Last update: Oct 2026

Cost of Living Comparison Between Budva and Bijelo Polje

For one person, living is cheaper in Bijelo Polje: $1,289 a month against $1,609 in Budva, rent and utilities included – about $3,800 less a year. Rent and utilities account for about half of the difference.

78

Cost of Living Index in Budva
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Budva Living Index
63

Cost of Living Index in Bijelo Polje
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Bijelo Polje Living Index

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Budva

🇲🇪 Montenegro

$1,609

/mo nomad

Bijelo Polje

🇲🇪 Montenegro

$1,289

/mo nomad

Monthly Cost of Living

How much you'll spend in Budva and in Bijelo Polje

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budva and in Bijelo Polje actually costs, broken down by who's living it.

A single person spends $1,609 per month in Budva vs $1,289 in Bijelo Polje, rent included.

Budva $1,609
Bijelo Polje $1,289

A couple spends around $2,537 per month in Budva vs $2,011 in Bijelo Polje, rent included.

Budva $2,537
Bijelo Polje $2,011

A family of three spends $3,464 per month in Budva vs $2,733 in Bijelo Polje, rent included.

Budva $3,464
Bijelo Polje $2,733

Budva costs about 25% more than Bijelo Polje, and outside of rent the biggest gap is in clothing.

Budva sits 19% above the global median, while Bijelo Polje is 5% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$14.51 €12.91

$11.02 €9.80

31.67%

Three-Course Dinner for Two, Mid-Range

$67.6 €60.1

$36.35 €32.33

86.00%

Fast Food Meal (McDonalds, etc)

$13.31 €11.84

$9.06 €8.06

46.91%

Cappuccino

$3.56 €3.16

$2.64 €2.34

34.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 €1.97

$2.48 €2.21

-10.89%

Water (0.33 liter bottle)

$1.48 €1.32

$1.58 €1.40

-6.33%

Local Beer (0.5 liter draught)

$4.72 €4.20

$2.85 €2.54

65.61%

Imported Beer (0.33 liter bottle)

$4.30 €3.82

$3.40 €3.03

26.47%

Milk (1 liter)

$1.27 €1.13

$1.19 €1.06

6.72%

White Bread (500g)

$1.07 €0.95

$0.97 €0.86

10.31%

Rice (white) (1kg)

$2.26 €2.01

$2.89 €2.57

-21.80%

Eggs

$3.07 €2.73

Local Cheese (1kg)

$8.43 €7.50

$9.14 €8.13

-7.77%

Chicken Fillets (1kg)

$9.14 €8.13

$7.19 €6.40

27.12%

Beef Round Steak (1kg)

$12.18 €10.83

$12.62 €11.22

-3.49%

Apples (1kg)

$1.29 €1.14

$1.32 €1.18

-2.27%

Banana (1kg)

$1.68 €1.49

$1.56 €1.39

7.69%

Oranges (1kg)

$1.54 €1.37

$1.56 €1.39

-1.28%

Tomato (1kg)

$2.92 €2.59

$2.99 €2.66

-2.34%

Potato (1kg)

$0.91 €0.81

$0.93 €0.83

-2.15%

Onion (1kg)

$1.08 €0.96

$1.27 €1.13

-14.96%

Lettuce (1 head)

$1.67 €1.48

$1.52 €1.36

9.87%

Water (1.5 liter bottle)

$0.89 €0.80

$0.89 €0.79

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 €3.81

$3.89 €3.46

10.03%

Wine (Bottle)

$7.71 €6.86

$4.59 €4.08

67.97%

Local Beer (0.5 liter bottle)

$1.08 €0.96

$1.27 €1.13

-14.96%

Imported Beer (0.33 liter bottle)

$1.68 €1.50

$1.72 €1.53

-2.33%

One-way Ticket (Public Transport)

$2.84 €2.52

$1.64 €1.46

73.17%

Public Transport Monthly Pass (Regular Price)

$39.52 €35.15

$38.93 €34.63

1.52%

Taxi Start (Normal Tariff)

$1.10 €0.98

$1.15 €1.02

-4.35%

Taxi (Normal Tariff) (1km)

