Last update: Oct 2026

Cost of Living Comparison Between Apia and Ubud, Bali

For one person, living is cheaper in Apia: $853 a month against $1,349 in Ubud, Bali, rent and utilities included – about $6,000 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Apia

🇼🇸 Samoa

$853

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Apia and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Apia and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $853 in Apia versus $1,349 in Ubud, Bali.

Apia $853
Ubud, Bali $1,349

Estimated couple costs with rent: $2,282 in Apia versus $2,305 in Ubud, Bali.

Apia $2,282
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $3,711 in Apia versus $3,261 in Ubud, Bali.

Apia $3,711
Ubud, Bali $3,261

Living in Apia costs roughly 37% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$47.10 WST 130

$3.32 Rp 60.4K

1318.67%

Three-Course Dinner for Two, Mid-Range

$36.32 WST 100

$35.64 Rp 647.8K

1.91%

Fast Food Meal (McDonalds, etc)

$14.46 WST 39.98

$5.53 Rp 100.6K

161.48%

Cappuccino

$2.87 WST 7.92

$2.72 Rp 49.4K

5.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 WST 4.89

$1.70 Rp 30.9K

4.12%

Water (0.33 liter bottle)

$1.33 WST 3.67

$0.76 Rp 13.8K

75.00%

Local Beer (0.5 liter draught)

$3.43 WST 9.49

$2.65 Rp 48.2K

29.43%

Imported Beer (0.33 liter bottle)

$3.60 WST 9.95

$4.38 Rp 79.6K

-17.81%

Milk (1 liter)

$1.84 WST 5.08

$1.49 Rp 27.1K

23.49%

White Bread (500g)

$0.83 WST 2.31

$2.28 Rp 41.4K

-63.60%

Rice (white) (1kg)

$1.80 WST 4.99

$1.19 Rp 21.6K

51.26%

Eggs

$4.39 WST 12.15

$2.04 Rp 37.0K

115.20%

Local Cheese (1kg)

$0.94 WST 2.60

$17.70 Rp 321.7K

-94.69%

Chicken Fillets (1kg)

$3.65 WST 10.11

$3.96 Rp 72.0K

-7.83%

Beef Round Steak (1kg)

$8.34 WST 23.06

$12.19 Rp 221.6K

-31.58%

Apples (1kg)

$4.99 WST 13.79

$3.66 Rp 66.4K

36.34%

Banana (1kg)

$1.85 WST 5.13

$1.52 Rp 27.6K

21.71%

Oranges (1kg)

$1.84 WST 5.10

$2.23 Rp 40.5K

-17.49%

Tomato (1kg)

$4.48 WST 12.38

$1.97 Rp 35.9K

127.41%

Potato (1kg)

$3.54 WST 9.79

$1.85 Rp 33.6K

91.35%

Onion (1kg)

$1.10 WST 3.04

$2.42 Rp 44.1K

-54.55%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$1.21 WST 3.35

$0.51 Rp 9,332

137.25%

Cigarettes 20 Pack (Marlboro, Camel)

$6.36 WST 17.58

$2.22 Rp 40.4K

186.49%

Wine (Bottle)

$16.29 WST 45.04

$22.24 Rp 404.2K

-26.75%

Local Beer (0.5 liter bottle)

$1.84 WST 5.08

$2.26 Rp 41.1K

-18.58%

Imported Beer (0.33 liter bottle)

$3.68 WST 10.18

$2.97 Rp 54.0K

23.91%

One-way Ticket (Public Transport)

$3.70 WST 10.24

$0.25 Rp 4,562

1380.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$5.50 WST 15.20

$0.44 Rp 7,989

1150.00%

Taxi (Normal Tariff) (1km)

$5.55 WST 15.36

$0.43 Rp 7,817

1190.70%

Taxi 1hour Waiting (Normal Tariff)

$21.64 WST 59.8

$5.41 Rp 98.3K

300.00%

Gasoline (1 liter)

$1.08 WST 2.98

$0.82 Rp 15.0K

31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$18.50 WST 51.2

$79.1 Rp 1.4M

-76.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.38 WST 50.8

$6.45 Rp 117.2K

184.96%

Internet (50+ Mbps, Unlimited Data)

$36.62 WST 101

$18.58 Rp 337.7K

97.09%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,738 WST 4,805

$1,723 Rp 31.3M

0.83%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Apia: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Apia

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Apia

–

Ubud, Bali

$288 21.4%

Eating Out

Apia

–

Ubud, Bali

$108 8%

Clothing & Footwear

Apia

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Apia

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Apia

–

Ubud, Bali

$58 4.3%

Getting Around

Apia

–

Ubud, Bali

$11 0.9%

Cost Breakdown

Dining out: $36 in Apia vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $240 vs $288 per month, with Apia cheaper across the board.

Good to know

🇼🇸 Apia

🇮🇩 Ubud, Bali

🕒 Local time

10:34 10:34 AM

05:34 5:34 AM

5 h behind Apia

🌤 Weather

👥 Population

36,000 Capital

74,800

💱 Currency

Samoan Tala WST T

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 WST = 0.362 USD

1 WST = 0.325 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to WST – Samoan Tala Converter

🇺🇸 United States Dollar ($)

🇼🇸 Samoan Tala (T)

Samoan Tala exchange rates as of October 28, 2026: 1 USD = 2.77 WST (1 WST = 0.362 USD). 1 EUR = 3.08 WST (1 WST = 0.325 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to WST in detail →

On the map

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Highest

Between locations

Apia Ubud, Bali 7,960 km ≈ 10 h nonstop flight

From you

Apia
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Apia vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Apia wins on cost – living expenses run 37% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Apia the obvious pick if budget is a priority.

You’d need roughly $1,279 in Apia and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $853 per month in Apia versus $1,349 in Ubud, Bali – Apia is about 37% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Apia is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Apia and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.