Cost of Living Comparison Between Herceg Novi and Bijelo Polje Cost of Living Comparison Between Herceg Novi and Bijelo Polje

Monthly Cost of Living

A single person spends $1,454 per month in Herceg Novi vs $1,451 in Bijelo Polje, rent included.

A couple spends around $2,172 per month in Herceg Novi vs $2,192 in Bijelo Polje, rent included.

A family of three spends $2,889 per month in Herceg Novi vs $2,932 in Bijelo Polje, rent included.

Herceg Novi and Bijelo Polje have comparable living costs — the differences are in the details.

Both Herceg Novi and Bijelo Polje sit above the global median – Herceg Novi by 9%, Bijelo Polje by 8%.

Meal at Budget Restaurant

$11.63 €9.92

$13.72 €11.70

-15.23%

Three-Course Dinner for Two, Mid-Range

$38.17 €32.56

$57.4 €48.99

-33.55%

Fast Food Meal (McDonalds, etc)

$10.39 €8.86

$10.06 €8.58

3.28%

Cappuccino

$2.54 €2.17

$2.97 €2.53

-14.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.96 €2.52

$2.14 €1.82

38.32%

Water (0.33 liter bottle)

$1.88 €1.60

$1.39 €1.19

35.25%

Local Beer (0.5 liter draught)

$2.84 €2.42

$3.29 €2.81

-13.68%

Imported Beer (0.33 liter bottle)

$2.86 €2.44

$3.55 €3.03

-19.44%

Milk (1 liter)

$1.42 €1.21

$1.44 €1.23

-1.39%

White Bread (500g)

$0.91 €0.78

$1.07 €0.91

-14.95%

Rice (white) (1kg)

$2.55 €2.17

$1.83 €1.56

39.34%

Eggs

$3.15 €2.68

$3.53 €3.01

-10.76%

Local Cheese (1kg)

$9.00 €7.68

$13.14 €11.21

-31.51%

Chicken Fillets (1kg)

$7.57 €6.46

$7.38 €6.30

2.57%

Beef Round Steak (1kg)

$11.89 €10.15

$9.62 €8.21

23.60%

Apples (1kg)

$1.34 €1.14

$2.22 €1.89

-39.64%

Banana (1kg)

$1.65 €1.41

$2.35 €2.00

-29.79%

Oranges (1kg)

$1.66 €1.41

$1.93 €1.64

-13.99%

Tomato (1kg)

$2.93 €2.50

$3.47 €2.96

-15.56%

Potato (1kg)

$1.12 €0.96

$1.80 €1.54

-37.78%

Onion (1kg)

$1.35 €1.15

$1.17 €1.00

15.38%

Lettuce (1 head)

$1.56 €1.33

$1.87 €1.59

-16.58%

Water (1.5 liter bottle)

$0.77 €0.66

$1.51 €1.29

-49.01%

Cigarettes 20 Pack (Marlboro, Camel)

$3.85 €3.28

$3.95 €3.37

-2.53%

Wine (Bottle)

$4.61 €3.93

$4.72 €4.03

-2.33%

Local Beer (0.5 liter bottle)

$1.25 €1.07

$1.63 €1.39

-23.31%

Imported Beer (0.33 liter bottle)

$1.71 €1.46

$2.07 €1.77

-17.39%

One-way Ticket (Public Transport)

$1.18 €1.01

$1.48 €1.26

-20.27%

Public Transport Monthly Pass (Regular Price)

$60.0 €51.2

$37.73 €32.19

59.05%

Taxi Start (Normal Tariff)

$2.28 €1.94

$1.14 €0.97

100.00%

Taxi (Normal Tariff) (1km)

$0.71 €0.60

$1.01 €0.86

-29.70%

Taxi 1hour Waiting (Normal Tariff)

$17.02 €14.52

$11.60 €9.90

46.72%

Gasoline (1 liter)

$1.69 €1.44

$1.78 €1.52

-5.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.5K €28.5K

$30.5K €26.0K

9.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K €18.7K

$29.0K €24.7K

-24.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €122

0.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.84 €14.37

$18.62 €15.88

-9.56%

Internet (50+ Mbps, Unlimited Data)

$31.36 €26.75

$32.28 €27.53

-2.85%

Gym Membership (Monthly)

$56.9 €48.54

$44.18 €37.68

28.81%

Tennis Court (1 Hour on Weekend)

$11.44 €9.76

$14.33 €12.22

-20.17%

Cinema Ticket

$7.95 €6.78

$3.55 €3.03

123.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 €449

$57.8 €49.31

810.72%

International Primary School, 1 Child (Yearly)

$7,669 €6,541

$7,331 €6,253

4.61%

Jeans (Levis 501 Or Similar)

$86.9 €74.1

$22.76 €19.42

281.77%

Summer Dress (H&M, Zara, etc)

$34.55 €29.47

$38.94 €33.22

-11.27%

Sport Shoes (Adidas, Nike)

$75.8 €64.6

$120 €102

-36.76%

Men's Leather Business Shoes

$99.3 €84.7

$126 €108

-21.36%

1-bedroom Apartment, City Center (Monthly)

$748 €638

$726 €619

3.07%

1-bedroom Apartment, Outside City Center (Monthly)

$551 €470

$548 €468

0.51%

3-bedroom Apartment, City Center (Monthly)

$1,372 €1,170

$1,283 €1,094

6.91%

3-bedroom Apartment, Outside City Center (Monthly)

$973 €830

$931 €794

4.50%

Buy Apartment in City Center (m2)

$3,650 €3,114

$3,867 €3,299

-5.62%

Buy Apartment Outside City Center (m2)

$2,478 €2,113

$2,635 €2,247

-5.95%

Average Monthly Net Salary (After Tax)

$1,115 €951

$864 €737

29.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.38

-7.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: April 21, 2026

Last update for Bijelo Polje: April 22, 2026

Cost Breakdown

A central one-bedroom costs $748 in Herceg Novi versus $726 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 29% higher in Herceg Novi. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $38 in Herceg Novi versus $57 in Bijelo Polje. Monthly groceries follow the same trend: $225 vs $257 – making Herceg Novi the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Bijelo Polje: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $2,182 per month in Herceg Novi and $2,177 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijelo Polje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 14% cheaper in Herceg Novi – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

Kindergarten costs $526 per month in Herceg Novi and $57.8 in Bijelo Polje. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Bijelo Polje, where all-in costs run around $1,451, than in Herceg Novi at $1,454. In Bijelo Polje it covers expenses comfortably, while in Herceg Novi it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijelo Polje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijelo Polje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Herceg Novi makes more sense. Both are solid long-term options with distinct trade-offs.