Last update: Oct 2026

Cost of Living Comparison Between Armstrong and Toronto

For one person, living is cheaper in Armstrong: $2,351 a month against $2,589 in Toronto, rent and utilities included – about $2,900 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Armstrong
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Armstrong Living Index
125

Cost of Living Index in Toronto
Learn more

Toronto Living Index

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Armstrong

🇨🇦 Canada

$2,351

/mo nomad

Toronto

🇨🇦 Canada

$2,589

/mo nomad

Monthly Cost of Living

How much you'll spend in Armstrong and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Armstrong and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,351 in Armstrong versus $2,589 in Toronto.

Armstrong $2,351
Toronto $2,589

Estimated couple costs with rent: $3,332 in Armstrong versus $3,710 in Toronto.

Armstrong $3,332
Toronto $3,710

Monthly costs for a family of three with rent: $4,313 in Armstrong versus $4,831 in Toronto.

Armstrong $4,313
Toronto $4,831

Living in Armstrong costs roughly 9% less than in Toronto, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Armstrong 73% above, Toronto 90% above.

Meal at Budget Restaurant

$21.48 CA$30.01

$17.60 CA$24.59

22.05%

Three-Course Dinner for Two, Mid-Range

$75.4 CA$105

$77.8 CA$109

-3.06%

Fast Food Meal (McDonalds, etc)

$10.60 CA$14.81

$10.59 CA$14.79

0.09%

Cappuccino

$3.65 CA$5.10

$4.16 CA$5.81

-12.26%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.51 CA$3.50

$2.04 CA$2.86

23.04%

Water (0.33 liter bottle)

$1.72 CA$2.41

$1.75 CA$2.45

-1.71%

Local Beer (0.5 liter draught)

$5.99 CA$8.37

$6.58 CA$9.19

-8.97%

Imported Beer (0.33 liter bottle)

$6.48 CA$9.05

$7.11 CA$9.94

-8.86%

Milk (1 liter)

$2.43 CA$3.39

$2.53 CA$3.54

-3.95%

White Bread (500g)

$2.43 CA$3.39

$2.70 CA$3.78

-10.00%

Rice (white) (1kg)

$3.14 CA$4.39

$2.24 CA$3.13

40.18%

Eggs

$3.65 CA$5.10

$3.48 CA$4.87

4.89%

Local Cheese (1kg)

$10.23 CA$14.29

$9.38 CA$13.10

9.06%

Chicken Fillets (1kg)

$10.35 CA$14.46

$11.60 CA$16.21

-10.78%

Beef Round Steak (1kg)

$17.32 CA$24.20

$14.68 CA$20.52

17.98%

Apples (1kg)

$3.91 CA$5.46

$3.74 CA$5.23

4.55%

Banana (1kg)

$1.41 CA$1.97

$1.22 CA$1.71

15.57%

Oranges (1kg)

$4.14 CA$5.79

$3.48 CA$4.86

18.97%

Tomato (1kg)

$4.08 CA$5.70

$4.32 CA$6.04

-5.56%

Potato (1kg)

$2.68 CA$3.75

$1.85 CA$2.59

44.86%

Onion (1kg)

$2.28 CA$3.18

$1.69 CA$2.36

34.91%

Lettuce (1 head)

$2.53 CA$3.54

$2.23 CA$3.11

13.45%

Water (1.5 liter bottle)

$1.46 CA$2.05

$1.28 CA$1.78

14.06%

Cigarettes 20 Pack (Marlboro, Camel)

$12.96 CA$18.11

$14.04 CA$19.62

-7.69%

Wine (Bottle)

$12.95 CA$18.09

$14.43 CA$20.16

-10.26%

Local Beer (0.5 liter bottle)

$3.29 CA$4.60

$2.16 CA$3.01

52.31%

Imported Beer (0.33 liter bottle)

$3.86 CA$5.40

$2.52 CA$3.53

53.17%

One-way Ticket (Public Transport)

$2.29 CA$3.21

$2.37 CA$3.31

-3.38%

Public Transport Monthly Pass (Regular Price)

$58.6 CA$81.9

$112 CA$157

-47.90%

Taxi Start (Normal Tariff)

$2.10 CA$2.93

$3.04 CA$4.25

-30.92%

Taxi (Normal Tariff) (1km)

