🙂Monthly costs for one person with rent: $731 in Az Zubayr versus $1,043 in Erbil.
🙂Estimated couple costs with rent: $1,156 in Az Zubayr versus $1,545 in Erbil.
🙂Monthly costs for a family of three with rent: $1,581 in Az Zubayr versus $2,046 in Erbil.
🌍Living in Az Zubayr costs roughly 30% less than in Erbil, driven mainly by Sport & Entertainment.
📊Both cities sit below the global median: Az Zubayr45% lower, Erbil22% lower.
Currency
🍽 Eating Out
Az Zubayr
Erbil
Difference
Meal at Budget Restaurant
$4.00IQD 5,231
$7.85IQD 10.3K
-49.04%
Three-Course Dinner for Two, Mid-Range
$25.14IQD 32.9K
$23.11IQD 30.3K
8.78%
Fast Food Meal(McDonalds, etc)
$6.98IQD 9,134
$9.01IQD 11.8K
-22.53%
Cappuccino
$2.55IQD 3,336
$3.24IQD 4,240
-21.30%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.40IQD 521
$0.49IQD 640
-18.37%
Water(0.33 liter bottle)
$0.20IQD 266
$0.22IQD 288
-9.09%
Local Beer(0.5 liter draught)
$2.96IQD 3,879
$1.96IQD 2,562
51.02%
Imported Beer(0.33 liter bottle)
$2.86IQD 3,743
$2.16IQD 2,824
32.41%
🛒 Groceries & Markets
Az Zubayr
Erbil
Difference
Milk(1 liter)
$1.32IQD 1,726
$1.31IQD 1,718
0.76%
White Bread(500g)
$0.83IQD 1,092
$0.79IQD 1,034
5.06%
Rice(white)(1kg)
$1.66IQD 2,177
$1.87IQD 2,450
-11.23%
Eggs
$1.78IQD 2,332
$1.95IQD 2,557
-8.72%
Local Cheese(1kg)
$4.61IQD 6,038
$7.26IQD 9,502
-36.50%
Chicken Fillets(1kg)
$4.68IQD 6,122
$4.69IQD 6,144
-0.21%
Beef Round Steak(1kg)
$13.21IQD 17.3K
$14.08IQD 18.4K
-6.18%
Apples(1kg)
$1.16IQD 1,518
$1.15IQD 1,502
0.87%
Banana(1kg)
$1.15IQD 1,501
$1.18IQD 1,547
-2.54%
Oranges(1kg)
$1.01IQD 1,328
$1.13IQD 1,480
-10.62%
Tomato(1kg)
$0.69IQD 901
$0.75IQD 982
-8.00%
Potato(1kg)
$0.64IQD 839
$0.72IQD 948
-11.11%
Onion(1kg)
$0.64IQD 836
$0.76IQD 990
-15.79%
Lettuce(1 head)
$0.67IQD 880
$0.76IQD 1,001
-11.84%
Water(1.5 liter bottle)
$0.56IQD 731
$0.56IQD 738
-
Cigarettes 20 Pack(Marlboro, Camel)
$1.96IQD 2,567
$2.66IQD 3,486
-26.32%
Wine(Bottle)
-
$12.28IQD 16.1K
-
Local Beer(0.5 liter bottle)
$1.77IQD 2,313
$1.44IQD 1,880
22.92%
Imported Beer(0.33 liter bottle)
$2.11IQD 2,762
$1.94IQD 2,538
8.76%
🚌 Getting Around
Az Zubayr
Erbil
Difference
One-way Ticket(Public Transport)
$0.39IQD 516
$0.59IQD 767
-33.90%
Public Transport Monthly Pass(Regular Price)
$30.94IQD 40.5K
$34.79IQD 45.6K
-11.07%
Taxi Start(Normal Tariff)
$2.25IQD 2,953
$2.27IQD 2,971
-0.88%
Taxi(Normal Tariff)(1km)
$1.54IQD 2,011
$2.32IQD 3,033
-33.62%
Taxi 1hour Waiting(Normal Tariff)
$5.95IQD 7,788
$7.05IQD 9,233
-15.60%
Gasoline(1 liter)
$0.57IQD 743
$0.64IQD 837
-10.94%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.2KIQD 25.1M
$18.9KIQD 24.8M
1.47%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.6KIQD 25.7M
$20.6KIQD 27.0M
-4.83%
🧾 Monthly Utilities & Internet
Az Zubayr
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$77.0IQD 100.8K
$101IQD 132.5K
-23.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$17.96IQD 23.5K
$17.79IQD 23.3K
0.96%
Internet(50+ Mbps, Unlimited Data)
$34.90IQD 45.7K
$29.56IQD 38.7K
18.06%
🎉 Sport & Entertainment
Az Zubayr
Erbil
Difference
Gym Membership(Monthly)
$37.05IQD 48.5K
$73.8IQD 96.7K
-49.82%
Tennis Court(1 Hour on Weekend)
$16.50IQD 21.6K
$11.76IQD 15.4K
40.31%
