Last update: Oct 2026

Cost of Living Comparison Between Bijelo Polje and Niksic

For one person, living is cheaper in Niksic: $986 a month against $1,289 in Bijelo Polje, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index
47

Cost of Living Index in Niksic
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Niksic Living Index

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Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Niksic

🇲🇪 Montenegro

$986

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijelo Polje and in Niksic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijelo Polje and in Niksic actually costs, broken down by who's living it.

A single person spends $1,289 per month in Bijelo Polje vs $986 in Niksic, rent included.

Bijelo Polje $1,289
Niksic $986

A couple spends around $2,011 per month in Bijelo Polje vs $1,468 in Niksic, rent included.

Bijelo Polje $2,011
Niksic $1,468

A family of three spends $2,733 per month in Bijelo Polje vs $1,950 in Niksic, rent included.

Bijelo Polje $2,733
Niksic $1,950

Bijelo Polje costs about 31% more than Niksic, and outside of rent the biggest gap is in eating out.

Both Bijelo Polje and Niksic are more affordable than the global median – Bijelo Polje 5% lower, Niksic 27% lower.

Meal at Budget Restaurant

$11.02 €9.80

$7.94 €7.07

38.79%

Three-Course Dinner for Two, Mid-Range

$36.35 €32.33

$30.49 €27.12

19.22%

Fast Food Meal (McDonalds, etc)

$9.06 €8.06

$5.76 €5.12

57.29%

Cappuccino

$2.64 €2.34

$1.70 €1.51

55.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$1.85 €1.65

34.05%

Water (0.33 liter bottle)

$1.58 €1.40

$1.14 €1.02

38.60%

Local Beer (0.5 liter draught)

$2.85 €2.54

$2.01 €1.79

41.79%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$2.17 €1.93

56.68%

Milk (1 liter)

$1.19 €1.06

$1.09 €0.97

9.17%

White Bread (500g)

$0.97 €0.86

$0.88 €0.78

10.23%

Rice (white) (1kg)

$2.89 €2.57

$1.90 €1.69

52.11%

Eggs

$3.07 €2.73

$3.18 €2.83

-3.46%

Local Cheese (1kg)

$9.14 €8.13

$7.59 €6.75

20.42%

Chicken Fillets (1kg)

$7.19 €6.40

$5.96 €5.30

20.64%

Beef Round Steak (1kg)

$12.62 €11.22

$10.85 €9.65

16.31%

Apples (1kg)

$1.32 €1.18

$1.09 €0.97

21.10%

Banana (1kg)

$1.56 €1.39

$1.26 €1.12

23.81%

Oranges (1kg)

$1.56 €1.39

$1.29 €1.15

20.93%

Tomato (1kg)

$2.99 €2.66

$2.12 €1.88

41.04%

Potato (1kg)

$0.93 €0.83

$0.91 €0.81

2.20%

Onion (1kg)

$1.27 €1.13

$1.06 €0.95

19.81%

Lettuce (1 head)

$1.52 €1.36

$1.04 €0.93

46.15%

Water (1.5 liter bottle)

$0.89 €0.79

$0.84 €0.74

5.95%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 €3.46

$4.22 €3.76

-7.82%

Wine (Bottle)

$4.59 €4.08

$5.13 €4.56

-10.53%

Local Beer (0.5 liter bottle)

$1.27 €1.13

$0.90 €0.80

41.11%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.11 €0.99

54.95%

One-way Ticket (Public Transport)

$1.64 €1.46

$1.09 €0.97

50.46%

Public Transport Monthly Pass (Regular Price)

$38.93 €34.63

$33.41 €29.72

16.52%

Taxi Start (Normal Tariff)

$1.15 €1.02

$0.58 €0.51

98.28%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$0.54 €0.48

111.11%

Taxi 1hour Waiting (Normal Tariff)

$16.71 €14.86

$7.21 €6.41

131.76%

Gasoline (1 liter)

$1.76 €1.56

$1.77 €1.57

-0.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$21.5K €19.1K

51.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K €18.8K

$25.7K €22.8K

-17.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$123 €109

7.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.88 €11.46

$23.36 €20.78

-44.86%

Internet (50+ Mbps, Unlimited Data)

$34.04 €30.28

$23.80 €21.17

43.03%

Gym Membership (Monthly)

$46.82 €41.65

$33.17 €29.51

41.15%

Tennis Court (1 Hour on Weekend)

$14.36 €12.77

$10.53 €9.37

36.37%

Cinema Ticket

$8.01 €7.13

$5.64 €5.02

42.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.3 €50.1

$81.9 €72.9

-31.23%

International Primary School, 1 Child (Yearly)

$6,950 €6,182

$4,517 €4,018

53.84%

Jeans (Levis 501 Or Similar)

$84.9 €75.5

$82.3 €73.2

3.16%

Summer Dress (H&M, Zara, etc)

$33.21 €29.54

$31.53 €28.05

5.33%

Sport Shoes (Adidas, Nike)

$72.3 €64.3

$89.4 €79.5

-19.15%

Men's Leather Business Shoes

$95.8 €85.2

$112 €99.5

-14.32%

1-bedroom Apartment, City Center (Monthly)

$633 €563

$412 €366

53.66%

1-bedroom Apartment, Outside City Center (Monthly)

$456 €406

$271 €241

68.04%

3-bedroom Apartment, City Center (Monthly)

$1,292 €1,149

$600 €534

115.42%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €827

$403 €359

130.65%

Buy Apartment in City Center (m2)

$3,396 €3,021

$1,667 €1,483

103.71%

Buy Apartment Outside City Center (m2)

$2,291 €2,038

$1,215 €1,081

88.60%

Average Monthly Net Salary (After Tax)

$848 €754

$806 €717

5.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

5.5

-0.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijelo Polje: October 17, 2026

Last update for Niksic: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bijelo Polje

$456 35.4%

Niksic

$271 27.5% 40.5% $185

Groceries & Markets

Bijelo Polje

$225 17.5%

Niksic

$190 19.3% 15.6% $35

Eating Out

Bijelo Polje

$184 14.3%

Niksic

$128 12.9% 30.8% $57

Monthly Utilities & Internet

Bijelo Polje

$179 13.9%

Niksic

$170 17.3% 5.1% $9.1

Clothing & Footwear

Bijelo Polje

$129 10%

Niksic

$142 14.4% 10.1% $13

Sport & Entertainment

Bijelo Polje

$63 4.9%

Niksic

$44 4.5% 29.3% $18

Getting Around

Bijelo Polje

$52 4.1%

Niksic

$41 4.2% 21.5% $11

Cost Breakdown

A central one-bedroom costs $633 in Bijelo Polje versus $412 in Niksic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Bijelo Polje, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Bijelo Polje versus $30.00 in Niksic. Monthly groceries follow the same trend: $225 vs $190 – making Niksic the more affordable choice for daily food spending.

Good to know

🇲🇪 Bijelo Polje

🇲🇪 Niksic

🕒 Local time

04:14 4:14 AM

Same time as Bijelo Polje

🌤 Weather

👥 Population

13,117

56,970

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijelo Polje vs Niksic: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 31%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,933 per month in Bijelo Polje and $1,479 in Niksic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 18% more in Bijelo Polje, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Bijelo Polje and $30.00 in Niksic. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $986, than in Bijelo Polje at $1,289. In Niksic it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Niksic – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.