🙂Monthly costs for one person with rent: $746 in Az Zubayr versus $1,017 in Erbil.
🙂Estimated couple costs with rent: $1,164 in Az Zubayr versus $1,518 in Erbil.
🙂Monthly costs for a family of three with rent: $1,582 in Az Zubayr versus $2,019 in Erbil.
🙂Living in Az Zubayr costs roughly 27% less than in Erbil, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Az Zubayr45% lower, Erbil24% lower.
Currency
🍽 Eating Out
Az Zubayr
Erbil
Difference
Meal at Budget Restaurant
$3.97IQD 5,205
$7.59IQD 9,938
-47.69%
Three-Course Dinner for Two, Mid-Range
$24.81IQD 32.5K
$22.90IQD 30.0K
8.34%
Fast Food Meal(McDonalds, etc)
$6.76IQD 8,848
$8.65IQD 11.3K
-21.85%
Cappuccino
$2.63IQD 3,446
$3.25IQD 4,260
-19.08%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.36IQD 475
$0.52IQD 676
-30.77%
Water(0.33 liter bottle)
$0.16IQD 213
$0.20IQD 261
-20.00%
Local Beer(0.5 liter draught)
$2.86IQD 3,745
$1.95IQD 2,555
46.67%
Imported Beer(0.33 liter bottle)
$2.93IQD 3,833
$2.04IQD 2,675
43.63%
🛒 Groceries & Markets
Az Zubayr
Erbil
Difference
Milk(1 liter)
$1.36IQD 1,777
$1.32IQD 1,725
3.03%
White Bread(500g)
$0.82IQD 1,076
$0.81IQD 1,062
1.23%
Rice(white)(1kg)
$1.64IQD 2,151
$1.80IQD 2,357
-8.89%
Eggs
$1.81IQD 2,364
$1.91IQD 2,505
-5.24%
Local Cheese(1kg)
$4.42IQD 5,784
$7.50IQD 9,816
-41.07%
Chicken Fillets(1kg)
$4.81IQD 6,292
$4.82IQD 6,315
-0.21%
Beef Round Steak(1kg)
$13.18IQD 17.3K
$14.10IQD 18.5K
-6.52%
Apples(1kg)
$1.14IQD 1,490
$1.18IQD 1,551
-3.39%
Banana(1kg)
$1.15IQD 1,506
$1.15IQD 1,500
-
Oranges(1kg)
$1.01IQD 1,323
$1.14IQD 1,494
-11.40%
Tomato(1kg)
$0.69IQD 905
$0.80IQD 1,045
-13.75%
Potato(1kg)
$0.69IQD 904
$0.66IQD 863
4.55%
Onion(1kg)
$0.67IQD 874
$0.77IQD 1,002
-12.99%
Lettuce(1 head)
$0.62IQD 817
$0.77IQD 1,008
-19.48%
Water(1.5 liter bottle)
$0.56IQD 737
$0.55IQD 721
1.82%
Cigarettes 20 Pack(Marlboro, Camel)
$1.94IQD 2,534
$2.74IQD 3,594
-29.20%
Wine(Bottle)
-
$12.38IQD 16.2K
-
Local Beer(0.5 liter bottle)
$1.80IQD 2,357
$1.37IQD 1,794
31.39%
Imported Beer(0.33 liter bottle)
$2.14IQD 2,809
$2.00IQD 2,619
7.00%
🚌 Getting Around
Az Zubayr
Erbil
Difference
One-way Ticket(Public Transport)
$0.40IQD 522
$0.59IQD 768
-32.20%
Public Transport Monthly Pass(Regular Price)
$31.60IQD 41.4K
$34.99IQD 45.8K
-9.69%
Taxi Start(Normal Tariff)
$2.29IQD 2,996
$2.25IQD 2,942
1.78%
Taxi(Normal Tariff)(1km)
$1.47IQD 1,926
$2.29IQD 2,993
-35.81%
Taxi 1hour Waiting(Normal Tariff)
$5.96IQD 7,804
$6.85IQD 8,966
-12.99%
Gasoline(1 liter)
$0.57IQD 743
$0.64IQD 839
-10.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.4KIQD 25.4M
$19.3KIQD 25.3M
0.54%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.1KIQD 26.3M
$20.7KIQD 27.2M
-3.37%
🧾 Monthly Utilities & Internet
Az Zubayr
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$77.3IQD 101.3K
$101IQD 132.2K
-23.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.58IQD 23.0K
$17.35IQD 22.7K
1.33%
Internet(50+ Mbps, Unlimited Data)
$34.04IQD 44.6K
$30.25IQD 39.6K
12.53%
🎉 Sport & Entertainment
Az Zubayr
Erbil
Difference
