Cost of Living Comparison Between Bijelo Polje and Niksic Cost of Living Comparison Between Bijelo Polje and Niksic

Monthly Cost of Living

A single person spends $1,448 per month in Bijelo Polje vs $975 in Niksic, rent included.

A couple spends around $2,223 per month in Bijelo Polje vs $1,487 in Niksic, rent included.

A family of three spends $2,997 per month in Bijelo Polje vs $1,999 in Niksic, rent included.

Bijelo Polje costs about 49% more than Niksic, driven mainly by Eating Out.

Bijelo Polje sits 8% above the global median, while Niksic is 27% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.74 €11.91

$8.03 €6.96

71.11%

Three-Course Dinner for Two, Mid-Range

$59.0 €51.2

$31.95 €27.69

84.73%

Fast Food Meal (McDonalds, etc)

$9.76 €8.46

$5.66 €4.91

72.44%

Cappuccino

$3.09 €2.68

$1.75 €1.52

76.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.17 €1.88

$1.91 €1.66

13.61%

Water (0.33 liter bottle)

$1.42 €1.23

$1.17 €1.02

21.37%

Local Beer (0.5 liter draught)

$3.44 €2.99

$2.00 €1.73

72.00%

Imported Beer (0.33 liter bottle)

$3.51 €3.04

$2.29 €1.99

53.28%

Milk (1 liter)

$1.43 €1.24

$1.12 €0.97

27.68%

White Bread (500g)

$1.12 €0.97

$0.96 €0.83

16.67%

Rice (white) (1kg)

$1.82 €1.58

$2.04 €1.77

-10.78%

Eggs

$3.41 €2.96

$3.18 €2.76

7.23%

Local Cheese (1kg)

$13.16 €11.40

$7.80 €6.76

68.72%

Chicken Fillets (1kg)

$7.34 €6.36

$6.15 €5.33

19.35%

Beef Round Steak (1kg)

$9.44 €8.18

$10.33 €8.95

-8.62%

Apples (1kg)

$2.17 €1.88

$1.21 €1.05

79.34%

Banana (1kg)

$2.25 €1.95

$1.31 €1.14

71.76%

Oranges (1kg)

$1.89 €1.64

$1.55 €1.35

21.94%

Tomato (1kg)

$3.65 €3.17

$2.07 €1.80

76.33%

Potato (1kg)

$1.87 €1.62

$1.03 €0.89

81.55%

Onion (1kg)

$1.17 €1.02

$1.05 €0.91

11.43%

Lettuce (1 head)

$1.87 €1.62

$1.03 €0.89

81.55%

Water (1.5 liter bottle)

$1.52 €1.31

$0.78 €0.68

94.87%

Cigarettes 20 Pack (Marlboro, Camel)

$4.13 €3.58

$4.30 €3.73

-3.95%

Wine (Bottle)

$4.68 €4.06

$5.30 €4.59

-11.70%

Local Beer (0.5 liter bottle)

$1.60 €1.39

$1.00 €0.87

60.00%

Imported Beer (0.33 liter bottle)

$2.13 €1.84

$1.16 €1.00

83.62%

One-way Ticket (Public Transport)

$1.48 €1.28

$1.19 €1.03

24.37%

Public Transport Monthly Pass (Regular Price)

$37.82 €32.78

$34.31 €29.74

10.23%

Taxi Start (Normal Tariff)

$1.17 €1.01

$0.60 €0.52

95.00%

Taxi (Normal Tariff) (1km)

$1.06 €0.91

$0.51 €0.44

107.84%

Taxi 1hour Waiting (Normal Tariff)

$11.77 €10.20

$7.57 €6.56

55.48%

Gasoline (1 liter)

$1.71 €1.48

$1.77 €1.53

-3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.1K €26.1K

$22.0K €19.1K

36.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.7K €24.8K

$26.5K €22.9K

8.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 €123

$125 €108

13.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.61 €16.13

$23.64 €20.49

-21.28%

Internet (50+ Mbps, Unlimited Data)

$33.12 €28.71

$24.44 €21.18

35.52%

Gym Membership (Monthly)

$43.94 €38.09

$35.33 €30.62

24.37%

Tennis Court (1 Hour on Weekend)

$14.10 €12.22

$10.64 €9.22

32.52%

Cinema Ticket

$3.43 €2.97

$5.87 €5.09

-41.57%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$58.0 €50.3

$84.4 €73.2

-31.32%

International Primary School, 1 Child (Yearly)

$7,594 €6,581

$4,586 €3,974

65.59%

Jeans (Levis 501 Or Similar)

$22.72 €19.69

$85.8 €74.4

-73.52%

Summer Dress (H&M, Zara, etc)

$38.31 €33.20

$33.04 €28.64

15.95%

Sport Shoes (Adidas, Nike)

$117 €102

$91.4 €79.3

28.20%

Men's Leather Business Shoes

$125 €109

$114 €98.5

10.40%

1-bedroom Apartment, City Center (Monthly)

$720 €624

$380 €329

89.61%

1-bedroom Apartment, Outside City Center (Monthly)

$538 €467

$233 €202

130.82%

3-bedroom Apartment, City Center (Monthly)

$1,273 €1,103

$527 €457

141.42%

3-bedroom Apartment, Outside City Center (Monthly)

$905 €785

$384 €333

135.48%

Buy Apartment in City Center (m2)

$3,671 €3,181

$1,381 €1,197

165.76%

Buy Apartment Outside City Center (m2)

$2,577 €2,234

$961 €833

168.26%

Average Monthly Net Salary (After Tax)

$858 €744

$814 €705

5.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

5.5

-2.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijelo Polje: June 8, 2026

Last update for Niksic: June 9, 2026

Cost Breakdown

A central one-bedroom costs $720 in Bijelo Polje versus $380 in Niksic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Bijelo Polje, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $59.0 in Bijelo Polje versus $32.00 in Niksic. Monthly groceries follow the same trend: $256 vs $194 – making Niksic the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijelo Polje vs Niksic: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 49%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $2,172 per month in Bijelo Polje and $1,463 in Niksic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 32% more in Bijelo Polje, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $59.0 in Bijelo Polje and $32.00 in Niksic. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $975, than in Bijelo Polje at $1,448. In Niksic it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Niksic – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.