Last update: Nov 2026

Cost of Living Comparison Between Cebu and Cadiz, Philippines

Name: Cadiz
Address: Cadiz, PH

For one person, living is cheaper in Cadiz: $617 a month against $943 in Cebu, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
29

Cost of Living Index in Cadiz
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Cadiz Living Index

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Cebu

🇵🇭 Philippines

$943

/mo nomad

Cadiz

🇵🇭 Philippines

$617

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Cadiz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Cadiz actually costs, broken down by who's living it.

A single person spends $943 per month in Cebu vs $617 in Cadiz, rent included.

Cebu $943
Cadiz $617

A couple spends around $1,437 per month in Cebu vs $943 in Cadiz, rent included.

Cebu $1,437
Cadiz $943

A family of three spends $1,930 per month in Cebu vs $1,269 in Cadiz, rent included.

Cebu $1,930
Cadiz $1,269

Cebu costs about 53% more than Cadiz, and outside of rent the biggest gap is in clothing.

Both Cebu and Cadiz are more affordable than the global median – Cebu 30% lower, Cadiz 54% lower.

Meal at Budget Restaurant

$3.88 ₱247

$2.80 ₱178

38.57%

Three-Course Dinner for Two, Mid-Range

$23.22 ₱1,476

$7.88 ₱501

194.67%

Fast Food Meal (McDonalds, etc)

$3.90 ₱248

$3.08 ₱196

26.62%

Cappuccino

$2.56 ₱163

$1.37 ₱86.9

86.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.60 ₱102

$0.38 ₱23.92

321.05%

Water (0.33 liter bottle)

$0.51 ₱32.35

$0.32 ₱20.42

59.38%

Local Beer (0.5 liter draught)

$1.76 ₱112

$1.04 ₱65.9

69.23%

Imported Beer (0.33 liter bottle)

$2.15 ₱137

$1.71 ₱108

25.73%

Milk (1 liter)

$1.99 ₱126

$1.59 ₱101

25.16%

White Bread (500g)

$1.37 ₱87.1

$1.14 ₱72.2

20.18%

Rice (white) (1kg)

$0.95 ₱60.4

$0.88 ₱56.3

7.95%

Eggs

$2.02 ₱128

$1.71 ₱109

18.13%

Local Cheese (1kg)

$9.63 ₱612

$5.80 ₱369

66.03%

Chicken Fillets (1kg)

$4.35 ₱277

$4.02 ₱256

8.21%

Beef Round Steak (1kg)

$7.70 ₱490

$6.24 ₱397

23.40%

Apples (1kg)

$3.30 ₱210

$3.18 ₱202

3.77%

Banana (1kg)

$1.27 ₱80.5

$1.07 ₱68.1

18.69%

Oranges (1kg)

$2.34 ₱149

$2.95 ₱188

-20.68%

Tomato (1kg)

$1.51 ₱96.3

$1.37 ₱86.8

10.22%

Potato (1kg)

$2.23 ₱142

$2.30 ₱146

-3.04%

Onion (1kg)

$1.93 ₱123

$2.71 ₱172

-28.78%

Lettuce (1 head)

$1.18 ₱75.2

$0.38 ₱23.89

210.53%

Water (1.5 liter bottle)

$0.65 ₱41.33

$0.82 ₱51.9

-20.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.89 ₱184

$2.44 ₱155

18.44%

Wine (Bottle)

$6.35 ₱404

$6.23 ₱396

1.93%

Local Beer (0.5 liter bottle)

$1.27 ₱80.8

$1.07 ₱68.1

18.69%

Imported Beer (0.33 liter bottle)

$1.64 ₱104

$1.27 ₱80.8

29.13%

One-way Ticket (Public Transport)

$0.23 ₱14.56

$0.22 ₱13.98

4.55%

Public Transport Monthly Pass (Regular Price)

$12.24 ₱778

$12.17 ₱774

0.58%

Taxi Start (Normal Tariff)

$0.82 ₱52.0

$0.81 ₱51.7

1.23%

Taxi (Normal Tariff) (1km)

$0.20 ₱12.69

$0.35 ₱22.39

-42.86%

Taxi 1hour Waiting (Normal Tariff)

$4.32 ₱275

$2.33 ₱148

85.41%

Gasoline (1 liter)

