Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Bago

For one person, living is cheaper in Bago: $688 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,900 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Bago
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Bago Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Bago

🇵🇭 Philippines

$688

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Bago

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Bago actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $688 in Bago.

Ubud, Bali $1,349
Bago $688

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,080 in Bago.

Ubud, Bali $2,305
Bago $1,080

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,472 in Bago.

Ubud, Bali $3,261
Bago $1,472

Living in Ubud, Bali is roughly 96% more expensive than in Bago, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$4.40 ₱281

-24.55%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.1K

$15.67 ₱1,000

127.44%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$2.86 ₱183

93.36%

Cappuccino

$2.72 Rp 49.3K

$2.35 ₱150

15.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.69 ₱43.77

146.38%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.32 ₱20.50

137.50%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.26 ₱80.4

110.32%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$1.80 ₱115

143.33%

Milk (1 liter)

$1.49 Rp 27.0K

$1.59 ₱101

-6.29%

White Bread (500g)

$2.28 Rp 41.3K

$1.24 ₱79.1

83.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.92 ₱58.9

29.35%

Eggs

$2.04 Rp 36.9K

$1.72 ₱110

18.60%

Local Cheese (1kg)

$17.70 Rp 320.9K

$6.11 ₱390

189.69%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$4.56 ₱291

-13.16%

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$7.00 ₱447

74.14%

Apples (1kg)

$3.66 Rp 66.3K

$2.70 ₱172

35.56%

Banana (1kg)

$1.52 Rp 27.5K

$1.38 ₱88.2

10.14%

Oranges (1kg)

$2.23 Rp 40.4K

$2.18 ₱139

2.29%

Tomato (1kg)

$1.97 Rp 35.8K

$1.12 ₱71.6

75.89%

Potato (1kg)

$1.85 Rp 33.5K

$1.79 ₱114

3.35%

Onion (1kg)

$2.42 Rp 43.9K

$2.05 ₱131

18.05%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.14 ₱72.7

-13.16%

Water (1.5 liter bottle)

$0.51 Rp 9,307

$0.52 ₱33.02

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$2.69 ₱172

-17.47%

Wine (Bottle)

$22.24 Rp 403.2K

$6.84 ₱437

225.15%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.01 ₱64.7

123.76%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.68 ₱107

76.79%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

$0.20 ₱12.67

25.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$12.19 ₱778

-35.85%

Taxi Start (Normal Tariff)

$0.44 Rp 7,968

$0.80 ₱50.8

-45.00%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,797

$0.24 ₱15.43

79.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.79 ₱115

202.23%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.34 ₱85.6

-38.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.2M

$18.2K ₱1.2M

31.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

$17.3K ₱1.1M

83.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$113 ₱7,192

-29.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$14.33 ₱915

-54.99%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.8K

$22.00 ₱1,405

-15.55%

Gym Membership (Monthly)

$49.48 Rp 897.1K

$28.03 ₱1,790

76.53%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

$4.61 ₱294

282.86%

Cinema Ticket

$4.27 Rp 77.5K

$5.27 ₱337

-18.98%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$112 ₱7,165

337.12%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$8,644 ₱551.9K

-34.36%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.3K

$30.74 ₱1,963

45.22%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.7K

$17.38 ₱1,110

101.09%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$61.6 ₱3,935

29.64%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$58.9 ₱3,763

34.77%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$286 ₱18.3K

292.96%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$144 ₱9,182

366.93%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$553 ₱35.3K

544.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$357 ₱22.8K

382.68%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,770 ₱176.9K

-1.39%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$968 ₱61.8K

135.84%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.92

99.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Bago: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Bago

$144 20.9% 78.6% $528

Groceries & Markets

Ubud, Bali

$288 21.4%

Bago

$179 26.1% 37.8% $109

Eating Out

Ubud, Bali

$108 8%

Bago

$86 12.5% 20.2% $22

Clothing & Footwear

Ubud, Bali

$108 8%

Bago

$76 11% 29.4% $32

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Bago

$149 21.7% 43.1% $45

Sport & Entertainment

Ubud, Bali

$58 4.3%

Bago

$39 5.6% 33.5% $19

Getting Around

Ubud, Bali

$11 0.9%

Bago

$15 2.2% 31.3% $3.6

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $286 in Bago. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $16 in Bago for a mid-range dinner for two. Groceries echo the gap at $288 vs $179 per month, with Bago cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Bago

🕒 Local time

10:20 10:20 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

191,210

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

100 PHP = 1.57 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,128 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,203 IDR (100,000 IDR = 4.95 EUR).

Philippine Peso exchange rates as of October 30, 2026: 1 USD = 63.85 PHP (100 PHP = 1.57 USD). 1 EUR = 71.15 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Bago 2,280 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Bago

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bago: Cost of Living - Frequently Asked Questions

Bago is about 49% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $1,031 in Bago to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $286 in Bago. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $112 in Bago. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $688 in Bago versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Bago but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bago the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.