Last update: Oct 2026

Cost of Living Comparison Between Bijelo Polje and Herceg Novi

For one person, living costs are similar in Bijelo Polje and in Herceg Novi: $1,289 and $1,257 a month, rent and utilities included.

63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index
61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index

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Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijelo Polje and in Herceg Novi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijelo Polje and in Herceg Novi actually costs, broken down by who's living it.

A single person spends $1,289 per month in Bijelo Polje vs $1,257 in Herceg Novi, rent included.

Bijelo Polje $1,289
Herceg Novi $1,257

A couple spends around $2,011 per month in Bijelo Polje vs $1,997 in Herceg Novi, rent included.

Bijelo Polje $2,011
Herceg Novi $1,997

A family of three spends $2,733 per month in Bijelo Polje vs $2,737 in Herceg Novi, rent included.

Bijelo Polje $2,733
Herceg Novi $2,737

Bijelo Polje costs about 2% more than Herceg Novi, and outside of rent the biggest gap is in leisure.

Both Bijelo Polje and Herceg Novi are more affordable than the global median – Bijelo Polje 5% lower, Herceg Novi 7% lower.

Meal at Budget Restaurant

$11.02 €9.80

$11.23 €9.99

-1.87%

Three-Course Dinner for Two, Mid-Range

$36.35 €32.33

$36.29 €32.28

0.17%

Fast Food Meal (McDonalds, etc)

$9.06 €8.06

$9.16 €8.15

-1.09%

Cappuccino

$2.64 €2.34

$2.65 €2.36

-0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$2.50 €2.23

-0.80%

Water (0.33 liter bottle)

$1.58 €1.40

$1.63 €1.45

-3.07%

Local Beer (0.5 liter draught)

$2.85 €2.54

$2.84 €2.53

0.35%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$3.34 €2.97

1.80%

Milk (1 liter)

$1.19 €1.06

$1.20 €1.07

-0.83%

White Bread (500g)

$0.97 €0.86

$1.01 €0.90

-3.96%

Rice (white) (1kg)

$2.89 €2.57

$2.93 €2.61

-1.37%

Eggs

$3.07 €2.73

$2.98 €2.65

3.02%

Local Cheese (1kg)

$9.14 €8.13

$9.02 €8.02

1.33%

Chicken Fillets (1kg)

$7.19 €6.40

$7.43 €6.61

-3.23%

Beef Round Steak (1kg)

$12.62 €11.22

$12.99 €11.56

-2.85%

Apples (1kg)

$1.32 €1.18

$1.33 €1.18

-0.75%

Banana (1kg)

$1.56 €1.39

$1.57 €1.39

-0.64%

Oranges (1kg)

$1.56 €1.39

$1.63 €1.45

-4.29%

Tomato (1kg)

$2.99 €2.66

$2.96 €2.63

1.01%

Potato (1kg)

$0.93 €0.83

$0.95 €0.85

-2.11%

Onion (1kg)

$1.27 €1.13

$1.29 €1.15

-1.55%

Lettuce (1 head)

$1.52 €1.36

$1.54 €1.37

-1.30%

Water (1.5 liter bottle)

$0.89 €0.79

$0.95 €0.85

-6.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 €3.46

$4.00 €3.56

-2.75%

Wine (Bottle)

$4.59 €4.08

$4.37 €3.89

5.03%

Local Beer (0.5 liter bottle)

$1.27 €1.13

$1.28 €1.14

-0.78%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.74 €1.55

-1.15%

One-way Ticket (Public Transport)

$1.64 €1.46

Public Transport Monthly Pass (Regular Price)

$38.93 €34.63

$44.46 €39.55

-12.44%

Taxi Start (Normal Tariff)

$1.15 €1.02

$2.84 €2.53

-59.51%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$1.10 €0.97

3.64%

Taxi 1hour Waiting (Normal Tariff)

$16.71 €14.86

$17.09 €15.20

-2.22%

Gasoline (1 liter)

