Cost of Living Comparison Between Baguio and Santa Cruz, Laguna Cost of Living Comparison Between Baguio and Santa Cruz, Laguna

😐 Solo nomad: Baguio is 0.1% more expensive than Santa Cruz, Laguna without rent, and 2.8% more expensive with rent.
🙂 Family of 3: Baguio is 4.4% cheaper than Santa Cruz, Laguna without rent, and 2.4% cheaper with rent.
Currency
🍽 Eating Out
Baguio
Santa Cruz, Laguna
Difference
Meal at Budget Restaurant
$3.45 ₱192
$1.79 ₱99.7
92.74%
Three-Course Dinner for Two, Mid-Range
$13.35 ₱743
$9.05 ₱504
47.51%
Fast Food Meal (McDonalds, etc)
$2.68 ₱149
$3.02 ₱168
-11.26%
Cappuccino
$2.37 ₱132
$2.07 ₱115
14.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.64 ₱35.77
$0.42 ₱23.55
52.38%
Water (0.33 liter bottle)
$0.37 ₱20.77
$0.28 ₱15.76
32.14%
Local Beer (0.5 liter draught)
$1.45 ₱81
$1.27 ₱70.7
14.17%
Imported Beer (0.33 liter bottle)
$1.92 ₱107
$1.08 ₱59.9
77.78%
🛒 Groceries & Markets
Baguio
Santa Cruz, Laguna
Difference
Milk (1 liter)
$1.84 ₱102
$1.74 ₱96.8
5.75%
White Bread (500g)
$1.19 ₱66
$1.26 ₱70
-5.56%
Rice (white) (1kg)
$1.11 ₱61.8
$1.04 ₱58.1
6.73%
Eggs
$2.24 ₱125
$1.73 ₱96.2
29.48%
Local Cheese (1kg)
$9.06 ₱505
$5.41 ₱301
67.47%
Chicken Fillets (1kg)
$3.91 ₱218
$4.23 ₱235
-7.57%
Beef Round Steak (1kg)
$8.79 ₱490
$7.08 ₱394
24.15%
Apples (1kg)
$2.75 ₱153
$1.56 ₱87.1
76.28%
Banana (1kg)
$1.8 ₱100
$0.52 ₱28.75
246.15%
Oranges (1kg)
$2.28 ₱127
$1.62 ₱90
40.74%
Tomato (1kg)
$1.21 ₱67.1
$1.65 ₱91.9
-26.67%
Potato (1kg)
$1.87 ₱104
$2.75 ₱153
-32.00%
Onion (1kg)
$2.19 ₱122
$4.13 ₱230
-46.97%
Lettuce (1 head)
$0.69 ₱38.26
$1.62 ₱90.2
-57.41%
Water (1.5 liter bottle)
$0.72 ₱40.05
$1.05 ₱58.3
-31.43%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱182
$3.21 ₱179
1.87%
Wine (Bottle)
$9.34 ₱520
$7.84 ₱437
19.13%
Local Beer (0.5 liter bottle)
$1.02 ₱57
$1.57 ₱87.2
-35.03%
Imported Beer (0.33 liter bottle)
$2.33 ₱129
$1.97 ₱110
18.27%
🚌 Getting Around
Baguio
Santa Cruz, Laguna
Difference
One-way Ticket (Public Transport)
$0.28 ₱15.6
$0.26 ₱14.39
7.69%
Public Transport Monthly Pass (Regular Price)
$10.56 ₱588
-
-
Taxi Start (Normal Tariff)
$0.9 ₱50.3
$0.81 ₱45.31
11.11%
Taxi (Normal Tariff) (1km)
$0.22 ₱12.24
$0.24 ₱13.39
-8.33%
Taxi 1hour Waiting (Normal Tariff)
$2.32 ₱129
$2.07 ₱116
12.08%
Gasoline (1 liter)
$1.15 ₱64.1
$1.1 ₱61.1
4.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K ₱1.8M
$25.3K ₱1.4M
27.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.2K ₱1.1M
$20.8K ₱1.2M
-2.57%
🧾 Monthly Utilities & Internet
Baguio
Santa Cruz, Laguna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$145 ₱8,085
$97.6 ₱5,434
48.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.36 ₱1,913
$33.06 ₱1,841
3.93%
Internet (50+ Mbps, Unlimited Data)
$26.4 ₱1,470
$30.51 ₱1,699
-13.47%
🎉 Sport & Entertainment
Baguio
Santa Cruz, Laguna
Difference
Gym Membership (Monthly)
$21.99 ₱1,224
$34.57 ₱1,925
-36.39%
Tennis Court (1 Hour on Weekend)
$4.08 ₱227
-
-
Cinema Ticket
$5.66 ₱315
$6.98 ₱389
-18.91%
🧸 Childcare & Education
Baguio
Santa Cruz, Laguna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$150 ₱8,347
$81.9 ₱4,562
82.99%
International Primary School, 1 Child (Yearly)
$4,703 ₱261.8K
$2,807 ₱156.3K
67.51%
👕👟 Clothing & Footwear
Baguio
Santa Cruz, Laguna
Difference
Jeans (Levis 501 Or Similar)
$49.42 ₱2,752
$32.27 ₱1,797
53.15%
Summer Dress (H&M, Zara, etc)
$27.83 ₱1,550
$29.78 ₱1,658
-6.55%
Sport Shoes (Adidas, Nike)
$74.6 ₱4,152
$98.7 ₱5,495
-24.44%
Men's Leather Business Shoes
$45.89 ₱2,555
$92.3 ₱5,138
-50.28%
🏠 Accommodation & Living
Baguio
Santa Cruz, Laguna
Difference
1-bedroom Apartment, City Center (Monthly)
$342 ₱19K
$262 ₱14.6K
30.18%
1-bedroom Apartment, Outside City Center (Monthly)
$143 ₱7,980
$174 ₱9,700
-17.73%
3-bedroom Apartment, City Center (Monthly)
$544 ₱30.3K
$599 ₱33.3K
-9.21%
3-bedroom Apartment, Outside City Center (Monthly)
$270 ₱15K
$398 ₱22.2K
-32.20%
Buy Apartment in City Center (m2)
$2,593 ₱144.4K
$2,238 ₱124.6K
15.84%
Buy Apartment Outside City Center (m2)
$1,416 ₱78.8K
-
-
💵 Salaries & Financials
Baguio
Santa Cruz, Laguna
Difference
Average Monthly Net Salary (After Tax)
$261 ₱14.5K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
8.13
-44.65%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: October 29, 2025

Last update for Santa Cruz, Laguna: October 29, 2025

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