ₱26.13
-36.36%
Public Transport Monthly Pass (Regular Price)
$10.73 ₱643
$8.70 ₱521
23.33%
Taxi Start (Normal Tariff)
$0.88 ₱52.6
$0.74 ₱44.35
18.92%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.46
$0.24 ₱14.41
-
Taxi 1hour Waiting (Normal Tariff)
$2.35 ₱141
$2.07 ₱124
13.53%
Gasoline (1 liter)
$1.16 ₱69.2
$1.09 ₱65.4
6.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.3K ₱1.9M
$20.7K ₱1.2M
50.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.6K ₱1.2M
$19.0K ₱1.1M
8.67%
🧾 Monthly Utilities & Internet
Baguio
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$148 ₱8,878
$106 ₱6,331
40.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.34 ₱2,057
$39.73 ₱2,380
-13.57%
Internet (50+ Mbps, Unlimited Data)
$26.43 ₱1,584
$32.67 ₱1,957
-19.10%
🎉 Sport & Entertainment
Baguio
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$21.66 ₱1,297
$21.91 ₱1,312
-1.14%
Tennis Court (1 Hour on Weekend)
$4.11 ₱246
$3.38 ₱203
21.60%
Cinema Ticket
$5.73 ₱343
$4.44 ₱266
29.05%
🧸 Childcare & Education
Baguio
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$152 ₱9,086
$188 ₱11.3K
-19.46%
International Primary School, 1 Child (Yearly)
$4,739 ₱283.9K
$2,466 ₱147.7K
92.16%
👕👟 Clothing & Footwear
Baguio
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$49.46 ₱2,963
$34.41 ₱2,061
43.74%
Summer Dress (H&M, Zara, etc)
$28.00 ₱1,677
$14.22 ₱852
96.91%
Sport Shoes (Adidas, Nike)
$74.9 ₱4,484
$58.1 ₱3,483
28.74%
Men's Leather Business Shoes
$46.07 ₱2,760
$42.54 ₱2,548
8.30%
🏠 Accommodation & Living
Baguio
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$338 ₱20.3K
$351 ₱21.0K
-3.68%
1-bedroom Apartment, Outside City Center (Monthly)
$146 ₱8,752
$216 ₱12.9K
-32.30%
3-bedroom Apartment, City Center (Monthly)
$546 ₱32.7K
$599 ₱35.9K
-8.82%
3-bedroom Apartment, Outside City Center (Monthly)
$264 ₱15.8K
$376 ₱22.5K
-29.62%
Buy Apartment in City Center (m2)
$2,498 ₱149.7K
$1,699 ₱101.8K
47.07%
Buy Apartment Outside City Center (m2)
$960 ₱57.5K
$1,003 ₱60.1K
-4.35%
💵 Salaries & Financials
Baguio
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$190 ₱11.4K
$316 ₱18.9K
-39.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
6.67
-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: April 13, 2026

Last update for Cagayan de Oro City: April 11, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Baguio vs other spots: cost of living compared

Similar cities