$1.14 €1.01

Taxi 1hour Waiting (Normal Tariff)

$17.01 €15.13

$16.71 €14.86

1.80%

Gasoline (1 liter)

$1.72 €1.53

$1.76 €1.56

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K €25.9K

$32.6K €29.0K

-10.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K €23.1K

$21.2K €18.8K

22.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$158 €141

$132 €118

19.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.71 €13.08

$12.88 €11.46

14.21%

Internet (50+ Mbps, Unlimited Data)

$33.77 €30.04

$34.04 €30.28

-0.79%

Gym Membership (Monthly)

$59.3 €52.7

$46.82 €41.65

26.57%

Tennis Court (1 Hour on Weekend)

$21.33 €18.98

$14.36 €12.77

48.54%

Cinema Ticket

$6.05 €5.38

$8.01 €7.13

-24.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 €356

$56.3 €50.1

609.89%

International Primary School, 1 Child (Yearly)

$9,649 €8,582

$6,950 €6,182

38.83%

Jeans (Levis 501 Or Similar)

$104 €92.7

$84.9 €75.5

22.77%

Summer Dress (H&M, Zara, etc)

$45.25 €40.25

$33.21 €29.54

36.25%

Sport Shoes (Adidas, Nike)

$97.3 €86.6

$72.3 €64.3

34.69%

Men's Leather Business Shoes

$182 €162

$95.8 €85.2

90.06%

1-bedroom Apartment, City Center (Monthly)

$848 €754

$633 €563

34.04%

1-bedroom Apartment, Outside City Center (Monthly)

$599 €533

$456 €406

31.28%

3-bedroom Apartment, City Center (Monthly)

$1,505 €1,339

$1,292 €1,149

16.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,151 €1,023

$930 €827

23.70%

Buy Apartment in City Center (m2)

$4,107 €3,653

$3,396 €3,021

20.92%

Buy Apartment Outside City Center (m2)

$2,958 €2,631

$2,291 €2,038

29.10%

Average Monthly Net Salary (After Tax)

$1,006 €895

$848 €754

18.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

5.45

9.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budva: October 17, 2026

Last update for Bijelo Polje: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Budva

$599 37.2%

Bijelo Polje

$456 35.4% 23.8% $143

Eating Out

Budva

$246 15.3%

Bijelo Polje

$184 14.3% 25% $61

Groceries & Markets

Budva

$236 14.7%

Bijelo Polje

$225 17.5% 4.7% $11

Monthly Utilities & Internet

Budva

$207 12.8%

Bijelo Polje

$179 13.9% 13.2% $27

Clothing & Footwear

Budva

$193 12%

Bijelo Polje

$129 10% 33.3% $64

Sport & Entertainment

Budva

$71 4.4%

Bijelo Polje

$63 4.9% 12% $8.5

Getting Around

Budva

$58 3.6%

Bijelo Polje

$52 4.1% 9.2% $5.3

Cost Breakdown

A central one-bedroom costs $848 in Budva versus $633 in Bijelo Polje. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Budva, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $68.0 in Budva versus $36.00 in Bijelo Polje. Monthly groceries follow the same trend: $236 vs $225 – making Bijelo Polje the more affordable choice for daily food spending.

Good to know

🇲🇪 Budva

🇲🇪 Bijelo Polje

🕒 Local time

04:50 4:50 AM

Same time as Budva

🌤 Weather

👥 Population

13,338

13,117

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Budva vs Bijelo Polje: Cost of Living - Frequently Asked Questions

Yes – Budva is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,414 per month in Budva and $1,933 in Bijelo Polje. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bijelo Polje, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 5% more in Budva, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $68.0 in Budva and $36.00 in Bijelo Polje. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Bijelo Polje, where all-in costs run around $1,289, than in Budva at $1,609. In Bijelo Polje it covers expenses comfortably, while in Budva it requires careful planning or may not stretch far enough.

Families tend to lean toward Bijelo Polje – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bijelo Polje. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budva makes more sense. Both are solid long-term options with distinct trade-offs.