Cost of Living Comparison Between Armstrong and Montreal Cost of Living Comparison Between Armstrong and Montreal

Monthly Cost of Living

Monthly costs for one person with rent: $2,433 in Armstrong versus $2,065 in Montreal.

Estimated couple costs with rent: $3,470 in Armstrong versus $3,180 in Montreal.

Monthly costs for a family of three with rent: $4,506 in Armstrong versus $4,296 in Montreal.

Living in Armstrong is roughly 18% more expensive than Montreal, driven mainly by Eating Out.

Both cities are pricier than the global median: Armstrong 81% above, Montreal 53% above.

Meal at Budget Restaurant

$22.21 CA$30.42

$16.08 CA$22.03

38.12%

Three-Course Dinner for Two, Mid-Range

$71.0 CA$97.3

$73.8 CA$101

-3.82%

Fast Food Meal (McDonalds, etc)

$10.95 CA$15.00

$10.91 CA$14.95

0.37%

Cappuccino

$3.70 CA$5.07

$3.67 CA$5.03

0.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.62 CA$3.59

$2.06 CA$2.83

27.18%

Water (0.33 liter bottle)

$1.91 CA$2.62

$1.44 CA$1.97

32.64%

Local Beer (0.5 liter draught)

$5.98 CA$8.19

$6.21 CA$8.50

-3.70%

Imported Beer (0.33 liter bottle)

$6.64 CA$9.10

$6.44 CA$8.82

3.11%

Milk (1 liter)

$2.78 CA$3.81

$2.34 CA$3.21

18.80%

White Bread (500g)

$2.54 CA$3.48

$3.23 CA$4.42

-21.36%

Rice (white) (1kg)

$3.40 CA$4.66

$3.84 CA$5.26

-11.46%

Eggs

$3.82 CA$5.23

$3.32 CA$4.54

15.06%

Local Cheese (1kg)

$9.94 CA$13.62

$16.35 CA$22.40

-39.20%

Chicken Fillets (1kg)

$10.60 CA$14.52

$11.92 CA$16.33

-11.07%

Beef Round Steak (1kg)

$15.82 CA$21.68

$15.10 CA$20.69

4.77%

Apples (1kg)

$3.84 CA$5.27

$3.68 CA$5.04

4.35%

Banana (1kg)

$1.72 CA$2.36

$1.69 CA$2.32

1.78%

Oranges (1kg)

$4.01 CA$5.50

$4.12 CA$5.64

-2.67%

Tomato (1kg)

$4.08 CA$5.58

$4.29 CA$5.88

-4.90%

Potato (1kg)

$2.65 CA$3.64

$2.79 CA$3.82

-5.02%

Onion (1kg)

$2.22 CA$3.05

$2.70 CA$3.70

-17.78%

Lettuce (1 head)

$2.83 CA$3.87

$2.17 CA$2.97

30.41%

Water (1.5 liter bottle)

$1.75 CA$2.40

$1.78 CA$2.44

-1.69%

Cigarettes 20 Pack (Marlboro, Camel)

$13.37 CA$18.32

$13.22 CA$18.12

1.13%

Wine (Bottle)

$13.25 CA$18.15

$11.04 CA$15.12

20.02%

Local Beer (0.5 liter bottle)

$3.47 CA$4.76

$2.97 CA$4.07

16.84%

Imported Beer (0.33 liter bottle)

$3.85 CA$5.28

$3.44 CA$4.71

11.92%

One-way Ticket (Public Transport)

$2.33 CA$3.20

$2.80 CA$3.84

-16.79%

Public Transport Monthly Pass (Regular Price)

$63.3 CA$86.7

$72.2 CA$98.9

-12.38%

Taxi Start (Normal Tariff)

$2.49 CA$3.41

$3.67 CA$5.03

-32.15%

Taxi (Normal Tariff) (1km)

$1.66 CA$2.28

$1.40 CA$1.92

18.57%

Taxi 1hour Waiting (Normal Tariff)

$12.76 CA$17.48

$34.07 CA$46.68

-62.55%

Gasoline (1 liter)

$1.27 CA$1.74

$1.21 CA$1.66

4.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K CA$34.2K

$25.3K CA$34.7K

-1.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$27.4K

$21.9K CA$30.0K

-8.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$163 CA$224

$74.4 CA$102

119.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.14 CA$61.8

$36.64 CA$50.2

23.20%

Internet (50+ Mbps, Unlimited Data)

$63.6 CA$87.1

$43.41 CA$59.5

46.53%

Gym Membership (Monthly)

$41.94 CA$57.5

$43.20 CA$59.2

-2.92%

Tennis Court (1 Hour on Weekend)

$17.18 CA$23.54

Cinema Ticket

$10.66 CA$14.60

$10.99 CA$15.06

-3.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$444 CA$609

$614 CA$842

-27.69%

International Primary School, 1 Child (Yearly)

$4,116 CA$5,639

$5,855 CA$8,022

-29.70%

Jeans (Levis 501 Or Similar)

$60.8 CA$83.3

$62.6 CA$85.8

-2.92%

Summer Dress (H&M, Zara, etc)

$39.10 CA$53.6

$44.25 CA$60.6

-11.64%

Sport Shoes (Adidas, Nike)

$81.8 CA$112

$103 CA$142

-20.84%

Men's Leather Business Shoes

$78.4 CA$107

$122 CA$167

-35.51%

1-bedroom Apartment, City Center (Monthly)

$1,313 CA$1,798

$1,190 CA$1,631

10.29%

1-bedroom Apartment, Outside City Center (Monthly)

$1,169 CA$1,601

$946 CA$1,296

23.49%

3-bedroom Apartment, City Center (Monthly)

$2,028 CA$2,778

$2,037 CA$2,791

-0.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,823 CA$2,497

$1,548 CA$2,120

17.76%

Buy Apartment in City Center (m2)

$4,275 CA$5,856

$5,398 CA$7,395

-20.81%

Buy Apartment Outside City Center (m2)

$3,225 CA$4,419

$4,014 CA$5,499

-19.64%

Average Monthly Net Salary (After Tax)

$1,096 CA$1,501

$3,013 CA$4,128

-63.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.36

5.01

26.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armstrong: April 13, 2026

Last update for Montreal: April 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,313 in Armstrong and $1,190 in Montreal. Housing cost is often the main lever when comparing two cities.

Montreal pays 175% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $71 in Armstrong vs $74 in Montreal for a mid-range dinner for two. Groceries echo the gap at $375 vs $392 per month, with Armstrong cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armstrong vs Montreal: Cost of Living - Frequently Asked Questions

Montreal is cheaper overall, especially in Eating Out, Monthly Utilities & Internet. The 18% gap adds up to real monthly savings that compound significantly over time.

On paper, Montreal earns 175% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,313 in Armstrong versus $1,190 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Montreal runs roughly 14% less than in Armstrong. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $444 in Armstrong versus $614 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,065 in Montreal versus $2,433 in Armstrong, a $2,000 budget is realistic in Montreal but tight or insufficient in Armstrong. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

For families, Montreal is more practical. Housing and childcare are both notably cheaper than in Armstrong, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Armstrong and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 18% less than in Armstrong. Beyond cost, consider language, visa policies, and how big the international community is in each city.