Last update: Oct 2026

Cost of Living Comparison Between Cebu and Bijelo Polje

For one person, living is cheaper in Cebu: $915 a month against $1,289 in Bijelo Polje, rent and utilities included – about $4,500 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Bijelo Polje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Bijelo Polje actually costs, broken down by who's living it.

A single person spends $915 per month in Cebu vs $1,289 in Bijelo Polje, rent included.

Cebu $915
Bijelo Polje $1,289

A couple spends around $1,418 per month in Cebu vs $2,011 in Bijelo Polje, rent included.

Cebu $1,418
Bijelo Polje $2,011

A family of three spends $1,921 per month in Cebu vs $2,733 in Bijelo Polje, rent included.

Cebu $1,921
Bijelo Polje $2,733

Cebu is about 29% cheaper than Bijelo Polje, and outside of rent the biggest gap is in eating out.

Both Cebu and Bijelo Polje are more affordable than the global median – Cebu 33% lower, Bijelo Polje 5% lower.

Meal at Budget Restaurant

$3.05 ₱192

$11.02 €9.80

-72.32%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,511

$36.35 €32.33

-33.98%

Fast Food Meal (McDonalds, etc)

$3.99 ₱251

$9.06 €8.06

-55.96%

Cappuccino

$2.50 ₱157

$2.64 €2.34

-5.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱97.1

$2.48 €2.21

-37.90%

Water (0.33 liter bottle)

$0.50 ₱31.37

$1.58 €1.40

-68.35%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.85 €2.54

-37.54%

Imported Beer (0.33 liter bottle)

$2.17 ₱136

$3.40 €3.03

-36.18%

Milk (1 liter)

$2.00 ₱126

$1.19 €1.06

68.07%

White Bread (500g)

$1.37 ₱86.2

$0.97 €0.86

41.24%

Rice (white) (1kg)

$1.03 ₱64.9

$2.89 €2.57

-64.36%

Eggs

$2.03 ₱128

$3.07 €2.73

-33.88%

Local Cheese (1kg)

$10.20 ₱642

$9.14 €8.13

11.60%

Chicken Fillets (1kg)

$4.45 ₱280

$7.19 €6.40

-38.11%

Beef Round Steak (1kg)

$7.67 ₱483

$12.62 €11.22

-39.22%

Apples (1kg)

$3.31 ₱208

$1.32 €1.18

150.76%

Banana (1kg)

$1.46 ₱91.8

$1.56 €1.39

-6.41%

Oranges (1kg)

$2.32 ₱146

$1.56 €1.39

48.72%

Tomato (1kg)

$1.49 ₱94.0

$2.99 €2.66

-50.17%

Potato (1kg)

$2.34 ₱147

$0.93 €0.83

151.61%

Onion (1kg)

$1.94 ₱122

$1.27 €1.13

52.76%

Lettuce (1 head)

$1.16 ₱73.0

$1.52 €1.36

-23.68%

Water (1.5 liter bottle)

$0.68 ₱42.89

$0.89 €0.79

-23.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱188

$3.89 €3.46

-23.14%

Wine (Bottle)

$6.24 ₱393

$4.59 €4.08

35.95%

Local Beer (0.5 liter bottle)

$1.23 ₱77.3

$1.27 €1.13

-3.15%

Imported Beer (0.33 liter bottle)

$1.73 ₱109

$1.72 €1.53

0.58%

One-way Ticket (Public Transport)

$0.23 ₱14.36

$1.64 €1.46

-85.98%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱777

$38.93 €34.63

-68.30%

Taxi Start (Normal Tariff)

$0.79 ₱49.96

$1.15 €1.02

-31.30%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.86

$1.14 €1.01

-80.70%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱286

$16.71 €14.86

-72.83%

Gasoline (1 liter)

$1.32 ₱82.9

$1.76 €1.56

-25.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$32.6K €29.0K

-35.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$21.2K €18.8K

-8.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,464

$132 €118

-10.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱896

$12.88 €11.46

10.40%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,730

$34.04 €30.28

-19.30%

Gym Membership (Monthly)

$32.31 ₱2,034

$46.82 €41.65

-30.99%

Tennis Court (1 Hour on Weekend)

$6.50 ₱409

$14.36 €12.77

-54.74%

Cinema Ticket

$5.40 ₱340

$8.01 €7.13

-32.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.4K

$56.3 €50.1

389.92%

International Primary School, 1 Child (Yearly)

$7,866 ₱495.3K

$6,950 €6,182

13.19%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,108

$84.9 €75.5

-41.81%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,548

$33.21 €29.54

-25.99%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,825

$72.3 €64.3

6.06%

Men's Leather Business Shoes

$58.9 ₱3,706

$95.8 €85.2

-38.58%

1-bedroom Apartment, City Center (Monthly)

$503 ₱31.7K

$633 €563

-20.42%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.2K

$456 €406

-33.24%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱67.7K

$1,292 €1,149

-16.83%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱39.8K

$930 €827

-32.05%

Buy Apartment in City Center (m2)

$2,870 ₱180.7K

$3,396 €3,021

-15.51%

Buy Apartment Outside City Center (m2)

$1,877 ₱118.2K

$2,291 €2,038

-18.06%

Average Monthly Net Salary (After Tax)

$336 ₱21.1K

$848 €754

-60.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

5.45

32.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Bijelo Polje: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Bijelo Polje

$456 35.4% 49.8% $152

Groceries & Markets

Cebu

$210 22.9%

Bijelo Polje

$225 17.5% 7.3% $15

Monthly Utilities & Internet

Cebu

$160 17.5%

Bijelo Polje

$179 13.9% 11.8% $19

Clothing & Footwear

Cebu

$94 10.3%

Bijelo Polje

$129 10% 36.6% $35

Eating Out

Cebu

$88 9.6%

Bijelo Polje

$184 14.3% 110% $97

Sport & Entertainment

Cebu

$43 4.7%

Bijelo Polje

$63 4.9% 45.8% $20

Getting Around

Cebu

$15 1.7%

Bijelo Polje

$52 4.1% 246% $37

Cost Breakdown

A central one-bedroom costs $503 in Cebu versus $633 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 152% higher in Bijelo Polje, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $24.00 in Cebu versus $36.00 in Bijelo Polje. Monthly groceries follow the same trend: $210 vs $225 – making Cebu the more affordable choice for daily food spending.

Good to know

🇵🇭 Cebu

🇲🇪 Bijelo Polje

🕒 Local time

13:56 1:56 PM

06:56 6:56 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

13,117

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 25, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Euro exchange rates as of October 25, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Bijelo Polje 10,350 km ≈ 13 h nonstop flight

From you

Cebu
Bijelo Polje

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Yes – Bijelo Polje is pricier by about 41%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,372 per month in Cebu and $1,933 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 7% more in Bijelo Polje, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $24.00 in Cebu and $36.00 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $915, than in Bijelo Polje at $1,289. In Cebu it covers expenses comfortably, while in Bijelo Polje it requires careful planning or may not stretch far enough.

Families tend to lean toward Cebu – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bijelo Polje makes more sense. Both are solid long-term options with distinct trade-offs.