Last update: Oct 2026

Cost of Living Comparison Between Herceg Novi and Bijelo Polje

For one person, living costs are similar in Herceg Novi and in Bijelo Polje: $1,257 and $1,289 a month, rent and utilities included.

61

Cost of Living Index in Herceg Novi
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Herceg Novi Living Index
63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index

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Herceg Novi

🇲🇪 Montenegro

$1,257

/mo nomad

Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Herceg Novi and in Bijelo Polje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Herceg Novi and in Bijelo Polje actually costs, broken down by who's living it.

A single person spends $1,257 per month in Herceg Novi vs $1,289 in Bijelo Polje, rent included.

Herceg Novi $1,257
Bijelo Polje $1,289

A couple spends around $1,997 per month in Herceg Novi vs $2,011 in Bijelo Polje, rent included.

Herceg Novi $1,997
Bijelo Polje $2,011

A family of three spends $2,737 per month in Herceg Novi vs $2,733 in Bijelo Polje, rent included.

Herceg Novi $2,737
Bijelo Polje $2,733

Herceg Novi is about 2% cheaper than Bijelo Polje, and outside of rent the biggest gap is in leisure.

Both Herceg Novi and Bijelo Polje are more affordable than the global median – Herceg Novi 7% lower, Bijelo Polje 5% lower.

Meal at Budget Restaurant

$11.23 €9.99

$11.02 €9.80

1.91%

Three-Course Dinner for Two, Mid-Range

$36.29 €32.28

$36.35 €32.33

-0.17%

Fast Food Meal (McDonalds, etc)

$9.16 €8.15

$9.06 €8.06

1.10%

Cappuccino

$2.65 €2.36

$2.64 €2.34

0.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.50 €2.23

$2.48 €2.21

0.81%

Water (0.33 liter bottle)

$1.63 €1.45

$1.58 €1.40

3.16%

Local Beer (0.5 liter draught)

$2.84 €2.53

$2.85 €2.54

-0.35%

Imported Beer (0.33 liter bottle)

$3.34 €2.97

$3.40 €3.03

-1.76%

Milk (1 liter)

$1.20 €1.07

$1.19 €1.06

0.84%

White Bread (500g)

$1.01 €0.90

$0.97 €0.86

4.12%

Rice (white) (1kg)

$2.93 €2.61

$2.89 €2.57

1.38%

Eggs

$2.98 €2.65

$3.07 €2.73

-2.93%

Local Cheese (1kg)

$9.02 €8.02

$9.14 €8.13

-1.31%

Chicken Fillets (1kg)

$7.43 €6.61

$7.19 €6.40

3.34%

Beef Round Steak (1kg)

$12.99 €11.56

$12.62 €11.22

2.93%

Apples (1kg)

$1.33 €1.18

$1.32 €1.18

0.76%

Banana (1kg)

$1.57 €1.39

$1.56 €1.39

0.64%

Oranges (1kg)

$1.63 €1.45

$1.56 €1.39

4.49%

Tomato (1kg)

$2.96 €2.63

$2.99 €2.66

-1.00%

Potato (1kg)

$0.95 €0.85

$0.93 €0.83

2.15%

Onion (1kg)

$1.29 €1.15

$1.27 €1.13

1.57%

Lettuce (1 head)

$1.54 €1.37

$1.52 €1.36

1.32%

Water (1.5 liter bottle)

$0.95 €0.85

$0.89 €0.79

6.74%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 €3.56

$3.89 €3.46

2.83%

Wine (Bottle)

$4.37 €3.89

$4.59 €4.08

-4.79%

Local Beer (0.5 liter bottle)

$1.28 €1.14

$1.27 €1.13

0.79%

Imported Beer (0.33 liter bottle)

$1.74 €1.55

$1.72 €1.53

1.16%

One-way Ticket (Public Transport)

$1.64 €1.46

Public Transport Monthly Pass (Regular Price)

$44.46 €39.55

$38.93 €34.63

14.20%

Taxi Start (Normal Tariff)

$2.84 €2.53

$1.15 €1.02

146.96%

Taxi (Normal Tariff) (1km)

