Last update: Oct 2026

Cost of Living Comparison Between Bago and Ubud, Bali

For one person, living is cheaper in Bago: $688 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Bago
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Bago Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Bago

🇵🇭 Philippines

$688

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Bago and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bago and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $688 in Bago versus $1,349 in Ubud, Bali.

Bago $688
Ubud, Bali $1,349

Estimated couple costs with rent: $1,080 in Bago versus $2,305 in Ubud, Bali.

Bago $1,080
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,472 in Bago versus $3,261 in Ubud, Bali.

Bago $1,472
Ubud, Bali $3,261

Living in Bago costs roughly 49% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.40 ₱281

$3.32 Rp 60.2K

32.53%

Three-Course Dinner for Two, Mid-Range

$15.67 ₱1,000

$35.64 Rp 646.1K

-56.03%

Fast Food Meal (McDonalds, etc)

$2.86 ₱183

$5.53 Rp 100.3K

-48.28%

Cappuccino

$2.35 ₱150

$2.72 Rp 49.3K

-13.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.69 ₱43.77

$1.70 Rp 30.8K

-59.41%

Water (0.33 liter bottle)

$0.32 ₱20.50

$0.76 Rp 13.8K

-57.89%

Local Beer (0.5 liter draught)

$1.26 ₱80.4

$2.65 Rp 48.1K

-52.45%

Imported Beer (0.33 liter bottle)

$1.80 ₱115

$4.38 Rp 79.4K

-58.90%

Milk (1 liter)

$1.59 ₱101

$1.49 Rp 27.0K

6.71%

White Bread (500g)

$1.24 ₱79.1

$2.28 Rp 41.3K

-45.61%

Rice (white) (1kg)

$0.92 ₱58.9

$1.19 Rp 21.6K

-22.69%

Eggs

$1.72 ₱110

$2.04 Rp 36.9K

-15.69%

Local Cheese (1kg)

$6.11 ₱390

$17.70 Rp 320.9K

-65.48%

Chicken Fillets (1kg)

$4.56 ₱291

$3.96 Rp 71.9K

15.15%

Beef Round Steak (1kg)

$7.00 ₱447

$12.19 Rp 221.0K

-42.58%

Apples (1kg)

$2.70 ₱172

$3.66 Rp 66.3K

-26.23%

Banana (1kg)

$1.38 ₱88.2

$1.52 Rp 27.5K

-9.21%

Oranges (1kg)

$2.18 ₱139

$2.23 Rp 40.4K

-2.24%

Tomato (1kg)

$1.12 ₱71.6

$1.97 Rp 35.8K

-43.15%

Potato (1kg)

$1.79 ₱114

$1.85 Rp 33.5K

-3.24%

Onion (1kg)

$2.05 ₱131

$2.42 Rp 43.9K

-15.29%

Lettuce (1 head)

$1.14 ₱72.7

$0.99 Rp 18.0K

15.15%

Water (1.5 liter bottle)

$0.52 ₱33.02

$0.51 Rp 9,307

1.96%

Cigarettes 20 Pack (Marlboro, Camel)

$2.69 ₱172

$2.22 Rp 40.3K

21.17%

Wine (Bottle)

$6.84 ₱437

$22.24 Rp 403.2K

-69.24%

Local Beer (0.5 liter bottle)

$1.01 ₱64.7

$2.26 Rp 41.0K

-55.31%

Imported Beer (0.33 liter bottle)

$1.68 ₱107

$2.97 Rp 53.9K

-43.43%

One-way Ticket (Public Transport)

$0.20 ₱12.67

$0.25 Rp 4,550

-20.00%

Public Transport Monthly Pass (Regular Price)

$12.19 ₱778

$7.82 Rp 141.8K

55.88%

Taxi Start (Normal Tariff)

$0.80 ₱50.8

$0.44 Rp 7,968

81.82%

Taxi (Normal Tariff) (1km)

$0.24 ₱15.43

$0.43 Rp 7,797

-44.19%

Taxi 1hour Waiting (Normal Tariff)

