Last update: Oct 2026

Cost of Living Comparison Between Bijelo Polje and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,289 in Bijelo Polje, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Bijelo Polje and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bijelo Polje and in Cebu actually costs, broken down by who's living it.

A single person spends $1,289 per month in Bijelo Polje vs $915 in Cebu, rent included.

Bijelo Polje $1,289
Cebu $915

A couple spends around $2,011 per month in Bijelo Polje vs $1,418 in Cebu, rent included.

Bijelo Polje $2,011
Cebu $1,418

A family of three spends $2,733 per month in Bijelo Polje vs $1,921 in Cebu, rent included.

Bijelo Polje $2,733
Cebu $1,921

Bijelo Polje costs about 41% more than Cebu, and outside of rent the biggest gap is in eating out.

Both Bijelo Polje and Cebu are more affordable than the global median – Bijelo Polje 5% lower, Cebu 33% lower.

Meal at Budget Restaurant

$11.02 €9.80

$3.05 ₱192

261.31%

Three-Course Dinner for Two, Mid-Range

$36.35 €32.33

$24.00 ₱1,511

51.46%

Fast Food Meal (McDonalds, etc)

$9.06 €8.06

$3.99 ₱251

127.07%

Cappuccino

$2.64 €2.34

$2.50 ₱157

5.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.21

$1.54 ₱97.1

61.04%

Water (0.33 liter bottle)

$1.58 €1.40

$0.50 ₱31.37

216.00%

Local Beer (0.5 liter draught)

$2.85 €2.54

$1.78 ₱112

60.11%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$2.17 ₱136

56.68%

Milk (1 liter)

$1.19 €1.06

$2.00 ₱126

-40.50%

White Bread (500g)

$0.97 €0.86

$1.37 ₱86.2

-29.20%

Rice (white) (1kg)

$2.89 €2.57

$1.03 ₱64.9

180.58%

Eggs

$3.07 €2.73

$2.03 ₱128

51.23%

Local Cheese (1kg)

$9.14 €8.13

$10.20 ₱642

-10.39%

Chicken Fillets (1kg)

$7.19 €6.40

$4.45 ₱280

61.57%

Beef Round Steak (1kg)

$12.62 €11.22

$7.67 ₱483

64.54%

Apples (1kg)

$1.32 €1.18

$3.31 ₱208

-60.12%

Banana (1kg)

$1.56 €1.39

$1.46 ₱91.8

6.85%

Oranges (1kg)

$1.56 €1.39

$2.32 ₱146

-32.76%

Tomato (1kg)

$2.99 €2.66

$1.49 ₱94.0

100.67%

Potato (1kg)

$0.93 €0.83

$2.34 ₱147

-60.26%

Onion (1kg)

$1.27 €1.13

$1.94 ₱122

-34.54%

Lettuce (1 head)

$1.52 €1.36

$1.16 ₱73.0

31.03%

Water (1.5 liter bottle)

$0.89 €0.79

$0.68 ₱42.89

30.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.89 €3.46

$2.99 ₱188

30.10%

Wine (Bottle)

$4.59 €4.08

$6.24 ₱393

-26.44%

Local Beer (0.5 liter bottle)

$1.27 €1.13

$1.23 ₱77.3

3.25%

Imported Beer (0.33 liter bottle)

$1.72 €1.53

$1.73 ₱109

-0.58%

One-way Ticket (Public Transport)

$1.64 €1.46

$0.23 ₱14.36

613.04%

Public Transport Monthly Pass (Regular Price)

$38.93 €34.63

$12.34 ₱777

215.48%

Taxi Start (Normal Tariff)

$1.15 €1.02

$0.79 ₱49.96

45.57%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

$0.22 ₱13.86

418.18%

Taxi 1hour Waiting (Normal Tariff)

$16.71 €14.86

$4.54 ₱286

268.06%

Gasoline (1 liter)

$1.76 €1.56

$1.32 ₱82.9

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.6K €29.0K

$21.0K ₱1.3M

55.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K €18.8K

$19.4K ₱1.2M

9.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$132 €118

$119 ₱7,464

11.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.88 €11.46

$14.22 ₱896

-9.42%

Internet (50+ Mbps, Unlimited Data)

$34.04 €30.28

$27.47 ₱1,730

23.92%

Gym Membership (Monthly)

$46.82 €41.65

$32.31 ₱2,034

44.91%

Tennis Court (1 Hour on Weekend)

$14.36 €12.77

$6.50 ₱409

120.92%

Cinema Ticket

$8.01 €7.13

$5.40 ₱340

48.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$56.3 €50.1

$276 ₱17.4K

-79.59%

International Primary School, 1 Child (Yearly)

$6,950 €6,182

$7,866 ₱495.3K

-11.65%

Jeans (Levis 501 Or Similar)

$84.9 €75.5

$49.37 ₱3,108

71.87%

Summer Dress (H&M, Zara, etc)

$33.21 €29.54

$24.58 ₱1,548

35.11%

Sport Shoes (Adidas, Nike)

$72.3 €64.3

$76.6 ₱4,825

-5.72%

Men's Leather Business Shoes

$95.8 €85.2

$58.9 ₱3,706

62.81%

1-bedroom Apartment, City Center (Monthly)

$633 €563

$503 ₱31.7K

25.66%

1-bedroom Apartment, Outside City Center (Monthly)

$456 €406

$305 ₱19.2K

49.79%

3-bedroom Apartment, City Center (Monthly)

$1,292 €1,149

$1,075 ₱67.7K

20.23%

3-bedroom Apartment, Outside City Center (Monthly)

$930 €827

$632 ₱39.8K

47.17%

Buy Apartment in City Center (m2)

$3,396 €3,021

$2,870 ₱180.7K

18.35%

Buy Apartment Outside City Center (m2)

$2,291 €2,038

$1,877 ₱118.2K

22.04%

Average Monthly Net Salary (After Tax)

$848 €754

$336 ₱21.1K

152.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.45

7.2

-24.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bijelo Polje: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bijelo Polje

$456 35.4%

Cebu

$305 33.3% 33.2% $152

Groceries & Markets

Bijelo Polje

$225 17.5%

Cebu

$210 22.9% 6.8% $15

Eating Out

Bijelo Polje

$184 14.3%

Cebu

$88 9.6% 52.4% $97

Monthly Utilities & Internet

Bijelo Polje

$179 13.9%

Cebu

$160 17.5% 10.6% $19

Clothing & Footwear

Bijelo Polje

$129 10%

Cebu

$94 10.3% 26.8% $35

Sport & Entertainment

Bijelo Polje

$63 4.9%

Cebu

$43 4.7% 31.4% $20

Getting Around

Bijelo Polje

$52 4.1%

Cebu

$15 1.7% 71.1% $37

Cost Breakdown

A central one-bedroom costs $633 in Bijelo Polje versus $503 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 152% higher in Bijelo Polje, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Bijelo Polje versus $24.00 in Cebu. Monthly groceries follow the same trend: $225 vs $210 – making Cebu the more affordable choice for daily food spending.

Good to know

🇲🇪 Bijelo Polje

🇵🇭 Cebu

🕒 Local time

06:14 6:14 AM

13:14 1:14 PM

7 h ahead of Bijelo Polje

🌤 Weather

👥 Population

13,117

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 25, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Bijelo Polje Cebu 10,350 km ≈ 13 h nonstop flight

From you

Bijelo Polje
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bijelo Polje vs Cebu: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 41%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,933 per month in Bijelo Polje and $1,372 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Bijelo Polje, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $36.00 in Bijelo Polje and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $915, than in Bijelo Polje at $1,289. In Cebu it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.