Cost of Living Comparison Between Baguio and San Fernando, La Union Cost of Living Comparison Between Baguio and San Fernando, La Union

🙂 Solo nomad: Baguio is 5.1% cheaper than San Fernando, La Union without rent, and 13.5% more expensive with rent.
😐 Family of 3: Baguio is 0.9% more expensive than San Fernando, La Union without rent, and 11.9% more expensive with rent.
Currency
🍽 Eating Out
Baguio
San Fernando, La Union
Difference
Meal at Budget Restaurant
$3.47 ₱205
$3.47 ₱205
-
Three-Course Dinner for Two, Mid-Range
$13.25 ₱784
$17.67 ₱1,045
-25.01%
Fast Food Meal (McDonalds, etc)
$2.61 ₱155
$3.26 ₱193
-19.94%
Cappuccino
$2.44 ₱144
$2.34 ₱139
4.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.65 ₱38.49
$0.82 ₱48.27
-20.73%
Water (0.33 liter bottle)
$0.37 ₱21.95
$0.40 ₱23.58
-7.50%
Local Beer (0.5 liter draught)
$1.44 ₱85.2
$1.36 ₱80.7
5.88%
Imported Beer (0.33 liter bottle)
$1.99 ₱118
$2.11 ₱125
-5.69%
🛒 Groceries & Markets
Baguio
San Fernando, La Union
Difference
Milk (1 liter)
$1.92 ₱113
$2.92 ₱173
-34.25%
White Bread (500g)
$1.20 ₱71.2
$1.22 ₱72.2
-1.64%
Rice (white) (1kg)
$1.11 ₱65.7
$0.95 ₱56.0
16.84%
Eggs
$2.25 ₱133
$2.00 ₱118
12.50%
Local Cheese (1kg)
$9.38 ₱555
$7.81 ₱462
20.10%
Chicken Fillets (1kg)
$3.92 ₱232
$4.21 ₱249
-6.89%
Beef Round Steak (1kg)
$8.67 ₱513
$7.79 ₱461
11.30%
Apples (1kg)
$2.73 ₱161
$2.84 ₱168
-3.87%
Banana (1kg)
$1.87 ₱111
$1.58 ₱93.6
18.35%
Oranges (1kg)
$2.26 ₱134
$2.63 ₱156
-14.07%
Tomato (1kg)
$1.16 ₱68.6
$1.60 ₱94.7
-27.50%
Potato (1kg)
$1.81 ₱107
$2.29 ₱136
-20.96%
Onion (1kg)
$2.19 ₱129
$2.62 ₱155
-16.41%
Lettuce (1 head)
$0.67 ₱39.84
$1.08 ₱63.8
-37.96%
Water (1.5 liter bottle)
$0.76 ₱45.25
$0.71 ₱42.23
7.04%
Cigarettes 20 Pack (Marlboro, Camel)
$3.27 ₱193
$2.80 ₱166
16.79%
Wine (Bottle)
$9.27 ₱549
$7.24 ₱429
28.04%
Local Beer (0.5 liter bottle)
$1.02 ₱60.3
$1.20 ₱71.2
-15.00%
Imported Beer (0.33 liter bottle)
$2.27 ₱134
$1.97 ₱117
15.23%
🚌 Getting Around
Baguio
San Fernando, La Union
Difference
One-way Ticket (Public Transport)
$0.26 ₱15.32
$0.26 ₱15.33
-
Public Transport Monthly Pass (Regular Price)
$10.82 ₱640
-
-
Taxi Start (Normal Tariff)
$0.86 ₱50.8
$0.77 ₱45.81
11.69%
Taxi (Normal Tariff) (1km)
$0.24 ₱14.23
$0.22 ₱12.93
9.09%
Taxi 1hour Waiting (Normal Tariff)
$2.35 ₱139
$2.18 ₱129
7.80%
Gasoline (1 liter)
$1.16 ₱68.4
$1.20 ₱71.3
-3.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$31.8K ₱1.9M
$26.8K ₱1.6M
18.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.3K ₱1.2M
$20.4K ₱1.2M
-0.35%
🧾 Monthly Utilities & Internet
Baguio
San Fernando, La Union
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$147 ₱8,675
$114 ₱6,773
28.08%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.60 ₱2,047
$32.91 ₱1,948
5.14%
Internet (50+ Mbps, Unlimited Data)
$25.99 ₱1,538
$27.37 ₱1,620
-5.04%
🎉 Sport & Entertainment
Baguio
San Fernando, La Union
Difference
Gym Membership (Monthly)
$21.69 ₱1,283
$13.52 ₱800
60.43%
Tennis Court (1 Hour on Weekend)
$4.24 ₱251
$4.52 ₱268
-6.19%
Cinema Ticket
$5.80 ₱343
$6.10 ₱361
-4.92%
🧸 Childcare & Education
Baguio
San Fernando, La Union
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$153 ₱9,070
$150 ₱8,869
2.27%
International Primary School, 1 Child (Yearly)
$4,687 ₱277.3K
$5,885 ₱348.2K
-20.36%
👕👟 Clothing & Footwear
Baguio
San Fernando, La Union
Difference
Jeans (Levis 501 Or Similar)
$47.97 ₱2,839
$46.44 ₱2,748
3.29%
Summer Dress (H&M, Zara, etc)
$27.79 ₱1,644
$26.38 ₱1,561
5.34%
Sport Shoes (Adidas, Nike)
$74.9 ₱4,431
$35.35 ₱2,092
111.85%
Men's Leather Business Shoes
$47.05 ₱2,784
$40.55 ₱2,400
16.03%
🏠 Accommodation & Living
Baguio
San Fernando, La Union
Difference
1-bedroom Apartment, City Center (Monthly)
$345 ₱20.4K
$135 ₱8,015
154.56%
1-bedroom Apartment, Outside City Center (Monthly)
$142 ₱8,387
$125 ₱7,378
13.66%
3-bedroom Apartment, City Center (Monthly)
$547 ₱32.4K
$251 ₱14.8K
118.07%
3-bedroom Apartment, Outside City Center (Monthly)
$262 ₱15.5K
$212 ₱12.6K
23.13%
Buy Apartment in City Center (m2)
$2,616 ₱154.8K
$2,332 ₱138.0K
12.18%
Buy Apartment Outside City Center (m2)
$974 ₱57.6K
$678 ₱40.1K
43.71%
💵 Salaries & Financials
Baguio
San Fernando, La Union
Difference
Average Monthly Net Salary (After Tax)
$197 ₱11.6K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.5
6.67
-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Baguio: February 28, 2026

Last update for San Fernando, La Union: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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