$1.79 ₱115

$5.41 Rp 98.1K

-66.91%

Gasoline (1 liter)

$1.34 ₱85.6

$0.82 Rp 15.0K

63.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.2K ₱1.2M

$23.8K Rp 432.2M

-23.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$17.3K ₱1.1M

$31.7K Rp 575.5M

-45.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 ₱7,192

$79.1 Rp 1.4M

42.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.33 ₱915

$6.45 Rp 116.9K

122.17%

Internet (50+ Mbps, Unlimited Data)

$22.00 ₱1,405

$18.58 Rp 336.8K

18.41%

Gym Membership (Monthly)

$28.03 ₱1,790

$49.48 Rp 897.1K

-43.35%

Tennis Court (1 Hour on Weekend)

$4.61 ₱294

$17.65 Rp 319.9K

-73.88%

Cinema Ticket

$5.27 ₱337

$4.27 Rp 77.5K

23.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$112 ₱7,165

$491 Rp 8.9M

-77.12%

International Primary School, 1 Child (Yearly)

$8,644 ₱551.9K

$5,674 Rp 102.9M

52.34%

Jeans (Levis 501 Or Similar)

$30.74 ₱1,963

$44.64 Rp 809.3K

-31.14%

Summer Dress (H&M, Zara, etc)

$17.38 ₱1,110

$34.95 Rp 633.7K

-50.27%

Sport Shoes (Adidas, Nike)

$61.6 ₱3,935

$79.9 Rp 1.4M

-22.87%

Men's Leather Business Shoes

$58.9 ₱3,763

$79.4 Rp 1.4M

-25.80%

1-bedroom Apartment, City Center (Monthly)

$286 ₱18.3K

$1,125 Rp 20.4M

-74.55%

1-bedroom Apartment, Outside City Center (Monthly)

$144 ₱9,182

$671 Rp 12.2M

-78.58%

3-bedroom Apartment, City Center (Monthly)

$553 ₱35.3K

$3,565 Rp 64.6M

-84.49%

3-bedroom Apartment, Outside City Center (Monthly)

$357 ₱22.8K

$1,723 Rp 31.2M

-79.28%

Buy Apartment in City Center (m2)

$2,770 ₱176.9K

$2,732 Rp 49.5M

1.41%

Buy Apartment Outside City Center (m2)

$968 ₱61.8K

$2,284 Rp 41.4M

-57.60%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.92

13.78

-49.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bago: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bago

$179 26.1%

Ubud, Bali

$288 21.4% 60.8% $109

Monthly Utilities & Internet

Bago

$149 21.7%

Ubud, Bali

$104 7.7% 30.1% $45

Accommodation & Living

Bago

$144 20.9%

Ubud, Bali

$672 49.8% 367% $528

Eating Out

Bago

$86 12.5%

Ubud, Bali

$108 8% 25.4% $22

Clothing & Footwear

Bago

$76 11%

Ubud, Bali

$108 8% 41.6% $32

Sport & Entertainment

Bago

$39 5.6%

Ubud, Bali

$58 4.3% 50.4% $19

Getting Around

Bago

$15 2.2%

Ubud, Bali

$11 0.9% 23.8% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $286 in Bago and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $16 in Bago vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $179 vs $288 per month, with Bago cheaper across the board.

Good to know

🇵🇭 Bago

🇮🇩 Ubud, Bali

🕒 Local time

09:16 9:16 AM

Same time as Bago

🌤 Weather

👥 Population

191,210

74,800

💱 Currency

Philippine Peso PHP ₱

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

Exchange rates and currency converter

IDR, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,203 IDR (100,000 IDR = 4.95 EUR).

USD to PHP in detail →

On the map

Lowest

Highest

Between locations

Bago Ubud, Bali 2,280 km ≈ 3 h 15 min nonstop flight

From you

Bago
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bago vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Bago is about 49% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,031 in Bago and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $286 in Bago versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $112 in Bago versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $688 in Bago versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Bago but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bago the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.