Cinema Ticket
$7.61IQD 9,965
$11.25IQD 14.7K
-32.36%
🧸 Childcare & Education
Az Zubayr
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$152IQD 199.6K
$269IQD 351.6K
-43.22%
International Primary School, 1 Child(Yearly)
$3,308IQD 4.3M
$3,330IQD 4.4M
-0.66%
👕👟 Clothing & Footwear
Az Zubayr
Erbil
Difference
Jeans(Levis 501 Or Similar)
$27.50IQD 36.0K
$32.93IQD 43.1K
-16.49%
Summer Dress(H&M, Zara, etc)
$24.98IQD 32.7K
$49.13IQD 64.3K
-49.16%
Sport Shoes(Adidas, Nike)
$61.8IQD 80.9K
$80.7IQD 105.7K
-23.46%
Men's Leather Business Shoes
$40.34IQD 52.8K
$77.9IQD 102.0K
-48.22%
🏠 Accommodation & Living
Az Zubayr
Erbil
Difference
1-bedroom Apartment, City Center(Monthly)
$239IQD 312.7K
$436IQD 571.5K
-45.28%
1-bedroom Apartment, Outside City Center(Monthly)
$181IQD 236.4K
$275IQD 360.4K
-34.41%
3-bedroom Apartment, City Center(Monthly)
$581IQD 760.4K
$739IQD 968.0K
-21.44%
3-bedroom Apartment, Outside City Center(Monthly)
$346IQD 453.3K
$496IQD 649.8K
-30.24%
Buy Apartment in City Center(m2)
-
$1,089IQD 1.4M
-
Buy Apartment Outside City Center(m2)
-
$653IQD 855.1K
-
💵 Salaries & Financials
Az Zubayr
Erbil
Difference
Average Monthly Net Salary(After Tax)
-
$580IQD 759.9K
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.67
14.33
-60.43%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Az Zubayr: July 28, 2026
Last update for Erbil: July 27, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $239 in Az Zubayr and $436 in Erbil. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $25.00 in Az Zubayr vs $23.00 in Erbil. Groceries flip the comparison at $158 vs $194, with Az Zubayr cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Az Zubayr vs Erbil: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Az Zubayr and in Erbil?
Az Zubayr and Erbil differ by about 43% in total monthly costs ($731 vs $1,043 including rent). Az Zubayr is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in Az Zubayr compared to Erbil?
You'd need roughly $1,097 in Az Zubayr and $1,565 in Erbil to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in Az Zubayr and in Erbil?
Rent for a central apartment: $239 in Az Zubayr versus $436 in Erbil. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 23% higher in Erbil. For households that cook at home regularly, that difference adds up over a month.
Which city has cheaper restaurants?
Dining out is cheaper in Az Zubayr – a meal for two runs $25.00 versus $23.00 in Erbil. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $2,000 per month?
At $731 in Az Zubayr versus $1,043 in Erbil, a $2,000 budget is realistic in Az Zubayr but tight or insufficient in Erbil. The gap between the two cities makes Az Zubayr the clear choice for anyone on this budget.
How does quality of life compare between Az Zubayr and Erbil?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Az Zubayr or Erbil safer for residents?
Safety-wise, Az Zubayr and Erbil are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Az Zubayr or Erbil?
Expats usually find Az Zubayr gentler on the wallet – expenses run 43% less than in Erbil. Beyond cost, consider language, visa policies, and how big the international community is in each city.