Last update: Oct 2026

Cost of Living Comparison Between Niksic and Bijelo Polje

For one person, living is cheaper in Niksic: $986 a month against $1,289 in Bijelo Polje, rent and utilities included – about $3,600 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Niksic
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Niksic Living Index
63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index

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Niksic

🇲🇪 Montenegro

$986

/mo nomad

Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Niksic and in Bijelo Polje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niksic and in Bijelo Polje actually costs, broken down by who's living it.

A single person spends $986 per month in Niksic vs $1,289 in Bijelo Polje, rent included.

Niksic $986
Bijelo Polje $1,289

A couple spends around $1,468 per month in Niksic vs $2,011 in Bijelo Polje, rent included.

Niksic $1,468
Bijelo Polje $2,011

A family of three spends $1,950 per month in Niksic vs $2,733 in Bijelo Polje, rent included.

Niksic $1,950
Bijelo Polje $2,733

Niksic is about 23% cheaper than Bijelo Polje, and outside of rent the biggest gap is in eating out.

Both Niksic and Bijelo Polje are more affordable than the global median – Niksic 27% lower, Bijelo Polje 5% lower.

Meal at Budget Restaurant

$7.94 €7.07

$11.02 €9.80

-27.95%

Three-Course Dinner for Two, Mid-Range

$30.49 €27.12

$36.35 €32.33

-16.12%

Fast Food Meal (McDonalds, etc)

$5.76 €5.12

$9.06 €8.06

-36.42%

Cappuccino

$1.70 €1.51

$2.64 €2.34

-35.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 €1.65

$2.48 €2.21

-25.40%

Water (0.33 liter bottle)

$1.14 €1.02

$1.58 €1.40

-27.85%

Local Beer (0.5 liter draught)

$2.01 €1.79

$2.85 €2.54

-29.47%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$3.40 €3.03

-36.18%

Milk (1 liter)

$1.09 €0.97

$1.19 €1.06

-8.40%

White Bread (500g)

$0.88 €0.78

$0.97 €0.86

-9.28%

Rice (white) (1kg)

$1.90 €1.69

$2.89 €2.57

-34.26%

Eggs

$3.18 €2.83

$3.07 €2.73

3.58%

Local Cheese (1kg)

$7.59 €6.75

$9.14 €8.13

-16.96%

Chicken Fillets (1kg)

$5.96 €5.30

$7.19 €6.40

-17.11%

Beef Round Steak (1kg)

$10.85 €9.65

$12.62 €11.22

-14.03%

Apples (1kg)

$1.09 €0.97

$1.32 €1.18

-17.42%

Banana (1kg)

$1.26 €1.12

$1.56 €1.39

-19.23%

Oranges (1kg)

$1.29 €1.15

$1.56 €1.39

-17.31%

Tomato (1kg)

$2.12 €1.88

$2.99 €2.66

-29.10%

Potato (1kg)

$0.91 €0.81

$0.93 €0.83

-2.15%

Onion (1kg)

$1.06 €0.95

$1.27 €1.13

-16.54%

Lettuce (1 head)

$1.04 €0.93

$1.52 €1.36

-31.58%

Water (1.5 liter bottle)

$0.84 €0.74

$0.89 €0.79

-5.62%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 €3.76

$3.89 €3.46

8.48%

Wine (Bottle)

$5.13 €4.56

$4.59 €4.08

11.76%

Local Beer (0.5 liter bottle)

$0.90 €0.80

$1.27 €1.13

-29.13%

Imported Beer (0.33 liter bottle)

$1.11 €0.99

$1.72 €1.53

-35.47%

One-way Ticket (Public Transport)

$1.09 €0.97

$1.64 €1.46

-33.54%

Public Transport Monthly Pass (Regular Price)

$33.41 €29.72

$38.93 €34.63

-14.18%

Taxi Start (Normal Tariff)