Gym Membership(Monthly)
$37.06IQD 48.5K
$72.1IQD 94.4K
-48.61%
Tennis Court(1 Hour on Weekend)
$17.12IQD 22.4K
$11.54IQD 15.1K
48.35%
Cinema Ticket
$7.50IQD 9,822
$11.28IQD 14.8K
-33.51%
🧸 Childcare & Education
Az Zubayr
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$153IQD 200.4K
$271IQD 354.5K
-43.48%
International Primary School, 1 Child(Yearly)
$3,284IQD 4.3M
$3,274IQD 4.3M
0.29%
👕👟 Clothing & Footwear
Az Zubayr
Erbil
Difference
Jeans(Levis 501 Or Similar)
$27.32IQD 35.8K
$32.30IQD 42.3K
-15.42%
Summer Dress(H&M, Zara, etc)
$25.03IQD 32.8K
$49.61IQD 65.0K
-49.55%
Sport Shoes(Adidas, Nike)
$61.8IQD 81.0K
$81.1IQD 106.1K
-23.73%
Men's Leather Business Shoes
$41.83IQD 54.8K
$77.2IQD 101.0K
-45.79%
🏠 Accommodation & Living
Az Zubayr
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$243IQD 317.6K
$425IQD 556.0K
-42.87%
1-bedroom Apartment, Outside City Center(Monthly)
$179IQD 234.4K
$279IQD 365.3K
-35.82%
3-bedroom Apartment, City Center(Monthly)
$586IQD 767.7K
$740IQD 969.0K
-20.77%
3-bedroom Apartment, Outside City Center(Monthly)
$344IQD 451.1K
$491IQD 643.3K
-29.88%
Buy Apartment in City Center(m2)
-
$1,098IQD 1.4M
-
Buy Apartment Outside City Center(m2)
-
$646IQD 845.4K
-
💵 Salaries & Financials
Az Zubayr
Erbil
Difference
Average Monthly Net Salary(After Tax)
-
$591IQD 773.3K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
14.33
-60.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Az Zubayr: June 9, 2026
Last update for Erbil: June 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $243 in Az Zubayr and $425 in Erbil. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $25.00 in Az Zubayr vs $23.00 in Erbil. Groceries flip the comparison at $158 vs $195, with Az Zubayr cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Az Zubayr vs Erbil: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Az Zubayr and Erbil?
Az Zubayr and Erbil differ by about 36% in total monthly costs ($746 vs $1,017 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Az Zubayr compared to Erbil?
You'd need roughly $1,118 in Az Zubayr and $1,525 in Erbil to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Az Zubayr and Erbil?
Rent for a central apartment: $243 in Az Zubayr versus $425 in Erbil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 23% higher in Erbil. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $23.00 in Erbil. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $746 in Az Zubayr versus $1,017 in Erbil, a $2,000 budget is realistic in Az Zubayr but tight or insufficient in Erbil. The gap between the two cities makes Az Zubayr the clear choice for anyone on this budget.
How does quality of life compare between Az Zubayr and Erbil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Az Zubayr or Erbil safer for residents?
Safety-wise, Az Zubayr and Erbil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Az Zubayr or Erbil?
Expats usually find Az Zubayr gentler on the wallet – expenses run 36% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.