$1.10 €0.97

$1.14 €1.01

-3.51%

Taxi 1hour Waiting (Normal Tariff)

$17.09 €15.20

$16.71 €14.86

2.27%

Gasoline (1 liter)

$1.72 €1.53

$1.76 €1.56

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.3K €28.8K

$32.6K €29.0K

-0.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.4K €19.0K

$21.2K €18.8K

0.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 €121

$132 €118

2.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.14 €11.69

$12.88 €11.46

2.02%

Internet (50+ Mbps, Unlimited Data)

$33.88 €30.14

$34.04 €30.28

-0.47%

Gym Membership (Monthly)

$56.6 €50.3

$46.82 €41.65

20.82%

Tennis Court (1 Hour on Weekend)

$11.39 €10.13

$14.36 €12.77

-20.68%

Cinema Ticket

$7.81 €6.94

$8.01 €7.13

-2.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 €395

$56.3 €50.1

687.54%

International Primary School, 1 Child (Yearly)

$7,024 €6,248

$6,950 €6,182

1.07%

Jeans (Levis 501 Or Similar)

$84.3 €75.0

$84.9 €75.5

-0.70%

Summer Dress (H&M, Zara, etc)

$33.74 €30.01

$33.21 €29.54

1.60%

Sport Shoes (Adidas, Nike)

$72.7 €64.7

$72.3 €64.3

0.58%

Men's Leather Business Shoes

$95.8 €85.2

-0.03%

1-bedroom Apartment, City Center (Monthly)

$651 €579

$633 €563

2.92%

1-bedroom Apartment, Outside City Center (Monthly)

$399 €355

$456 €406

-12.58%

3-bedroom Apartment, City Center (Monthly)

$1,257 €1,118

$1,292 €1,149

-2.75%

3-bedroom Apartment, Outside City Center (Monthly)

$888 €790

$930 €827

-4.52%

Buy Apartment in City Center (m2)

$3,685 €3,278

$3,396 €3,021

8.50%

Buy Apartment Outside City Center (m2)

$2,421 €2,153

$2,291 €2,038

5.67%

Average Monthly Net Salary (After Tax)

$1,031 €917

$848 €754

21.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

-8.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Herceg Novi: October 19, 2026

Last update for Bijelo Polje: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Herceg Novi

$399 31.7%

Bijelo Polje

$456 35.4% 14.4% $57

Groceries & Markets

Herceg Novi

$228 18.1%

Bijelo Polje

$225 17.5% 1.4% $3.1

Eating Out

Herceg Novi

$187 14.8%

Bijelo Polje

$184 14.3% 1.2% $2.3

Monthly Utilities & Internet

Herceg Novi

$183 14.6%

Bijelo Polje

$179 13.9% 2.2% $4

Clothing & Footwear

Herceg Novi

$129 10.3%

Bijelo Polje

$129 10% 0.1% $0.1

Sport & Entertainment

Herceg Novi

$72 5.7%

Bijelo Polje

$63 4.9% 12.9% $9.3

Getting Around

Herceg Novi

$59 4.7%

Bijelo Polje

$52 4.1% 11.8% $7

Cost Breakdown

A central one-bedroom costs $651 in Herceg Novi versus $633 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 22% higher in Herceg Novi, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36.00 in Herceg Novi versus $36.00 in Bijelo Polje. Groceries tell a different story – $228 in Herceg Novi vs $225 in Bijelo Polje – so Bijelo Polje wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Herceg Novi

🇲🇪 Bijelo Polje

🕒 Local time

05:31 5:31 AM

Same time as Herceg Novi

🌤 Weather

👥 Population

11,059

13,117

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Herceg Novi Bijelo Polje 120 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Herceg Novi vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Bijelo Polje costs about 2% more than Herceg Novi, and outside of rent the gap comes mainly from leisure. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,886 per month in Herceg Novi and $1,933 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Herceg Novi, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 1% cheaper in Bijelo Polje – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $36.00 in Herceg Novi and $36.00 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Herceg Novi, where all-in costs run around $1,257, than in Bijelo Polje at $1,289. In Herceg Novi it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Herceg Novi – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Herceg Novi. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.