$1.92 CA$2.68

$1.24 CA$1.73

54.84%

Taxi 1hour Waiting (Normal Tariff)

$12.44 CA$17.38

$22.55 CA$31.51

-44.83%

Gasoline (1 liter)

$1.31 CA$1.82

$1.24 CA$1.74

5.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K CA$35.9K

$26.9K CA$37.6K

-4.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.8K CA$27.6K

$21.4K CA$29.9K

-7.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$136 CA$190

$125 CA$174

8.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.07 CA$39.22

$33.05 CA$46.19

-15.07%

Internet (50+ Mbps, Unlimited Data)

$56.0 CA$78.2

$47.96 CA$67.0

16.66%

Gym Membership (Monthly)

$37.31 CA$52.1

$36.69 CA$51.3

1.69%

Tennis Court (1 Hour on Weekend)

$17.08 CA$23.86

$23.67 CA$33.07

-27.84%

Cinema Ticket

$10.51 CA$14.68

$13.08 CA$18.27

-19.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$144 CA$201

$759 CA$1,060

-81.09%

International Primary School, 1 Child (Yearly)

$3,850 CA$5,379

$23.8K CA$33.2K

-83.81%

Jeans (Levis 501 Or Similar)

$60.2 CA$84.0

$53.5 CA$74.8

12.35%

Summer Dress (H&M, Zara, etc)

$38.14 CA$53.3

$40.44 CA$56.5

-5.69%

Sport Shoes (Adidas, Nike)

$80.7 CA$113

$100 CA$140

-19.73%

Men's Leather Business Shoes

$75.8 CA$106

$125 CA$175

-39.46%

1-bedroom Apartment, City Center (Monthly)

$1,096 CA$1,532

$1,630 CA$2,277

-32.73%

1-bedroom Apartment, Outside City Center (Monthly)

$1,206 CA$1,686

$1,416 CA$1,978

-14.80%

3-bedroom Apartment, City Center (Monthly)

$1,825 CA$2,550

$2,694 CA$3,765

-32.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,673 CA$2,338

$2,101 CA$2,936

-20.35%

Buy Apartment in City Center (m2)

$4,342 CA$6,067

$7,551 CA$10.6K

-42.50%

Buy Apartment Outside City Center (m2)

$3,765 CA$5,261

$6,674 CA$9,325

-43.58%

Average Monthly Net Salary (After Tax)

$3,543 CA$4,951

20-Year Fixed Mortgage Interest Rate (Annual %)

4.58

4.45

2.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Armstrong: October 25, 2026

Last update for Toronto: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Armstrong

$1.2K 51.3%

Toronto

$1.4K 54.7% 17.4% $210

Groceries & Markets

Armstrong

$365 15.5%

Toronto

$345 13.3% 5.6% $21

Eating Out

Armstrong

$307 13.1%

Toronto

$285 11% 7.3% $23

Monthly Utilities & Internet

Armstrong

$220 9.4%

Toronto

$206 7.9% 6.4% $14

Clothing & Footwear

Armstrong

$115 4.9%

Toronto

$144 5.6% 25.5% $29

Getting Around

Armstrong

$79 3.4%

Toronto

$131 5.1% 65.1% $52

Sport & Entertainment

Armstrong

$58 2.5%

Toronto

$63 2.4% 7.8% $4.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,096 in Armstrong and $1,630 in Toronto. Housing cost is often the main lever when comparing two cities.

Dining out: $75 in Armstrong vs $78 in Toronto. Groceries flip the comparison at $365 vs $345, with Toronto cheaper for home cooking.

Good to know

🇨🇦 Armstrong

🇨🇦 Toronto

🕒 Local time

07:41 7:41 AM

Same time as Armstrong

🌤 Weather

👥 Population

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

1 CAD = 0.716 USD

1 CAD = 0.641 EUR

Exchange rates and currency converter

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Between locations

Armstrong Toronto 1,040 km ≈ 1 h 45 min nonstop flight

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Armstrong
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Armstrong vs Toronto: Cost of Living - Frequently Asked Questions

Armstrong is about 9% cheaper overall, especially in transport, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $3,527 in Armstrong and $3,883 in Toronto to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,096 in Armstrong versus $1,630 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Armstrong runs roughly 48% less than in Toronto. The price difference matters if you commute daily and watch your budget.

Childcare runs $144 in Armstrong versus $759 in Toronto. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

For families, Armstrong is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.