Last update: Oct 2026

Cost of Living Comparison Between Armstrong and Montreal

For one person, living is cheaper in Montreal: $2,064 a month against $2,351 in Armstrong, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

Armstrong, Canada
Montreal, Canada
Armstrong
🇨🇦 Canada
$2,351
/mo nomad
Montreal
🇨🇦 Canada
$2,064
/mo nomad
Monthly Cost of Living

How much you'll spend in Armstrong and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armstrong and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,351 in Armstrong versus $2,064 in Montreal.

  • Armstrong $2,351
  • Montreal $2,064

Estimated couple costs with rent: $3,332 in Armstrong versus $3,156 in Montreal.

  • Armstrong $3,332
  • Montreal $3,156

Monthly costs for a family of three with rent: $4,313 in Armstrong versus $4,247 in Montreal.

  • Armstrong $4,313
  • Montreal $4,247

Living in Armstrong is roughly 14% more expensive than in Montreal, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Armstrong 73% above, Montreal 52% above.

Currency
🍽 Eating Out
Armstrong
Montreal
Difference
Meal at Budget Restaurant
$21.48 CA$30.01
$18.98 CA$26.53
13.17%
Three-Course Dinner for Two, Mid-Range
$75.4 CA$105
$73.0 CA$102
3.36%
Fast Food Meal (McDonalds, etc)
$10.60 CA$14.81
$10.88 CA$15.20
-2.57%
Cappuccino
$3.65 CA$5.10
$3.81 CA$5.33
-4.20%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.51 CA$3.50
$1.94 CA$2.71
29.38%
Water (0.33 liter bottle)
$1.72 CA$2.41
$1.58 CA$2.21
8.86%
Local Beer (0.5 liter draught)
$5.99 CA$8.37
$6.37 CA$8.90
-5.97%
Imported Beer (0.33 liter bottle)
$6.48 CA$9.05
$7.26 CA$10.15
-10.74%
🛒 Groceries & Markets
Armstrong
Montreal
Difference
Milk (1 liter)
$2.43 CA$3.39
$2.23 CA$3.11
8.97%
White Bread (500g)
$2.43 CA$3.39
$3.17 CA$4.44
-23.34%
Rice (white) (1kg)
$3.14 CA$4.39
$3.31 CA$4.62
-5.14%
Eggs
$3.65 CA$5.10
$3.63 CA$5.07
0.55%
Local Cheese (1kg)
$10.23 CA$14.29
$13.16 CA$18.39
-22.26%
Chicken Fillets (1kg)
$10.35 CA$14.46
$11.56 CA$16.15
-10.47%
Beef Round Steak (1kg)
$17.32 CA$24.20
$13.71 CA$19.16
26.33%
Apples (1kg)
$3.91 CA$5.46
$3.29 CA$4.60
18.84%
Banana (1kg)
$1.41 CA$1.97
$1.46 CA$2.04
-3.42%
Oranges (1kg)
$4.14 CA$5.79
$3.37 CA$4.71
22.85%
Tomato (1kg)
$4.08 CA$5.70
$3.15 CA$4.40
29.52%
Potato (1kg)
$2.68 CA$3.75
$1.89 CA$2.64
41.80%
Onion (1kg)
$2.28 CA$3.18
$1.79 CA$2.51
27.37%
Lettuce (1 head)
$2.53 CA$3.54
$2.47 CA$3.45
2.43%
Water (1.5 liter bottle)
$1.46 CA$2.05
$1.58 CA$2.21
-7.59%
Cigarettes 20 Pack (Marlboro, Camel)
$12.96 CA$18.11
$11.28 CA$15.77
14.89%
Wine (Bottle)
$12.95 CA$18.09
$10.49 CA$14.66
23.45%
Local Beer (0.5 liter bottle)
$3.29 CA$4.60
$2.34 CA$3.26
40.60%
Imported Beer (0.33 liter bottle)
$3.86 CA$5.40
$2.91 CA$4.07
32.65%
🚌 Getting Around
Armstrong
Montreal
Difference
One-way Ticket (Public Transport)
$2.29 CA$3.21
$2.61 CA$3.65
-12.26%
Public Transport Monthly Pass (Regular Price)
$58.6 CA$81.9
$79.1 CA$111
-25.96%
Taxi Start (Normal Tariff)
$2.10 CA$2.93
$3.26 CA$4.56
-35.58%
Taxi (Normal Tariff) (1km)
$1.92 CA$2.68
$1.44 CA$2.01
33.33%
Taxi 1hour Waiting (Normal Tariff)
$12.44 CA$17.38
$33.43 CA$46.71
-62.79%
Gasoline (1 liter)
$1.31 CA$1.82
$1.33 CA$1.86
-1.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.7K CA$35.9K
$28.6K CA$40.0K
-10.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$19.8K CA$27.6K
$21.1K CA$29.5K
-6.27%
🧾 Monthly Utilities & Internet
Armstrong
Montreal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$136 CA$190
$80.1 CA$112
69.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$28.07 CA$39.22
$34.30 CA$47.93
-18.16%
Internet (50+ Mbps, Unlimited Data)
$56.0 CA$78.2
$42.85 CA$59.9
30.57%
🎉 Sport & Entertainment
Armstrong
Montreal
Difference
Gym Membership (Monthly)
$37.31 CA$52.1
$31.14 CA$43.52
19.81%
Tennis Court (1 Hour on Weekend)
$17.08 CA$23.86
$19.41 CA$27.12
-12.00%
Cinema Ticket
$10.51 CA$14.68
$11.23 CA$15.69
-6.41%
🧸 Childcare & Education
Armstrong
Montreal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$144 CA$201
$525 CA$734
-72.67%
International Primary School, 1 Child (Yearly)
$3,850 CA$5,379
$16.3K CA$22.8K
-76.42%
👕👟 Clothing & Footwear
Armstrong
Montreal
Difference
Jeans (Levis 501 Or Similar)
$60.2 CA$84.0
$58.0 CA$81.0
3.71%
Summer Dress (H&M, Zara, etc)
$38.14 CA$53.3
$38.11 CA$53.3
0.08%
Sport Shoes (Adidas, Nike)
$80.7 CA$113
$93.4 CA$131
-13.65%
Men's Leather Business Shoes
$75.8 CA$106
$110 CA$154
-31.19%
🏠 Accommodation & Living
Armstrong
Montreal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,096 CA$1,532
$1,285 CA$1,796
-14.68%
1-bedroom Apartment, Outside City Center (Monthly)
$1,206 CA$1,686
$977 CA$1,365
23.51%
3-bedroom Apartment, City Center (Monthly)
$1,825 CA$2,550
$2,271 CA$3,173
-19.63%
3-bedroom Apartment, Outside City Center (Monthly)
$1,673 CA$2,338
$1,665 CA$2,326
0.51%
Buy Apartment in City Center (m2)
$4,342 CA$6,067
$5,139 CA$7,181
-15.52%
Buy Apartment Outside City Center (m2)
$3,765 CA$5,261
$3,834 CA$5,358
-1.80%
💵 Salaries & Financials
Armstrong
Montreal
Difference
Average Monthly Net Salary (After Tax)
-
$3,002 CA$4,195
-
20-Year Fixed Mortgage Interest Rate (Annual %)
4.58
4.48
2.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armstrong: October 25, 2026