$1.76 €1.56

$1.72 €1.53

2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$32.3K €28.8K

0.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K €18.8K

$21.4K €19.0K

-0.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$136 €121

-2.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.88 €11.46

$13.14 €11.69

-1.98%

Internet (50+ Mbps, Unlimited Data)

$34.04 €30.28

$33.88 €30.14

0.47%

Gym Membership (Monthly)

$46.82 €41.65

$56.6 €50.3

-17.24%

Tennis Court (1 Hour on Weekend)

$14.36 €12.77

$11.39 €10.13

26.08%

Cinema Ticket

$8.01 €7.13

$7.81 €6.94

2.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.3 €50.1

$444 €395

-87.30%

International Primary School, 1 Child (Yearly)

$6,950 €6,182

$7,024 €6,248

-1.06%

Jeans (Levis 501 Or Similar)

$84.9 €75.5

$84.3 €75.0

0.70%

Summer Dress (H&M, Zara, etc)

$33.21 €29.54

$33.74 €30.01

-1.57%

Sport Shoes (Adidas, Nike)

$72.3 €64.3

$72.7 €64.7

-0.58%

Men's Leather Business Shoes

$95.8 €85.2

0.03%

1-bedroom Apartment, City Center (Monthly)

$633 €563

$651 €579

-2.84%

1-bedroom Apartment, Outside City Center (Monthly)

$456 €406

$399 €355

14.39%

3-bedroom Apartment, City Center (Monthly)

$1,292 €1,149

$1,257 €1,118

2.83%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €827

$888 €790

4.73%

Buy Apartment in City Center (m2)

$3,396 €3,021

$3,685 €3,278

-7.83%

Buy Apartment Outside City Center (m2)

$2,291 €2,038

$2,421 €2,153

-5.36%

Average Monthly Net Salary (After Tax)

$848 €754

$1,031 €917

-17.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

9.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijelo Polje: October 17, 2026

Last update for Herceg Novi: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bijelo Polje

$456 35.4%

Herceg Novi

$399 31.7% 12.6% $57

Groceries & Markets

Bijelo Polje

$225 17.5%

Herceg Novi

$228 18.1% 1.4% $3.1

Eating Out

Bijelo Polje

$184 14.3%

Herceg Novi

$187 14.8% 1.3% $2.3

Monthly Utilities & Internet

Bijelo Polje

$179 13.9%

Herceg Novi

$183 14.6% 2.2% $4

Clothing & Footwear

Bijelo Polje

$129 10%

Herceg Novi

$129 10.3% 0.1% $0.1

Sport & Entertainment

Bijelo Polje

$63 4.9%

Herceg Novi

$72 5.7% 14.9% $9.3

Getting Around

Bijelo Polje

$52 4.1%

Herceg Novi

$59 4.7% 13.4% $7

Cost Breakdown

A central one-bedroom costs $633 in Bijelo Polje versus $651 in Herceg Novi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Herceg Novi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Bijelo Polje versus $36.00 in Herceg Novi. Monthly groceries follow the same trend: $225 vs $228 – making Bijelo Polje the more affordable choice for daily food spending.

Good to know

🇲🇪 Bijelo Polje

🇲🇪 Herceg Novi

🕒 Local time

04:50 4:50 AM

Same time as Bijelo Polje

🌤 Weather

👥 Population

13,117

11,059

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Bijelo Polje Herceg Novi 120 km

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijelo Polje vs Herceg Novi: Cost of Living - Frequently Asked Questions

Bijelo Polje costs about 2% more than Herceg Novi, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,933 per month in Bijelo Polje and $1,886 in Herceg Novi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Herceg Novi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 1% cheaper in Bijelo Polje – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Bijelo Polje and $36.00 in Herceg Novi. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Herceg Novi, where all-in costs run around $1,257, than in Bijelo Polje at $1,289. In Herceg Novi it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Herceg Novi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Herceg Novi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.