$1.38 ₱87.6

$1.17 ₱74.3

17.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$20.9K ₱1.3M

1.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K ₱1.2M

-0.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 ₱7,893

$62.1 ₱3,949

99.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.93 ₱1,013

$9.55 ₱607

66.81%

Internet (50+ Mbps, Unlimited Data)

$28.07 ₱1,785

$26.39 ₱1,678

6.37%

Gym Membership (Monthly)

$33.41 ₱2,124

$31.42 ₱1,998

6.33%

Tennis Court (1 Hour on Weekend)

$6.40 ₱407

$5.31 ₱338

20.53%

Cinema Ticket

$5.85 ₱372

$4.77 ₱304

22.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$271 ₱17.2K

$31.82 ₱2,023

750.31%

International Primary School, 1 Child (Yearly)

$8,060 ₱512.4K

$7,911 ₱503.0K

1.89%

Jeans (Levis 501 Or Similar)

$48.31 ₱3,072

$23.23 ₱1,477

107.96%

Summer Dress (H&M, Zara, etc)

$24.56 ₱1,562

$19.10 ₱1,215

28.59%

Sport Shoes (Adidas, Nike)

$77.1 ₱4,904

$54.0 ₱3,432

42.91%

Men's Leather Business Shoes

$56.5 ₱3,593

$23.63 ₱1,503

139.15%

1-bedroom Apartment, City Center (Monthly)

$495 ₱31.5K

$247 ₱15.7K

100.38%

1-bedroom Apartment, Outside City Center (Monthly)

$322 ₱20.5K

$170 ₱10.8K

89.26%

3-bedroom Apartment, City Center (Monthly)

$990 ₱63.0K

$498 ₱31.6K

99.04%

3-bedroom Apartment, Outside City Center (Monthly)

$628 ₱39.9K

$345 ₱21.9K

82.25%

Buy Apartment in City Center (m2)

$4,459 ₱283.5K

$2,622 ₱166.7K

70.02%

Buy Apartment Outside City Center (m2)

$3,030 ₱192.6K

$1,115 ₱70.9K

171.69%

Average Monthly Net Salary (After Tax)

$343 ₱21.8K

$184 ₱11.7K

85.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

7.33

-1.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: November 2, 2026

Last update for Cadiz: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$322 34.1%

Cadiz

$170 27.6% 47.2% $152

Groceries & Markets

Cebu

$206 21.8%

Cadiz

$179 29% 13.1% $27

Monthly Utilities & Internet

Cebu

$168 17.8%

Cadiz

$98 15.9% 41.7% $70

Eating Out

Cebu

$95 10.1%

Cadiz

$59 9.6% 37.4% $36

Clothing & Footwear

Cebu

$93 9.9%

Cadiz

$54 8.8% 41.9% $39

Sport & Entertainment

Cebu

$45 4.8%

Cadiz

$41 6.6% 9.2% $4.1

Getting Around

Cebu

$15 1.6%

Cadiz

$16 2.5% 4.4% $0.7

Cost Breakdown

A central one-bedroom costs $495 in Cebu versus $247 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 86% higher in Cebu. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $23 in Cebu versus $8 in Cadiz. Monthly groceries follow the same trend: $206 vs $179 – making Cadiz the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇵🇭 Cadiz

🕒 Local time

07:08 7:08 AM

Same time as Cebu

🌤 Weather

👥 Population

964,169

154,723

💱 Currency

Philippine Peso PHP ₱

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

On the map

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Between locations

Cebu Cadiz 98 km

From you

Cebu
Cadiz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cadiz: Cost of Living - Frequently Asked Questions

Cebu costs about 53% more than Cadiz, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,415 per month in Cebu and $925 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments: a one-bedroom in the center costs $247 there versus $495 in Cebu.

A mid-range dinner for two costs $23 in Cebu and $8 in Cadiz. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 15% more in Cebu, though the gap depends on what you buy.

A $800 monthly budget goes further in Cadiz, where all-in costs run around $617, than in Cebu at $943. In Cadiz it covers expenses comfortably, while in Cebu it requires careful planning or may not stretch far enough.

Families tend to lean toward Cadiz – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Cadiz. If higher salaries or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.