Last update for Montreal: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Armstrong
$1.2K
Montreal
$977 19% $230
Groceries & Markets
Armstrong
$365
Montreal
$351 3.9% $14
Eating Out
Armstrong
$307
Montreal
$291 5.4% $16
Monthly Utilities & Internet
Armstrong
$220
Montreal
$157 28.5% $63
Clothing & Footwear
Armstrong
$115
Montreal
$135 17.6% $20
Getting Around
Armstrong
$79
Montreal
$100 25.9% $21
Sport & Entertainment
Armstrong
$58
Montreal
$54 8.1% $4.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,096 in Armstrong and $1,285 in Montreal. Housing cost is often the main lever when comparing two cities.

Dining out: $75 in Armstrong vs $73 in Montreal for a mid-range dinner for two. Groceries echo the gap at $365 vs $351 per month, with Montreal cheaper across the board.

Good to know
🇨🇦 Armstrong
🇨🇦 Montreal
🕒 Local time
17:55 5:55 PM
17:55 5:55 PM
Same time as Armstrong
🌤 Weather
👥 Population
1,762,949
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 31, 2026: 1 USD = 1.4 CAD (1 CAD = 0.716 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

On the map
Between locations
  • Armstrong Montreal 1,270 km ≈ 2 h nonstop flight
From you
  • Armstrong
  • Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Armstrong vs Montreal: Cost of Living - Frequently Asked Questions
Is Montreal cheaper than Armstrong?
Montreal is about 12% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $3,527 in Armstrong and $3,096 in Montreal to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Armstrong and Montreal?
Rent for a central apartment: $1,096 in Armstrong versus $1,285 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper public transport?
A monthly transit pass in Armstrong runs roughly 26% less than in Montreal. The price difference matters if you commute daily and watch your budget.
Which city has cheaper kindergarten?
Childcare runs $144 in Armstrong versus $525 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Is $2,000 enough to cover costs in Armstrong or in Montreal?
Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Armstrong or in Montreal?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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