Cost of Living Comparison Between Cebu and Cadiz Cost of Living Comparison Between Cebu and Cadiz

Monthly Cost of Living

A single person spends $867 per month in Cebu vs $653 in Cadiz, rent included.

A couple spends around $1,349 per month in Cebu vs $1,030 in Cadiz, rent included.

A family of three spends $1,832 per month in Cebu vs $1,407 in Cadiz, rent included.

Cebu costs about 33% more than Cadiz, driven mainly by Groceries & Markets.

Both Cebu and Cadiz are more affordable than the global median – Cebu 36% lower, Cadiz 51% lower.

Meal at Budget Restaurant

$4.40 ₱267

$2.72 ₱165

61.76%

Three-Course Dinner for Two, Mid-Range

$23.84 ₱1,448

$8.68 ₱527

174.65%

Fast Food Meal (McDonalds, etc)

$4.50 ₱273

$3.50 ₱213

28.57%

Cappuccino

$2.65 ₱161

$1.47 ₱89.1

80.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.80 ₱48.45

$0.43 ₱25.88

86.05%

Water (0.33 liter bottle)

$0.42 ₱25.44

$0.30 ₱17.99

40.00%

Local Beer (0.5 liter draught)

$1.51 ₱91.8

$0.98 ₱59.8

54.08%

Imported Beer (0.33 liter bottle)

$2.15 ₱131

$1.80 ₱109

19.44%

Milk (1 liter)

$2.22 ₱135

$1.87 ₱114

18.72%

White Bread (500g)

$1.53 ₱92.9

$1.25 ₱75.9

22.40%

Rice (white) (1kg)

$1.12 ₱68.3

$0.95 ₱57.9

17.89%

Eggs

$2.31 ₱140

$2.00 ₱122

15.50%

Local Cheese (1kg)

$13.06 ₱793

$5.88 ₱357

122.11%

Chicken Fillets (1kg)

$5.38 ₱327

$4.28 ₱260

25.70%

Beef Round Steak (1kg)

$7.76 ₱471

$6.71 ₱408

15.65%

Apples (1kg)

$3.63 ₱220

$3.61 ₱219

0.55%

Banana (1kg)

$1.50 ₱91.1

$1.15 ₱70.0

30.43%

Oranges (1kg)

$3.42 ₱207

$3.27 ₱199

4.59%

Tomato (1kg)

$2.17 ₱132

$1.61 ₱97.5

34.78%

Potato (1kg)

$2.53 ₱154

$2.58 ₱157

-1.94%

Onion (1kg)

$2.44 ₱148

$3.14 ₱191

-22.29%

Lettuce (1 head)

$1.00 ₱60.8

$0.45 ₱27.45

122.22%

Water (1.5 liter bottle)

$0.79 ₱48.14

$0.92 ₱55.8

-14.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 ₱198

$2.87 ₱174

13.59%

Wine (Bottle)

$6.30 ₱383

$5.53 ₱336

13.92%

Local Beer (0.5 liter bottle)

$1.15 ₱69.7

$1.33 ₱80.5

-13.53%

Imported Beer (0.33 liter bottle)

$2.30 ₱140

$1.44 ₱87.5

59.72%

One-way Ticket (Public Transport)

$0.28 ₱17.03

$0.28 ₱17.20

Public Transport Monthly Pass (Regular Price)

$15.06 ₱914

Taxi Start (Normal Tariff)

$0.83 ₱50.5

$0.72 ₱43.91

15.28%

Taxi (Normal Tariff) (1km)

$0.23 ₱13.85

$0.24 ₱14.63

-4.17%

Taxi 1hour Waiting (Normal Tariff)

$2.71 ₱165

$2.58 ₱157

5.04%

Gasoline (1 liter)

$1.09 ₱66.3

$1.09 ₱66.5

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K ₱1.9M

$23.5K ₱1.4M

29.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.1K ₱1.6M

$19.5K ₱1.2M

39.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.2 ₱5,900

$65.4 ₱3,972

48.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.37 ₱2,087

$12.26 ₱744

180.34%

Internet (50+ Mbps, Unlimited Data)

$30.15 ₱1,831

$30.18 ₱1,832

-0.10%

Gym Membership (Monthly)

$33.14 ₱2,012

$33.51 ₱2,035

-1.10%

Tennis Court (1 Hour on Weekend)

$8.25 ₱501

$4.41 ₱268

87.07%

Cinema Ticket

$5.84 ₱355

$5.40 ₱328

8.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 ₱13.8K

$35.12 ₱2,132

548.72%

International Primary School, 1 Child (Yearly)

$3,923 ₱238.2K

$4,256 ₱258.4K

-7.82%

Jeans (Levis 501 Or Similar)

$51.7 ₱3,140

$45.01 ₱2,733

14.91%

Summer Dress (H&M, Zara, etc)

$22.99 ₱1,396

$22.68 ₱1,377

1.37%

Sport Shoes (Adidas, Nike)

$75.2 ₱4,567

$61.7 ₱3,746

21.91%

Men's Leather Business Shoes

$56.4 ₱3,422

$26.89 ₱1,633

109.56%

1-bedroom Apartment, City Center (Monthly)

$511 ₱31.0K

$262 ₱15.9K

95.22%

1-bedroom Apartment, Outside City Center (Monthly)

$210 ₱12.7K

$174 ₱10.6K

20.57%

3-bedroom Apartment, City Center (Monthly)

$787 ₱47.8K

$589 ₱35.7K

33.74%

3-bedroom Apartment, Outside City Center (Monthly)

$391 ₱23.7K

$398 ₱24.2K

-1.83%

Buy Apartment in City Center (m2)

$2,948 ₱179.0K

$2,147 ₱130.3K

37.32%

Buy Apartment Outside City Center (m2)

$1,906 ₱115.7K

$1,157 ₱70.2K

64.73%

Average Monthly Net Salary (After Tax)

$378 ₱23.0K

$193 ₱11.7K

96.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: June 6, 2026

Last update for Cadiz: June 7, 2026

Cost Breakdown

A central one-bedroom costs $511 in Cebu versus $262 in Cadiz. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 96% higher in Cebu, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $9.00 in Cadiz. Monthly groceries follow the same trend: $241 vs $196 – making Cadiz the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Cadiz: Cost of Living - Frequently Asked Questions

Cebu costs about 33% more than Cadiz, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,300 per month in Cebu and $979 in Cadiz. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cadiz, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $24.00 in Cebu and $9.00 in Cadiz. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 23% more in Cebu, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Cadiz, where all-in costs run around $653, than in Cebu at $867. In Cadiz it covers expenses comfortably, while in Cebu it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cadiz costs $653 versus $867 in Cebu. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cadiz. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cebu makes more sense. Both are solid long-term options with distinct trade-offs.