$0.58 €0.51

$1.15 €1.02

-49.57%

Taxi (Normal Tariff) (1km)

$0.54 €0.48

$1.14 €1.01

-52.63%

Taxi 1hour Waiting (Normal Tariff)

$7.21 €6.41

$16.71 €14.86

-56.85%

Gasoline (1 liter)

$1.77 €1.57

$1.76 €1.56

0.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K €19.1K

$32.6K €29.0K

-34.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.8K

$21.2K €18.8K

21.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €109

$132 €118

-7.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.36 €20.78

$12.88 €11.46

81.37%

Internet (50+ Mbps, Unlimited Data)

$23.80 €21.17

$34.04 €30.28

-30.08%

Gym Membership (Monthly)

$33.17 €29.51

$46.82 €41.65

-29.15%

Tennis Court (1 Hour on Weekend)

$10.53 €9.37

$14.36 €12.77

-26.67%

Cinema Ticket

$5.64 €5.02

$8.01 €7.13

-29.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 €72.9

$56.3 €50.1

45.40%

International Primary School, 1 Child (Yearly)

$4,517 €4,018

$6,950 €6,182

-35.00%

Jeans (Levis 501 Or Similar)

$82.3 €73.2

$84.9 €75.5

-3.06%

Summer Dress (H&M, Zara, etc)

$31.53 €28.05

$33.21 €29.54

-5.06%

Sport Shoes (Adidas, Nike)

$89.4 €79.5

$72.3 €64.3

23.68%

Men's Leather Business Shoes

$112 €99.5

$95.8 €85.2

16.71%

1-bedroom Apartment, City Center (Monthly)

$412 €366

$633 €563

-34.92%

1-bedroom Apartment, Outside City Center (Monthly)

$271 €241

$456 €406

-40.49%

3-bedroom Apartment, City Center (Monthly)

$600 €534

$1,292 €1,149

-53.58%

3-bedroom Apartment, Outside City Center (Monthly)

$403 €359

$930 €827

-56.64%

Buy Apartment in City Center (m2)

$1,667 €1,483

$3,396 €3,021

-50.91%

Buy Apartment Outside City Center (m2)

$1,215 €1,081

$2,291 €2,038

-46.98%

Average Monthly Net Salary (After Tax)

$806 €717

$848 €754

-4.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

5.45

0.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: October 18, 2026

Last update for Bijelo Polje: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niksic

$271 27.5%

Bijelo Polje

$456 35.4% 68% $185

Groceries & Markets

Niksic

$190 19.3%

Bijelo Polje

$225 17.5% 18.5% $35

Monthly Utilities & Internet

Niksic

$170 17.3%

Bijelo Polje

$179 13.9% 5.3% $9.1

Clothing & Footwear

Niksic

$142 14.4%

Bijelo Polje

$129 10% 9.2% $13

Eating Out

Niksic

$128 12.9%

Bijelo Polje

$184 14.3% 44.4% $57

Sport & Entertainment

Niksic

$44 4.5%

Bijelo Polje

$63 4.9% 41.4% $18

Getting Around

Niksic

$41 4.2%

Bijelo Polje

$52 4.1% 27.4% $11

Cost Breakdown

A central one-bedroom costs $412 in Niksic versus $633 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Bijelo Polje, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $30.00 in Niksic versus $36.00 in Bijelo Polje. Monthly groceries follow the same trend: $190 vs $225 – making Niksic the more affordable choice for daily food spending.

Good to know

🇲🇪 Niksic

🇲🇪 Bijelo Polje

🕒 Local time

04:50 4:50 AM

Same time as Niksic

🌤 Weather

👥 Population

56,970

13,117

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Niksic Bijelo Polje 71 km

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Niksic
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 31%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,479 per month in Niksic and $1,933 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 18% more in Bijelo Polje, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $30.00 in Niksic and $36.00 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $986, than in Bijelo Polje at $1,289. In Niksic it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Niksic – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.