Last update: Oct 2026

Cost of Living Comparison Between Bijelo Polje and Budva

For one person, living is cheaper in Bijelo Polje: $1,289 a month against $1,609 in Budva, rent and utilities included – about $3,800 less a year. Rent and utilities account for about half of the difference.

63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index
78

Cost of Living Index in Budva
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Budva Living Index

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Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Budva

🇲🇪 Montenegro

$1,609

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijelo Polje and in Budva

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijelo Polje and in Budva actually costs, broken down by who's living it.

A single person spends $1,289 per month in Bijelo Polje vs $1,609 in Budva, rent included.

Bijelo Polje $1,289
Budva $1,609

A couple spends around $2,011 per month in Bijelo Polje vs $2,537 in Budva, rent included.

Bijelo Polje $2,011
Budva $2,537

A family of three spends $2,733 per month in Bijelo Polje vs $3,464 in Budva, rent included.

Bijelo Polje $2,733
Budva $3,464

Bijelo Polje is about 20% cheaper than Budva, and outside of rent the biggest gap is in clothing.

Bijelo Polje sits 5% below the global median, while Budva is 19% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$11.02 €9.80

$14.51 €12.91

-24.05%

Three-Course Dinner for Two, Mid-Range

$36.35 €32.33

$67.6 €60.1

-46.24%

Fast Food Meal (McDonalds, etc)

$9.06 €8.06

$13.31 €11.84

-31.93%

Cappuccino

$2.64 €2.34

$3.56 €3.16

-25.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$2.21 €1.97

12.22%

Water (0.33 liter bottle)

$1.58 €1.40

$1.48 €1.32

6.76%

Local Beer (0.5 liter draught)

$2.85 €2.54

$4.72 €4.20

-39.62%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$4.30 €3.82

-20.93%

Milk (1 liter)

$1.19 €1.06

$1.27 €1.13

-6.30%

White Bread (500g)

$0.97 €0.86

$1.07 €0.95

-9.35%

Rice (white) (1kg)

$2.89 €2.57

$2.26 €2.01

27.88%

Eggs

$3.07 €2.73

Local Cheese (1kg)

$9.14 €8.13

$8.43 €7.50

8.42%

Chicken Fillets (1kg)

$7.19 €6.40

$9.14 €8.13

-21.33%

Beef Round Steak (1kg)

$12.62 €11.22

$12.18 €10.83

3.61%

Apples (1kg)

$1.32 €1.18

$1.29 €1.14

2.33%

Banana (1kg)

$1.56 €1.39

$1.68 €1.49

-7.14%

Oranges (1kg)

$1.56 €1.39

$1.54 €1.37

1.30%

Tomato (1kg)

$2.99 €2.66

$2.92 €2.59

2.40%

Potato (1kg)

$0.93 €0.83

$0.91 €0.81

2.20%

Onion (1kg)

$1.27 €1.13

$1.08 €0.96

17.59%

Lettuce (1 head)

$1.52 €1.36

$1.67 €1.48

-8.98%

Water (1.5 liter bottle)

$0.89 €0.79

$0.89 €0.80

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 €3.46

$4.28 €3.81

-9.11%

Wine (Bottle)

$4.59 €4.08

$7.71 €6.86

-40.47%

Local Beer (0.5 liter bottle)

$1.27 €1.13

$1.08 €0.96

17.59%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.68 €1.50

2.38%

One-way Ticket (Public Transport)

$1.64 €1.46

$2.84 €2.52

-42.25%

Public Transport Monthly Pass (Regular Price)

$38.93 €34.63

$39.52 €35.15

-1.49%

Taxi Start (Normal Tariff)

$1.15 €1.02

$1.10 €0.98

4.55%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

Taxi 1hour Waiting (Normal Tariff)

$16.71 €14.86

$17.01 €15.13

-1.76%

Gasoline (1 liter)

$1.76 €1.56

$1.72 €1.53

2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$29.1K €25.9K

12.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K €18.8K

$25.9K €23.1K

-18.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$158 €141

-16.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.88 €11.46

$14.71 €13.08

-12.44%

Internet (50+ Mbps, Unlimited Data)

$34.04 €30.28

$33.77 €30.04

0.80%

Gym Membership (Monthly)

$46.82 €41.65

$59.3 €52.7

-20.99%

Tennis Court (1 Hour on Weekend)

$14.36 €12.77

$21.33 €18.98

-32.68%

Cinema Ticket

$8.01 €7.13

$6.05 €5.38

32.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.3 €50.1

$400 €356

-85.91%

International Primary School, 1 Child (Yearly)

$6,950 €6,182

$9,649 €8,582

-27.97%

Jeans (Levis 501 Or Similar)

$84.9 €75.5

$104 €92.7

-18.55%

Summer Dress (H&M, Zara, etc)

$33.21 €29.54

$45.25 €40.25

-26.61%

Sport Shoes (Adidas, Nike)

$72.3 €64.3

$97.3 €86.6

-25.76%

Men's Leather Business Shoes

$95.8 €85.2

$182 €162

-47.38%

1-bedroom Apartment, City Center (Monthly)

$633 €563

$848 €754

-25.40%

1-bedroom Apartment, Outside City Center (Monthly)

$456 €406

$599 €533

-23.83%

3-bedroom Apartment, City Center (Monthly)

$1,292 €1,149

$1,505 €1,339

-14.14%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €827

$1,151 €1,023

-19.16%

Buy Apartment in City Center (m2)

$3,396 €3,021

$4,107 €3,653

-17.30%

Buy Apartment Outside City Center (m2)

$2,291 €2,038

$2,958 €2,631

-22.54%

Average Monthly Net Salary (After Tax)

$848 €754

$1,006 €895

-15.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

5.95

-8.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijelo Polje: October 17, 2026

Last update for Budva: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bijelo Polje

$456 35.4%

Budva

$599 37.2% 31.3% $143

Groceries & Markets

Bijelo Polje

$225 17.5%

Budva

$236 14.7% 4.9% $11

Eating Out

Bijelo Polje

$184 14.3%

Budva

$246 15.3% 33.4% $61

Monthly Utilities & Internet

Bijelo Polje

$179 13.9%

Budva

$207 12.8% 15.3% $27

Clothing & Footwear

Bijelo Polje

$129 10%

Budva

$193 12% 49.9% $64

Sport & Entertainment

Bijelo Polje

$63 4.9%

Budva

$71 4.4% 13.6% $8.5

Getting Around

Bijelo Polje

$52 4.1%

Budva

$58 3.6% 10.2% $5.3

Cost Breakdown

A central one-bedroom costs $633 in Bijelo Polje versus $848 in Budva. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Budva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Bijelo Polje versus $68.0 in Budva. Monthly groceries follow the same trend: $225 vs $236 – making Bijelo Polje the more affordable choice for daily food spending.

Good to know

🇲🇪 Bijelo Polje

🇲🇪 Budva

🕒 Local time

04:14 4:14 AM

Same time as Bijelo Polje

🌤 Weather

👥 Population

13,117

13,338

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijelo Polje vs Budva: Cost of Living - Frequently Asked Questions

Yes – Budva is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,933 per month in Bijelo Polje and $2,414 in Budva. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijelo Polje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Budva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Bijelo Polje and $68.0 in Budva. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Bijelo Polje, where all-in costs run around $1,289, than in Budva at $1,609. In Bijelo Polje it covers expenses comfortably, while in Budva it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijelo Polje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijelo Polje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budva makes more sense. Both are solid long-term options with distinct trade-offs.