Cost of Living Comparison Between Santa Cruz, Laguna and Baguio Cost of Living Comparison Between Santa Cruz, Laguna and Baguio

😐 Solo nomad: Santa Cruz, Laguna is 4.5% more expensive than Baguio without rent, and 4.8% cheaper with rent.

😐 Family of 3: Santa Cruz, Laguna is 3.5% more expensive than Baguio without rent, and 3.6% more expensive with rent.

Meal at Budget Restaurant

$1.74 ₱104

$3.60 ₱215

-51.67%

Three-Course Dinner for Two, Mid-Range

$8.72 ₱522

$13.11 ₱786

-33.49%

Fast Food Meal (McDonalds, etc)

$3.05 ₱183

$2.62 ₱157

16.41%

Cappuccino

$2.09 ₱125

$2.45 ₱147

-14.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.43 ₱25.50

$0.66 ₱39.52

-34.85%

Water (0.33 liter bottle)

$0.28 ₱16.96

$0.40 ₱24.26

-30.00%

Local Beer (0.5 liter draught)

$1.21 ₱72.8

$1.45 ₱87.1

-16.55%

Imported Beer (0.33 liter bottle)

$1.08 ₱64.7

$1.99 ₱119

-45.73%

Milk (1 liter)

$1.75 ₱105

$1.92 ₱115

-8.85%

White Bread (500g)

$1.20 ₱72.1

$1.25 ₱74.6

-4.00%

Rice (white) (1kg)

$1.07 ₱64.4

$1.07 ₱64.1

Eggs

$1.65 ₱99.1

$2.25 ₱135

-26.67%

Local Cheese (1kg)

$5.16 ₱309

$9.34 ₱559

-44.75%

Chicken Fillets (1kg)

$4.20 ₱252

$3.84 ₱230

9.38%

Beef Round Steak (1kg)

$7.24 ₱434

$8.65 ₱518

-16.30%

Apples (1kg)

$1.57 ₱93.9

$2.67 ₱160

-41.20%

Banana (1kg)

$0.52 ₱30.90

$1.86 ₱111

-72.04%

Oranges (1kg)

$1.58 ₱94.8

$2.28 ₱136

-30.70%

Tomato (1kg)

$1.65 ₱98.6

$1.21 ₱72.3

36.36%

Potato (1kg)

$2.85 ₱171

$1.82 ₱109

56.59%

Onion (1kg)

$4.23 ₱253

$2.30 ₱138

83.91%

Lettuce (1 head)

$1.63 ₱97.4

$0.67 ₱39.90

143.28%

Water (1.5 liter bottle)

$1.02 ₱60.9

$0.77 ₱46.00

32.47%

Cigarettes 20 Pack (Marlboro, Camel)

$3.23 ₱193

$3.31 ₱198

-2.42%

Wine (Bottle)

$9.19 ₱551

$9.36 ₱561

-1.82%

Local Beer (0.5 liter bottle)

$1.59 ₱95.4

$1.04 ₱62.3

52.88%

Imported Beer (0.33 liter bottle)

$1.97 ₱118

$2.24 ₱134

-12.05%

One-way Ticket (Public Transport)

$0.26 ₱15.43

$0.28 ₱16.93

-7.14%

Public Transport Monthly Pass (Regular Price)

$10.73 ₱643

Taxi Start (Normal Tariff)

$0.83 ₱49.88

$0.88 ₱52.6

-5.68%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.41

$0.24 ₱14.46

Taxi 1hour Waiting (Normal Tariff)

$2.08 ₱124

$2.35 ₱141

-11.49%

Gasoline (1 liter)

$1.11 ₱66.4

$1.16 ₱69.2

-4.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K ₱1.6M

$31.3K ₱1.9M

-16.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₱1.2M

$20.6K ₱1.2M

-2.07%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.3 ₱5,769

$148 ₱8,878

-35.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.02 ₱1,978

$34.34 ₱2,057

-3.84%

Internet (50+ Mbps, Unlimited Data)

$29.42 ₱1,763

$26.43 ₱1,584

11.31%

Gym Membership (Monthly)

$34.33 ₱2,057

$21.66 ₱1,297

58.49%

Tennis Court (1 Hour on Weekend)

$4.30 ₱258

$4.11 ₱246

4.62%

Cinema Ticket

$7.12 ₱426

$5.73 ₱343

24.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$80.6 ₱4,827

$152 ₱9,086

-46.87%

International Primary School, 1 Child (Yearly)

$2,764 ₱165.6K

$4,739 ₱283.9K

-41.67%

Jeans (Levis 501 Or Similar)

$32.10 ₱1,923

$49.46 ₱2,963

-35.10%

Summer Dress (H&M, Zara, etc)

$30.04 ₱1,799

$28.00 ₱1,677

7.29%

Sport Shoes (Adidas, Nike)

$99.2 ₱5,941

$74.9 ₱4,484

32.49%

Men's Leather Business Shoes

$92.3 ₱5,529

$46.07 ₱2,760

100.30%

1-bedroom Apartment, City Center (Monthly)

$262 ₱15.7K

$338 ₱20.3K

-22.56%

1-bedroom Apartment, Outside City Center (Monthly)

$174 ₱10.4K

$146 ₱8,752

18.91%

3-bedroom Apartment, City Center (Monthly)

$599 ₱35.9K

$546 ₱32.7K

9.61%

3-bedroom Apartment, Outside City Center (Monthly)

$395 ₱23.7K

$264 ₱15.8K

49.56%

Buy Apartment in City Center (m2)

$2,207 ₱132.2K

$2,498 ₱149.7K

-11.66%

Buy Apartment Outside City Center (m2)

$960 ₱57.5K

Average Monthly Net Salary (After Tax)

$190 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.13

4.5

80.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Santa Cruz, Laguna: April 12, 2026

Last update for Baguio: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Santa Cruz, Laguna vs other spots: cost of living compared

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