Cost of Living Comparison Between Baguio and Santa Cruz, Laguna Cost of Living Comparison Between Baguio and Santa Cruz, Laguna

😐 Solo nomad: Baguio is 3.9% more expensive than Santa Cruz, Laguna without rent, and 3.4% more expensive with rent.

😐 Family of 3: Baguio is 0.1% more expensive than Santa Cruz, Laguna without rent, and 1.7% cheaper with rent.

Meal at Budget Restaurant

$3.64 ₱216

$1.75 ₱104

108.00%

Three-Course Dinner for Two, Mid-Range

$13.09 ₱778

$9.06 ₱538

44.48%

Fast Food Meal (McDonalds, etc)

$2.67 ₱159

$3.06 ₱182

-12.75%

Cappuccino

$2.43 ₱145

$2.08 ₱123

16.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.64 ₱37.91

$0.43 ₱25.34

48.84%

Water (0.33 liter bottle)

$0.41 ₱24.19

$0.28 ₱16.84

46.43%

Local Beer (0.5 liter draught)

$1.45 ₱86.4

$1.22 ₱72.5

18.85%

Imported Beer (0.33 liter bottle)

$1.93 ₱115

$1.08 ₱64.4

78.70%

Milk (1 liter)

$1.84 ₱110

$1.77 ₱105

3.95%

White Bread (500g)

$1.19 ₱70.6

$1.21 ₱72.1

-1.65%

Rice (white) (1kg)

$1.08 ₱64.2

$1.08 ₱64.4

Eggs

$2.18 ₱130

$1.74 ₱104

25.29%

Local Cheese (1kg)

$9.39 ₱558

$5.19 ₱308

80.92%

Chicken Fillets (1kg)

$3.92 ₱233

$4.32 ₱257

-9.26%

Beef Round Steak (1kg)

$8.51 ₱506

$7.02 ₱417

21.23%

Apples (1kg)

$2.72 ₱162

$1.57 ₱93.1

73.25%

Banana (1kg)

$1.80 ₱107

$0.56 ₱33.00

221.43%

Oranges (1kg)

$2.35 ₱140

$1.65 ₱97.9

42.42%

Tomato (1kg)

$1.16 ₱68.8

$1.69 ₱101

-31.36%

Potato (1kg)

$1.82 ₱108

$2.76 ₱164

-34.06%

Onion (1kg)

$2.30 ₱137

$4.05 ₱241

-43.21%

Lettuce (1 head)

$0.68 ₱40.61

$1.57 ₱93.5

-56.69%

Water (1.5 liter bottle)

$0.75 ₱44.59

$1.04 ₱62.0

-27.88%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 ₱193

$3.23 ₱192

0.93%

Wine (Bottle)

$9.54 ₱567

$7.46 ₱444

27.88%

Local Beer (0.5 liter bottle)

$1.02 ₱60.6

$1.62 ₱96.0

-37.04%

Imported Beer (0.33 liter bottle)

$2.33 ₱138

$2.01 ₱120

15.92%

One-way Ticket (Public Transport)

$0.28 ₱16.82

$0.28 ₱16.71

Public Transport Monthly Pass (Regular Price)

$10.54 ₱626

Taxi Start (Normal Tariff)

$0.92 ₱54.9

$0.77 ₱45.63

19.48%

Taxi (Normal Tariff) (1km)

$0.22 ₱13.04

$0.22 ₱13.05

Taxi 1hour Waiting (Normal Tariff)

$2.34 ₱139

$2.10 ₱125

11.43%

Gasoline (1 liter)

$1.11 ₱65.7

$1.14 ₱67.7

-2.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.4K ₱1.9M

$26.2K ₱1.6M

20.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.3K ₱1.2M

$20.2K ₱1.2M

0.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$149 ₱8,876

$93.8 ₱5,576

59.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.01 ₱2,021

$33.54 ₱1,993

1.40%

Internet (50+ Mbps, Unlimited Data)

$26.10 ₱1,551

$29.72 ₱1,766

-12.18%

Gym Membership (Monthly)

$21.62 ₱1,285

$34.55 ₱2,053

-37.42%

Tennis Court (1 Hour on Weekend)

$4.06 ₱241

$4.49 ₱267

-9.58%

Cinema Ticket

$5.60 ₱333

$7.07 ₱420

-20.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ₱8,838

$82.1 ₱4,877

81.22%

International Primary School, 1 Child (Yearly)

$4,715 ₱280.2K

$2,769 ₱164.6K

70.29%

Jeans (Levis 501 Or Similar)

$48.65 ₱2,891

$31.34 ₱1,863

55.23%

Summer Dress (H&M, Zara, etc)

$27.89 ₱1,658

$29.91 ₱1,777

-6.75%

Sport Shoes (Adidas, Nike)

$75.8 ₱4,505

$99.3 ₱5,899

-23.62%

Men's Leather Business Shoes

$46.85 ₱2,784

$95.2 ₱5,660

-50.81%

1-bedroom Apartment, City Center (Monthly)

$345 ₱20.5K

$262 ₱15.6K

31.87%

1-bedroom Apartment, Outside City Center (Monthly)

$141 ₱8,375

$176 ₱10.4K

-19.74%

3-bedroom Apartment, City Center (Monthly)

$554 ₱32.9K

$597 ₱35.5K

-7.32%

3-bedroom Apartment, Outside City Center (Monthly)

$271 ₱16.1K

$396 ₱23.5K

-31.57%

Buy Apartment in City Center (m2)

$2,502 ₱148.7K

$1,751 ₱104.1K

42.87%

Buy Apartment Outside City Center (m2)

$992 ₱58.9K

$804 ₱47.8K

23.28%

Average Monthly Net Salary (After Tax)

$223 ₱13.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

8.13

-44.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: January 12, 2026

Last update for Santa Cruz, Laguna: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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