Last update: Oct 2026

Cost of Living Comparison Between Montreal and Armstrong

For one person, living is cheaper in Montreal: $2,064 a month against $2,351 in Armstrong, rent and utilities included – about $3,400 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
110

Cost of Living Index in Armstrong
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Armstrong Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Armstrong

🇨🇦 Canada

$2,351

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Armstrong

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Armstrong actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,064 in Montreal versus $2,351 in Armstrong.

Montreal $2,064
Armstrong $2,351

Estimated couple costs with rent: $3,156 in Montreal versus $3,332 in Armstrong.

Montreal $3,156
Armstrong $3,332

Monthly costs for a family of three with rent: $4,247 in Montreal versus $4,313 in Armstrong.

Montreal $4,247
Armstrong $4,313

Living in Montreal costs roughly 12% less than in Armstrong, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Montreal 52% above, Armstrong 73% above.

Meal at Budget Restaurant

$18.98 CA$26.53

$21.48 CA$30.01

-11.64%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$75.4 CA$105

-3.25%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.20

$10.60 CA$14.81

2.64%

Cappuccino

$3.81 CA$5.33

$3.65 CA$5.10

4.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.71

$2.51 CA$3.50

-22.71%

Water (0.33 liter bottle)

$1.58 CA$2.21

$1.72 CA$2.41

-8.14%

Local Beer (0.5 liter draught)

$6.37 CA$8.90

$5.99 CA$8.37

6.34%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.15

$6.48 CA$9.05

12.04%

Milk (1 liter)

$2.23 CA$3.11

$2.43 CA$3.39

-8.23%

White Bread (500g)

$3.17 CA$4.44

$2.43 CA$3.39

30.45%

Rice (white) (1kg)

$3.31 CA$4.62

$3.14 CA$4.39

5.41%

Eggs

$3.63 CA$5.07

$3.65 CA$5.10

-0.55%

Local Cheese (1kg)

$13.16 CA$18.39

$10.23 CA$14.29

28.64%

Chicken Fillets (1kg)

$11.56 CA$16.15

$10.35 CA$14.46

11.69%

Beef Round Steak (1kg)

$13.71 CA$19.16

$17.32 CA$24.20

-20.84%

Apples (1kg)

$3.29 CA$4.60

$3.91 CA$5.46

-15.86%

Banana (1kg)

$1.46 CA$2.04

$1.41 CA$1.97

3.55%

Oranges (1kg)

$3.37 CA$4.71

$4.14 CA$5.79

-18.60%

Tomato (1kg)

$3.15 CA$4.40

$4.08 CA$5.70

-22.79%

Potato (1kg)

$1.89 CA$2.64

$2.68 CA$3.75

-29.48%

Onion (1kg)

$1.79 CA$2.51

$2.28 CA$3.18

-21.49%

Lettuce (1 head)

$2.47 CA$3.45

$2.53 CA$3.54

-2.37%

Water (1.5 liter bottle)

$1.58 CA$2.21

$1.46 CA$2.05

8.22%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.77

$12.96 CA$18.11

-12.96%

Wine (Bottle)

$10.49 CA$14.66

$12.95 CA$18.09

-19.00%

Local Beer (0.5 liter bottle)

$2.34 CA$3.26

$3.29 CA$4.60

-28.88%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$3.86 CA$5.40

-24.61%

One-way Ticket (Public Transport)

$2.61 CA$3.65

$2.29 CA$3.21

13.97%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

$58.6 CA$81.9

35.06%

Taxi Start (Normal Tariff)

$3.26 CA$4.56

$2.10 CA$2.93

55.24%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

$1.92 CA$2.68

-25.00%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.71

$12.44 CA$17.38

168.73%

Gasoline (1 liter)

$1.33 CA$1.86

$1.31 CA$1.82

1.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$25.7K CA$35.9K

11.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$19.8K CA$27.6K

6.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$136 CA$190

-41.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$47.93

$28.07 CA$39.22

22.19%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$59.9

$56.0 CA$78.2

-23.41%

Gym Membership (Monthly)

$31.14 CA$43.52

$37.31 CA$52.1

-16.54%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.12

$17.08 CA$23.86

13.64%

Cinema Ticket

$11.23 CA$15.69

$10.51 CA$14.68

6.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$734

$144 CA$201

265.92%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.8K

$3,850 CA$5,379

324.16%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.0

$60.2 CA$84.0

-3.57%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.3

$38.14 CA$53.3

-0.08%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$80.7 CA$113

15.81%

Men's Leather Business Shoes

$110 CA$154

$75.8 CA$106

45.32%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,796

$1,096 CA$1,532

17.21%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,365

$1,206 CA$1,686

-19.04%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,173

$1,825 CA$2,550

24.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,326

$1,673 CA$2,338

-0.51%

Buy Apartment in City Center (m2)

$5,139 CA$7,181

$4,342 CA$6,067

18.37%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,358

$3,765 CA$5,261

1.84%

Average Monthly Net Salary (After Tax)

$3,002 CA$4,195

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.58

-2.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Armstrong: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Armstrong

$1.2K 51.3% 23.5% $230

Groceries & Markets

Montreal

$351 17%

Armstrong

$365 15.5% 4.1% $14

Eating Out

Montreal

$291 14.1%

Armstrong

$307 13.1% 5.7% $16

Monthly Utilities & Internet

Montreal

$157 7.6%

Armstrong

$220 9.4% 39.8% $63

Clothing & Footwear

Montreal

$135 6.5%

Armstrong

$115 4.9% 15% $20

Getting Around

Montreal

$100 4.9%

Armstrong

$79 3.4% 20.6% $21

Sport & Entertainment

Montreal

$54 2.6%

Armstrong

$58 2.5% 8.8% $4.7

Cost Breakdown

A one-bedroom apartment in the center runs $1,285 in Montreal and $1,096 in Armstrong. Housing cost is often the main lever when comparing two cities.

Dining out: $73 in Montreal vs $75 in Armstrong for a mid-range dinner for two. Groceries echo the gap at $351 vs $365 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇨🇦 Armstrong

🕒 Local time

18:55 6:55 PM

Same time as Montreal

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Montreal Armstrong 1,270 km ≈ 2 h nonstop flight

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Armstrong: Cost of Living - Frequently Asked Questions

Montreal is about 12% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,096 in Montreal and $3,527 in Armstrong to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,285 in Montreal versus $1,096 in Armstrong. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Armstrong runs roughly 26% less than in Montreal. The price difference matters if you commute daily and watch your budget.

Childcare runs $525 in Montreal versus $144 in Armstrong. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.