Cost of Living Comparison Between Ubud, Bali and Bago Cost of Living Comparison Between Ubud, Bali and Bago

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $771 in Bago.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,213 in Bago.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,655 in Bago.

Living in Ubud, Bali is roughly 83% more expensive than in Bago, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Bago is 42% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$3.46 ₱213

-0.29%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$17.62 ₱1,085

83.54%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$3.32 ₱205

45.78%

Cappuccino

$2.75 Rp 49.3K

$2.36 ₱146

16.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.77 ₱47.46

79.22%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.37 ₱22.68

102.70%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.30 ₱79.9

130.00%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.19 ₱135

75.80%

Milk (1 liter)

$1.74 Rp 31.1K

$1.89 ₱116

-7.94%

White Bread (500g)

$2.46 Rp 44.1K

$1.25 ₱77.1

96.80%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.98 ₱60.6

19.39%

Eggs

$2.43 Rp 43.6K

$2.10 ₱129

15.71%

Local Cheese (1kg)

$14.50 Rp 260.2K

$7.84 ₱483

84.95%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$4.16 ₱256

4.57%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$7.86 ₱484

52.42%

Apples (1kg)

$3.72 Rp 66.7K

$2.85 ₱175

30.53%

Banana (1kg)

$1.63 Rp 29.2K

$1.59 ₱98.0

2.52%

Oranges (1kg)

$2.74 Rp 49.2K

$2.59 ₱159

5.79%

Tomato (1kg)

$2.24 Rp 40.2K

$1.61 ₱99.4

39.13%

Potato (1kg)

$1.92 Rp 34.4K

$2.28 ₱140

-15.79%

Onion (1kg)

$2.28 Rp 40.8K

$2.54 ₱156

-10.24%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.10 ₱67.9

-3.64%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.75 ₱46.18

-4.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$2.78 ₱171

18.35%

Wine (Bottle)

$23.19 Rp 416.1K

$7.64 ₱470

203.53%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.16 ₱71.1

139.66%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$1.99 ₱122

37.19%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.26 ₱15.85

3.85%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.82 ₱50.7

-41.46%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.22 ₱13.45

90.91%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$2.08 ₱128

199.04%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.11 ₱68.2

-27.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$26.1K ₱1.6M

1.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$20.8K ₱1.3M

55.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$111 ₱6,837

-29.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$32.30 ₱1,989

-87.40%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$28.02 ₱1,725

-13.17%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$34.34 ₱2,114

187.16%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$4.53 ₱279

39.96%

Cinema Ticket

$3.99 Rp 71.5K

$5.80 ₱357

-31.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$149 ₱9,200

104.10%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$4,261 ₱262.3K

55.90%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$46.44 ₱2,859

16.58%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$26.93 ₱1,658

40.40%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$76.0 ₱4,678

14.29%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$52.7 ₱3,246

44.82%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$261 ₱16.1K

279.73%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$175 ₱10.8K

283.76%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$599 ₱36.8K

463.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$401 ₱24.7K

411.19%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,477 ₱152.5K

13.23%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$834 ₱51.3K

167.08%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.67

99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Bago: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $261 in Bago. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $18.00 in Bago for a mid-range dinner for two. Groceries echo the gap at $297 vs $204 per month, with Bago cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Bago: Cost of Living - Frequently Asked Questions

Bago is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Sport & Entertainment, Eating Out, Getting Around. The 83% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,112 in Ubud, Bali and $1,156 in Bago to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $992 in Ubud, Bali versus $261 in Bago. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $149 in Bago. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Bago – a meal for two runs $18.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $771 in Bago versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Bago but tight or insufficient in Ubud, Bali. The gap between the two cities makes Bago the clear choice for anyone on this budget.

For families, Bago is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Bago are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bago gentler on the wallet – expenses run 83% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.