Comparación del coste de vida entre San Fernando, La Union y Baguio Comparación del coste de vida entre San Fernando, La Union y Baguio

Monthly Cost of Living

Monthly costs for one person with rent: $695 in San Fernando, La Union versus $779 in Baguio.

Estimated couple costs with rent: $1,042 in San Fernando, La Union versus $1,139 in Baguio.

Monthly costs for a family of three with rent: $1,390 in San Fernando, La Union versus $1,500 in Baguio.

Living in San Fernando, La Union costs roughly 11% less than in Baguio, driven mainly by Clothing & Footwear.

Both cities sit below the global median: San Fernando, La Union 48% lower, Baguio 42% lower.

Meal at Budget Restaurant

$3.47 ₱212

$3.59 ₱220

-3.34%

Three-Course Dinner for Two, Mid-Range

$17.45 ₱1,068

$13.50 ₱826

29.26%

Fast Food Meal (McDonalds, etc)

$3.39 ₱207

$2.60 ₱159

30.38%

Cappuccino

$2.35 ₱144

$2.34 ₱143

0.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.82 ₱50.4

$0.70 ₱42.94

17.14%

Water (0.33 liter bottle)

$0.40 ₱24.27

$0.40 ₱24.52

Local Beer (0.5 liter draught)

$1.30 ₱79.3

$1.46 ₱89.2

-10.96%

Imported Beer (0.33 liter bottle)

$2.15 ₱132

$2.00 ₱122

7.50%

Milk (1 liter)

$3.07 ₱188

$1.89 ₱115

62.43%

White Bread (500g)

$1.28 ₱78.1

$1.25 ₱76.6

2.40%

Rice (white) (1kg)

$0.99 ₱60.7

$1.11 ₱68.1

-10.81%

Eggs

$2.00 ₱123

$2.20 ₱134

-9.09%

Local Cheese (1kg)

$7.93 ₱485

$9.08 ₱555

-12.67%

Chicken Fillets (1kg)

$4.13 ₱253

$3.70 ₱226

11.62%

Beef Round Steak (1kg)

$7.81 ₱478

$8.42 ₱515

-7.24%

Apples (1kg)

$2.88 ₱176

$2.63 ₱161

9.51%

Banana (1kg)

$1.59 ₱97.5

$1.87 ₱114

-14.97%

Oranges (1kg)

$2.63 ₱161

$2.26 ₱138

16.37%

Tomato (1kg)

$1.55 ₱94.9

$1.18 ₱72.0

31.36%

Potato (1kg)

$2.28 ₱139

$1.82 ₱111

25.27%

Onion (1kg)

$2.51 ₱154

$2.29 ₱140

9.61%

Lettuce (1 head)

$1.10 ₱67.3

$0.72 ₱44.31

52.78%

Water (1.5 liter bottle)

$0.70 ₱43.02

$0.77 ₱47.22

-9.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.88 ₱176

$3.35 ₱205

-14.03%

Wine (Bottle)

$8.50 ₱520

$9.17 ₱561

-7.31%

Local Beer (0.5 liter bottle)

$1.16 ₱70.9

$1.08 ₱65.8

7.41%

Imported Beer (0.33 liter bottle)

$2.07 ₱127

$2.26 ₱138

-8.41%

One-way Ticket (Public Transport)

$0.26 ₱15.87

$0.26 ₱15.77

Public Transport Monthly Pass (Regular Price)

$10.56 ₱646

Taxi Start (Normal Tariff)

$0.77 ₱46.83

$0.87 ₱53.3

-11.49%

Taxi (Normal Tariff) (1km)

$0.24 ₱14.72

$0.22 ₱13.43

9.09%

Taxi 1hour Waiting (Normal Tariff)

$2.18 ₱133

$2.45 ₱150

-11.02%

Gasoline (1 liter)

$1.15 ₱70.6

$1.11 ₱67.8

3.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.9K ₱1.6M

$32.3K ₱2.0M

-16.57%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.8K ₱1.3M

$20.5K ₱1.3M

1.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$112 ₱6,824

$146 ₱8,914

-23.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.59 ₱1,994

$34.10 ₱2,086

-4.43%

Internet (50+ Mbps, Unlimited Data)

$27.68 ₱1,694

$25.99 ₱1,590

6.50%

Gym Membership (Monthly)

$13.38 ₱818

$21.76 ₱1,331

-38.51%

Tennis Court (1 Hour on Weekend)

$4.31 ₱264

$4.16 ₱254

3.61%

Cinema Ticket

$5.92 ₱362

$5.93 ₱363

-0.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$149 ₱9,115

$153 ₱9,378

-2.81%

International Primary School, 1 Child (Yearly)

$5,735 ₱350.9K

$4,642 ₱284.0K

23.56%

Jeans (Levis 501 Or Similar)

$46.51 ₱2,846

$49.11 ₱3,005

-5.29%

Summer Dress (H&M, Zara, etc)

$26.62 ₱1,629

$27.25 ₱1,667

-2.31%

Sport Shoes (Adidas, Nike)

$35.11 ₱2,148

$76.3 ₱4,667

-53.98%

Men's Leather Business Shoes

$39.38 ₱2,409

$45.91 ₱2,809

-14.22%

1-bedroom Apartment, City Center (Monthly)

$131 ₱8,042

$346 ₱21.2K

-61.98%

1-bedroom Apartment, Outside City Center (Monthly)

$122 ₱7,460

$142 ₱8,706

-14.31%

3-bedroom Apartment, City Center (Monthly)

$246 ₱15.0K

$544 ₱33.3K

-54.86%

3-bedroom Apartment, Outside City Center (Monthly)

$213 ₱13.0K

$264 ₱16.1K

-19.18%

Buy Apartment in City Center (m2)

$2,323 ₱142.1K

$2,423 ₱148.2K

-4.12%

Buy Apartment Outside City Center (m2)

$949 ₱58.0K

Average Monthly Net Salary (After Tax)

$186 ₱11.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

4.5

48.22%

Los datos de CityCost se basan en IA y aportaciones de usuarios. Puede haber pequeñas variaciones.

Última actualización para San Fernando, La Union: April 25, 2026

Última actualización para Baguio: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $131 in San Fernando, La Union and $346 in Baguio. Housing cost is often the main lever when comparing two cities.

Dining out: $17.00 in San Fernando, La Union vs $13.00 in Baguio for a mid-range dinner for two. Groceries echo the gap at $217 vs $205 per month, with Baguio cheaper across the board.

Comparación de velocidades medias de internet por ciudad (actualizado April 2026)

El gráfico resalta el umbral de precisión para velocidades de internet móvil y fija, actualizado trimestralmente.

Índice del coste de vida para nómadas digitales

San Fernando, La Union vs Baguio: Coste de vida - preguntas frecuentes

San Fernando, La Union wins on cost – living expenses run 12% lower than in Baguio. Housing and daily spending are where you'll feel the difference most, making San Fernando, La Union the obvious pick if budget is a priority.

You'd need roughly $1,043 in San Fernando, La Union and $1,168 in Baguio to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $131 in San Fernando, La Union versus $346 in Baguio. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Baguio pay roughly 6% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $695 per month in San Fernando, La Union versus $779 in Baguio – a 12% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,000 a month, though San Fernando, La Union gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, San Fernando, La Union and Baguio are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find San Fernando, La Union gentler on the wallet – expenses run 12% less than in Baguio. Beyond cost, consider language, visa policies, and how big the international community is in each city.